Cost of Living Comparison Between Ubud, Bali and Toluca Cost of Living Comparison Between Ubud, Bali and Toluca

Monthly Cost of Living

A single person spends $1,374 per month in Ubud, Bali vs $1,126 in Toluca, rent included.

A couple spends around $2,313 per month in Ubud, Bali vs $1,906 in Toluca, rent included.

A family of three spends $3,252 per month in Ubud, Bali vs $2,686 in Toluca, rent included.

Ubud, Bali costs about 22% more than Toluca, driven mainly by Eating Out.

Ubud, Bali sits 2% above the global median, while Toluca is 17% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.32 Rp 59.8K

$11.00 MX$198

-69.82%

Three-Course Dinner for Two, Mid-Range

$35.33 Rp 635.6K

$45.02 MX$812

-21.52%

Fast Food Meal (McDonalds, etc)

$5.33 Rp 95.9K

$9.23 MX$167

-42.25%

Cappuccino

$2.75 Rp 49.5K

$3.23 MX$58.2

-14.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 Rp 31.1K

$1.34 MX$24.13

29.10%

Water (0.33 liter bottle)

$0.80 Rp 14.4K

$0.78 MX$14.16

2.56%

Local Beer (0.5 liter draught)

$2.95 Rp 53.0K

$2.21 MX$39.80

33.48%

Imported Beer (0.33 liter bottle)

$4.44 Rp 79.9K

$3.39 MX$61.1

30.97%

Milk (1 liter)

$1.50 Rp 27.0K

$1.84 MX$33.24

-18.48%

White Bread (500g)

$2.30 Rp 41.3K

$3.17 MX$57.1

-27.44%

Rice (white) (1kg)

$1.10 Rp 19.8K

$2.35 MX$42.31

-53.19%

Eggs

$2.16 Rp 38.9K

$3.23 MX$58.2

-33.13%

Local Cheese (1kg)

$17.09 Rp 307.4K

$8.02 MX$145

113.09%

Chicken Fillets (1kg)

$3.88 Rp 69.8K

$8.44 MX$152

-54.03%

Beef Round Steak (1kg)

$11.92 Rp 214.4K

$9.15 MX$165

30.27%

Apples (1kg)

$3.57 Rp 64.1K

$4.36 MX$78.7

-18.12%

Banana (1kg)

$1.58 Rp 28.5K

$2.03 MX$36.68

-22.17%

Oranges (1kg)

$2.36 Rp 42.5K

$2.36 MX$42.51

Tomato (1kg)

$1.97 Rp 35.4K

$2.32 MX$41.78

-15.09%

Potato (1kg)

$1.81 Rp 32.5K

$2.88 MX$51.9

-37.15%

Onion (1kg)

$2.39 Rp 43.0K

$2.43 MX$43.90

-1.65%

Lettuce (1 head)

$1.02 Rp 18.3K

$1.69 MX$30.54

-39.64%

Water (1.5 liter bottle)

$0.49 Rp 8,841

$1.07 MX$19.23

-54.21%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 40.4K

$5.03 MX$90.7

-55.27%

Wine (Bottle)

$22.30 Rp 401.2K

$13.01 MX$235

71.41%

Local Beer (0.5 liter bottle)

$2.37 Rp 42.6K

$2.01 MX$36.17

17.91%

Imported Beer (0.33 liter bottle)

$2.90 Rp 52.1K

$3.67 MX$66.3

-20.98%

One-way Ticket (Public Transport)

$0.25 Rp 4,482

$0.78 MX$14.11

-67.95%

Public Transport Monthly Pass (Regular Price)

$8.55 Rp 153.9K

Taxi Start (Normal Tariff)

$0.44 Rp 7,950

$3.35 MX$60.5

-86.87%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,598

$2.04 MX$36.86

-79.41%

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.9K

$10.27 MX$185

-44.89%

Gasoline (1 liter)

$0.81 Rp 14.7K

$1.48 MX$26.63

-45.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 427.1M

$28.2K MX$508.7K

-15.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 557.4M

$23.7K MX$427.3K

30.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.3 Rp 1.5M

$58.9 MX$1,062

39.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.30 Rp 113.3K

$26.59 MX$480

-76.31%

Internet (50+ Mbps, Unlimited Data)

$18.63 Rp 335.3K

$33.31 MX$601

-44.07%

Gym Membership (Monthly)

$54.7 Rp 984.7K

$49.46 MX$892

10.66%

Tennis Court (1 Hour on Weekend)

$18.45 Rp 331.9K

$23.26 MX$420

-20.68%

Cinema Ticket

$4.24 Rp 76.3K

$7.16 MX$129

-40.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$484 Rp 8.7M

$229 MX$4,123

111.85%

International Primary School, 1 Child (Yearly)

$5,590 Rp 100.6M

$5,258 MX$94.9K

6.33%

Jeans (Levis 501 Or Similar)

$45.77 Rp 823.5K

$68.2 MX$1,230

-32.85%

Summer Dress (H&M, Zara, etc)

$35.69 Rp 642.2K

$55.7 MX$1,004

-35.87%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$107 MX$1,927

-26.70%

Men's Leather Business Shoes

$80.1 Rp 1.4M

$107 MX$1,926

-24.93%

1-bedroom Apartment, City Center (Monthly)

$1,147 Rp 20.6M

$737 MX$13.3K

55.59%

1-bedroom Apartment, Outside City Center (Monthly)

$678 Rp 12.2M

$300 MX$5,410

126.10%

3-bedroom Apartment, City Center (Monthly)

$3,504 Rp 63.0M

$975 MX$17.6K

259.41%

3-bedroom Apartment, Outside City Center (Monthly)

$1,688 Rp 30.4M

$730 MX$13.2K

131.39%

Buy Apartment in City Center (m2)

$2,788 Rp 50.2M

$1,329 MX$24.0K

109.75%

Buy Apartment Outside City Center (m2)

$2,257 Rp 40.6M

$944 MX$17.0K

138.97%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,284 MX$23.2K

-87.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

11.07

24.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 28, 2026

Last update for Toluca: September 26, 2026

Cost Breakdown

A central one-bedroom costs $1,147 in Ubud, Bali versus $737 in Toluca. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 678% higher in Toluca, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $45.00 in Toluca. Monthly groceries follow the same trend: $286 vs $298 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Toluca: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 22% more than Toluca, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,062 per month in Ubud, Bali and $1,689 in Toluca. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toluca, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $45.00 in Toluca. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 4% cheaper in Ubud, Bali – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,500 monthly budget goes further in Toluca, where all-in costs run around $1,126, than in Ubud, Bali at $1,374. In Toluca it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Toluca – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toluca. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.