Cost of Living Comparison Between Torshavn and Ubud, Bali Cost of Living Comparison Between Torshavn and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,279 in Torshavn versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $3,597 in Torshavn versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,916 in Torshavn versus $3,763 in Ubud, Bali.

Living in Torshavn is roughly 62% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Torshavn 71% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$22.94 FOK 150

$3.45 Rp 62.0K

564.93%

Three-Course Dinner for Two, Mid-Range

$138 FOK 903

$32.34 Rp 580.1K

327.55%

Fast Food Meal (McDonalds, etc)

$20.23 FOK 132

$4.84 Rp 86.9K

317.98%

Cappuccino

$7.03 FOK 45.90

$2.75 Rp 49.3K

155.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.11 FOK 20.31

$1.38 Rp 24.8K

125.36%

Water (0.33 liter bottle)

$2.57 FOK 16.77

$0.75 Rp 13.5K

242.67%

Local Beer (0.5 liter draught)

$9.49 FOK 62.0

$2.99 Rp 53.7K

217.39%

Imported Beer (0.33 liter bottle)

$8.50 FOK 55.5

$3.85 Rp 69.1K

120.78%

Milk (1 liter)

$2.27 FOK 14.84

$1.74 Rp 31.1K

30.46%

White Bread (500g)

$4.00 FOK 26.15

$2.46 Rp 44.1K

62.60%

Rice (white) (1kg)

$1.89 FOK 12.36

$1.17 Rp 21.0K

61.54%

Eggs

$5.74 FOK 37.47

$2.43 Rp 43.6K

136.21%

Local Cheese (1kg)

$12.90 FOK 84.2

$14.50 Rp 260.2K

-11.03%

Chicken Fillets (1kg)

$14.16 FOK 92.5

$4.35 Rp 78.0K

225.52%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

Apples (1kg)

$2.34 FOK 15.29

$3.72 Rp 66.7K

-37.10%

Banana (1kg)

$2.81 FOK 18.36

$1.63 Rp 29.2K

72.39%

Oranges (1kg)

$3.05 FOK 19.89

$2.74 Rp 49.2K

11.31%

Tomato (1kg)

$1.89 FOK 12.36

$2.24 Rp 40.2K

-15.63%

Potato (1kg)

$2.72 FOK 17.79

$1.92 Rp 34.4K

41.67%

Onion (1kg)

$3.39 FOK 22.15

$2.28 Rp 40.8K

48.68%

Lettuce (1 head)

$2.53 FOK 16.53

$1.06 Rp 19.1K

138.68%

Water (1.5 liter bottle)

$2.74 FOK 17.91

$0.72 Rp 12.9K

280.56%

Cigarettes 20 Pack (Marlboro, Camel)

$10.72 FOK 70.0

$3.29 Rp 58.9K

225.84%

Wine (Bottle)

$12.80 FOK 83.6

$23.19 Rp 416.1K

-44.80%

Local Beer (0.5 liter bottle)

$2.15 FOK 14.06

$2.78 Rp 49.8K

-22.66%

Imported Beer (0.33 liter bottle)

$3.02 FOK 19.75

$2.73 Rp 49.0K

10.62%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

Taxi Start (Normal Tariff)

$12.44 FOK 81.2

$0.48 Rp 8,659

2491.67%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

Gasoline (1 liter)

$2.08 FOK 13.60

$0.81 Rp 14.6K

156.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$55.9K FOK 364.9K

$32.2K Rp 577.4M

73.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 FOK 857

$78.4 Rp 1.4M

67.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.70 FOK 259

$4.07 Rp 73.0K

875.43%

Internet (50+ Mbps, Unlimited Data)

$67.3 FOK 439

$24.33 Rp 436.4K

176.45%

Gym Membership (Monthly)

$40.01 FOK 261

$98.6 Rp 1.8M

-59.43%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

Cinema Ticket

$16.37 FOK 107

$3.99 Rp 71.5K

310.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$559 FOK 3,648

$305 Rp 5.5M

83.16%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

Jeans (Levis 501 Or Similar)

$155 FOK 1,010

$54.1 Rp 971.2K

185.61%

Summer Dress (H&M, Zara, etc)

$62.4 FOK 408

$37.81 Rp 678.2K

65.06%

Sport Shoes (Adidas, Nike)

$165 FOK 1,078

$86.8 Rp 1.6M

90.13%

Men's Leather Business Shoes

$224 FOK 1,461

$76.4 Rp 1.4M

193.07%

1-bedroom Apartment, City Center (Monthly)

$1,103 FOK 7,204

$992 Rp 17.8M

11.22%

1-bedroom Apartment, Outside City Center (Monthly)

$938 FOK 6,125

$673 Rp 12.1M

39.43%

3-bedroom Apartment, City Center (Monthly)

$1,959 FOK 12.8K

$3,375 Rp 60.5M

-41.96%

3-bedroom Apartment, Outside City Center (Monthly)

$1,516 FOK 9,898

$2,050 Rp 36.8M

-26.06%

Buy Apartment in City Center (m2)

$4,755 FOK 31.0K

$2,805 Rp 50.3M

69.53%

Buy Apartment Outside City Center (m2)

$4,761 FOK 31.1K

$2,227 Rp 39.9M

113.81%

Average Monthly Net Salary (After Tax)

$3,297 FOK 21.5K

$167 Rp 3.0M

1874.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Torshavn: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,103 in Torshavn and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Torshavn pays 1875% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $138 in Torshavn vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $353 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Torshavn vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Torshavn and Ubud, Bali differ by about 62% in total monthly costs ($2,279 vs $1,408 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 1875% higher in Torshavn, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,103 in Torshavn versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $559 in Torshavn versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $138 in Torshavn. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,408 in Ubud, Bali versus $2,279 in Torshavn, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Torshavn. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Torshavn and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 62% less than in Torshavn. Beyond cost, consider language, visa policies, and how big the international community is in each city.