Cost of Living Comparison Between Ubud, Bali and Urganch Cost of Living Comparison Between Ubud, Bali and Urganch

Monthly Cost of Living

Monthly costs for one person with rent: $1,379 in Ubud, Bali versus $420 in Urganch.

Estimated couple costs with rent: $2,363 in Ubud, Bali versus $714 in Urganch.

Monthly costs for a family of three with rent: $3,347 in Ubud, Bali versus $1,008 in Urganch.

Living in Ubud, Bali is roughly 228% more expensive than in Urganch, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 1% above, Urganch is 69% below.

Meal at Budget Restaurant

$3.31 Rp 58.9K

$3.79 UZS 44.9K

-12.66%

Three-Course Dinner for Two, Mid-Range

$39.08 Rp 694.5K

$29.68 UZS 351.5K

31.67%

Fast Food Meal (McDonalds, etc)

$5.62 Rp 99.8K

$3.83 UZS 45.3K

46.74%

Cappuccino

$2.64 Rp 46.9K

$2.01 UZS 23.9K

31.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 Rp 28.2K

$0.82 UZS 9,702

92.68%

Water (0.33 liter bottle)

$0.71 Rp 12.6K

$0.26 UZS 3,087

173.08%

Local Beer (0.5 liter draught)

$2.73 Rp 48.5K

$1.25 UZS 14.8K

118.40%

Imported Beer (0.33 liter bottle)

$4.32 Rp 76.8K

Milk (1 liter)

$1.54 Rp 27.4K

$0.95 UZS 11.2K

62.11%

White Bread (500g)

$2.30 Rp 40.8K

$0.93 UZS 11.0K

147.31%

Rice (white) (1kg)

$1.03 Rp 18.3K

$1.51 UZS 17.8K

-31.79%

Eggs

$2.12 Rp 37.7K

$1.86 UZS 22.0K

13.98%

Local Cheese (1kg)

$17.30 Rp 307.5K

$4.47 UZS 53.0K

287.02%

Chicken Fillets (1kg)

$4.03 Rp 71.6K

$4.93 UZS 58.3K

-18.26%

Beef Round Steak (1kg)

$12.42 Rp 220.8K

$7.53 UZS 89.1K

64.94%

Apples (1kg)

$3.70 Rp 65.7K

$1.35 UZS 16.0K

174.07%

Banana (1kg)

$1.62 Rp 28.7K

$1.76 UZS 20.9K

-7.95%

Oranges (1kg)

$2.27 Rp 40.3K

$2.46 UZS 29.2K

-7.72%

Tomato (1kg)

$1.99 Rp 35.4K

$2.12 UZS 25.1K

-6.13%

Potato (1kg)

$1.83 Rp 32.5K

$0.78 UZS 9,274

134.62%

Onion (1kg)

$2.25 Rp 40.1K

$0.49 UZS 5,760

359.18%

Lettuce (1 head)

$1.04 Rp 18.6K

$0.77 UZS 9,091

35.06%

Water (1.5 liter bottle)

$0.56 Rp 10.0K

$0.41 UZS 4,813

36.59%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 39.5K

$1.82 UZS 21.6K

21.98%

Wine (Bottle)

$23.22 Rp 412.7K

Local Beer (0.5 liter bottle)

$2.39 Rp 42.5K

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.1K

One-way Ticket (Public Transport)

$0.25 Rp 4,416

$0.28 UZS 3,282

-10.71%

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,163

$0.35 UZS 4,203

31.43%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,235

$0.44 UZS 5,180

4.55%

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.2K

Gasoline (1 liter)

$0.76 Rp 13.6K

$1.16 UZS 13.7K

-34.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 436.7M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 551.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 112.5K

$3.41 UZS 40.3K

85.63%

Internet (50+ Mbps, Unlimited Data)

$18.54 Rp 329.6K

$10.01 UZS 118.6K

85.21%

Gym Membership (Monthly)

$56.1 Rp 996.2K

$14.29 UZS 169.2K

292.23%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

Cinema Ticket

$4.26 Rp 75.8K

$4.25 UZS 50.3K

0.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.0M

Jeans (Levis 501 Or Similar)

$45.98 Rp 817.3K

$12.67 UZS 150.1K

262.90%

Summer Dress (H&M, Zara, etc)

$35.86 Rp 637.4K

$12.32 UZS 145.9K

191.07%

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

Men's Leather Business Shoes

$80.9 Rp 1.4M

$42.22 UZS 500.0K

91.69%

1-bedroom Apartment, City Center (Monthly)

$1,144 Rp 20.3M

$159 UZS 1.9M

617.88%

1-bedroom Apartment, Outside City Center (Monthly)

$692 Rp 12.3M

$127 UZS 1.5M

444.31%

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 62.8M

$269 UZS 3.2M

1214.56%

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.4M

$210 UZS 2.5M

714.26%

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

$2,987 UZS 35.4M

-6.79%

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

$3,551 UZS 42.1M

-36.32%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$413 UZS 4.9M

-59.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Urganch: August 18, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,144 in Ubud, Bali and $159 in Urganch. Housing cost is often the main lever when comparing two cities.

Urganch pays 144% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $30.00 in Urganch for a mid-range dinner for two. Groceries echo the gap at $293 vs $142 per month, with Urganch cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Urganch: Cost of Living - Frequently Asked Questions

Urganch wins on cost – living expenses run 228% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Urganch the obvious pick if budget is a priority.

On paper, salaries run 144% lower in Urganch. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,144 in Ubud, Bali versus $159 in Urganch. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,379 per month in Ubud, Bali versus $420 in Urganch – a 228% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 106% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $420 in Urganch versus $1,379 in Ubud, Bali, a $1,500 budget is realistic in Urganch but tight or insufficient in Ubud, Bali. The gap between the two cities makes Urganch the clear choice for anyone on this budget.

Both work as nomad bases, but Urganch delivers better value – similar infrastructure at $420 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Urganch hard to pass up.

Safety-wise, Ubud, Bali and Urganch are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Urganch gentler on the wallet – expenses run 228% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.