Last update: Oct 2026

Cost of Living Comparison Between Toyohashi and Ubud, Bali

For one person, living is cheaper in Toyohashi: $1,086 a month against $1,368 in Ubud, Bali, rent and utilities included – about $3,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

53

Cost of Living Index in Toyohashi
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Toyohashi Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Toyohashi

🇯🇵 Japan

$1,086

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Toyohashi and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toyohashi and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,086 per month in Toyohashi vs $1,368 in Ubud, Bali, rent included.

Toyohashi $1,086
Ubud, Bali $1,368

A couple spends around $1,731 per month in Toyohashi vs $2,314 in Ubud, Bali, rent included.

Toyohashi $1,731
Ubud, Bali $2,314

A family of three spends $2,375 per month in Toyohashi vs $3,260 in Ubud, Bali, rent included.

Toyohashi $2,375
Ubud, Bali $3,260

Toyohashi is about 21% cheaper than Ubud, Bali, and outside of rent the biggest gap is in transport.

Toyohashi sits 20% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.61 ¥1,202

$3.33 Rp 59.9K

128.53%

Three-Course Dinner for Two, Mid-Range

$31.31 ¥4,946

$35.18 Rp 633.2K

-11.00%

Fast Food Meal (McDonalds, etc)

$4.90 ¥774

$5.80 Rp 104.5K

-15.52%

Cappuccino

$2.38 ¥375

$2.73 Rp 49.1K

-12.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.18 ¥187

$1.64 Rp 29.5K

-28.05%

Water (0.33 liter bottle)

$0.58 ¥92.1

$0.83 Rp 15.0K

-30.12%

Local Beer (0.5 liter draught)

$2.03 ¥321

$2.70 Rp 48.6K

-24.81%

Imported Beer (0.33 liter bottle)

$2.24 ¥354

$4.30 Rp 77.4K

-47.91%

Milk (1 liter)

$1.22 ¥193

$1.50 Rp 27.1K

-18.67%

White Bread (500g)

$1.23 ¥194

$2.30 Rp 41.4K

-46.52%

Rice (white) (1kg)

$1.91 ¥302

$1.18 Rp 21.2K

61.86%

Eggs

$1.40 ¥221

$2.14 Rp 38.6K

-34.58%

Local Cheese (1kg)

$12.71 ¥2,009

$17.48 Rp 314.6K

-27.29%

Chicken Fillets (1kg)

$4.97 ¥785

$4.03 Rp 72.5K

23.33%

Beef Round Steak (1kg)

$19.20 ¥3,033

$12.23 Rp 220.1K

56.99%

Apples (1kg)

$1.87 ¥296

$3.55 Rp 63.9K

-47.32%

Banana (1kg)

$0.99 ¥156

$1.57 Rp 28.3K

-36.94%

Oranges (1kg)

$2.79 ¥441

$2.24 Rp 40.2K

24.55%

Tomato (1kg)

$3.06 ¥484

$1.93 Rp 34.7K

58.55%

Potato (1kg)

$1.24 ¥195

$1.88 Rp 33.9K

-34.04%

Onion (1kg)

$1.30 ¥205

$2.29 Rp 41.3K

-43.23%

Lettuce (1 head)

$0.66 ¥104

$0.99 Rp 17.9K

-33.33%

Water (1.5 liter bottle)

$0.52 ¥82.2

$0.53 Rp 9,475

-1.89%

Cigarettes 20 Pack (Marlboro, Camel)

$3.54 ¥559

$2.28 Rp 41.1K

55.26%

Wine (Bottle)

$8.24 ¥1,301

$23.01 Rp 414.2K

-64.19%

Local Beer (0.5 liter bottle)

$0.61 ¥96.7

$2.34 Rp 42.2K

-73.93%

Imported Beer (0.33 liter bottle)

$1.46 ¥231

$2.91 Rp 52.4K

-49.83%

One-way Ticket (Public Transport)

$1.51 ¥239

$0.24 Rp 4,315

529.17%

Public Transport Monthly Pass (Regular Price)

$58.6 ¥9,251

$8.82 Rp 158.7K

563.95%

Taxi Start (Normal Tariff)

$3.19 ¥504

$0.48 Rp 8,684

564.58%

Taxi (Normal Tariff) (1km)

$3.14 ¥496

$0.46 Rp 8,233

582.61%

Taxi 1hour Waiting (Normal Tariff)

