Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Torshavn

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $2,524 in Torshavn, rent and utilities included – about $14,100 less a year. Other living expenses account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
123

Cost of Living Index in Torshavn
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Torshavn Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Torshavn

🇫🇴 Faroe Islands

$2,524

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Torshavn

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Torshavn actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,348 in Ubud, Bali versus $2,524 in Torshavn.

Ubud, Bali $1,348
Torshavn $2,524

Estimated couple costs with rent: $2,312 in Ubud, Bali versus $3,982 in Torshavn.

Ubud, Bali $2,312
Torshavn $3,982

Monthly costs for a family of three with rent: $3,276 in Ubud, Bali versus $5,441 in Torshavn.

Ubud, Bali $3,276
Torshavn $5,441

Living in Ubud, Bali costs roughly 47% less than in Torshavn, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Torshavn 88% above.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$26.65 FOK 178

-87.50%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.1K

$152 FOK 1,012

-76.62%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 102.9K

$19.79 FOK 132

-70.89%

Cappuccino

$2.63 Rp 47.0K

$6.96 FOK 46.49

-62.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$3.16 FOK 21.11

-44.94%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$2.69 FOK 17.99

-71.38%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$9.37 FOK 62.6

-71.08%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.8K

$9.12 FOK 61.0

-50.44%

Milk (1 liter)

$1.53 Rp 27.4K

$2.33 FOK 15.54

-34.33%

White Bread (500g)

$2.20 Rp 39.2K

$4.87 FOK 32.53

-54.83%

Rice (white) (1kg)

$1.22 Rp 21.8K

$2.99 FOK 19.95

-59.20%

Eggs

$2.14 Rp 38.2K

$6.55 FOK 43.77

-67.33%

Local Cheese (1kg)

$17.73 Rp 316.9K

$16.45 FOK 110

7.78%

Chicken Fillets (1kg)

$3.86 Rp 68.9K

$14.33 FOK 95.7

-73.06%

Beef Round Steak (1kg)

$12.03 Rp 215.0K

$17.73 FOK 118

-32.15%

Apples (1kg)

$3.61 Rp 64.5K

$4.09 FOK 27.31

-11.74%

Banana (1kg)

$1.51 Rp 27.1K

$5.66 FOK 37.84

-73.32%

Oranges (1kg)

$2.32 Rp 41.4K

$5.93 FOK 39.62

-60.88%

Tomato (1kg)

$2.00 Rp 35.8K

$5.21 FOK 34.80

-61.61%

Potato (1kg)

$1.81 Rp 32.4K

$3.66 FOK 24.47

-50.55%

Onion (1kg)

$2.39 Rp 42.7K

$4.63 FOK 30.95

-48.38%

Lettuce (1 head)

$0.99 Rp 17.8K

$3.21 FOK 21.44

-69.16%

Water (1.5 liter bottle)

$0.52 Rp 9,373

$3.84 FOK 25.65

-86.46%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.0K

$11.14 FOK 74.4

-80.43%

Wine (Bottle)

$22.98 Rp 410.7K

$13.77 FOK 92.0

66.88%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

$4.13 FOK 27.60

-41.89%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$2.93 FOK 19.57

2.39%

One-way Ticket (Public Transport)

$0.24 Rp 4,255

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

$30.56 FOK 204

-77.13%

Taxi Start (Normal Tariff)

$0.44 Rp 7,876

$15.18 FOK 101

-97.10%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,582

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

Gasoline (1 liter)

$0.84 Rp 15.1K

$1.70 FOK 11.36

-50.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 434.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$130 FOK 865

-37.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.6K

$44.35 FOK 296

-85.16%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.1K

$90.9 FOK 607

-79.93%

Gym Membership (Monthly)

$55.1 Rp 985.4K

$55.3 FOK 370

-0.38%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 330.9K

Cinema Ticket

$4.24 Rp 75.9K

$16.05 FOK 107

-73.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$489 FOK 3,270

-0.78%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.6K

$141 FOK 944

-68.02%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 617.9K

$59.4 FOK 397

-41.78%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$166 FOK 1,108

-52.30%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$248 FOK 1,655

-68.67%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.1M

$1,096 FOK 7,324

2.76%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$890 FOK 5,947

-24.28%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$1,842 FOK 12.3K

96.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$1,411 FOK 9,425

22.95%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$4,520 FOK 30.2K

-37.42%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

$4,718 FOK 31.5K

-51.11%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$3,205 FOK 21.4K

-94.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Torshavn: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Torshavn

$890 35.2% 32.1% $216

Groceries & Markets

Ubud, Bali

$290 21.4%

Torshavn

$522 20.6% 79.8% $232

Eating Out

Ubud, Bali

$108 8%

Torshavn

$445 17.6% 311% $337

Clothing & Footwear

Ubud, Bali

$106 7.8%

Torshavn

$276 10.9% 160% $170

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Torshavn

$265 10.5% 151% $159

Sport & Entertainment

Ubud, Bali

$64 4.7%

Torshavn

$87 3.5% 37.4% $24

Getting Around

Ubud, Bali

$11 0.8%

Torshavn

$46 * 1.8% 336% $35

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,127 in Ubud, Bali and $1,096 in Torshavn. Housing cost is often the main lever when comparing two cities.

Torshavn pays 1835% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $152 in Torshavn for a mid-range dinner for two. Groceries echo the gap at $290 vs $522 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇫🇴 Torshavn

🕒 Local time

19:44 7:44 PM

12:44 12:44 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

14,145 Capital

💱 Currency

Indonesian Rupiah IDR Rp

Faroese Króna FOK kr

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

1 FOK = 0.15 USD

1 FOK = 0.134 EUR

Exchange rates and currency converter

FOK, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

Faroese Króna exchange rates as of October 10, 2026: 1 USD = 6.68 FOK (1 FOK = 0.15 USD). 1 EUR = 7.49 FOK (1 FOK = 0.134 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Torshavn 12,470 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Torshavn

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Torshavn: Cost of Living - Frequently Asked Questions

Ubud, Bali and Torshavn differ by about 87% in total monthly costs ($1,348 vs $2,524 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1835% lower in Torshavn. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,127 in Ubud, Bali versus $1,096 in Torshavn. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 337% less than in Torshavn. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $486 in Ubud, Bali versus $489 in Torshavn. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,348 in Ubud, Bali versus $2,524 in Torshavn, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Torshavn. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Torshavn are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 87% less than in Torshavn. Beyond cost, consider language, visa policies, and how big the international community is in each city.