Cost of Living Comparison Between Ubud, Bali and Turlock, CA Cost of Living Comparison Between Ubud, Bali and Turlock, CA

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $2,436 in Turlock, CA.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $3,568 in Turlock, CA.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $4,699 in Turlock, CA.

Living in Ubud, Bali costs roughly 42% less than in Turlock, CA, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 4% above, Turlock, CA 81% above.

Currency
🍽 Eating Out
Ubud, Bali
Turlock, CA
Difference
Meal at Budget Restaurant
$3.57 Rp 64.0K
$12.15 $12.15
-70.62%
Three-Course Dinner for Two, Mid-Range
$32.50 Rp 582.3K
$64.0 $64.0
-49.25%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 87.1K
$11.13 $11.13
-56.33%
Cappuccino
$2.75 Rp 49.2K
$5.69 $5.69
-51.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.32 Rp 23.7K
$2.12 $2.12
-37.74%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$1.96 $1.96
-64.29%
Local Beer (0.5 liter draught)
$2.91 Rp 52.2K
$6.01 $6.01
-51.58%
Imported Beer (0.33 liter bottle)
$3.79 Rp 68.0K
$8.23 $8.23
-53.95%
🛒 Groceries & Markets
Ubud, Bali
Turlock, CA
Difference
Milk (1 liter)
$1.71 Rp 30.6K
$1.31 $1.31
30.53%
White Bread (500g)
$2.47 Rp 44.3K
$2.25 $2.25
9.78%
Rice (white) (1kg)
$1.20 Rp 21.5K
$4.53 $4.53
-73.51%
Eggs
$2.44 Rp 43.8K
$3.02 $3.02
-19.21%
Local Cheese (1kg)
$14.38 Rp 257.7K
$11.21 $11.21
28.28%
Chicken Fillets (1kg)
$4.31 Rp 77.1K
$9.08 $9.08
-52.53%
Beef Round Steak (1kg)
$12.21 Rp 218.7K
$14.15 $14.15
-13.71%
Apples (1kg)
$3.68 Rp 66.0K
$3.81 $3.81
-3.41%
Banana (1kg)
$1.55 Rp 27.8K
$2.22 $2.22
-30.18%
Oranges (1kg)
$2.79 Rp 49.9K
$2.39 $2.39
16.74%
Tomato (1kg)
$2.33 Rp 41.8K
$2.16 $2.16
7.87%
Potato (1kg)
$1.97 Rp 35.3K
$2.44 $2.44
-19.26%
Onion (1kg)
$2.31 Rp 41.4K
$2.15 $2.15
7.44%
Lettuce (1 head)
$1.06 Rp 19.1K
$2.43 $2.43
-56.38%
Water (1.5 liter bottle)
$0.73 Rp 13.1K
$1.03 $1.03
-29.13%
Cigarettes 20 Pack (Marlboro, Camel)
$3.28 Rp 58.8K
$9.77 $9.77
-66.43%
Wine (Bottle)
$22.79 Rp 408.4K
$14.64 $14.64
55.67%
Local Beer (0.5 liter bottle)
$2.81 Rp 50.3K
$2.13 $2.13
31.92%
Imported Beer (0.33 liter bottle)
$2.78 Rp 49.9K
$2.46 $2.46
13.01%
🚌 Getting Around
Ubud, Bali
Turlock, CA
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,217
$1.98 $1.98
-85.35%
Public Transport Monthly Pass (Regular Price)
$8.06 Rp 144.4K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 8,047
$3.55 $3.55
-87.32%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,094
$1.58 $1.58
-71.52%
Taxi 1hour Waiting (Normal Tariff)
$6.24 Rp 111.7K
$29.17 $29.17
-78.61%
Gasoline (1 liter)
$0.85 Rp 15.2K
$1.28 $1.28
-33.59%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0K Rp 465.4M
$26.9K $26.9K
-3.38%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 567.2M
$26.9K $26.9K
17.79%
🧾 Monthly Utilities & Internet
Ubud, Bali
Turlock, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$185 $185
-56.37%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.7K
$51.0 $51.0
-92.04%
Internet (50+ Mbps, Unlimited Data)
$24.42 Rp 437.6K
$59.7 $59.7
-59.12%
🎉 Sport & Entertainment
Ubud, Bali
Turlock, CA
Difference
Gym Membership (Monthly)
$97.7 Rp 1.7M
$42.41 $42.41
130.30%
Tennis Court (1 Hour on Weekend)
$6.45 Rp 115.5K
-
-
Cinema Ticket
$4.04 Rp 72.4K
$24.66 $24.66
-83.62%
🧸 Childcare & Education
Ubud, Bali
Turlock, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$1,306 $1,306
-76.73%
International Primary School, 1 Child (Yearly)
$6,621 Rp 118.6M
$23.7K $23.7K
-72.03%
👕👟 Clothing & Footwear
Ubud, Bali
Turlock, CA
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 971.7K
$62.6 $62.6
-13.34%
Summer Dress (H&M, Zara, etc)
$38.78 Rp 694.7K
$34.76 $34.76
11.57%
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.5M
$95.8 $95.8
-10.10%
Men's Leather Business Shoes
$76.7 Rp 1.4M
$111 $111
-30.64%
🏠 Accommodation & Living
Ubud, Bali
Turlock, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$986 Rp 17.7M
$1,620 $1,620
-39.17%
1-bedroom Apartment, Outside City Center (Monthly)
$658 Rp 11.8M
$1,349 $1,349
-51.23%
3-bedroom Apartment, City Center (Monthly)
$3,369 Rp 60.4M
$2,649 $2,649
27.20%
3-bedroom Apartment, Outside City Center (Monthly)
$2,066 Rp 37.0M
$2,200 $2,200
-6.08%
Buy Apartment in City Center (m2)
$2,741 Rp 49.1M
-
-
Buy Apartment Outside City Center (m2)
$2,228 Rp 39.9M
-
-
💵 Salaries & Financials
Ubud, Bali
Turlock, CA
Difference
Average Monthly Net Salary (After Tax)
$163 Rp 2.9M
$4,242 $4,242
-96.15%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.32
110.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Turlock, CA: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $1,620 in Turlock, CA. Housing cost is often the main lever when comparing two cities.

Turlock, CA pays 2496% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $64.0 in Turlock, CA for a mid-range dinner for two. Groceries echo the gap at $297 vs $319 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Turlock, CA: Cost of Living - Frequently Asked Questions
Is Turlock, CA cheaper than Ubud, Bali?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 73% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Turlock, CA?
On paper, Turlock, CA earns 2496% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Turlock, CA?
Rent for a central apartment: $986 in Ubud, Bali versus $1,620 in Turlock, CA. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Ubud, Bali and Turlock, CA?
Supermarket bills run roughly 7% higher in Turlock, CA. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Ubud, Bali vs Turlock, CA?
All in, you'll spend $1,404 per month in Ubud, Bali versus $2,436 in Turlock, CA – a 73% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,000 a realistic budget for Ubud, Bali or Turlock, CA?
At $1,404 in Ubud, Bali versus $2,436 in Turlock, CA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Turlock, CA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Ubud, Bali or Turlock, CA more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Turlock, CA, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Turlock, CA?
Safety-wise, Ubud, Bali and Turlock, CA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 73% less than in Turlock, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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