Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Urbino

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,792 in Urbino, rent and utilities included – about $5,500 less a year. Other living expenses account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
86

Cost of Living Index in Urbino
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Urbino Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Urbino

🇮🇹 Italy

$1,792

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Urbino

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Urbino actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,792 in Urbino.

Ubud, Bali $1,331
Urbino $1,792

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $2,705 in Urbino.

Ubud, Bali $2,255
Urbino $2,705

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $3,619 in Urbino.

Ubud, Bali $3,180
Urbino $3,619

Living in Ubud, Bali costs roughly 26% less than in Urbino, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Urbino is 33% above.

Meal at Budget Restaurant

$3.38 Rp 61.1K

$31.07 €27.80

-89.12%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 627.3K

$59.6 €53.3

-41.84%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.9K

$11.25 €10.06

-50.49%

Cappuccino

$2.62 Rp 47.4K

$1.57 €1.41

66.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$3.15 €2.82

-51.11%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.72 €1.54

-62.79%

Local Beer (0.5 liter draught)

$2.67 Rp 48.3K

$4.97 €4.45

-46.28%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.2K

$4.02 €3.60

5.97%

Milk (1 liter)

$1.46 Rp 26.5K

$1.58 €1.42

-7.59%

White Bread (500g)

$2.29 Rp 41.5K

$2.29 €2.04

Rice (white) (1kg)

$1.11 Rp 20.0K

$2.83 €2.53

-60.78%

Eggs

$2.10 Rp 38.0K

$4.00 €3.58

-47.50%

Local Cheese (1kg)

$15.94 Rp 288.6K

$16.35 €14.63

-2.51%

Chicken Fillets (1kg)

$3.88 Rp 70.3K

$12.53 €11.21

-69.03%

Beef Round Steak (1kg)

$11.40 Rp 206.4K

$19.86 €17.77

-42.60%

Apples (1kg)

$3.55 Rp 64.3K

$2.52 €2.26

40.87%

Banana (1kg)

$1.54 Rp 27.8K

$2.15 €1.93

-28.37%

Oranges (1kg)

$2.23 Rp 40.4K

$2.55 €2.28

-12.55%

Tomato (1kg)

$1.97 Rp 35.7K

$3.16 €2.83

-37.66%

Potato (1kg)

$1.86 Rp 33.6K

$1.88 €1.68

-1.06%

Onion (1kg)

$2.42 Rp 43.8K

$1.82 €1.63

32.97%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.50 €1.35

-32.00%

Water (1.5 liter bottle)

$0.52 Rp 9,456

$0.51 €0.46

1.96%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.8K

$6.61 €5.92

-66.72%

Wine (Bottle)

$21.79 Rp 394.4K

$7.04 €6.30

209.52%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.1K

$1.64 €1.47

42.07%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$2.28 €2.04

30.26%

One-way Ticket (Public Transport)

$0.25 Rp 4,533

$1.70 €1.52

-85.29%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.0K

$41.72 €37.33

-80.42%

Taxi Start (Normal Tariff)

$0.44 Rp 7,925

$5.64 €5.04

-92.20%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,472

$1.67 €1.49

-71.86%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.4K

$30.85 €27.60

-81.85%

Gasoline (1 liter)

$0.83 Rp 15.0K

$2.10 €1.88

-60.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 442.6M

$35.5K €31.8K

-31.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 573.8M

$35.8K €32.0K

-11.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$203 €182

-61.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.2K

$10.12 €9.06

-39.33%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 342.4K

$29.92 €26.78

-36.76%

Gym Membership (Monthly)

$51.0 Rp 923.1K

$53.4 €47.79

-4.53%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 330.4K

$24.20 €21.66

-24.59%

Cinema Ticket

$4.38 Rp 79.3K

$10.16 €9.10

-56.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$551 €493

-10.57%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.2M

$10.1K €9,068

20.59%

Jeans (Levis 501 Or Similar)

$45.16 Rp 817.6K

$88.5 €79.2

-48.99%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 631.6K

$37.42 €33.48

-6.76%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$96.0 €85.9

-18.40%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$128 €115

-39.26%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$713 €638

51.20%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$564 €504

17.97%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.5M

$1,146 €1,025

206.37%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$879 €787

90.03%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$2,906 €2,601

-19.49%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.5M

$2,032 €1,818

10.07%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,329 €1,190

-87.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.32

315.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Urbino: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Urbino

$564 31.5% 15.2% $101

Groceries & Markets

Ubud, Bali

$279 21%

Urbino

$337 18.8% 20.6% $58

Clothing & Footwear

Ubud, Bali

$106 8%

Urbino

$158 8.8% 48.2% $51

Eating Out

Ubud, Bali

$106 8%

Urbino

$353 19.7% 234% $248

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Urbino

$244 13.6% 138% $141

Sport & Entertainment

Ubud, Bali

$60 4.5%

Urbino

$74 4.1% 23.4% $14

Getting Around

Ubud, Bali

$12 0.9%

Urbino

$62 3.5% 423% $51

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $713 in Urbino. Housing cost is often the main lever when comparing two cities.

Urbino pays about 8 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $60 in Urbino for a mid-range dinner for two. Groceries echo the gap at $279 vs $337 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇹 Urbino

🕒 Local time

02:22 2:22 AM

19:22 7:22 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

15,019

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.92 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,103 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,331 IDR (100,000 IDR = 4.92 EUR).

Euro exchange rates as of November 6, 2026: 1 USD = 0.895 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Urbino 11,670 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Urbino

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Urbino: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 26% lower than in Urbino. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 87% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $713 in Urbino. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $492 in Ubud, Bali versus $551 in Urbino. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 21% higher in Urbino. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Urbino are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Urbino on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.