Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Urganch

For one person, living is cheaper in Urganch: $415 a month against $1,368 in Ubud, Bali, rent and utilities included – about $11,400 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
12

Cost of Living Index in Urganch
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Urganch Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Urganch

🇺🇿 Uzbekistan

$415

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Urganch

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Urganch actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $415 in Urganch.

Ubud, Bali $1,368
Urganch $415

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $703 in Urganch.

Ubud, Bali $2,314
Urganch $703

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $990 in Urganch.

Ubud, Bali $3,260
Urganch $990

Living in Ubud, Bali is roughly 230% more expensive than in Urganch, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Urganch is 69% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$3.80 UZS 45.8K

-12.37%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$29.80 UZS 359.1K

18.05%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$3.86 UZS 46.5K

50.26%

Cappuccino

$2.73 Rp 49.1K

$1.92 UZS 23.1K

42.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$0.80 UZS 9,639

105.00%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.24 UZS 2,885

245.83%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$1.28 UZS 15.4K

110.94%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

Milk (1 liter)

$1.50 Rp 27.1K

$0.95 UZS 11.5K

57.89%

White Bread (500g)

$2.30 Rp 41.4K

$0.93 UZS 11.2K

147.31%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.49 UZS 18.0K

-20.81%

Eggs

$2.14 Rp 38.6K

$1.91 UZS 23.0K

12.04%

Local Cheese (1kg)

$17.48 Rp 314.6K

$4.57 UZS 55.1K

282.49%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$4.81 UZS 58.0K

-16.22%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$7.29 UZS 87.8K

67.76%

Apples (1kg)

$3.55 Rp 63.9K

$1.35 UZS 16.3K

162.96%

Banana (1kg)

$1.57 Rp 28.3K

$1.77 UZS 21.3K

-11.30%

Oranges (1kg)

$2.24 Rp 40.2K

$2.53 UZS 30.5K

-11.46%

Tomato (1kg)

$1.93 Rp 34.7K

$2.12 UZS 25.5K

-8.96%

Potato (1kg)

$1.88 Rp 33.9K

$0.79 UZS 9,488

137.97%

Onion (1kg)

$2.29 Rp 41.3K

$0.49 UZS 5,898

367.35%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.75 UZS 9,006

32.00%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.44 UZS 5,254

20.45%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$1.89 UZS 22.8K

20.63%

Wine (Bottle)

$23.01 Rp 414.2K

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.30 UZS 3,648

-20.00%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$0.32 UZS 3,895

50.00%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$0.41 UZS 4,886

12.20%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.27 UZS 15.3K

-30.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$3.50 UZS 42.2K

84.29%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$10.28 UZS 123.8K

80.64%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$14.46 UZS 174.2K

286.03%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$4.25 UZS 51.2K

3.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$12.62 UZS 152.1K

266.01%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$12.82 UZS 154.5K

175.59%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

Men's Leather Business Shoes

$78.4 Rp 1.4M

$41.40 UZS 499.0K

89.35%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$160 UZS 1.9M

615.05%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$127 UZS 1.5M

431.30%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$271 UZS 3.3M

1193.94%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$207 UZS 2.5M

719.35%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$3,033 UZS 36.5M

-8.20%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$3,653 UZS 44.0M

-38.66%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$418 UZS 5.0M

-60.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Urganch: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Urganch

$127 30.7% 81.2% $548

Groceries & Markets

Ubud, Bali

$290 21.2%

Urganch

$142 * 34.2% 51.2% $149

Eating Out

Ubud, Bali

$109 8%

Urganch

$76 * 18.2% 30.5% $33

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Urganch

$14 * 3.3% 87.2% $94

Clothing & Footwear

Ubud, Bali

$108 7.9%

Urganch

$30 * 7.3% 72% $77

Sport & Entertainment

Ubud, Bali

$65 4.7%

Urganch

$23 5.5% 64.5% $42

Getting Around

Ubud, Bali

$13 0.9%

Urganch

$3.6 * 0.9% 71.6% $9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $160 in Urganch. Housing cost is often the main lever when comparing two cities.

Urganch pays 154% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $30.00 in Urganch for a mid-range dinner for two. Groceries echo the gap at $290 vs $142 per month, with Urganch cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇿 Urganch

🕒 Local time

03:37 3:37 AM

00:37 12:37 AM

3 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

146,709

💱 Currency

Indonesian Rupiah IDR Rp

Uzbekistani Som UZS soʻm

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100,000 UZS = 8.3 USD

100,000 UZS = 7.38 EUR

Exchange rates and currency converter

UZS, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Uzbekistani Som exchange rates as of October 18, 2026: 1 USD = 12,051 UZS (100,000 UZS = 8.3 USD). 1 EUR = 13,548 UZS (100,000 UZS = 7.38 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Urganch 7,860 km ≈ 10 h nonstop flight

From you

Ubud, Bali
Urganch

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Urganch: Cost of Living - Frequently Asked Questions

Urganch wins on cost – living expenses run 230% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Urganch the obvious pick if budget is a priority.

On paper, salaries run 154% lower in Urganch. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $160 in Urganch. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,368 per month in Ubud, Bali versus $415 in Urganch – a 230% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 105% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $415 in Urganch versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Urganch but tight or insufficient in Ubud, Bali. The gap between the two cities makes Urganch the clear choice for anyone on this budget.

Both work as nomad bases, but Urganch delivers better value – similar infrastructure at $415 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Urganch hard to pass up.

Safety-wise, Ubud, Bali and Urganch are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Urganch gentler on the wallet – expenses run 230% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.