Last update: Oct 2026

Cost of Living Comparison Between Toyama and Ubud, Bali

For one person, living is cheaper in Toyama: $1,175 a month against $1,353 in Ubud, Bali, rent and utilities included – about $2,100 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

57

Cost of Living Index in Toyama
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Toyama Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Toyama

🇯🇵 Japan

$1,175

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Toyama and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toyama and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,175 in Toyama versus $1,353 in Ubud, Bali.

Toyama $1,175
Ubud, Bali $1,353

Estimated couple costs with rent: $1,880 in Toyama versus $2,297 in Ubud, Bali.

Toyama $1,880
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $2,584 in Toyama versus $3,241 in Ubud, Bali.

Toyama $2,584
Ubud, Bali $3,241

Living in Toyama costs roughly 13% less than in Ubud, Bali, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Toyama is 13% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$3.94 ¥622

$3.23 Rp 58.1K

21.98%

Three-Course Dinner for Two, Mid-Range

$40.27 ¥6,362

$34.88 Rp 627.8K

15.45%

Fast Food Meal (McDonalds, etc)

$4.98 ¥787

$5.70 Rp 102.5K

-12.63%

Cappuccino

$3.33 ¥526

$2.62 Rp 47.1K

27.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.05 ¥166

$1.72 Rp 31.0K

-38.95%

Water (0.33 liter bottle)

$0.79 ¥125

$0.81 Rp 14.6K

-2.47%

Local Beer (0.5 liter draught)

$2.45 ¥387

$2.65 Rp 47.7K

-7.55%

Imported Beer (0.33 liter bottle)

$3.10 ¥489

$4.37 Rp 78.6K

-29.06%

Milk (1 liter)

$1.13 ¥178

$1.57 Rp 28.3K

-28.03%

White Bread (500g)

$0.77 ¥122

$2.19 Rp 39.5K

-64.84%

Rice (white) (1kg)

$3.55 ¥561

$1.18 Rp 21.2K

200.85%

Eggs

$2.07 ¥327

$2.16 Rp 38.8K

-4.17%

Local Cheese (1kg)

$10.50 ¥1,659

$17.65 Rp 317.7K

-40.51%

Chicken Fillets (1kg)

$6.13 ¥968

$3.78 Rp 68.0K

62.17%

Beef Round Steak (1kg)

$14.44 ¥2,281

$11.95 Rp 215.1K

20.84%

Apples (1kg)

$5.73 ¥906

$3.60 Rp 64.8K

59.17%

Banana (1kg)

$2.73 ¥431

$1.59 Rp 28.6K

71.70%

Oranges (1kg)

$2.85 ¥450

$2.31 Rp 41.6K

23.38%

Tomato (1kg)

$4.27 ¥675

$1.91 Rp 34.3K

123.56%

Potato (1kg)

$2.55 ¥402

$1.78 Rp 32.1K

43.26%

Onion (1kg)

$2.65 ¥419

$2.33 Rp 41.9K

13.73%

Lettuce (1 head)

$1.30 ¥205

$1.00 Rp 18.0K

30.00%

Water (1.5 liter bottle)

$0.65 ¥102

$0.53 Rp 9,509

22.64%

Cigarettes 20 Pack (Marlboro, Camel)

$3.77 ¥595

$2.29 Rp 41.1K

64.63%

Wine (Bottle)

$6.44 ¥1,017

$22.07 Rp 397.3K

-70.82%

Local Beer (0.5 liter bottle)

$1.72 ¥272

$2.35 Rp 42.2K

-26.81%

Imported Beer (0.33 liter bottle)

$2.00 ¥316

$2.98 Rp 53.6K

-32.89%

One-way Ticket (Public Transport)

$1.51 ¥239

$0.23 Rp 4,112

556.52%

Public Transport Monthly Pass (Regular Price)

$53.9 ¥8,509

$8.90 Rp 160.2K

505.17%

Taxi Start (Normal Tariff)

$3.23 ¥510

$0.47 Rp 8,466

587.23%

Taxi (Normal Tariff) (1km)

$2.64 ¥418

$0.43 Rp 7,737

513.95%

Taxi 1hour Waiting (Normal Tariff)

$20.28 ¥3,203

$5.47 Rp 98.4K

270.75%

Gasoline (1 liter)

