Last update: Oct 2026

Cost of Living Comparison Between Torshavn and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,504 in Torshavn, rent and utilities included – about $13,600 less a year. Other living expenses account for most of the difference.

122

Cost of Living Index in Torshavn
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Torshavn Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Torshavn

🇫🇴 Faroe Islands

$2,504

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Torshavn and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Torshavn and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,504 in Torshavn versus $1,368 in Ubud, Bali.

Torshavn $2,504
Ubud, Bali $1,368

Estimated couple costs with rent: $3,918 in Torshavn versus $2,314 in Ubud, Bali.

Torshavn $3,918
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $5,331 in Torshavn versus $3,260 in Ubud, Bali.

Torshavn $5,331
Ubud, Bali $3,260

Living in Torshavn is roughly 83% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Torshavn 86% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$26.03 FOK 173

$3.33 Rp 59.9K

681.68%

Three-Course Dinner for Two, Mid-Range

$147 FOK 975

$35.18 Rp 633.2K

316.71%

Fast Food Meal (McDonalds, etc)

$19.59 FOK 130

$5.80 Rp 104.5K

237.76%

Cappuccino

$7.02 FOK 46.67

$2.73 Rp 49.1K

157.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.27 FOK 21.77

$1.64 Rp 29.5K

99.39%

Water (0.33 liter bottle)

$2.68 FOK 17.80

$0.83 Rp 15.0K

222.89%

Local Beer (0.5 liter draught)

$9.26 FOK 61.6

$2.70 Rp 48.6K

242.96%

Imported Beer (0.33 liter bottle)

$8.87 FOK 59.0

$4.30 Rp 77.4K

106.28%

Milk (1 liter)

$2.22 FOK 14.76

$1.50 Rp 27.1K

48.00%

White Bread (500g)

$4.81 FOK 32.00

$2.30 Rp 41.4K

109.13%

Rice (white) (1kg)

$3.03 FOK 20.12

$1.18 Rp 21.2K

156.78%

Eggs

$6.49 FOK 43.15

$2.14 Rp 38.6K

203.27%

Local Cheese (1kg)

$16.36 FOK 109

$17.48 Rp 314.6K

-6.41%

Chicken Fillets (1kg)

$14.30 FOK 95.1

$4.03 Rp 72.5K

254.84%

Beef Round Steak (1kg)

$17.71 FOK 118

$12.23 Rp 220.1K

44.81%

Apples (1kg)

$3.96 FOK 26.34

$3.55 Rp 63.9K

11.55%

Banana (1kg)

$5.41 FOK 35.96

$1.57 Rp 28.3K

244.59%

Oranges (1kg)

$6.07 FOK 40.37

$2.24 Rp 40.2K

170.98%

Tomato (1kg)

$5.19 FOK 34.49

$1.93 Rp 34.7K

168.91%

Potato (1kg)

$3.56 FOK 23.69

$1.88 Rp 33.9K

89.36%

Onion (1kg)

$4.50 FOK 29.95

$2.29 Rp 41.3K

96.51%

Lettuce (1 head)

$3.35 FOK 22.27

$0.99 Rp 17.9K

238.38%

Water (1.5 liter bottle)

$3.83 FOK 25.46

$0.53 Rp 9,475

622.64%

Cigarettes 20 Pack (Marlboro, Camel)

$11.06 FOK 73.6

$2.28 Rp 41.1K

385.09%

Wine (Bottle)

$13.63 FOK 90.7

$23.01 Rp 414.2K

-40.76%

Local Beer (0.5 liter bottle)

$4.18 FOK 27.80

$2.34 Rp 42.2K

78.63%

Imported Beer (0.33 liter bottle)

$3.04 FOK 20.24

$2.91 Rp 52.4K

4.47%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

Public Transport Monthly Pass (Regular Price)

$29.71 FOK 198

$8.82 Rp 158.7K

236.85%

Taxi Start (Normal Tariff)

$14.86 FOK 98.8

$0.48 Rp 8,684

2995.83%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

Gasoline (1 liter)

