Cost of Living Comparison Between Ubud, Bali and Toluca Cost of Living Comparison Between Ubud, Bali and Toluca

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,151 in Toluca, rent included.

A couple spends around $2,582 per month in Ubud, Bali vs $1,873 in Toluca, rent included.

A family of three spends $3,757 per month in Ubud, Bali vs $2,594 in Toluca, rent included.

Ubud, Bali costs about 22% more than Toluca, driven mainly by Eating Out.

Ubud, Bali sits 5% above the global median, while Toluca is 14% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.42 Rp 58.7K

$9.53 MX$165

-64.11%

Three-Course Dinner for Two, Mid-Range

$32.96 Rp 566.5K

$42.84 MX$742

-23.06%

Fast Food Meal (McDonalds, etc)

$5.08 Rp 87.3K

$8.09 MX$140

-37.21%

Cappuccino

$2.82 Rp 48.5K

$2.92 MX$50.6

-3.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.5K

$1.16 MX$20.02

18.10%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$0.80 MX$13.93

-11.25%

Local Beer (0.5 liter draught)

$2.97 Rp 51.0K

$2.07 MX$35.82

43.48%

Imported Beer (0.33 liter bottle)

$3.91 Rp 67.2K

$3.39 MX$58.8

15.34%

Milk (1 liter)

$1.75 Rp 30.0K

$1.37 MX$23.75

27.74%

White Bread (500g)

$2.52 Rp 43.2K

$3.42 MX$59.2

-26.32%

Rice (white) (1kg)

$1.21 Rp 20.8K

$1.94 MX$33.54

-37.63%

Eggs

$2.33 Rp 40.1K

$2.62 MX$45.43

-11.07%

Local Cheese (1kg)

$14.50 Rp 249.2K

$5.77 MX$99.9

151.30%

Chicken Fillets (1kg)

$4.36 Rp 74.9K

$9.90 MX$172

-55.96%

Beef Round Steak (1kg)

$12.05 Rp 207.0K

$11.86 MX$205

1.60%

Apples (1kg)

$3.82 Rp 65.6K

$4.24 MX$73.5

-9.91%

Banana (1kg)

$1.61 Rp 27.7K

$1.71 MX$29.60

-5.85%

Oranges (1kg)

$2.70 Rp 46.5K

$1.95 MX$33.73

38.46%

Tomato (1kg)

$2.23 Rp 38.3K

$2.17 MX$37.62

2.76%

Potato (1kg)

$1.90 Rp 32.6K

$2.46 MX$42.59

-22.76%

Onion (1kg)

$2.18 Rp 37.5K

$2.39 MX$41.35

-8.79%

Lettuce (1 head)

$1.03 Rp 17.7K

$1.89 MX$32.74

-45.50%

Water (1.5 liter bottle)

$0.77 Rp 13.3K

$1.03 MX$17.78

-25.24%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 54.7K

$4.79 MX$83.0

-33.61%

Wine (Bottle)

$23.23 Rp 399.2K

$13.33 MX$231

74.27%

Local Beer (0.5 liter bottle)

$2.85 Rp 48.9K

$1.92 MX$33.30

48.44%

Imported Beer (0.33 liter bottle)

$2.72 Rp 46.7K

$3.38 MX$58.6

-19.53%

One-way Ticket (Public Transport)

$0.29 Rp 5,022

$0.66 MX$11.39

-56.06%

Public Transport Monthly Pass (Regular Price)

$8.43 Rp 144.8K

Taxi Start (Normal Tariff)

$0.49 Rp 8,344

$3.19 MX$55.3

-84.64%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,812

$2.23 MX$38.68

-79.82%

Taxi 1hour Waiting (Normal Tariff)

$6.28 Rp 107.8K

$7.97 MX$138

-21.20%

Gasoline (1 liter)

$0.85 Rp 14.6K

$1.25 MX$21.58

-32.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.8M

$27.7K MX$479.3K

-5.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 541.8M

$28.6K MX$496.1K

10.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.8 Rp 1.4M

$46.78 MX$811

70.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 70.3K

$21.78 MX$377

-81.22%

Internet (50+ Mbps, Unlimited Data)

$24.06 Rp 413.6K

$34.22 MX$593

-29.69%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$50.3 MX$872

91.19%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 112.2K

$22.93 MX$397

-71.52%

Cinema Ticket

$4.13 Rp 71.1K

$7.00 MX$121

-41.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.1M

$167 MX$2,893

77.79%

International Primary School, 1 Child (Yearly)

$6,661 Rp 114.5M

$5,102 MX$88.4K

30.56%

Jeans (Levis 501 Or Similar)

$55.0 Rp 944.5K

$55.9 MX$968

-1.65%

Summer Dress (H&M, Zara, etc)

$38.75 Rp 666.0K

$60.4 MX$1,047

-35.89%

Sport Shoes (Adidas, Nike)

$89.6 Rp 1.5M

$94.0 MX$1,629

-4.68%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$103 MX$1,787

-23.49%

1-bedroom Apartment, City Center (Monthly)

$1,018 Rp 17.5M

$643 MX$11.1K

58.43%

1-bedroom Apartment, Outside City Center (Monthly)

$660 Rp 11.3M

$386 MX$6,684

71.11%

3-bedroom Apartment, City Center (Monthly)

$3,435 Rp 59.0M

$941 MX$16.3K

265.02%

3-bedroom Apartment, Outside City Center (Monthly)

$2,053 Rp 35.3M

$764 MX$13.2K

168.73%

Buy Apartment in City Center (m2)

$2,981 Rp 51.2M

$1,351 MX$23.4K

120.69%

Buy Apartment Outside City Center (m2)

$2,368 Rp 40.7M

$957 MX$16.6K

147.54%

Average Monthly Net Salary (After Tax)

$172 Rp 3.0M

$1,366 MX$23.7K

-87.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

11.12

19.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 21, 2026

Last update for Toluca: April 22, 2026

Cost Breakdown

A central one-bedroom costs $1,018 in Ubud, Bali versus $643 in Toluca. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 694% higher in Toluca, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33 in Ubud, Bali versus $43 in Toluca. Groceries tell a different story – $299 in Ubud, Bali vs $294 in Toluca – so Toluca wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Toluca: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 22%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,727 in Toluca. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toluca, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $43.00 in Toluca. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 2% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Toluca, where all-in costs run around $1,151, than in Ubud, Bali at $1,408. In Toluca it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Toluca – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toluca. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.