Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Tumkur

For one person, living is cheaper in Tumkur: $356 a month against $1,349 in Ubud, Bali, rent and utilities included – about $11,900 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
17

Cost of Living Index in Tumkur
Learn more

Tumkur Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Tumkur

🇮🇳 India

$356

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Tumkur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Tumkur actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $356 in Tumkur, rent included.

Ubud, Bali $1,349
Tumkur $356

A couple spends around $2,305 per month in Ubud, Bali vs $570 in Tumkur, rent included.

Ubud, Bali $2,305
Tumkur $570

A family of three spends $3,261 per month in Ubud, Bali vs $783 in Tumkur, rent included.

Ubud, Bali $3,261
Tumkur $783

Ubud, Bali costs about 279% more than Tumkur, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$1.57 ₹149

111.46%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$10.54 ₹1,004

238.14%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$3.12 ₹297

77.24%

Cappuccino

$2.72 Rp 49.4K

$1.54 ₹147

76.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.42 ₹39.86

304.76%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.11 ₹10.49

590.91%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.13 ₹203

24.41%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$1.60 ₹152

173.75%

Milk (1 liter)

$1.49 Rp 27.1K

$0.55 ₹52.4

170.91%

White Bread (500g)

$2.28 Rp 41.4K

$0.30 ₹28.75

660.00%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.65 ₹62.3

83.08%

Eggs

$2.04 Rp 37.0K

$0.76 ₹72.5

168.42%

Local Cheese (1kg)

$17.70 Rp 321.7K

$5.40 ₹514

227.78%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$2.96 ₹282

33.78%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

Apples (1kg)

$3.66 Rp 66.4K

$2.61 ₹249

40.23%

Banana (1kg)

$1.52 Rp 27.6K

$0.62 ₹59.4

145.16%

Oranges (1kg)

$2.23 Rp 40.5K

$1.21 ₹115

84.30%

Tomato (1kg)

$1.97 Rp 35.9K

$0.39 ₹37.09

405.13%

Potato (1kg)

$1.85 Rp 33.6K

$0.44 ₹41.47

320.45%

Onion (1kg)

$2.42 Rp 44.1K

$0.27 ₹25.80

796.30%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.38 ₹36.42

160.53%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.31 ₹29.55

64.52%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$4.94 ₹470

-55.06%

Wine (Bottle)

$22.24 Rp 404.2K

$5.15 ₹491

331.84%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.65 ₹157

36.97%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$3.04 ₹289

-2.30%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.35 ₹414

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.23 ₹21.98

8.70%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$7.06 ₹672

10.76%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$1.07 ₹102

-58.88%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$0.29 ₹27.94

48.28%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$1.64 ₹156

229.88%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.07 ₹102

-23.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$11.2K ₹1.1M

112.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$14.1K ₹1.3M

125.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$35.54 ₹3,384

122.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$3.36 ₹320

91.96%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$5.37 ₹512

246.00%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$13.96 ₹1,329

254.44%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$6.41 ₹611

175.35%

Cinema Ticket

$4.27 Rp 77.7K

$2.60 ₹248

64.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$53.6 ₹5,101

815.70%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$1,316 ₹125.3K

331.20%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$18.17 ₹1,730

145.68%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$23.13 ₹2,202

51.10%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$35.73 ₹3,402

123.62%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$28.59 ₹2,722

177.79%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$119 ₹11.3K

848.84%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$77.9 ₹7,419

761.77%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$267 ₹25.4K

1235.93%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$183 ₹17.4K

840.41%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$945 ₹90.0K

188.97%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$540 ₹51.4K

322.96%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.56

44.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Tumkur: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Tumkur

$78 21.9% 88.4% $594

Groceries & Markets

Ubud, Bali

$288 21.4%

Tumkur

$101 28.2% 65.2% $188

Eating Out

Ubud, Bali

$108 8%

Tumkur

$56 15.8% 47.6% $51

Clothing & Footwear

Ubud, Bali

$108 8%

Tumkur

$48 13.3% 55.8% $60

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Tumkur

$44 12.4% 57.5% $60

Sport & Entertainment

Ubud, Bali

$58 4.3%

Tumkur

$19 5.4% 67% $39

Getting Around

Ubud, Bali

$11 0.9%

Tumkur

$11 3% 7.9% $0.9

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $119 in Tumkur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $11 in Tumkur. Monthly groceries follow the same trend: $288 vs $101 – making Tumkur the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Tumkur

🕒 Local time

04:37 4:37 AM

02:07 2:07 AM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

100,000

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of October 28, 2026: 1 USD = 95.22 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Tumkur 4,860 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Tumkur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tumkur: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $356 in Tumkur – Tumkur comes out roughly 74% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $534 in Tumkur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tumkur, especially for central apartments: a one-bedroom in the center costs $119 there versus $1,125 in Ubud, Bali.

Groceries cost about 187% more in Ubud, Bali, though the gap depends on what you buy.

A mid-range dinner for two costs $36 in Ubud, Bali and $11 in Tumkur. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,200 monthly budget goes further in Tumkur, where all-in costs run around $356, than in Ubud, Bali at $1,349. In Tumkur it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Tumkur – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Tumkur is the easier option financially – housing and daily costs are lower, and overall it costs about 74% less, which matters a lot on a fixed budget or early-career salary.