Last update: Oct 2026

Cost of Living Comparison Between Tomar and Ubud, Bali

For one person, living is cheaper in Tomar: $1,295 a month against $1,368 in Ubud, Bali, rent and utilities included – about $880 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

63

Cost of Living Index in Tomar
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Tomar Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Tomar

🇵🇹 Portugal

$1,295

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Tomar and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tomar and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,295 in Tomar versus $1,368 in Ubud, Bali.

Tomar $1,295
Ubud, Bali $1,368

Estimated couple costs with rent: $1,821 in Tomar versus $2,314 in Ubud, Bali.

Tomar $1,821
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $2,347 in Tomar versus $3,260 in Ubud, Bali.

Tomar $2,347
Ubud, Bali $3,260

Living in Tomar costs roughly 5% less than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Tomar is 4% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$13.37 €11.89

$3.33 Rp 59.9K

301.50%

Three-Course Dinner for Two, Mid-Range

$37.89 €33.71

$35.18 Rp 633.2K

7.70%

Fast Food Meal (McDonalds, etc)

$8.69 €7.73

$5.80 Rp 104.5K

49.83%

Cappuccino

$1.88 €1.67

$2.73 Rp 49.1K

-31.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.79 €1.59

$1.64 Rp 29.5K

9.15%

Water (0.33 liter bottle)

$1.42 €1.27

$0.83 Rp 15.0K

71.08%

Local Beer (0.5 liter draught)

$2.26 €2.01

$2.70 Rp 48.6K

-16.30%

Imported Beer (0.33 liter bottle)

$2.51 €2.24

$4.30 Rp 77.4K

-41.63%

Milk (1 liter)

$1.08 €0.96

$1.50 Rp 27.1K

-28.00%

White Bread (500g)

$1.77 €1.57

$2.30 Rp 41.4K

-23.04%

Rice (white) (1kg)

$1.41 €1.25

$1.18 Rp 21.2K

19.49%

Eggs

$2.72 €2.42

$2.14 Rp 38.6K

27.10%

Local Cheese (1kg)

$12.80 €11.39

$17.48 Rp 314.6K

-26.77%

Chicken Fillets (1kg)

$6.50 €5.78

$4.03 Rp 72.5K

61.29%

Beef Round Steak (1kg)

$14.31 €12.73

$12.23 Rp 220.1K

17.01%

Apples (1kg)

$1.91 €1.69

$3.55 Rp 63.9K

-46.20%

Banana (1kg)

$1.41 €1.26

$1.57 Rp 28.3K

-10.19%

Oranges (1kg)

$1.84 €1.64

$2.24 Rp 40.2K

-17.86%

Tomato (1kg)

$2.51 €2.23

$1.93 Rp 34.7K

30.05%

Potato (1kg)

$1.83 €1.63

$1.88 Rp 33.9K

-2.66%

Onion (1kg)

$1.14 €1.01

$2.29 Rp 41.3K

-50.22%

Lettuce (1 head)

$1.53 €1.36

$0.99 Rp 17.9K

54.55%

Water (1.5 liter bottle)

$1.14 €1.01

$0.53 Rp 9,475

115.09%

Cigarettes 20 Pack (Marlboro, Camel)

$6.88 €6.12

$2.28 Rp 41.1K

201.75%

Wine (Bottle)

$4.56 €4.05

$23.01 Rp 414.2K

-80.18%

Local Beer (0.5 liter bottle)

$1.34 €1.20

$2.34 Rp 42.2K

-42.74%

Imported Beer (0.33 liter bottle)

$2.21 €1.96

$2.91 Rp 52.4K

-24.05%

One-way Ticket (Public Transport)

$2.01 €1.79

$0.24 Rp 4,315

737.50%

Public Transport Monthly Pass (Regular Price)

$37.43 €33.29

$8.82 Rp 158.7K

324.38%

Taxi Start (Normal Tariff)

$4.34 €3.86

$0.48 Rp 8,684

804.17%

Taxi (Normal Tariff) (1km)

$1.49 €1.33

$0.46 Rp 8,233

223.91%

Taxi 1hour Waiting (Normal Tariff)