$1.78 FOK 11.83

$0.88 Rp 15.9K

102.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$126 FOK 836

$83.0 Rp 1.5M

51.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.61 FOK 283

$6.45 Rp 116.0K

560.62%

Internet (50+ Mbps, Unlimited Data)

$88.7 FOK 590

$18.57 Rp 334.2K

377.87%

Gym Membership (Monthly)

$55.8 FOK 371

$55.8 Rp 1.0M

-0.11%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$16.28 FOK 108

$4.38 Rp 78.9K

271.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 FOK 3,196

$493 Rp 8.9M

-2.52%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

Jeans (Levis 501 Or Similar)

$137 FOK 913

$46.19 Rp 831.4K

197.16%

Summer Dress (H&M, Zara, etc)

$60.0 FOK 399

$35.33 Rp 636.0K

69.80%

Sport Shoes (Adidas, Nike)

$164 FOK 1,088

$79.1 Rp 1.4M

106.92%

Men's Leather Business Shoes

$244 FOK 1,624

$78.4 Rp 1.4M

211.57%

1-bedroom Apartment, City Center (Monthly)

$1,102 FOK 7,325

$1,142 Rp 20.6M

-3.58%

1-bedroom Apartment, Outside City Center (Monthly)

$885 FOK 5,887

$676 Rp 12.2M

31.02%

3-bedroom Apartment, City Center (Monthly)

$1,896 FOK 12.6K

$3,503 Rp 63.1M

-45.88%

3-bedroom Apartment, Outside City Center (Monthly)

$1,356 FOK 9,015

$1,700 Rp 30.6M

-20.25%

Buy Apartment in City Center (m2)

$4,620 FOK 30.7K

$2,784 Rp 50.1M

65.94%

Buy Apartment Outside City Center (m2)

$4,573 FOK 30.4K

$2,241 Rp 40.3M

104.11%

Average Monthly Net Salary (After Tax)

$3,246 FOK 21.6K

$165 Rp 3.0M

1872.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Torshavn: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Torshavn

$885 35.3%

Ubud, Bali

$676 49.4% 23.7% $210

Groceries & Markets

Torshavn

$518 20.7%

Ubud, Bali

$290 21.2% 43.9% $227

Eating Out

Torshavn

$439 17.5%

Ubud, Bali

$109 8% 75.2% $330

Clothing & Footwear

Torshavn

$272 10.9%

Ubud, Bali

$108 7.9% 60.5% $165

Monthly Utilities & Internet

Torshavn

$257 10.3%

Ubud, Bali

$108 7.9% 58% $149

Sport & Entertainment

Torshavn

$88 3.5%

Ubud, Bali

$65 4.7% 26.9% $24

Getting Around

Torshavn

$45 * 1.8%

Ubud, Bali

$13 0.9% 71.8% $32

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,102 in Torshavn and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Torshavn pays 1873% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $147 in Torshavn vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $518 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇫🇴 Torshavn

🇮🇩 Ubud, Bali

🕒 Local time

11:11 11:11 AM

18:11 6:11 PM

7 h ahead of Torshavn

🌤 Weather

👥 Population

14,145 Capital

74,800

💱 Currency

Faroese Króna FOK kr

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 FOK = 0.15 USD

1 FOK = 0.134 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to FOK – Faroese Króna Converter

🇺🇸 United States Dollar ($)

🇫🇴 Faroese Króna (kr)

Faroese Króna exchange rates as of October 19, 2026: 1 USD = 6.65 FOK (1 FOK = 0.15 USD). 1 EUR = 7.48 FOK (1 FOK = 0.134 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to FOK in detail →

On the map

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Between locations

Torshavn Ubud, Bali 12,470 km ≈ 16 h nonstop flight

From you

Torshavn
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Torshavn vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Torshavn and Ubud, Bali differ by about 83% in total monthly costs ($2,504 vs $1,368 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 1873% higher in Torshavn, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,102 in Torshavn versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 237% less than in Torshavn. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $481 in Torshavn versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,368 in Ubud, Bali versus $2,504 in Torshavn, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Torshavn. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Torshavn and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 83% less than in Torshavn. Beyond cost, consider language, visa policies, and how big the international community is in each city.