Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Toowoomba

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,131 in Toowoomba, rent and utilities included – about $9,400 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
102

Cost of Living Index in Toowoomba
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Toowoomba Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Toowoomba

🇦🇺 Australia

$2,131

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Toowoomba

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Toowoomba actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,131 in Toowoomba.

Ubud, Bali $1,349
Toowoomba $2,131

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,950 in Toowoomba.

Ubud, Bali $2,305
Toowoomba $2,950

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,769 in Toowoomba.

Ubud, Bali $3,261
Toowoomba $3,769

Living in Ubud, Bali costs roughly 37% less than in Toowoomba, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$16.65 A$23.78

-80.06%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.3K

$72.4 A$103

-50.75%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.5K

$9.54 A$13.62

-42.03%

Cappuccino

$2.72 Rp 49.4K

$3.73 A$5.33

-27.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.82 A$4.03

-39.72%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.46 A$3.51

-69.11%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$6.53 A$9.33

-59.42%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$7.21 A$10.30

-39.25%

Milk (1 liter)

$1.49 Rp 27.1K

$1.51 A$2.15

-1.32%

White Bread (500g)

$2.28 Rp 41.3K

$2.26 A$3.22

0.88%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.98 A$2.82

-39.90%

Eggs

$2.04 Rp 37.0K

$4.71 A$6.73

-56.69%

Local Cheese (1kg)

$17.70 Rp 321.5K

$8.94 A$12.77

97.99%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$8.99 A$12.84

-55.95%

Beef Round Steak (1kg)

$12.19 Rp 221.4K

$11.88 A$16.96

2.61%

Apples (1kg)

$3.66 Rp 66.4K

$3.10 A$4.42

18.06%

Banana (1kg)

$1.52 Rp 27.6K

$1.77 A$2.53

-14.12%

Oranges (1kg)

$2.23 Rp 40.5K

$1.39 A$1.98

60.43%

Tomato (1kg)

$1.97 Rp 35.8K

$2.15 A$3.08

-8.37%

Potato (1kg)

$1.85 Rp 33.6K

$2.51 A$3.59

-26.29%

Onion (1kg)

$2.42 Rp 44.0K

$2.24 A$3.19

8.04%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.42 A$3.46

-59.09%

Water (1.5 liter bottle)

$0.51 Rp 9,324

$1.03 A$1.47

-50.49%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$35.11 A$50.1

-93.68%

Wine (Bottle)

$22.24 Rp 403.9K

$14.25 A$20.35

56.07%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$4.68 A$6.69

-51.71%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$6.81 A$9.73

-56.39%

One-way Ticket (Public Transport)

$0.25 Rp 4,559

$3.05 A$4.35

-91.80%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.1K

Taxi Start (Normal Tariff)

$0.44 Rp 7,982

$2.21 A$3.16

-80.09%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,811

$1.60 A$2.28

-73.13%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$35.25 A$50.3

-84.65%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.36 A$1.94

-39.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.0M

$28.9K A$41.2K

-17.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.6M

$23.3K A$33.2K

36.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$77.3 A$110

2.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.1K

$31.09 A$44.40

-79.25%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.4K

$54.6 A$77.9

-65.95%

Gym Membership (Monthly)

$49.48 Rp 898.7K

$42.30 A$60.4

16.97%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.5K

$17.86 A$25.51

-1.18%

Cinema Ticket

$4.27 Rp 77.6K

$13.09 A$18.69

-67.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$2,103 A$3,003

-76.67%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$7,119 A$10.2K

-20.30%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.7K

$76.2 A$109

-41.45%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.8K

$53.8 A$76.9

-35.09%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$76.5 A$109

4.42%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$120 A$172

-34.08%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,221 A$1,743

-7.85%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,141 A$1,630

-41.16%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,622 A$2,316

119.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,428 A$2,039

20.68%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$3,367 A$4,808

-18.86%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$2,742 A$3,915

-16.69%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,874 A$5,532

-95.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.69

142.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Toowoomba: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Toowoomba

$1.1K 53.6% 70% $470

Groceries & Markets

Ubud, Bali

$288 21.4%

Toowoomba

$314 14.7% 8.8% $25

Eating Out

Ubud, Bali

$108 8%

Toowoomba

$275 12.9% 155% $167

Clothing & Footwear

Ubud, Bali

$108 8%

Toowoomba

$147 6.9% 36.9% $40

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Toowoomba

$163 7.7% 56.6% $59

Sport & Entertainment

Ubud, Bali

$58 4.3%

Toowoomba

$68 3.2% 18% $10

Getting Around

Ubud, Bali

$11 0.9%

Toowoomba

$22 * 1.1% 96% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,221 in Toowoomba. Housing cost is often the main lever when comparing two cities.

Toowoomba pays about 24 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $72 in Toowoomba for a mid-range dinner for two. Groceries echo the gap at $288 vs $314 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇦🇺 Toowoomba

🕒 Local time

09:01 9:01 AM

11:01 11:01 AM

2 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

108,398

💱 Currency

Indonesian Rupiah IDR Rp

Australian Dollar AUD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

1 AUD = 0.7 USD

1 AUD = 0.625 EUR

Exchange rates and currency converter

AUD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,355 IDR (100,000 IDR = 4.91 EUR).

Australian Dollar exchange rates as of November 3, 2026: 1 USD = 1.43 AUD (1 AUD = 0.7 USD). 1 EUR = 1.6 AUD (1 AUD = 0.625 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Toowoomba 4,390 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Toowoomba

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Toowoomba: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $2,131 in Toowoomba, so Ubud, Bali is about 37% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 96% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,221 in Toowoomba. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $2,103 in Toowoomba. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $72 in Toowoomba. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Toowoomba are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Toowoomba on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.