Cost of Living Comparison Between Ubud, Bali and Tumkur Cost of Living Comparison Between Ubud, Bali and Tumkur

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $374 in Tumkur, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $597 in Tumkur, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $820 in Tumkur, rent included.

Ubud, Bali costs about 276% more than Tumkur, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Tumkur is 72% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$2.31 ₹223

49.35%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$8.23 ₹793

292.95%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$3.59 ₹346

34.82%

Cappuccino

$2.75 Rp 49.4K

$1.28 ₹124

114.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.46 ₹44.46

200.00%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.11 ₹10.54

581.82%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$2.37 ₹229

26.16%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$1.70 ₹164

126.47%

Milk (1 liter)

$1.74 Rp 31.2K

$0.57 ₹54.8

205.26%

White Bread (500g)

$2.46 Rp 44.2K

$0.34 ₹32.83

623.53%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.73 ₹70.2

60.27%

Eggs

$2.43 Rp 43.7K

$0.82 ₹79.4

196.34%

Local Cheese (1kg)

$14.50 Rp 260.6K

$9.20 ₹887

57.61%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$2.83 ₹273

53.71%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

Apples (1kg)

$3.72 Rp 66.8K

$1.99 ₹191

86.93%

Banana (1kg)

$1.63 Rp 29.2K

$0.75 ₹72.4

117.33%

Oranges (1kg)

$2.74 Rp 49.3K

$1.49 ₹144

83.89%

Tomato (1kg)

$2.24 Rp 40.3K

$0.42 ₹40.35

433.33%

Potato (1kg)

$1.92 Rp 34.5K

$0.46 ₹44.25

317.39%

Onion (1kg)

$2.28 Rp 40.9K

$0.30 ₹29.10

660.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.24 ₹23.22

341.67%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.44 ₹42.06

63.64%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$2.93 ₹282

12.29%

Wine (Bottle)

$23.19 Rp 416.8K

$5.78 ₹557

301.21%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.78 ₹172

56.18%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$2.82 ₹272

-3.19%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.51 ₹531

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.30 ₹29.11

-10.00%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$8.52 ₹821

-4.81%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$0.60 ₹57.9

-20.00%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$1.14 ₹110

445.61%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.83 ₹79.6

-2.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$17.0K ₹1.6M

56.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$29.5K ₹2.8M

9.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$34.26 ₹3,304

128.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$3.33 ₹321

22.22%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$5.75 ₹554

323.13%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$16.20 ₹1,563

508.70%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$6.83 ₹659

-7.17%

Cinema Ticket

$3.99 Rp 71.6K

$2.27 ₹219

75.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$32.15 ₹3,100

848.77%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$1,304 ₹125.8K

409.32%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$21.90 ₹2,112

147.21%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$23.81 ₹2,296

58.80%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$39.95 ₹3,853

117.37%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$27.86 ₹2,687

174.05%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$122 ₹11.7K

715.84%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$77.4 ₹7,465

769.05%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$274 ₹26.4K

1131.03%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$183 ₹17.6K

1021.67%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$994 ₹95.9K

182.06%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$521 ₹50.2K

327.65%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.47

40.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Tumkur: July 11, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $122 in Tumkur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $8.00 in Tumkur. Monthly groceries follow the same trend: $297 vs $114 – making Tumkur the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tumkur: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $374 in Tumkur – roughly 276% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $561 in Tumkur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tumkur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 161% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $8.00 in Tumkur. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Tumkur, where all-in costs run around $374, than in Ubud, Bali at $1,408. In Tumkur it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $374 in Tumkur to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tumkur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.