Cost of Living Comparison Between Torshavn and Ubud, Bali Cost of Living Comparison Between Torshavn and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,613 in Torshavn versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $4,059 in Torshavn versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $5,505 in Torshavn versus $3,273 in Ubud, Bali.

Living in Torshavn is roughly 87% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Torshavn 90% above, Ubud, Bali 2% above.

Meal at Budget Restaurant

$27.35 FOK 176

$3.37 Rp 59.7K

711.57%

Three-Course Dinner for Two, Mid-Range

$158 FOK 1,020

$38.59 Rp 682.4K

309.77%

Fast Food Meal (McDonalds, etc)

$19.85 FOK 128

$5.52 Rp 97.6K

259.60%

Cappuccino

$7.24 FOK 46.71

$2.64 Rp 46.8K

174.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.42 FOK 22.07

$1.67 Rp 29.6K

104.79%

Water (0.33 liter bottle)

$2.80 FOK 18.08

$0.77 Rp 13.6K

263.64%

Local Beer (0.5 liter draught)

$9.42 FOK 60.7

$2.63 Rp 46.6K

258.17%

Imported Beer (0.33 liter bottle)

$9.22 FOK 59.5

$4.28 Rp 75.7K

115.42%

Milk (1 liter)

$2.32 FOK 14.97

$1.55 Rp 27.3K

49.68%

White Bread (500g)

$5.10 FOK 32.87

$2.22 Rp 39.3K

129.73%

Rice (white) (1kg)

$3.06 FOK 19.71

$1.13 Rp 19.9K

170.80%

Eggs

$6.45 FOK 41.63

$2.09 Rp 36.9K

208.61%

Local Cheese (1kg)

$17.16 FOK 111

$17.39 Rp 307.6K

-1.32%

Chicken Fillets (1kg)

$14.67 FOK 94.6

$3.87 Rp 68.4K

279.07%

Beef Round Steak (1kg)

$18.51 FOK 119

$12.55 Rp 221.9K

47.49%

Apples (1kg)

$4.11 FOK 26.50

$3.62 Rp 63.9K

13.54%

Banana (1kg)

$5.79 FOK 37.35

$1.56 Rp 27.6K

271.15%

Oranges (1kg)

$6.12 FOK 39.45

$2.35 Rp 41.6K

160.43%

Tomato (1kg)

$5.23 FOK 33.71

$2.06 Rp 36.4K

153.88%

Potato (1kg)

$3.72 FOK 23.99

$1.90 Rp 33.6K

95.79%

Onion (1kg)

$4.83 FOK 31.18

$2.34 Rp 41.3K

106.41%

Lettuce (1 head)

$3.38 FOK 21.82

$1.03 Rp 18.2K

228.16%

Water (1.5 liter bottle)

$3.81 FOK 24.55

$0.55 Rp 9,809

592.73%

Cigarettes 20 Pack (Marlboro, Camel)

$11.86 FOK 76.5

$2.25 Rp 39.8K

427.11%

Wine (Bottle)

$13.79 FOK 88.9

$23.81 Rp 421.0K

-42.08%

Local Beer (0.5 liter bottle)

$4.13 FOK 26.65

$2.31 Rp 40.9K

78.79%

Imported Beer (0.33 liter bottle)

$3.09 FOK 19.92

$2.80 Rp 49.5K

10.36%

One-way Ticket (Public Transport)

$0.27 Rp 4,816

Public Transport Monthly Pass (Regular Price)

$31.50 FOK 203

$8.66 Rp 153.2K

263.74%

Taxi Start (Normal Tariff)

$15.52 FOK 100

$0.48 Rp 8,515

3133.33%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,887

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 101.1K

Gasoline (1 liter)

$1.79 FOK 11.54

$0.76 Rp 13.4K

135.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 433.0M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 568.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$134 FOK 862

$83.6 Rp 1.5M

59.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.04 FOK 291

$6.46 Rp 114.2K

597.21%

Internet (50+ Mbps, Unlimited Data)

$93.4 FOK 602

$18.99 Rp 335.9K

391.84%

Gym Membership (Monthly)

$57.4 FOK 370

$56.0 Rp 989.8K

2.50%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 329.2K

Cinema Ticket

$16.84 FOK 109

$4.28 Rp 75.7K

293.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$506 FOK 3,263

$487 Rp 8.6M

3.97%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.6M

Jeans (Levis 501 Or Similar)

$146 FOK 939

$45.56 Rp 805.6K

219.51%

Summer Dress (H&M, Zara, etc)

$62.4 FOK 403

$36.38 Rp 643.3K

71.63%

Sport Shoes (Adidas, Nike)

$171 FOK 1,100

$82.0 Rp 1.4M

108.16%

Men's Leather Business Shoes

$253 FOK 1,634

$80.4 Rp 1.4M

215.12%

1-bedroom Apartment, City Center (Monthly)

$1,143 FOK 7,374

$1,117 Rp 19.7M

2.38%

1-bedroom Apartment, Outside City Center (Monthly)

$915 FOK 5,899

$701 Rp 12.4M

30.45%

3-bedroom Apartment, City Center (Monthly)

$1,906 FOK 12.3K

$3,537 Rp 62.5M

-46.11%

3-bedroom Apartment, Outside City Center (Monthly)

$1,441 FOK 9,291

$1,762 Rp 31.2M

-18.26%

Buy Apartment in City Center (m2)

$4,741 FOK 30.6K

$2,826 Rp 50.0M

67.76%

Buy Apartment Outside City Center (m2)

$4,729 FOK 30.5K

$2,292 Rp 40.5M

106.35%

Average Monthly Net Salary (After Tax)

$3,361 FOK 21.7K

$170 Rp 3.0M

1879.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Torshavn: August 30, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,143 in Torshavn and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Torshavn pays 1879% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $158 in Torshavn vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $533 vs $293 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Torshavn vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Torshavn and Ubud, Bali differ by about 87% in total monthly costs ($2,613 vs $1,396 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 1879% higher in Torshavn, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,143 in Torshavn versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 264% less than in Torshavn. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $506 in Torshavn versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,396 in Ubud, Bali versus $2,613 in Torshavn, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Torshavn. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Torshavn and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 87% less than in Torshavn. Beyond cost, consider language, visa policies, and how big the international community is in each city.