Cost of Living Comparison Between Toluca and Ubud, Bali Cost of Living Comparison Between Toluca and Ubud, Bali

Monthly Cost of Living

A single person spends $1,151 per month in Toluca vs $1,408 in Ubud, Bali, rent included.

A couple spends around $1,873 per month in Toluca vs $2,582 in Ubud, Bali, rent included.

A family of three spends $2,594 per month in Toluca vs $3,757 in Ubud, Bali, rent included.

Toluca is about 18% cheaper than Ubud, Bali, driven mainly by Eating Out.

Toluca sits 14% below the global median, while Ubud, Bali is 5% above โ€“ they fall on opposite sides of the world average.

Currency
๐Ÿฝ Eating Out
Toluca
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.53 MX$165
$3.42 Rpย 58.7K
178.65%
Three-Course Dinner for Two, Mid-Range
$42.84 MX$742
$32.96 Rpย 566.5K
29.98%
Fast Food Meal (McDonalds, etc)
$8.09 MX$140
$5.08 Rpย 87.3K
59.25%
Cappuccino
$2.92 MX$50.6
$2.82 Rpย 48.5K
3.55%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.16 MX$20.02
$1.37 Rpย 23.5K
-15.33%
Water (0.33 liter bottle)
$0.80 MX$13.93
$0.71 Rpย 12.2K
12.68%
Local Beer (0.5 liter draught)
$2.07 MX$35.82
$2.97 Rpย 51.0K
-30.30%
Imported Beer (0.33 liter bottle)
$3.39 MX$58.8
$3.91 Rpย 67.2K
-13.30%
๐Ÿ›’ Groceries & Markets
Toluca
Ubud, Bali
Difference
Milk (1 liter)
$1.37 MX$23.75
$1.75 Rpย 30.0K
-21.71%
White Bread (500g)
$3.42 MX$59.2
$2.52 Rpย 43.2K
35.71%
Rice (white) (1kg)
$1.94 MX$33.54
$1.21 Rpย 20.8K
60.33%
Eggs
$2.62 MX$45.43
$2.33 Rpย 40.1K
12.45%
Local Cheese (1kg)
$5.77 MX$99.9
$14.50 Rpย 249.2K
-60.21%
Chicken Fillets (1kg)
$9.90 MX$172
$4.36 Rpย 74.9K
127.06%
Beef Round Steak (1kg)
$11.86 MX$205
$12.05 Rpย 207.0K
-1.58%
Apples (1kg)
$4.24 MX$73.5
$3.82 Rpย 65.6K
10.99%
Banana (1kg)
$1.71 MX$29.60
$1.61 Rpย 27.7K
6.21%
Oranges (1kg)
$1.95 MX$33.73
$2.70 Rpย 46.5K
-27.78%
Tomato (1kg)
$2.17 MX$37.62
$2.23 Rpย 38.3K
-2.69%
Potato (1kg)
$2.46 MX$42.59
$1.90 Rpย 32.6K
29.47%
Onion (1kg)
$2.39 MX$41.35
$2.18 Rpย 37.5K
9.63%
Lettuce (1 head)
$1.89 MX$32.74
$1.03 Rpย 17.7K
83.50%
Water (1.5 liter bottle)
$1.03 MX$17.78
$0.77 Rpย 13.3K
33.77%
Cigarettes 20 Pack (Marlboro, Camel)
$4.79 MX$83.0
$3.18 Rpย 54.7K
50.63%
Wine (Bottle)
$13.33 MX$231
$23.23 Rpย 399.2K
-42.62%
Local Beer (0.5 liter bottle)
$1.92 MX$33.30
$2.85 Rpย 48.9K
-32.63%
Imported Beer (0.33 liter bottle)
$3.38 MX$58.6
$2.72 Rpย 46.7K
24.26%
๐ŸšŒ Getting Around
Toluca
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.66 MX$11.39
$0.29 Rpย 5,022
127.59%
Public Transport Monthly Pass (Regular Price)
-
$8.43 Rpย 144.8K
-
Taxi Start (Normal Tariff)
$3.19 MX$55.3
$0.49 Rpย 8,344
551.02%
Taxi (Normal Tariff) (1km)
$2.23 MX$38.68
$0.45 Rpย 7,812
395.56%
Taxi 1hour Waiting (Normal Tariff)
$7.97 MX$138
$6.28 Rpย 107.8K
26.91%
Gasoline (1 liter)
$1.25 MX$21.58
$0.85 Rpย 14.6K
47.06%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.7K MX$479.3K
$26.1K Rpย 447.8M
6.14%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.6K MX$496.1K
$31.5K Rpย 541.8M
-9.19%
๐Ÿงพ Monthly Utilities & Internet
Toluca
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$46.78 MX$811
$79.8 Rpย 1.4M
-41.36%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$21.78 MX$377
$4.09 Rpย 70.3K
432.52%
Internet (50+ Mbps, Unlimited Data)
$34.22 MX$593
$24.06 Rpย 413.6K
42.23%
๐ŸŽ‰ Sport & Entertainment
Toluca
Ubud, Bali
