Cost of Living Comparison Between Ubud, Bali and Tumkur Cost of Living Comparison Between Ubud, Bali and Tumkur

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $345 in Tumkur, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $549 in Tumkur, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $754 in Tumkur, rent included.

Ubud, Bali costs about 300% more than Tumkur, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Tumkur is 75% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$1.54 ₹147

116.23%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$10.33 ₹987

246.76%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$3.19 ₹305

76.49%

Cappuccino

$2.82 Rp 49.7K

$1.45 ₹138

94.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.46 ₹44.03

280.43%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.10 ₹9.86

700.00%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$2.05 ₹196

48.29%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$1.62 ₹155

165.43%

Milk (1 liter)

$1.61 Rp 28.3K

$0.51 ₹48.96

215.69%

White Bread (500g)

$2.27 Rp 39.9K

$0.30 ₹29.02

656.67%

Rice (white) (1kg)

$1.17 Rp 20.6K

$0.67 ₹64.0

74.63%

Eggs

$2.17 Rp 38.2K

$0.81 ₹77.4

167.90%

Local Cheese (1kg)

$17.63 Rp 310.5K

$5.30 ₹507

232.64%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$2.83 ₹270

43.11%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

Apples (1kg)

$3.62 Rp 63.7K

$2.56 ₹244

41.41%

Banana (1kg)

$1.64 Rp 28.8K

$0.65 ₹62.4

152.31%

Oranges (1kg)

$2.31 Rp 40.6K

$1.16 ₹111

99.14%

Tomato (1kg)

$1.96 Rp 34.5K

$0.38 ₹36.29

415.79%

Potato (1kg)

$1.84 Rp 32.5K

$0.40 ₹38.43

360.00%

Onion (1kg)

$2.37 Rp 41.7K

$0.25 ₹23.72

848.00%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.36 ₹34.35

191.67%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.29 ₹27.62

86.21%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$5.10 ₹488

-54.90%

Wine (Bottle)

$23.08 Rp 406.4K

$5.31 ₹507

334.65%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.66 ₹159

40.96%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$3.13 ₹299

-1.92%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.23 ₹404

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.25 ₹23.76

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$7.38 ₹705

27.64%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$1.02 ₹97.9

-51.96%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.28 ₹27.04

67.86%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$1.59 ₹152

252.20%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.10 ₹105

-26.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$16.0K ₹1.5M

56.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$13.9K ₹1.3M

123.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$35.29 ₹3,372

134.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$3.45 ₹330

88.12%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$5.20 ₹496

261.35%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$13.95 ₹1,333

295.99%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$6.64 ₹634

174.25%

Cinema Ticket

$4.30 Rp 75.7K

$2.64 ₹253

62.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$53.8 ₹5,142

818.19%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$1,338 ₹127.8K

342.25%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$18.54 ₹1,772

149.62%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$21.92 ₹2,094

66.24%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$35.43 ₹3,385

127.77%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$28.11 ₹2,685

180.33%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$122 ₹11.6K

815.74%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$72.3 ₹6,909

858.73%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$265 ₹25.4K

1271.35%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$168 ₹16.0K

919.77%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$965 ₹92.2K

186.12%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$508 ₹48.5K

351.17%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.56

44.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Tumkur: September 5, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $122 in Tumkur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $10.00 in Tumkur. Monthly groceries follow the same trend: $294 vs $99.0 – making Tumkur the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tumkur: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,378 in Ubud, Bali, $345 in Tumkur – roughly 300% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $517 in Tumkur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tumkur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 196% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $10.00 in Tumkur. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Tumkur, where all-in costs run around $345, than in Ubud, Bali at $1,378. In Tumkur it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $345 in Tumkur to $1,378 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tumkur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.