$20.77 €18.48

$5.45 Rp 98.2K

281.10%

Gasoline (1 liter)

$1.82 €1.62

$0.88 Rp 15.9K

106.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.9K €28.3K

$24.6K Rp 442.2M

29.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.0K €33.8K

$31.2K Rp 561.4M

21.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$106 €94.5

$83.0 Rp 1.5M

27.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.23 €15.33

$6.45 Rp 116.0K

167.13%

Internet (50+ Mbps, Unlimited Data)

$42.90 €38.16

$18.57 Rp 334.2K

131.02%

Gym Membership (Monthly)

$41.15 €36.61

$55.8 Rp 1.0M

-26.28%

Tennis Court (1 Hour on Weekend)

$17.73 €15.77

$18.11 Rp 326.0K

-2.10%

Cinema Ticket

$9.16 €8.15

$4.38 Rp 78.9K

109.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$311 €277

$493 Rp 8.9M

-36.92%

International Primary School, 1 Child (Yearly)

$6,305 €5,608

$5,754 Rp 103.6M

9.58%

Jeans (Levis 501 Or Similar)

$66.3 €59.0

$46.19 Rp 831.4K

43.56%

Summer Dress (H&M, Zara, etc)

$35.12 €31.24

$35.33 Rp 636.0K

-0.59%

Sport Shoes (Adidas, Nike)

$74.5 €66.3

$79.1 Rp 1.4M

-5.75%

Men's Leather Business Shoes

$90.3 €80.3

$78.4 Rp 1.4M

15.19%

1-bedroom Apartment, City Center (Monthly)

$757 €673

$1,142 Rp 20.6M

-33.73%

1-bedroom Apartment, Outside City Center (Monthly)

$463 €412

$676 Rp 12.2M

-31.49%

3-bedroom Apartment, City Center (Monthly)

$907 €807

$3,503 Rp 63.1M

-74.10%

3-bedroom Apartment, Outside City Center (Monthly)

$502 €447

$1,700 Rp 30.6M

-70.47%

Buy Apartment in City Center (m2)

$3,038 €2,702

$2,784 Rp 50.1M

9.12%

Buy Apartment Outside City Center (m2)

$2,257 €2,008

$2,241 Rp 40.3M

0.74%

Average Monthly Net Salary (After Tax)

$1,077 €958

$165 Rp 3.0M

554.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.7

13.78

-73.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tomar: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tomar

$463 35.8%

Ubud, Bali

$676 49.4% 46% $213

Groceries & Markets

Tomar

$245 18.9%

Ubud, Bali

$290 21.2% 18.8% $46

Eating Out

Tomar

$185 14.3%

Ubud, Bali

$109 8% 41.1% $76

Monthly Utilities & Internet

Tomar

$166 12.8%

Ubud, Bali

$108 7.9% 35.1% $58

Clothing & Footwear

Tomar

$120 9.3%

Ubud, Bali

$108 7.9% 10.2% $12

Sport & Entertainment

Tomar

$59 4.6%

Ubud, Bali

$65 4.7% 8.6% $5.1

Getting Around

Tomar

$57 4.4%

Ubud, Bali

$13 0.9% 78.1% $45

Cost Breakdown

A one-bedroom apartment in the center runs $757 in Tomar and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Tomar pays 555% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $38.00 in Tomar vs $35.00 in Ubud, Bali. Groceries flip the comparison at $245 vs $290, with Tomar cheaper for home cooking.

Good to know

🇵🇹 Tomar

🇮🇩 Ubud, Bali

🕒 Local time

02:26 2:26 AM

09:26 9:26 AM

7 h ahead of Tomar

🌤 Weather

👥 Population

36,414

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

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Between locations

Tomar Ubud, Bali 13,470 km ≈ 17 h nonstop flight

From you

Tomar
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tomar vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Tomar is cheaper overall, especially in groceries and leisure. The 6% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 555% higher in Tomar, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $757 in Tomar versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Tomar runs roughly 324% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $311 in Tomar versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,295 in Tomar versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Tomar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tomar the clear choice for anyone on this budget.

For families, Tomar is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Tomar and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tomar gentler on the wallet – expenses run 6% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.