$1.11 ¥175

$0.83 Rp 14.9K

33.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ¥3.3M

$23.9K Rp 429.8M

-12.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.0K ¥2.8M

$32.8K Rp 590.1M

-45.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$130 ¥20.6K

$80.0 Rp 1.4M

62.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.54 ¥3,878

$6.56 Rp 118.1K

274.09%

Internet (50+ Mbps, Unlimited Data)

$31.59 ¥4,991

$18.60 Rp 334.8K

69.84%

Gym Membership (Monthly)

$53.1 ¥8,381

$54.1 Rp 974.1K

-1.98%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$11.31 ¥1,786

$4.25 Rp 76.5K

166.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$626 ¥98.9K

$493 Rp 8.9M

27.05%

International Primary School, 1 Child (Yearly)

$14.6K ¥2.3M

$5,597 Rp 100.7M

161.07%

Jeans (Levis 501 Or Similar)

$62.8 ¥9,928

$45.58 Rp 820.4K

37.87%

Summer Dress (H&M, Zara, etc)

$37.20 ¥5,877

$34.96 Rp 629.4K

6.41%

Sport Shoes (Adidas, Nike)

$62.0 ¥9,794

$77.7 Rp 1.4M

-20.24%

Men's Leather Business Shoes

$101 ¥16.0K

$78.5 Rp 1.4M

28.92%

1-bedroom Apartment, City Center (Monthly)

$234 ¥37.0K

$1,131 Rp 20.4M

-79.31%

1-bedroom Apartment, Outside City Center (Monthly)

$330 ¥52.1K

$673 Rp 12.1M

-50.99%

3-bedroom Apartment, City Center (Monthly)

$1,091 ¥172.3K

$3,613 Rp 65.0M

-69.81%

3-bedroom Apartment, Outside City Center (Monthly)

$730 ¥115.4K

$1,702 Rp 30.6M

-57.09%

Buy Apartment in City Center (m2)

$4,156 ¥656.5K

$2,717 Rp 48.9M

52.93%

Buy Apartment Outside City Center (m2)

$1,755 ¥277.3K

$2,241 Rp 40.3M

-21.67%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

2.64

13.78

-80.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toyama: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toyama

$330 28.1%

Ubud, Bali

$673 49.7% 104% $343

Groceries & Markets

Toyama

$276 23.5%

Ubud, Bali

$287 21.2% 4% $11

Monthly Utilities & Internet

Toyama

$186 15.9%

Ubud, Bali

$105 7.8% 43.6% $81

Clothing & Footwear

Toyama

$118 10.1%

Ubud, Bali

$107 7.9% 10.1% $12

Eating Out

Toyama

$112 9.6%

Ubud, Bali

$106 7.9% 5.1% $5.8

Getting Around

Toyama

$76 6.5%

Ubud, Bali

$12 0.9% 83.7% $64

Sport & Entertainment

Toyama

$76 6.4%

Ubud, Bali

$63 4.6% 17.2% $13

Cost Breakdown

A one-bedroom apartment in the center runs $234 in Toyama and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $40.00 in Toyama vs $35.00 in Ubud, Bali. Groceries flip the comparison at $276 vs $287, with Toyama cheaper for home cooking.

Good to know

🇯🇵 Toyama

🇮🇩 Ubud, Bali

🕒 Local time

08:42 8:42 AM

07:42 7:42 AM

1 h behind Toyama

🌤 Weather

👥 Population

421,259

74,800

💱 Currency

Japanese Yen JPY ¥

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 20, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to JPY in detail →

On the map

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Between locations

Toyama Ubud, Bali 5,520 km ≈ 7 h nonstop flight

From you

Toyama
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toyama vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Toyama is cheaper overall, especially in groceries. The 15% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,762 in Toyama and $2,030 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $234 in Toyama versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,175 per month in Toyama versus $1,353 in Ubud, Bali – a 15% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Toyama runs roughly 505% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,175 in Toyama versus $1,353 in Ubud, Bali, a $1,500 budget is realistic in Toyama but tight or insufficient in Ubud, Bali. The gap between the two cities makes Toyama the clear choice for anyone on this budget.

For families, Toyama is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Toyama and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toyama gentler on the wallet – expenses run 15% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.