Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Tomar

For one person, living is cheaper in Tomar: $1,295 a month against $1,368 in Ubud, Bali, rent and utilities included – about $880 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
63

Cost of Living Index in Tomar
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Tomar Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Tomar

🇵🇹 Portugal

$1,295

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Tomar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Tomar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,295 in Tomar.

Ubud, Bali $1,368
Tomar $1,295

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $1,821 in Tomar.

Ubud, Bali $2,314
Tomar $1,821

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $2,347 in Tomar.

Ubud, Bali $3,260
Tomar $2,347

Living in Ubud, Bali is roughly 6% more expensive than in Tomar, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 1% above, Tomar is 4% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$13.37 €11.89

-75.09%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$37.89 €33.71

-7.15%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$8.69 €7.73

-33.26%

Cappuccino

$2.73 Rp 49.1K

$1.88 €1.67

45.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$1.79 €1.59

-8.38%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.42 €1.27

-41.55%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$2.26 €2.01

19.47%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$2.51 €2.24

71.31%

Milk (1 liter)

$1.50 Rp 27.1K

$1.08 €0.96

38.89%

White Bread (500g)

$2.30 Rp 41.4K

$1.77 €1.57

29.94%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.41 €1.25

-16.31%

Eggs

$2.14 Rp 38.6K

$2.72 €2.42

-21.32%

Local Cheese (1kg)

$17.48 Rp 314.6K

$12.80 €11.39

36.56%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$6.50 €5.78

-38.00%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$14.31 €12.73

-14.54%

Apples (1kg)

$3.55 Rp 63.9K

$1.91 €1.69

85.86%

Banana (1kg)

$1.57 Rp 28.3K

$1.41 €1.26

11.35%

Oranges (1kg)

$2.24 Rp 40.2K

$1.84 €1.64

21.74%

Tomato (1kg)

$1.93 Rp 34.7K

$2.51 €2.23

-23.11%

Potato (1kg)

$1.88 Rp 33.9K

$1.83 €1.63

2.73%

Onion (1kg)

$2.29 Rp 41.3K

$1.14 €1.01

100.88%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.53 €1.36

-35.29%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$1.14 €1.01

-53.51%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$6.88 €6.12

-66.86%

Wine (Bottle)

$23.01 Rp 414.2K

$4.56 €4.05

404.61%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.34 €1.20

74.63%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$2.21 €1.96

31.67%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$2.01 €1.79

-88.06%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$37.43 €33.29

-76.44%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$4.34 €3.86

-88.94%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.49 €1.33

-69.13%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$20.77 €18.48

-73.76%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.82 €1.62

-51.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$31.9K €28.3K

-22.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$38.0K €33.8K

-17.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$106 €94.5

-21.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$17.23 €15.33

-62.57%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$42.90 €38.16

-56.71%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$41.15 €36.61

35.65%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$17.73 €15.77

2.14%

Cinema Ticket

$4.38 Rp 78.9K

$9.16 €8.15

-52.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$311 €277

58.53%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$6,305 €5,608

-8.75%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$66.3 €59.0

-30.34%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$35.12 €31.24

0.60%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$74.5 €66.3

6.10%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$90.3 €80.3

-13.19%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$757 €673

50.90%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$463 €412

45.97%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$907 €807

286.06%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$502 €447

238.61%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$3,038 €2,702

-8.36%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$2,257 €2,008

-0.74%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,077 €958

-84.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.7

272.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Tomar: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Tomar

$463 35.8% 31.5% $213

Groceries & Markets

Ubud, Bali

$290 21.2%

Tomar

$245 18.9% 15.8% $46

Eating Out

Ubud, Bali

$109 8%

Tomar

$185 14.3% 69.8% $76

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Tomar

$166 12.8% 54% $58

Clothing & Footwear

Ubud, Bali

$108 7.9%

Tomar

$120 9.3% 11.4% $12

Sport & Entertainment

Ubud, Bali

$65 4.7%

Tomar

$59 4.6% 7.9% $5.1

Getting Around

Ubud, Bali

$13 0.9%

Tomar

$57 4.4% 356% $45

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $757 in Tomar. Housing cost is often the main lever when comparing two cities.

Tomar pays 555% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $38.00 in Tomar. Groceries flip the comparison at $290 vs $245, with Tomar cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇵🇹 Tomar

🕒 Local time

10:09 10:09 AM

03:09 3:09 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

36,414

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Tomar 13,470 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Tomar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tomar: Cost of Living - Frequently Asked Questions

Tomar is cheaper overall, especially in groceries and leisure. The 6% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 555% lower in Tomar. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $757 in Tomar. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Tomar runs roughly 324% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $493 in Ubud, Bali versus $311 in Tomar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,295 in Tomar versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Tomar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tomar the clear choice for anyone on this budget.

For families, Tomar is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Tomar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tomar gentler on the wallet – expenses run 6% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.