Cost of Living Comparison Between Ubud, Bali and Toyama Cost of Living Comparison Between Ubud, Bali and Toyama

Monthly Cost of Living

Monthly costs for one person with rent: $1,397 in Ubud, Bali versus $1,234 in Toyama.

Estimated couple costs with rent: $2,588 in Ubud, Bali versus $1,900 in Toyama.

Monthly costs for a family of three with rent: $3,778 in Ubud, Bali versus $2,567 in Toyama.

Living in Ubud, Bali is roughly 13% more expensive than in Toyama, driven mainly by Getting Around.

The two cities straddle the global median: Ubud, Bali is 5% above, Toyama is 8% below.

Meal at Budget Restaurant

$3.43 Rp 61.4K

$5.67 ¥926

-39.51%

Three-Course Dinner for Two, Mid-Range

$31.97 Rp 572.3K

$41.20 ¥6,724

-22.40%

Fast Food Meal (McDonalds, etc)

$5.05 Rp 90.4K

$4.08 ¥666

23.77%

Cappuccino

$2.71 Rp 48.6K

$3.18 ¥518

-14.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.39 Rp 24.9K

$0.72 ¥117

93.06%

Water (0.33 liter bottle)

$0.74 Rp 13.3K

$0.60 ¥97.8

23.33%

Local Beer (0.5 liter draught)

$2.89 Rp 51.8K

$2.03 ¥331

42.36%

Imported Beer (0.33 liter bottle)

$3.79 Rp 67.9K

$2.11 ¥344

79.62%

Milk (1 liter)

$1.79 Rp 32.1K

$1.22 ¥199

46.72%

White Bread (500g)

$2.51 Rp 44.9K

$0.84 ¥138

198.81%

Rice (white) (1kg)

$1.21 Rp 21.7K

$4.92 ¥803

-75.41%

Eggs

$2.37 Rp 42.4K

$2.18 ¥357

8.72%

Local Cheese (1kg)

$14.43 Rp 258.4K

$6.18 ¥1,009

133.50%

Chicken Fillets (1kg)

$4.15 Rp 74.3K

$3.48 ¥569

19.25%

Beef Round Steak (1kg)

$12.11 Rp 216.9K

$15.38 ¥2,510

-21.26%

Apples (1kg)

$3.77 Rp 67.5K

$5.94 ¥970

-36.53%

Banana (1kg)

$1.63 Rp 29.1K

$3.20 ¥522

-49.06%

Oranges (1kg)

$2.71 Rp 48.5K

$3.98 ¥649

-31.91%

Tomato (1kg)

$2.26 Rp 40.4K

$6.01 ¥980

-62.40%

Potato (1kg)

$1.93 Rp 34.5K

$3.27 ¥534

-40.98%

Onion (1kg)

$2.19 Rp 39.3K

$4.30 ¥701

-49.07%

Lettuce (1 head)

$1.02 Rp 18.2K

$1.38 ¥225

-26.09%

Water (1.5 liter bottle)

$0.72 Rp 12.8K

$0.63 ¥102

14.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 57.0K

$4.18 ¥682

-23.92%

Wine (Bottle)

$23.84 Rp 426.8K

$9.30 ¥1,518

156.34%

Local Beer (0.5 liter bottle)

$2.77 Rp 49.7K

$1.74 ¥285

59.20%

Imported Beer (0.33 liter bottle)

$2.75 Rp 49.3K

$2.03 ¥331

35.47%

One-way Ticket (Public Transport)

$0.27 Rp 4,785

$1.38 ¥226

-80.43%

Public Transport Monthly Pass (Regular Price)

$8.20 Rp 146.7K

$54.5 ¥8,892

-84.95%

Taxi Start (Normal Tariff)

$0.48 Rp 8,653

$3.37 ¥550

-85.76%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,544

$3.27 ¥534

-87.16%

Taxi 1hour Waiting (Normal Tariff)

$6.03 Rp 107.9K

$21.94 ¥3,580

-72.52%

Gasoline (1 liter)

$0.82 Rp 14.7K

$1.21 ¥198

-32.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 475.6M

$23.4K ¥3.8M

13.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 576.6M

$18.2K ¥3.0M

77.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.4M

$142 ¥23.1K

-44.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.91 Rp 70.0K

$27.43 ¥4,477

-85.75%

Internet (50+ Mbps, Unlimited Data)

$23.91 Rp 428.2K

$34.03 ¥5,553

-29.74%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$41.93 ¥6,843

129.38%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 116.8K

$14.00 ¥2,284

-53.36%

Cinema Ticket

$4.01 Rp 71.8K

$12.30 ¥2,007

-67.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.4M

$139 ¥22.7K

117.85%

International Primary School, 1 Child (Yearly)

$6,551 Rp 117.3M

$13.9K ¥2.3M

-52.71%

Jeans (Levis 501 Or Similar)

$55.3 Rp 990.3K

$41.09 ¥6,706

34.61%

Summer Dress (H&M, Zara, etc)

$38.32 Rp 686.1K

$29.09 ¥4,747

31.73%

Sport Shoes (Adidas, Nike)

$88.5 Rp 1.6M

$59.0 ¥9,633

49.89%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$109 ¥17.8K

-29.84%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.6M

$259 ¥42.3K

279.97%

1-bedroom Apartment, Outside City Center (Monthly)

$682 Rp 12.2M

$347 ¥56.6K

96.56%

3-bedroom Apartment, City Center (Monthly)

$3,420 Rp 61.2M

$698 ¥113.8K

390.32%

3-bedroom Apartment, Outside City Center (Monthly)

$2,075 Rp 37.1M

$665 ¥108.5K

212.05%

Buy Apartment in City Center (m2)

$2,762 Rp 49.5M

$4,665 ¥761.3K

-40.79%

Buy Apartment Outside City Center (m2)

$2,243 Rp 40.2M

$2,002 ¥326.7K

12.03%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

2.05

547.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 22, 2026

Last update for Toyama: July 19, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $259 in Toyama. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $41.00 in Toyama. Groceries flip the comparison at $298 vs $289, with Toyama cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Toyama: Cost of Living - Frequently Asked Questions

Toyama is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 13% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,096 in Ubud, Bali and $1,850 in Toyama to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $986 in Ubud, Bali versus $259 in Toyama. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,397 per month in Ubud, Bali versus $1,234 in Toyama – a 13% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Toyama runs roughly 565% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,234 in Toyama versus $1,397 in Ubud, Bali, a $1,500 budget is realistic in Toyama but tight or insufficient in Ubud, Bali. The gap between the two cities makes Toyama the clear choice for anyone on this budget.

For families, Toyama is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Toyama are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toyama gentler on the wallet – expenses run 13% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.