Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Toyama

For one person, living is cheaper in Toyama: $1,175 a month against $1,353 in Ubud, Bali, rent and utilities included – about $2,100 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
57

Cost of Living Index in Toyama
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Toyama Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Toyama

🇯🇵 Japan

$1,175

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Toyama

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Toyama actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $1,175 in Toyama.

Ubud, Bali $1,353
Toyama $1,175

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $1,880 in Toyama.

Ubud, Bali $2,297
Toyama $1,880

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $2,584 in Toyama.

Ubud, Bali $3,241
Toyama $2,584

Living in Ubud, Bali is roughly 15% more expensive than in Toyama, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Ubud, Bali is 0% above, Toyama is 13% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$3.94 ¥622

-18.02%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$40.27 ¥6,362

-13.38%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$4.98 ¥787

14.46%

Cappuccino

$2.62 Rp 47.1K

$3.33 ¥526

-21.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$1.05 ¥166

63.81%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.79 ¥125

2.53%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$2.45 ¥387

8.16%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$3.10 ¥489

40.97%

Milk (1 liter)

$1.57 Rp 28.3K

$1.13 ¥178

38.94%

White Bread (500g)

$2.19 Rp 39.5K

$0.77 ¥122

184.42%

Rice (white) (1kg)

$1.18 Rp 21.2K

$3.55 ¥561

-66.76%

Eggs

$2.16 Rp 38.8K

$2.07 ¥327

4.35%

Local Cheese (1kg)

$17.65 Rp 317.7K

$10.50 ¥1,659

68.10%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$6.13 ¥968

-38.34%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$14.44 ¥2,281

-17.24%

Apples (1kg)

$3.60 Rp 64.8K

$5.73 ¥906

-37.17%

Banana (1kg)

$1.59 Rp 28.6K

$2.73 ¥431

-41.76%

Oranges (1kg)

$2.31 Rp 41.6K

$2.85 ¥450

-18.95%

Tomato (1kg)

$1.91 Rp 34.3K

$4.27 ¥675

-55.27%

Potato (1kg)

$1.78 Rp 32.1K

$2.55 ¥402

-30.20%

Onion (1kg)

$2.33 Rp 41.9K

$2.65 ¥419

-12.08%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.30 ¥205

-23.08%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.65 ¥102

-18.46%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$3.77 ¥595

-39.26%

Wine (Bottle)

$22.07 Rp 397.3K

$6.44 ¥1,017

242.70%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.72 ¥272

36.63%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.00 ¥316

49.00%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$1.51 ¥239

-84.77%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$53.9 ¥8,509

-83.48%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$3.23 ¥510

-85.45%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$2.64 ¥418

-83.71%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$20.28 ¥3,203

-73.03%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.11 ¥175

-25.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$21.0K ¥3.3M

13.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$18.0K ¥2.8M

81.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$130 ¥20.6K

-38.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$24.54 ¥3,878

-73.27%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$31.59 ¥4,991

-41.12%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$53.1 ¥8,381

2.02%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$11.31 ¥1,786

-62.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$626 ¥98.9K

-21.29%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$14.6K ¥2.3M

-61.70%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$62.8 ¥9,928

-27.47%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$37.20 ¥5,877

-6.02%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$62.0 ¥9,794

25.38%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$101 ¥16.0K

-22.43%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$234 ¥37.0K

383.25%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$330 ¥52.1K

104.06%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$1,091 ¥172.3K

231.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$730 ¥115.4K

133.03%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$4,156 ¥656.5K

-34.61%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,755 ¥277.3K

27.67%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.64

421.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Toyama: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Toyama

$330 28.1% 51% $343

Groceries & Markets

Ubud, Bali

$287 21.2%

Toyama

$276 23.5% 3.9% $11

Clothing & Footwear

Ubud, Bali

$107 7.9%

Toyama

$118 10.1% 11.2% $12

Eating Out

Ubud, Bali

$106 7.9%

Toyama

$112 9.6% 5.4% $5.8

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Toyama

$186 15.9% 77.3% $81

Sport & Entertainment

Ubud, Bali

$63 4.6%

Toyama

$76 6.4% 20.8% $13

Getting Around

Ubud, Bali

$12 0.9%

Toyama

$76 6.5% 514% $64

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $234 in Toyama. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $40.00 in Toyama. Groceries flip the comparison at $287 vs $276, with Toyama cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇯🇵 Toyama

🕒 Local time

11:53 11:53 AM

12:53 12:53 PM

1 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

421,259

💱 Currency

Indonesian Rupiah IDR Rp

Japanese Yen JPY ¥

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Japanese Yen exchange rates as of October 21, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Toyama 5,520 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Toyama

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Toyama: Cost of Living - Frequently Asked Questions

Toyama is cheaper overall, especially in groceries. The 15% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,030 in Ubud, Bali and $1,762 in Toyama to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,131 in Ubud, Bali versus $234 in Toyama. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,353 per month in Ubud, Bali versus $1,175 in Toyama – a 15% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Toyama runs roughly 505% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,175 in Toyama versus $1,353 in Ubud, Bali, a $1,500 budget is realistic in Toyama but tight or insufficient in Ubud, Bali. The gap between the two cities makes Toyama the clear choice for anyone on this budget.

For families, Toyama is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Toyama are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toyama gentler on the wallet – expenses run 15% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.