Cost of Living Comparison Between Ubud, Bali and Toluca Cost of Living Comparison Between Ubud, Bali and Toluca

Monthly Cost of Living

A single person spends $1,394 per month in Ubud, Bali vs $1,148 in Toluca, rent included.

A couple spends around $2,551 per month in Ubud, Bali vs $1,837 in Toluca, rent included.

A family of three spends $3,708 per month in Ubud, Bali vs $2,527 in Toluca, rent included.

Ubud, Bali costs about 21% more than Toluca, driven mainly by Eating Out.

Ubud, Bali sits 5% above the global median, while Toluca is 14% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.40 Rp 60.6K

$9.33 MX$162

-63.56%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 577.1K

$41.89 MX$727

-22.70%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 89.1K

$7.97 MX$138

-37.26%

Cappuccino

$2.82 Rp 50.3K

$2.80 MX$48.64

0.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.5K

$1.12 MX$19.36

23.21%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$0.86 MX$14.95

-15.12%

Local Beer (0.5 liter draught)

$2.98 Rp 53.2K

$2.14 MX$37.15

39.25%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.8K

$3.35 MX$58.2

18.51%

Milk (1 liter)

$1.79 Rp 32.0K

$1.38 MX$23.87

29.71%

White Bread (500g)

$2.46 Rp 43.9K

$3.29 MX$57.1

-25.23%

Rice (white) (1kg)

$1.20 Rp 21.4K

$1.86 MX$32.34

-35.48%

Eggs

$2.39 Rp 42.6K

$2.62 MX$45.40

-8.78%

Local Cheese (1kg)

$14.40 Rp 256.6K

$5.60 MX$97.1

157.14%

Chicken Fillets (1kg)

$4.28 Rp 76.4K

$9.68 MX$168

-55.79%

Beef Round Steak (1kg)

$11.82 Rp 210.6K

$12.07 MX$209

-2.07%

Apples (1kg)

$3.78 Rp 67.4K

$4.00 MX$69.4

-5.50%

Banana (1kg)

$1.63 Rp 29.1K

$1.66 MX$28.80

-1.81%

Oranges (1kg)

$2.80 Rp 49.9K

$1.92 MX$33.24

45.83%

Tomato (1kg)

$2.26 Rp 40.3K

$2.18 MX$37.80

3.67%

Potato (1kg)

$2.00 Rp 35.6K

$2.49 MX$43.24

-19.68%

Onion (1kg)

$2.21 Rp 39.4K

$2.38 MX$41.36

-7.14%

Lettuce (1 head)

$1.07 Rp 19.1K

$1.79 MX$31.08

-40.22%

Water (1.5 liter bottle)

$0.76 Rp 13.6K

$0.98 MX$16.96

-22.45%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.7K

$4.86 MX$84.3

-35.60%

Wine (Bottle)

$23.81 Rp 424.4K

$13.17 MX$229

80.79%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.6K

$1.99 MX$34.48

42.71%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.5K

$3.29 MX$57.1

-15.50%

One-way Ticket (Public Transport)

$0.27 Rp 4,755

$0.61 MX$10.64

-55.74%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 149.1K

Taxi Start (Normal Tariff)

$0.45 Rp 8,082

$3.13 MX$54.4

-85.62%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,624

$2.17 MX$37.71

-80.18%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 106.5K

$7.76 MX$135

-22.94%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.24 MX$21.49

-35.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 459.9M

$27.9K MX$484.6K

-7.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 566.8M

$28.6K MX$495.5K

11.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$47.87 MX$831

68.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.7K

$21.29 MX$369

-80.55%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 429.8K

$34.51 MX$599

-30.11%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$50.5 MX$876

93.56%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 118.4K

$22.74 MX$395

-70.80%

Cinema Ticket

$4.04 Rp 71.9K

$6.85 MX$119

-41.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$167 MX$2,895

78.08%

International Primary School, 1 Child (Yearly)

$6,590 Rp 117.4M

$5,084 MX$88.2K

29.61%

Jeans (Levis 501 Or Similar)

$55.1 Rp 982.6K

$54.8 MX$951

0.68%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 686.2K

$60.5 MX$1,049

-36.30%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$95.0 MX$1,649

-9.33%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$104 MX$1,801

-24.87%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.6M

$656 MX$11.4K

50.14%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$381 MX$6,620

74.28%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.4M

$936 MX$16.2K

268.04%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.4M

$744 MX$12.9K

174.60%

Buy Apartment in City Center (m2)

$2,829 Rp 50.4M

$1,404 MX$24.4K

101.50%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.7M

$965 MX$16.7K

136.48%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$1,364 MX$23.7K

-87.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

11.12

19.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Toluca: June 15, 2026

Cost Breakdown

A central one-bedroom costs $985 in Ubud, Bali versus $656 in Toluca. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 706% higher in Toluca, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $42.00 in Toluca. Groceries tell a different story – $299 in Ubud, Bali vs $288 in Toluca – so Toluca wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Toluca: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 21%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,091 per month in Ubud, Bali and $1,722 in Toluca. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toluca, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $42.00 in Toluca. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 4% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Toluca, where all-in costs run around $1,148, than in Ubud, Bali at $1,394. In Toluca it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Toluca – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toluca. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.