Difference
Gym Membership (Monthly)
$50.3 MX$872
$96.2 Rpย 1.7M
-47.70%
Tennis Court (1 Hour on Weekend)
$22.93 MX$397
$6.53 Rpย 112.2K
251.15%
Cinema Ticket
$7.00 MX$121
$4.13 Rpย 71.1K
69.49%
๐Ÿงธ Childcare & Education
Toluca
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$167 MX$2,893
$297 Rpย 5.1M
-43.75%
International Primary School, 1 Child (Yearly)
$5,102 MX$88.4K
$6,661 Rpย 114.5M
-23.41%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Toluca
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$55.9 MX$968
$55.0 Rpย 944.5K
1.67%
Summer Dress (H&M, Zara, etc)
$60.4 MX$1,047
$38.75 Rpย 666.0K
55.97%
Sport Shoes (Adidas, Nike)
$94.0 MX$1,629
$89.6 Rpย 1.5M
4.91%
Men's Leather Business Shoes
$103 MX$1,787
$78.9 Rpย 1.4M
30.71%
๐Ÿ  Accommodation & Living
Toluca
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$643 MX$11.1K
$1,018 Rpย 17.5M
-36.88%
1-bedroom Apartment, Outside City Center (Monthly)
$386 MX$6,684
$660 Rpย 11.3M
-41.56%
3-bedroom Apartment, City Center (Monthly)
$941 MX$16.3K
$3,435 Rpย 59.0M
-72.60%
3-bedroom Apartment, Outside City Center (Monthly)
$764 MX$13.2K
$2,053 Rpย 35.3M
-62.79%
Buy Apartment in City Center (m2)
$1,351 MX$23.4K
$2,981 Rpย 51.2M
-54.69%
Buy Apartment Outside City Center (m2)
$957 MX$16.6K
$2,368 Rpย 40.7M
-59.60%
๐Ÿ’ต Salaries & Financials
Toluca
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,366 MX$23.7K
$172 Rpย 3.0M
693.76%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.12
13.28
-16.27%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Toluca: April 22, 2026

Last update for Ubud, Bali: April 21, 2026

Cost Breakdown

A central one-bedroom costs $643 in Toluca versus $1,018 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 694% higher in Toluca, which reinforces the cost advantage โ€“ you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $43 in Toluca versus $33 in Ubud, Bali. Groceries tell a different story โ€“ $294 in Toluca vs $299 in Ubud, Bali โ€“ so Toluca wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toluca vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Toluca?
Yes โ€“ Ubud, Bali is pricier by about 22%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,727 per month in Toluca and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled โ€“ not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Toluca, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Toluca or Ubud, Bali?
A mid-range dinner for two costs $43.00 in Toluca and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and cafรฉ pricing gap between the two cities.
How do food prices compare in Toluca and Ubud, Bali?
Groceries cost about 2% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,500 a realistic budget for Toluca or Ubud, Bali?
A $1,500 monthly budget goes further in Toluca, where all-in costs run around $1,151, than in Ubud, Bali at $1,408. In Toluca it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Toluca or Ubud, Bali more family-friendly?
Families tend to lean toward Toluca โ€“ lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Toluca or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison โ€“ central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Toluca. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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