$26.15 ¥4,132

$5.45 Rp 98.2K

379.82%

Gasoline (1 liter)

$1.10 ¥173

$0.88 Rp 15.9K

25.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.1K ¥3.2M

$24.6K Rp 442.2M

-18.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.2K ¥2.6M

$31.2K Rp 561.4M

-48.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.7 ¥14.8K

$83.0 Rp 1.5M

12.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.72 ¥2,957

$6.45 Rp 116.0K

190.23%

Internet (50+ Mbps, Unlimited Data)

$42.27 ¥6,679

$18.57 Rp 334.2K

127.63%

Gym Membership (Monthly)

$51.6 ¥8,144

$55.8 Rp 1.0M

-7.65%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$12.83 ¥2,026

$4.38 Rp 78.9K

192.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$316 ¥50.0K

$493 Rp 8.9M

-35.82%

International Primary School, 1 Child (Yearly)

$6,027 ¥952.2K

$5,754 Rp 103.6M

4.75%

Jeans (Levis 501 Or Similar)

$48.65 ¥7,686

$46.19 Rp 831.4K

5.33%

Summer Dress (H&M, Zara, etc)

$19.13 ¥3,023

$35.33 Rp 636.0K

-45.85%

Sport Shoes (Adidas, Nike)

$46.59 ¥7,360

$79.1 Rp 1.4M

-41.09%

Men's Leather Business Shoes

$65.4 ¥10.3K

$78.4 Rp 1.4M

-16.53%

1-bedroom Apartment, City Center (Monthly)

$527 ¥83.2K

$1,142 Rp 20.6M

-53.91%

1-bedroom Apartment, Outside City Center (Monthly)

$327 ¥51.6K

$676 Rp 12.2M

-51.67%

3-bedroom Apartment, City Center (Monthly)

$1,124 ¥177.5K

$3,503 Rp 63.1M

-67.93%

3-bedroom Apartment, Outside City Center (Monthly)

$724 ¥114.4K

$1,700 Rp 30.6M

-57.42%

Buy Apartment in City Center (m2)

$4,602 ¥727.0K

$2,784 Rp 50.1M

65.29%

Buy Apartment Outside City Center (m2)

$1,885 ¥297.8K

$2,241 Rp 40.3M

-15.86%

Average Monthly Net Salary (After Tax)

$1,263 ¥199.5K

$165 Rp 3.0M

667.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.28

13.78

-83.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toyohashi: October 13, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toyohashi

$327 30.1%

Ubud, Bali

$676 49.4% 107% $349

Groceries & Markets

Toyohashi

$238 21.9%

Ubud, Bali

$290 21.2% 22.2% $53

Monthly Utilities & Internet

Toyohashi

$155 14.2%

Ubud, Bali

$108 7.9% 30.2% $47

Eating Out

Toyohashi

$126 11.6%

Ubud, Bali

$109 8% 13.5% $17

Getting Around

Toyohashi

$83 7.7%

Ubud, Bali

$13 0.9% 85% $71

Clothing & Footwear

Toyohashi

$81 7.5%

Ubud, Bali

$108 7.9% 32.9% $27

Sport & Entertainment

Toyohashi

$77 7.1%

Ubud, Bali

$65 4.7% 16.3% $13

Cost Breakdown

A central one-bedroom costs $527 in Toyohashi versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 667% higher in Toyohashi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $31.00 in Toyohashi versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $238 vs $290 – making Toyohashi the more affordable choice for daily food spending.

Good to know

🇯🇵 Toyohashi

🇮🇩 Ubud, Bali

🕒 Local time

23:05 11:05 PM

22:05 10:05 PM

1 h behind Toyohashi

🌤 Weather

👥 Population

374,589

74,800

💱 Currency

Japanese Yen JPY ¥

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 19, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to JPY in detail →

On the map

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Between locations

Toyohashi Ubud, Bali 5,350 km ≈ 7 h nonstop flight

From you

Toyohashi
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toyohashi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 26% more than Toyohashi, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,629 per month in Toyohashi and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toyohashi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $31.00 in Toyohashi and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,086 in Toyohashi and $1,368 in Ubud, Bali. That's a gap of about 26%.

A $1,000 monthly budget goes further in Toyohashi, where all-in costs run around $1,086, than in Ubud, Bali at $1,368. In Toyohashi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Toyohashi costs $1,086 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toyohashi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.