🙂A single person spends $1,162 per month in Toluca vs $1,397 in Ubud, Bali, rent included.
🙂A couple spends around $1,878 per month in Toluca vs $2,588 in Ubud, Bali, rent included.
🙂A family of three spends $2,594 per month in Toluca vs $3,778 in Ubud, Bali, rent included.
🙂Toluca is about 17% cheaper than Ubud, Bali, driven mainly by Eating Out.
📊Toluca sits 13% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Toluca
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.35MX$163
$3.43Rp 61.4K
172.59%
Three-Course Dinner for Two, Mid-Range
$42.19MX$734
$31.97Rp 572.4K
31.97%
Fast Food Meal(McDonalds, etc)
$7.74MX$135
$5.05Rp 90.4K
53.27%
Cappuccino
$2.93MX$51.0
$2.71Rp 48.6K
8.12%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.14MX$19.87
$1.39Rp 24.9K
-17.99%
Water(0.33 liter bottle)
$0.81MX$14.08
$0.74Rp 13.3K
9.46%
Local Beer(0.5 liter draught)
$2.17MX$37.70
$2.89Rp 51.8K
-24.91%
Imported Beer(0.33 liter bottle)
$3.35MX$58.3
$3.79Rp 67.9K
-11.61%
🛒 Groceries & Markets
Toluca
Ubud, Bali
Difference
Milk(1 liter)
$1.36MX$23.68
$1.79Rp 32.1K
-24.02%
White Bread(500g)
$3.37MX$58.6
$2.51Rp 44.9K
34.26%
Rice(white)(1kg)
$1.93MX$33.52
$1.21Rp 21.7K
59.50%
Eggs
$2.66MX$46.23
$2.37Rp 42.4K
12.24%
Local Cheese(1kg)
$5.81MX$101
$14.43Rp 258.4K
-59.74%
Chicken Fillets(1kg)
$9.79MX$170
$4.15Rp 74.3K
135.90%
Beef Round Steak(1kg)
$11.90MX$207
$12.11Rp 216.9K
-1.73%
Apples(1kg)
$4.15MX$72.3
$3.77Rp 67.5K
10.08%
Banana(1kg)
$1.72MX$29.96
$1.63Rp 29.1K
5.52%
Oranges(1kg)
$2.02MX$35.13
$2.71Rp 48.5K
-25.46%
Tomato(1kg)
$2.23MX$38.87
$2.26Rp 40.4K
-1.33%
Potato(1kg)
$2.48MX$43.22
$1.93Rp 34.5K
28.50%
Onion(1kg)
$2.39MX$41.56
$2.19Rp 39.3K
9.13%
Lettuce(1 head)
$1.88MX$32.74
$1.02Rp 18.2K
84.31%
Water(1.5 liter bottle)
$0.98MX$17.02
$0.72Rp 12.8K
36.11%
Cigarettes 20 Pack(Marlboro, Camel)
$4.80MX$83.6
$3.18Rp 57.0K
50.94%
Wine(Bottle)
$12.95MX$225
$23.84Rp 426.8K
-45.68%
Local Beer(0.5 liter bottle)
$1.95MX$34.01
$2.77Rp 49.7K
-29.60%
Imported Beer(0.33 liter bottle)
$3.40MX$59.1
$2.75Rp 49.3K
23.64%
🚌 Getting Around
Toluca
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.61MX$10.54
$0.27Rp 4,786
125.93%
Public Transport Monthly Pass(Regular Price)
-
$8.20Rp 146.8K
-
Taxi Start(Normal Tariff)
$3.23MX$56.2
$0.48Rp 8,653
572.92%
Taxi(Normal Tariff)(1km)
$2.26MX$39.35
$0.42Rp 7,545
438.10%
Taxi 1hour Waiting(Normal Tariff)
$7.98MX$139
$6.03Rp 107.9K
32.34%
Gasoline(1 liter)
$1.25MX$21.75
$0.82Rp 14.7K
52.44%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.1KMX$489.4K
$26.6KRp 475.6M
5.87%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.3KMX$492.5K
$32.2KRp 576.6M
-12.11%
🧾 Monthly Utilities & Internet
Toluca
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$47.16MX$821
$78.3Rp 1.4M
-39.73%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$21.30MX$371
$3.91Rp 70.1K
444.76%
Internet(50+ Mbps, Unlimited Data)
$33.91MX$590
$23.91Rp 428.2K
41.82%
🎉 Sport & Entertainment
Toluca
Ubud, Bali
Difference
Gym Membership(Monthly)
$50.7MX$882
$96.2Rp 1.7M
-47.29%
Tennis Court(1 Hour on Weekend)
$22.64MX$394
$6.53Rp 116.8K
246.71%
Cinema Ticket
$6.72MX$117
$4.01Rp 71.9K
67.58%
🧸 Childcare & Education
Toluca
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$169MX$2,936
$303Rp 5.4M
-44.24%
International Primary School, 1 Child(Yearly)
$5,076MX$88.3K
$6,551Rp 117.3M
-22.51%
👕👟 Clothing & Footwear
Toluca
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$54.7MX$952
$55.3Rp 990.4K
-1.07%
Summer Dress(H&M, Zara, etc)
$61.6MX$1,073
$38.32Rp 686.1K
60.86%
Sport Shoes(Adidas, Nike)
$94.2MX$1,638
$88.5Rp 1.6M
6.41%
Men's Leather Business Shoes
$103MX$1,785
$76.7Rp 1.4M
33.67%
🏠 Accommodation & Living
Toluca
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$644MX$11.2K
$986Rp 17.6M
-34.67%
1-bedroom Apartment, Outside City Center(Monthly)
$374MX$6,509
$682Rp 12.2M
-45.15%
3-bedroom Apartment, City Center(Monthly)
$951MX$16.5K
$3,420Rp 61.2M
-72.20%
3-bedroom Apartment, Outside City Center(Monthly)
$739MX$12.9K
$2,075Rp 37.1M
-64.37%
Buy Apartment in City Center(m2)
$1,347MX$23.4K
$2,762Rp 49.5M
-51.25%
Buy Apartment Outside City Center(m2)
$950MX$16.5K
$2,243Rp 40.2M
-57.66%
💵 Salaries & Financials
Toluca
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,316MX$22.9K
$169Rp 3.0M
680.18%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.12
13.28
-16.27%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Toluca: July 21, 2026
Last update for Ubud, Bali: July 22, 2026
Cost Breakdown
🏠A central one-bedroom costs $644 in Toluca versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 680% higher in Toluca, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $42.00 in Toluca versus $32.00 in Ubud, Bali. Groceries tell a different story – $292 in Toluca vs $298 in Ubud, Bali – so Toluca wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toluca vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Toluca?
Yes – Ubud, Bali is pricier by about 20%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,743 per month in Toluca and $2,096 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Toluca, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Toluca or in Ubud, Bali?
A mid-range dinner for two costs $42.00 in Toluca and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Toluca and in Ubud, Bali?
Groceries cost about 2% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,500 a realistic budget for living in Toluca or in Ubud, Bali?
A $1,500 monthly budget goes further in Toluca, where all-in costs run around $1,162, than in Ubud, Bali at $1,397. In Toluca it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Toluca or Ubud, Bali more family-friendly?
Families tend to lean toward Toluca – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Toluca or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Toluca. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.