Cost of Living Comparison Between Ubud, Bali and Toyama Cost of Living Comparison Between Ubud, Bali and Toyama

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,188 in Toyama.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,866 in Toyama.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,543 in Toyama.

Living in Ubud, Bali is roughly 19% more expensive than Toyama, driven mainly by Getting Around.

The two cities straddle the global median: Ubud, Bali is 6% above, Toyama is 11% below.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$5.71 ¥913

-37.65%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$41.63 ¥6,659

-21.38%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$4.24 ¥678

16.75%

Cappuccino

$2.71 Rp 48.6K

$3.07 ¥491

-11.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$0.67 ¥108

100.00%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.64 ¥102

9.37%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$2.13 ¥341

37.09%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$2.04 ¥327

94.12%

Milk (1 liter)

$1.81 Rp 32.4K

$1.24 ¥198

45.97%

White Bread (500g)

$2.52 Rp 45.1K

$0.80 ¥127

215.00%

Rice (white) (1kg)

$1.16 Rp 20.8K

$4.99 ¥798

-76.75%

Eggs

$2.46 Rp 44.1K

$2.31 ¥370

6.49%

Local Cheese (1kg)

$14.71 Rp 263.7K

$6.41 ¥1,025

129.49%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$3.51 ¥561

23.08%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$15.29 ¥2,446

-20.60%

Apples (1kg)

$3.84 Rp 68.8K

$5.88 ¥940

-34.69%

Banana (1kg)

$1.56 Rp 27.9K

$3.14 ¥502

-50.32%

Oranges (1kg)

$2.83 Rp 50.8K

$3.97 ¥636

-28.72%

Tomato (1kg)

$2.33 Rp 41.7K

$6.01 ¥962

-61.23%

Potato (1kg)

$1.91 Rp 34.3K

$3.26 ¥521

-41.41%

Onion (1kg)

$2.20 Rp 39.5K

$4.35 ¥695

-49.43%

Lettuce (1 head)

$1.01 Rp 18.2K

$1.35 ¥216

-25.19%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.63 ¥100

23.81%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$4.24 ¥679

-21.70%

Wine (Bottle)

$23.74 Rp 425.5K

$9.29 ¥1,486

155.54%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$1.75 ¥281

59.43%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$2.04 ¥327

40.20%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$1.39 ¥222

-80.58%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$56.4 ¥9,013

-85.75%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$3.37 ¥540

-86.35%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$3.30 ¥527

-86.36%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$21.77 ¥3,482

-71.98%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.20 ¥193

-34.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$23.0K ¥3.7M

13.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$18.3K ¥2.9M

75.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$145 ¥23.1K

-44.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$27.48 ¥4,396

-85.23%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$33.49 ¥5,356

-29.77%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$42.17 ¥6,746

134.05%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$13.60 ¥2,175

-51.25%

Cinema Ticket

$4.15 Rp 74.3K

$12.55 ¥2,008

-66.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$137 ¥22.0K

121.27%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$13.7K ¥2.2M

-51.72%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$42.39 ¥6,781

31.02%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$29.83 ¥4,771

28.43%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$60.1 ¥9,610

47.47%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$110 ¥17.5K

-28.95%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$262 ¥41.9K

284.19%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$343 ¥54.9K

96.65%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$704 ¥112.6K

389.07%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$655 ¥104.7K

211.45%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$4,182 ¥669.0K

-32.07%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$2,569 ¥410.9K

-11.88%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

2.05

547.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Toyama: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $262 in Toyama. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $42.00 in Toyama. Groceries flip the comparison at $302 vs $289, with Toyama cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Toyama: Cost of Living - Frequently Asked Questions

Toyama is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 19% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,129 in Ubud, Bali and $1,783 in Toyama to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,006 in Ubud, Bali versus $262 in Toyama. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,419 per month in Ubud, Bali versus $1,188 in Toyama – a 19% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Toyama runs roughly 602% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,188 in Toyama versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Toyama but tight or insufficient in Ubud, Bali. The gap between the two cities makes Toyama the clear choice for anyone on this budget.

For families, Toyama is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Toyama are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toyama gentler on the wallet – expenses run 19% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.