Cost of Living Comparison Between Toluca and Ubud, Bali Cost of Living Comparison Between Toluca and Ubud, Bali

Monthly Cost of Living

A single person spends $1,198 per month in Toluca vs $1,396 in Ubud, Bali, rent included.

A couple spends around $1,976 per month in Toluca vs $2,334 in Ubud, Bali, rent included.

A family of three spends $2,754 per month in Toluca vs $3,273 in Ubud, Bali, rent included.

Toluca is about 14% cheaper than Ubud, Bali, driven mainly by Eating Out.

Toluca sits 13% below the global median, while Ubud, Bali is 2% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.65 MX$197

$3.37 Rp 59.5K

245.70%

Three-Course Dinner for Two, Mid-Range

$46.24 MX$780

$38.59 Rp 680.4K

19.82%

Fast Food Meal (McDonalds, etc)

$8.78 MX$148

$5.52 Rp 97.3K

59.06%

Cappuccino

$3.45 MX$58.2

$2.64 Rp 46.6K

30.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 MX$22.87

$1.67 Rp 29.5K

-19.16%

Water (0.33 liter bottle)

$0.80 MX$13.54

$0.77 Rp 13.6K

3.90%

Local Beer (0.5 liter draught)

$2.05 MX$34.56

$2.63 Rp 46.4K

-22.05%

Imported Beer (0.33 liter bottle)

$3.70 MX$62.4

$4.28 Rp 75.5K

-13.55%

Milk (1 liter)

$1.93 MX$32.56

$1.55 Rp 27.3K

24.52%

White Bread (500g)

$3.34 MX$56.4

$2.22 Rp 39.2K

50.45%

Rice (white) (1kg)

$2.45 MX$41.31

$1.13 Rp 19.8K

116.81%

Eggs

$3.35 MX$56.5

$2.09 Rp 36.8K

60.29%

Local Cheese (1kg)

$8.53 MX$144

$17.39 Rp 306.7K

-50.95%

Chicken Fillets (1kg)

$8.87 MX$150

$3.87 Rp 68.2K

129.20%

Beef Round Steak (1kg)

$9.99 MX$169

$12.55 Rp 221.3K

-20.40%

Apples (1kg)

$4.35 MX$73.4

$3.62 Rp 63.8K

20.17%

Banana (1kg)

$2.12 MX$35.75

$1.56 Rp 27.5K

35.90%

Oranges (1kg)

$2.35 MX$39.69

$2.35 Rp 41.5K

Tomato (1kg)

$2.47 MX$41.74

$2.06 Rp 36.2K

19.90%

Potato (1kg)

$3.09 MX$52.2

$1.90 Rp 33.5K

62.63%

Onion (1kg)

$2.54 MX$42.94

$2.34 Rp 41.2K

8.55%

Lettuce (1 head)

$1.77 MX$29.91

$1.03 Rp 18.2K

71.84%

Water (1.5 liter bottle)

$1.06 MX$17.93

$0.55 Rp 9,781

92.73%

Cigarettes 20 Pack (Marlboro, Camel)

$5.04 MX$85.1

$2.25 Rp 39.7K

124.00%

Wine (Bottle)

$13.67 MX$231

$23.81 Rp 419.8K

-42.59%

Local Beer (0.5 liter bottle)

$1.99 MX$33.66

$2.31 Rp 40.8K

-13.85%

Imported Beer (0.33 liter bottle)

$3.93 MX$66.4

$2.80 Rp 49.4K

40.36%

One-way Ticket (Public Transport)

$0.81 MX$13.72

$0.27 Rp 4,803

200.00%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

Taxi Start (Normal Tariff)

$3.47 MX$58.7

$0.48 Rp 8,490

622.92%

Taxi (Normal Tariff) (1km)

$2.06 MX$34.70

$0.45 Rp 7,865

357.78%

Taxi 1hour Waiting (Normal Tariff)

$10.75 MX$181

$5.72 Rp 100.8K

87.94%

Gasoline (1 liter)

$1.50 MX$25.32

$0.76 Rp 13.4K

97.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K MX$491.3K

$24.5K Rp 431.7M

18.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K MX$430.1K

$32.1K Rp 566.4M

-20.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.6 MX$1,040

$83.6 Rp 1.5M

-26.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.52 MX$464

$6.46 Rp 113.8K

326.01%

Internet (50+ Mbps, Unlimited Data)

$34.50 MX$582

$18.99 Rp 334.9K

81.67%

Gym Membership (Monthly)

$52.5 MX$885

$56.0 Rp 987.0K

-6.27%

Tennis Court (1 Hour on Weekend)

$24.62 MX$416

$18.62 Rp 328.3K

32.22%

Cinema Ticket

$7.78 MX$131

$4.28 Rp 75.5K

81.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$244 MX$4,126

$487 Rp 8.6M

-49.76%

International Primary School, 1 Child (Yearly)

$5,632 MX$95.1K

$5,856 Rp 103.3M

-3.82%

Jeans (Levis 501 Or Similar)

$70.0 MX$1,182

$45.56 Rp 803.3K

53.64%

Summer Dress (H&M, Zara, etc)

$58.2 MX$982

$36.38 Rp 641.5K

59.98%

Sport Shoes (Adidas, Nike)

$110 MX$1,861

$82.0 Rp 1.4M

34.50%

Men's Leather Business Shoes

$114 MX$1,930

$80.4 Rp 1.4M

42.24%

1-bedroom Apartment, City Center (Monthly)

$778 MX$13.1K

$1,117 Rp 19.7M

-30.33%

1-bedroom Apartment, Outside City Center (Monthly)

$314 MX$5,306

$701 Rp 12.4M

-55.15%

3-bedroom Apartment, City Center (Monthly)

$1,039 MX$17.5K

$3,537 Rp 62.4M

-70.63%

3-bedroom Apartment, Outside City Center (Monthly)

$761 MX$12.8K

$1,762 Rp 31.1M

-56.85%

Buy Apartment in City Center (m2)

$1,404 MX$23.7K

$2,826 Rp 49.8M

-50.33%

Buy Apartment Outside City Center (m2)

$994 MX$16.8K

$2,292 Rp 40.4M

-56.65%

Average Monthly Net Salary (After Tax)

$1,385 MX$23.4K

$170 Rp 3.0M

715.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.07

13.78

-19.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toluca: August 31, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $778 in Toluca versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 716% higher in Toluca, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $46.00 in Toluca versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $311 vs $293 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toluca vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 17% more than Toluca, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,798 per month in Toluca and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toluca, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $46.00 in Toluca and $39.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 6% cheaper in Ubud, Bali – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,500 monthly budget goes further in Toluca, where all-in costs run around $1,198, than in Ubud, Bali at $1,396. In Toluca it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Toluca – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toluca. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.