Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Toyohashi

For one person, living is cheaper in Toyohashi: $1,101 a month against $1,349 in Ubud, Bali, rent and utilities included – about $3,000 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
53

Cost of Living Index in Toyohashi
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Toyohashi Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Toyohashi

🇯🇵 Japan

$1,101

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Toyohashi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Toyohashi actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,101 in Toyohashi, rent included.

Ubud, Bali $1,349
Toyohashi $1,101

A couple spends around $2,305 per month in Ubud, Bali vs $1,751 in Toyohashi, rent included.

Ubud, Bali $2,305
Toyohashi $1,751

A family of three spends $3,261 per month in Ubud, Bali vs $2,401 in Toyohashi, rent included.

Ubud, Bali $3,261
Toyohashi $2,401

Ubud, Bali costs about 23% more than Toyohashi, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$7.84 ¥1,238

-57.65%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$32.16 ¥5,076

10.82%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$4.95 ¥781

11.72%

Cappuccino

$2.72 Rp 49.4K

$2.33 ¥368

16.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.15 ¥182

47.83%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.58 ¥91.8

31.03%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$2.05 ¥323

29.27%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$2.29 ¥362

91.27%

Milk (1 liter)

$1.49 Rp 27.1K

$1.25 ¥197

19.20%

White Bread (500g)

$2.28 Rp 41.4K

$1.28 ¥202

78.12%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.91 ¥302

-37.70%

Eggs

$2.04 Rp 37.0K

$1.40 ¥221

45.71%

Local Cheese (1kg)

$17.70 Rp 321.9K

$12.94 ¥2,042

36.79%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$5.06 ¥799

-21.74%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$18.86 ¥2,977

-35.37%

Apples (1kg)

$3.66 Rp 66.5K

$1.94 ¥307

88.66%

Banana (1kg)

$1.52 Rp 27.6K

$0.93 ¥146

63.44%

Oranges (1kg)

$2.23 Rp 40.5K

$2.81 ¥443

-20.64%

Tomato (1kg)

$1.97 Rp 35.9K

$3.24 ¥512

-39.20%

Potato (1kg)

$1.85 Rp 33.6K

$1.24 ¥195

49.19%

Onion (1kg)

$2.42 Rp 44.1K

$1.24 ¥195

95.16%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.65 ¥103

52.31%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$0.49 ¥77.7

4.08%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$3.58 ¥565

-37.99%

Wine (Bottle)

$22.24 Rp 404.4K

$8.09 ¥1,277

174.91%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$0.65 ¥102

247.69%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.47 ¥232

102.04%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$1.48 ¥233

-83.11%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$59.5 ¥9,396

-86.86%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$3.12 ¥493

-85.90%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$3.08 ¥485

-86.04%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$26.16 ¥4,130

-79.32%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.10 ¥173

-25.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$20.4K ¥3.2M

16.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$16.9K ¥2.7M

87.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$96.1 ¥15.2K

-17.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$18.89 ¥2,981

-65.85%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$42.53 ¥6,712

-56.31%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$50.8 ¥8,012

-2.52%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

Cinema Ticket

$4.27 Rp 77.7K

$12.61 ¥1,991

-66.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$326 ¥51.5K

50.39%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$6,207 ¥979.7K

-8.59%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$50.4 ¥7,961

-11.50%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$19.37 ¥3,057

80.43%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$46.17 ¥7,287

73.06%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$64.5 ¥10.2K

23.06%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$540 ¥85.2K

108.48%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$336 ¥53.0K

100.07%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$1,020 ¥160.9K

249.64%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$737 ¥116.3K

133.83%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$3,721 ¥587.3K

-26.58%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$2,393 ¥377.7K

-4.54%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,265 ¥199.7K

-87.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.28

504.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Toyohashi: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Toyohashi

$336 30.5% 50% $336

Groceries & Markets

Ubud, Bali

$288 21.4%

Toyohashi

$239 21.7% 17.1% $49

Eating Out

Ubud, Bali

$108 8%

Toyohashi

$127 11.6% 18.3% $20

Clothing & Footwear

Ubud, Bali

$108 8%

Toyohashi

$81 7.4% 24.4% $26

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Toyohashi

$157 14.3% 51.3% $53

Sport & Entertainment

Ubud, Bali

$58 4.3%

Toyohashi

$76 6.9% 30.9% $18

Getting Around

Ubud, Bali

$11 0.9%

Toyohashi

$84 7.6% 635% $73

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $540 in Toyohashi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Toyohashi are about 7.7 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $32 in Toyohashi. Monthly groceries follow the same trend: $288 vs $239 – making Toyohashi the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇯🇵 Toyohashi

🕒 Local time

14:29 2:29 PM

15:29 3:29 PM

1 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

374,589

💱 Currency

Indonesian Rupiah IDR Rp

Japanese Yen JPY ¥

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1,000 JPY = 6.34 USD

1,000 JPY = 5.69 EUR

Exchange rates and currency converter

JPY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

Japanese Yen exchange rates as of October 29, 2026: 1 USD = 158 JPY (1,000 JPY = 6.34 USD). 1 EUR = 176 JPY (1,000 JPY = 5.69 EUR).

USD to IDR in detail →

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Between locations

Ubud, Bali Toyohashi 5,350 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Toyohashi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Toyohashi: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 23% more than Toyohashi, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,651 in Toyohashi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toyohashi, especially for central apartments: a one-bedroom in the center costs $540 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $32 in Toyohashi. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $1,101 in Toyohashi. That makes Toyohashi about 18% cheaper.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,101 in Toyohashi. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Toyohashi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.