Cost of Living Comparison Between Toluca and Ubud, Bali Cost of Living Comparison Between Toluca and Ubud, Bali

Monthly Cost of Living

A single person spends $1,170 per month in Toluca vs $1,419 in Ubud, Bali, rent included.

A couple spends around $1,881 per month in Toluca vs $2,540 in Ubud, Bali, rent included.

A family of three spends $2,592 per month in Toluca vs $3,660 in Ubud, Bali, rent included.

Toluca is about 18% cheaper than Ubud, Bali, driven mainly by Eating Out.

Toluca sits 13% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Toluca
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.99 MX$157
$3.56 Rp 64.3K
152.53%
Three-Course Dinner for Two, Mid-Range
$43.08 MX$752
$32.73 Rp 590.3K
31.62%
Fast Food Meal (McDonalds, etc)
$7.86 MX$137
$4.95 Rp 89.3K
58.79%
Cappuccino
$2.90 MX$50.6
$2.71 Rp 48.9K
7.01%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.16 MX$20.31
$1.34 Rp 24.2K
-13.43%
Water (0.33 liter bottle)
$0.87 MX$15.16
$0.70 Rp 12.6K
24.29%
Local Beer (0.5 liter draught)
$2.10 MX$36.65
$2.92 Rp 52.7K
-28.08%
Imported Beer (0.33 liter bottle)
$3.47 MX$60.5
$3.96 Rp 71.4K
-12.37%
🛒 Groceries & Markets
Toluca
Ubud, Bali
Difference
Milk (1 liter)
$1.43 MX$24.97
$1.81 Rp 32.6K
-20.99%
White Bread (500g)
$3.40 MX$59.3
$2.52 Rp 45.4K
34.92%
Rice (white) (1kg)
$1.95 MX$34.07
$1.16 Rp 20.9K
68.10%
Eggs
$2.54 MX$44.41
$2.46 Rp 44.4K
3.25%
Local Cheese (1kg)
$5.81 MX$101
$14.71 Rp 265.3K
-60.50%
Chicken Fillets (1kg)
$10.12 MX$177
$4.32 Rp 77.9K
134.26%
Beef Round Steak (1kg)
$11.78 MX$206
$12.14 Rp 218.9K
-2.97%
Apples (1kg)
$4.23 MX$73.9
$3.84 Rp 69.3K
10.16%
Banana (1kg)
$1.70 MX$29.68
$1.56 Rp 28.1K
8.97%
Oranges (1kg)
$1.95 MX$33.98
$2.83 Rp 51.1K
-31.10%
Tomato (1kg)
$2.28 MX$39.86
$2.33 Rp 41.9K
-2.15%
Potato (1kg)
$2.41 MX$42.13
$1.91 Rp 34.5K
26.18%
Onion (1kg)
$2.29 MX$39.96
$2.20 Rp 39.7K
4.09%
Lettuce (1 head)
$1.82 MX$31.87
$1.01 Rp 18.3K
80.20%
Water (1.5 liter bottle)
$0.97 MX$17.01
$0.78 Rp 14.0K
24.36%
Cigarettes 20 Pack (Marlboro, Camel)
$4.96 MX$86.7
$3.32 Rp 59.8K
49.40%
Wine (Bottle)
$13.47 MX$235
$23.74 Rp 428.1K
-43.26%
Local Beer (0.5 liter bottle)
$1.90 MX$33.21
$2.79 Rp 50.3K
-31.90%
Imported Beer (0.33 liter bottle)
$3.36 MX$58.7
$2.86 Rp 51.6K
17.48%
🚌 Getting Around
Toluca
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.65 MX$11.40
$0.27 Rp 4,848
140.74%
Public Transport Monthly Pass (Regular Price)
-
$8.03 Rp 144.8K
-
Taxi Start (Normal Tariff)
$3.14 MX$54.9
$0.46 Rp 8,231
582.61%
Taxi (Normal Tariff) (1km)
$2.20 MX$38.36
$0.45 Rp 8,117
388.89%
Taxi 1hour Waiting (Normal Tariff)
$7.90 MX$138
$6.10 Rp 109.9K
29.51%
Gasoline (1 liter)
$1.26 MX$22.00
$0.79 Rp 14.3K
59.49%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.2K MX$493.3K
$26.1K Rp 471.6M
8.01%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.0K MX$489.6K
$32.1K Rp 579.3M
-12.73%
🧾 Monthly Utilities & Internet
Toluca
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$46.91 MX$819
$79.9 Rp 1.4M
-41.32%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$21.61 MX$377
$4.06 Rp 73.3K
432.27%
Internet (50+ Mbps, Unlimited Data)
$35.03 MX$612
$23.52 Rp 424.2K
48.94%
🎉 Sport & Entertainment
Toluca
Ubud, Bali
Difference
Gym Membership (Monthly)
$51.4 MX$897
$98.7 Rp 1.8M
-47.96%
Tennis Court (1 Hour on Weekend)
$22.78 MX$398
$6.63 Rp 119.6K
243.59%
Cinema Ticket
$6.90 MX$121
$4.15 Rp 74.8K
66.27%
🧸 Childcare & Education
Toluca
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$170 MX$2,977
$304 Rp 5.5M
-43.93%
International Primary School, 1 Child (Yearly)
$4,989 MX$87.1K
$6,613 Rp 119.3M
-24.56%
👕👟 Clothing & Footwear
Toluca
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$55.0 MX$960
$55.5 Rp 1.0M
-1.01%
Summer Dress (H&M, Zara, etc)
$60.3 MX$1,054
$38.31 Rp 690.9K
57.50%
Sport Shoes (Adidas, Nike)
$93.6 MX$1,635
$88.6 Rp 1.6M
5.69%
Men's Leather Business Shoes
$102 MX$1,784
$77.9 Rp 1.4M
31.15%
🏠 Accommodation & Living
Toluca
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$660 MX$11.5K
$1,006 Rp 18.2M
-34.46%
1-bedroom Apartment, Outside City Center (Monthly)
$374 MX$6,538
$675 Rp 12.2M
-44.57%
3-bedroom Apartment, City Center (Monthly)
$929 MX$16.2K
$3,442 Rp 62.1M
-73.01%
3-bedroom Apartment, Outside City Center (Monthly)
$747 MX$13.1K
$2,039 Rp 36.8M
-63.35%
Buy Apartment in City Center (m2)
$1,396 MX$24.4K
$2,841 Rp 51.2M
-50.87%
Buy Apartment Outside City Center (m2)
$977 MX$17.1K
$2,264 Rp 40.8M
-56.82%
💵 Salaries & Financials
Toluca
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,345 MX$23.5K
$165 Rp 3.0M
713.89%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.12
13.28
-16.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toluca: May 30, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $660 in Toluca versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 714% higher in Toluca, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $43.00 in Toluca versus $33.00 in Ubud, Bali. Groceries tell a different story – $294 in Toluca vs $302 in Ubud, Bali – so Toluca wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toluca vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Toluca?
Yes – Ubud, Bali is pricier by about 21%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,754 per month in Toluca and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Toluca, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Toluca or Ubud, Bali?
A mid-range dinner for two costs $43.00 in Toluca and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Toluca and Ubud, Bali?
Groceries cost about 3% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,500 a realistic budget for Toluca or Ubud, Bali?
A $1,500 monthly budget goes further in Toluca, where all-in costs run around $1,170, than in Ubud, Bali at $1,419. In Toluca it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Toluca or Ubud, Bali more family-friendly?
Families tend to lean toward Toluca – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Toluca or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Toluca. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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