Cost of Living Comparison Between Torshavn and Ubud, Bali Cost of Living Comparison Between Torshavn and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,255 in Torshavn versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $3,581 in Torshavn versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,908 in Torshavn versus $3,660 in Ubud, Bali.

Living in Torshavn is roughly 59% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Torshavn 68% above, Ubud, Bali 6% above.

Meal at Budget Restaurant

$22.87 FOK 147

$3.56 Rp 63.7K

542.42%

Three-Course Dinner for Two, Mid-Range

$140 FOK 895

$32.73 Rp 584.5K

326.52%

Fast Food Meal (McDonalds, etc)

$19.96 FOK 128

$4.95 Rp 88.4K

303.23%

Cappuccino

$6.96 FOK 44.60

$2.71 Rp 48.4K

156.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.28 FOK 21.01

$1.34 Rp 24.0K

144.78%

Water (0.33 liter bottle)

$2.61 FOK 16.73

$0.70 Rp 12.5K

272.86%

Local Beer (0.5 liter draught)

$9.50 FOK 60.9

$2.92 Rp 52.1K

225.34%

Imported Beer (0.33 liter bottle)

$8.32 FOK 53.4

$3.96 Rp 70.7K

110.10%

Milk (1 liter)

$2.33 FOK 14.94

$1.81 Rp 32.3K

28.73%

White Bread (500g)

$3.92 FOK 25.15

$2.52 Rp 45.0K

55.56%

Rice (white) (1kg)

$1.92 FOK 12.28

$1.16 Rp 20.7K

65.52%

Eggs

$5.62 FOK 36.02

$2.46 Rp 43.9K

128.46%

Local Cheese (1kg)

$12.55 FOK 80.4

$14.71 Rp 262.7K

-14.68%

Chicken Fillets (1kg)

$14.06 FOK 90.1

$4.32 Rp 77.1K

225.46%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

Apples (1kg)

$2.38 FOK 15.25

$3.84 Rp 68.6K

-38.02%

Banana (1kg)

$2.85 FOK 18.25

$1.56 Rp 27.8K

82.69%

Oranges (1kg)

$3.04 FOK 19.49

$2.83 Rp 50.6K

7.42%

Tomato (1kg)

$1.90 FOK 12.21

$2.33 Rp 41.5K

-18.45%

Potato (1kg)

$2.82 FOK 18.10

$1.91 Rp 34.2K

47.64%

Onion (1kg)

$3.38 FOK 21.68

$2.20 Rp 39.3K

53.64%

Lettuce (1 head)

$2.55 FOK 16.33

$1.01 Rp 18.1K

152.48%

Water (1.5 liter bottle)

$2.76 FOK 17.72

$0.78 Rp 13.8K

253.85%

Cigarettes 20 Pack (Marlboro, Camel)

$11.00 FOK 70.5

$3.32 Rp 59.2K

231.33%

Wine (Bottle)

$12.43 FOK 79.7

$23.74 Rp 423.9K

-47.64%

Local Beer (0.5 liter bottle)

$2.12 FOK 13.62

$2.79 Rp 49.8K

-24.01%

Imported Beer (0.33 liter bottle)

$3.07 FOK 19.67

$2.86 Rp 51.1K

7.34%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$12.19 FOK 78.2

$0.46 Rp 8,150

2550.00%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

Gasoline (1 liter)

$2.13 FOK 13.65

$0.79 Rp 14.2K

169.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$55.8K FOK 357.8K

$32.1K Rp 573.6M

73.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$133 FOK 855

$79.9 Rp 1.4M

66.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.45 FOK 259

$4.06 Rp 72.6K

896.31%

Internet (50+ Mbps, Unlimited Data)

$66.0 FOK 423

$23.52 Rp 420.0K

180.48%

Gym Membership (Monthly)

$41.14 FOK 264

$98.7 Rp 1.8M

-58.32%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$16.61 FOK 106

$4.15 Rp 74.1K

300.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$548 FOK 3,512

$304 Rp 5.4M

80.24%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

Jeans (Levis 501 Or Similar)

$150 FOK 963

$55.5 Rp 991.8K

170.53%

Summer Dress (H&M, Zara, etc)

$60.8 FOK 390

$38.31 Rp 684.1K

58.78%

Sport Shoes (Adidas, Nike)

$166 FOK 1,065

$88.6 Rp 1.6M

87.51%

Men's Leather Business Shoes

$224 FOK 1,434

$77.9 Rp 1.4M

187.38%

1-bedroom Apartment, City Center (Monthly)

$1,124 FOK 7,204

$1,006 Rp 18.0M

11.66%

1-bedroom Apartment, Outside City Center (Monthly)

$918 FOK 5,885

$675 Rp 12.1M

35.95%

3-bedroom Apartment, City Center (Monthly)

$1,964 FOK 12.6K

$3,442 Rp 61.5M

-42.94%

3-bedroom Apartment, Outside City Center (Monthly)

$1,494 FOK 9,579

$2,039 Rp 36.4M

-26.72%

Buy Apartment in City Center (m2)

$4,817 FOK 30.9K

$2,841 Rp 50.7M

69.55%

Buy Apartment Outside City Center (m2)

$4,870 FOK 31.2K

$2,264 Rp 40.4M

115.13%

Average Monthly Net Salary (After Tax)

$2,376 FOK 15.2K

$165 Rp 3.0M

1338.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Torshavn: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,124 in Torshavn and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Torshavn pays 1338% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $140 in Torshavn vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $352 vs $302 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Torshavn vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Torshavn and Ubud, Bali differ by about 59% in total monthly costs ($2,255 vs $1,419 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Torshavn pays 1338% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,124 in Torshavn versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $548 in Torshavn versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $140 in Torshavn. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,419 in Ubud, Bali versus $2,255 in Torshavn, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Torshavn. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Torshavn and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 59% less than in Torshavn. Beyond cost, consider language, visa policies, and how big the international community is in each city.