Cost of Living Comparison Between Ubud, Bali and Urganch Cost of Living Comparison Between Ubud, Bali and Urganch

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $240 in Urganch.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $426 in Urganch.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $612 in Urganch.

Living in Ubud, Bali is roughly 485% more expensive than Urganch, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Urganch is 82% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$3.97 UZS 47.5K

-10.08%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$27.74 UZS 332.2K

17.16%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

Cappuccino

$2.75 Rp 49.2K

$1.54 UZS 18.4K

78.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.71 UZS 8,495

85.92%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.23 UZS 2,752

204.35%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$1.15 UZS 13.8K

153.04%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

Milk (1 liter)

$1.71 Rp 30.6K

White Bread (500g)

$2.47 Rp 44.3K

$1.53 UZS 18.3K

61.44%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.81 UZS 21.6K

-33.70%

Eggs

$2.44 Rp 43.8K

$1.42 UZS 17.0K

71.83%

Local Cheese (1kg)

$14.38 Rp 257.7K

Chicken Fillets (1kg)

$4.31 Rp 77.1K

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$5.08 UZS 60.9K

140.35%

Apples (1kg)

$3.68 Rp 66.0K

Banana (1kg)

$1.55 Rp 27.8K

$1.70 UZS 20.3K

-8.82%

Oranges (1kg)

$2.79 Rp 49.9K

Tomato (1kg)

$2.33 Rp 41.8K

Potato (1kg)

$1.97 Rp 35.3K

Onion (1kg)

$2.31 Rp 41.4K

Lettuce (1 head)

$1.06 Rp 19.1K

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.24 UZS 2,866

204.17%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

Wine (Bottle)

$22.79 Rp 408.4K

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.16 UZS 1,870

81.25%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

Gasoline (1 liter)

$0.85 Rp 15.2K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$4.26 UZS 51.1K

-4.69%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

Gym Membership (Monthly)

$97.7 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$4.04 Rp 72.4K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

Men's Leather Business Shoes

$76.7 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$142 UZS 1.7M

595.46%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$120 UZS 1.4M

447.11%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$256 UZS 3.1M

1217.39%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$197 UZS 2.4M

946.26%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$3,031 UZS 36.3M

-9.55%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$3,663 UZS 43.9M

-39.20%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$420 UZS 5.0M

-61.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Urganch: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $142 in Urganch. Housing cost is often the main lever when comparing two cities.

Urganch pays 157% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $28.00 in Urganch for a mid-range dinner for two. Groceries echo the gap at $297 vs $56.0 per month, with Urganch cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Urganch: Cost of Living - Frequently Asked Questions

Urganch wins on cost – living expenses run 485% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Urganch the obvious pick if budget is a priority.

On paper, Urganch earns 157% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $142 in Urganch. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,404 per month in Ubud, Bali versus $240 in Urganch – a 485% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 426% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $240 in Urganch versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Urganch but tight or insufficient in Ubud, Bali. The gap between the two cities makes Urganch the clear choice for anyone on this budget.

Both work as nomad bases, but Urganch delivers better value – similar infrastructure at $240 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Urganch hard to pass up.

Safety-wise, Ubud, Bali and Urganch are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Urganch gentler on the wallet – expenses run 485% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.