Cost of Living Comparison Between Ubud, Bali and Tomar Cost of Living Comparison Between Ubud, Bali and Tomar

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,270 in Tomar.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,879 in Tomar.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,488 in Tomar.

Living in Ubud, Bali is roughly 11% more expensive than in Tomar, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 5% above, Tomar is 5% below.

Currency
🍽 Eating Out
Ubud, Bali
Tomar
Difference
Meal at Budget Restaurant
$3.45 Rp 62.1K
$14.02 €12.28
-75.39%
Three-Course Dinner for Two, Mid-Range
$32.34 Rp 581.1K
$38.89 €34.06
-16.84%
Fast Food Meal (McDonalds, etc)
$4.84 Rp 87.1K
$10.24 €8.96
-52.73%
Cappuccino
$2.75 Rp 49.4K
$1.88 €1.64
46.28%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 24.9K
$1.85 €1.62
-25.41%
Water (0.33 liter bottle)
$0.75 Rp 13.5K
$1.40 €1.23
-46.43%
Local Beer (0.5 liter draught)
$2.99 Rp 53.8K
$2.37 €2.08
26.16%
Imported Beer (0.33 liter bottle)
$3.85 Rp 69.2K
$2.64 €2.32
45.83%
🛒 Groceries & Markets
Ubud, Bali
Tomar
Difference
Milk (1 liter)
$1.74 Rp 31.2K
$1.08 €0.95
61.11%
White Bread (500g)
$2.46 Rp 44.2K
$1.74 €1.52
41.38%
Rice (white) (1kg)
$1.17 Rp 21.0K
$1.74 €1.53
-32.76%
Eggs
$2.43 Rp 43.7K
$2.85 €2.50
-14.74%
Local Cheese (1kg)
$14.50 Rp 260.6K
$13.34 €11.68
8.70%
Chicken Fillets (1kg)
$4.35 Rp 78.2K
$6.99 €6.12
-37.77%
Beef Round Steak (1kg)
$11.98 Rp 215.3K
$15.92 €13.94
-24.75%
Apples (1kg)
$3.72 Rp 66.8K
$2.32 €2.03
60.34%
Banana (1kg)
$1.63 Rp 29.2K
$1.48 €1.29
10.14%
Oranges (1kg)
$2.74 Rp 49.3K
$2.04 €1.79
34.31%
Tomato (1kg)
$2.24 Rp 40.3K
$2.44 €2.14
-8.20%
Potato (1kg)
$1.92 Rp 34.5K
$1.18 €1.04
62.71%
Onion (1kg)
$2.28 Rp 40.9K
$1.14 €1.00
100.00%
Lettuce (1 head)
$1.06 Rp 19.1K
$1.92 €1.68
-44.79%
Water (1.5 liter bottle)
$0.72 Rp 12.9K
$0.79 €0.69
-8.86%
Cigarettes 20 Pack (Marlboro, Camel)
$3.29 Rp 59.0K
$6.61 €5.79
-50.23%
Wine (Bottle)
$23.19 Rp 416.8K
$4.66 €4.08
397.64%
Local Beer (0.5 liter bottle)
$2.78 Rp 49.9K
$1.38 €1.21
101.45%
Imported Beer (0.33 liter bottle)
$2.73 Rp 49.1K
$2.33 €2.04
17.17%
🚌 Getting Around
Ubud, Bali
Tomar
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,786
$2.27 €1.99
-88.11%
Public Transport Monthly Pass (Regular Price)
$8.11 Rp 145.7K
$42.88 €37.55
-81.09%
Taxi Start (Normal Tariff)
$0.48 Rp 8,675
$4.22 €3.70
-88.63%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,545
$0.79 €0.70
-46.84%
Taxi 1hour Waiting (Normal Tariff)
$6.22 Rp 111.8K
$18.39 €16.10
-66.18%
Gasoline (1 liter)
$0.81 Rp 14.6K
$1.99 €1.74
-59.30%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 478.2M
$33.0K €28.9K
-19.37%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2K Rp 578.5M
$39.5K €34.6K
-18.60%
🧾 Monthly Utilities & Internet
Ubud, Bali
Tomar
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$124 €109
-36.91%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.07 Rp 73.1K
$20.63 €18.07
-80.27%
Internet (50+ Mbps, Unlimited Data)
$24.33 Rp 437.1K
$38.83 €34.01
-37.34%
🎉 Sport & Entertainment
Ubud, Bali
Tomar
Difference
Gym Membership (Monthly)
$98.6 Rp 1.8M
$44.51 €38.98
121.55%
Tennis Court (1 Hour on Weekend)
$6.34 Rp 113.9K
-
-
Cinema Ticket
$3.99 Rp 71.6K
$9.40 €8.23
-57.55%
🧸 Childcare & Education
Ubud, Bali
Tomar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$305 Rp 5.5M
$319 €280
-4.51%
International Primary School, 1 Child (Yearly)
$6,642 Rp 119.4M
$16.0K €14.0K
-58.51%
👕👟 Clothing & Footwear
Ubud, Bali
Tomar
Difference
Jeans (Levis 501 Or Similar)
$54.1 Rp 972.9K
$69.3 €60.7
-21.83%
Summer Dress (H&M, Zara, etc)
$37.81 Rp 679.4K
$41.98 €36.76
-9.93%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.6M
$82.2 €72.0
5.70%
Men's Leather Business Shoes
$76.4 Rp 1.4M
$94.7 €83.0
-19.41%
🏠 Accommodation & Living
Ubud, Bali
Tomar
Difference
1-bedroom Apartment, City Center (Monthly)
$992 Rp 17.8M
$347 €304
186.07%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$372 €326
80.90%
3-bedroom Apartment, City Center (Monthly)
$3,375 Rp 60.7M
$759 €664
344.92%
3-bedroom Apartment, Outside City Center (Monthly)
$2,050 Rp 36.8M
$517 €453
296.76%
Buy Apartment in City Center (m2)
$2,805 Rp 50.4M
$2,109 €1,847
33.01%
Buy Apartment Outside City Center (m2)
$2,227 Rp 40.0M
$1,884 €1,650
18.23%
💵 Salaries & Financials
Ubud, Bali
Tomar
Difference
Average Monthly Net Salary (After Tax)
$167 Rp 3.0M
$1,079 €945
-84.53%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
3.81
248.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Tomar: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $347 in Tomar. Housing cost is often the main lever when comparing two cities.

Tomar pays 546% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $39.00 in Tomar. Groceries flip the comparison at $297 vs $254, with Tomar cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Tomar: Cost of Living - Frequently Asked Questions
Is Tomar cheaper than Ubud, Bali?
Tomar is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 11% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Tomar?
On paper, salaries run 546% lower in Tomar. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Tomar?
Rent for a central apartment: $992 in Ubud, Bali versus $347 in Tomar. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Tomar runs roughly 429% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $305 in Ubud, Bali versus $319 in Tomar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $1,500 a realistic budget for living in Ubud, Bali or in Tomar?
At $1,270 in Tomar versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Tomar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tomar the clear choice for anyone on this budget.
Is Ubud, Bali or Tomar more family-friendly?
For families, Tomar is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Tomar?
Safety-wise, Ubud, Bali and Tomar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Tomar gentler on the wallet – expenses run 11% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Ubud, Bali vs other spots: cost of living compared

Similar cities