Cost of Living Comparison Between Ubud, Bali and Torshavn Cost of Living Comparison Between Ubud, Bali and Torshavn

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $2,279 in Torshavn.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $3,597 in Torshavn.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $4,916 in Torshavn.

Living in Ubud, Bali costs roughly 38% less than in Torshavn, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Torshavn 71% above.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$22.94 FOK 150

-84.96%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$138 FOK 903

-76.61%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$20.23 FOK 132

-76.08%

Cappuccino

$2.75 Rp 49.4K

$7.03 FOK 45.90

-60.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$3.11 FOK 20.31

-55.63%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$2.57 FOK 16.77

-70.82%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$9.49 FOK 62.0

-68.49%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$8.50 FOK 55.5

-54.71%

Milk (1 liter)

$1.74 Rp 31.2K

$2.27 FOK 14.84

-23.35%

White Bread (500g)

$2.46 Rp 44.2K

$4.00 FOK 26.15

-38.50%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.89 FOK 12.36

-38.10%

Eggs

$2.43 Rp 43.7K

$5.74 FOK 37.47

-57.67%

Local Cheese (1kg)

$14.50 Rp 260.6K

$12.90 FOK 84.2

12.40%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$14.16 FOK 92.5

-69.28%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

Apples (1kg)

$3.72 Rp 66.8K

$2.34 FOK 15.29

58.97%

Banana (1kg)

$1.63 Rp 29.2K

$2.81 FOK 18.36

-41.99%

Oranges (1kg)

$2.74 Rp 49.3K

$3.05 FOK 19.89

-10.16%

Tomato (1kg)

$2.24 Rp 40.3K

$1.89 FOK 12.36

18.52%

Potato (1kg)

$1.92 Rp 34.5K

$2.72 FOK 17.79

-29.41%

Onion (1kg)

$2.28 Rp 40.9K

$3.39 FOK 22.15

-32.74%

Lettuce (1 head)

$1.06 Rp 19.1K

$2.53 FOK 16.53

-58.10%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$2.74 FOK 17.91

-73.72%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$10.72 FOK 70.0

-69.31%

Wine (Bottle)

$23.19 Rp 416.8K

$12.80 FOK 83.6

81.17%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$2.15 FOK 14.06

29.30%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$3.02 FOK 19.75

-9.60%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$12.44 FOK 81.2

-96.14%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

Gasoline (1 liter)

$0.81 Rp 14.6K

$2.08 FOK 13.60

-61.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$55.9K FOK 364.9K

-42.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$131 FOK 857

-40.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$39.70 FOK 259

-89.75%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$67.3 FOK 439

-63.83%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$40.01 FOK 261

146.46%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

$16.37 FOK 107

-75.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$559 FOK 3,648

-45.40%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$155 FOK 1,010

-64.99%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$62.4 FOK 408

-39.42%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$165 FOK 1,078

-47.40%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$224 FOK 1,461

-65.88%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$1,103 FOK 7,204

-10.09%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$938 FOK 6,125

-28.28%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$1,959 FOK 12.8K

72.29%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$1,516 FOK 9,898

35.25%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$4,755 FOK 31.0K

-41.01%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$4,761 FOK 31.1K

-53.23%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$3,297 FOK 21.5K

-94.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Torshavn: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $1,103 in Torshavn. Housing cost is often the main lever when comparing two cities.

Torshavn pays 1875% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $138 in Torshavn for a mid-range dinner for two. Groceries echo the gap at $297 vs $353 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Torshavn: Cost of Living - Frequently Asked Questions

Ubud, Bali and Torshavn differ by about 62% in total monthly costs ($1,408 vs $2,279 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1875% lower in Torshavn. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $1,103 in Torshavn. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $559 in Torshavn. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $138 in Torshavn. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,408 in Ubud, Bali versus $2,279 in Torshavn, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Torshavn. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Torshavn are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 62% less than in Torshavn. Beyond cost, consider language, visa policies, and how big the international community is in each city.