Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Toledo

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,589 in Toledo, rent and utilities included – about $2,700 less a year. Other living expenses account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
77

Cost of Living Index in Toledo
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Toledo Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Toledo

🇪🇸 Spain

$1,589

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Toledo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Toledo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,589 in Toledo.

Ubud, Bali $1,368
Toledo $1,589

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $2,236 in Toledo.

Ubud, Bali $2,314
Toledo $2,236

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $2,883 in Toledo.

Ubud, Bali $3,260
Toledo $2,883

Living in Ubud, Bali costs roughly 14% less than in Toledo, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Toledo 18% above.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$13.59 €12.09

-75.50%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$46.89 €41.71

-24.97%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$11.03 €9.81

-47.42%

Cappuccino

$2.73 Rp 49.1K

$1.89 €1.68

44.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$1.88 €1.68

-12.77%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.09 €0.97

-23.85%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$3.33 €2.97

-18.92%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$3.09 €2.75

39.16%

Milk (1 liter)

$1.50 Rp 27.1K

$1.14 €1.01

31.58%

White Bread (500g)

$2.30 Rp 41.4K

$1.02 €0.91

125.49%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.99 €1.77

-40.70%

Eggs

$2.14 Rp 38.6K

$2.96 €2.64

-27.70%

Local Cheese (1kg)

$17.48 Rp 314.6K

$19.00 €16.90

-8.00%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$7.87 €7.00

-48.79%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$15.15 €13.47

-19.27%

Apples (1kg)

$3.55 Rp 63.9K

$2.57 €2.29

38.13%

Banana (1kg)

$1.57 Rp 28.3K

$1.45 €1.29

8.28%

Oranges (1kg)

$2.24 Rp 40.2K

$2.17 €1.93

3.23%

Tomato (1kg)

$1.93 Rp 34.7K

$3.89 €3.46

-50.39%

Potato (1kg)

$1.88 Rp 33.9K

$2.10 €1.87

-10.48%

Onion (1kg)

$2.29 Rp 41.3K

$1.26 €1.12

81.75%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.55 €1.38

-36.13%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.60 €0.53

-11.67%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$6.00 €5.34

-62.00%

Wine (Bottle)

$23.01 Rp 414.2K

$4.23 €3.76

443.97%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.02 €0.91

129.41%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$1.86 €1.65

56.45%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$1.52 €1.36

-84.21%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$23.20 €20.64

-61.98%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$4.34 €3.86

-88.94%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$2.25 €2.00

-79.56%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$22.62 €20.12

-75.91%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.73 €1.54

-49.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$35.7K €31.7K

-31.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$28.5K €25.3K

9.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$155 €138

-46.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$20.18 €17.95

-68.04%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$31.10 €27.67

-40.29%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$44.85 €39.89

24.46%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$8.71 €7.75

-49.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$383 €341

28.76%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$6,007 €5,344

-4.23%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$73.6 €65.5

-37.27%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$27.61 €24.56

27.96%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$67.4 €60.0

17.34%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$90.9 €80.9

-13.76%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$864 €768

32.25%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$687 €611

-1.69%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$1,078 €959

224.96%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$895 €796

89.98%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$1,786 €1,589

55.89%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,585 €1,410

41.32%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$2,152 €1,914

-92.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.08

347.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Toledo: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Toledo

$687 43.2% 1.7% $12

Groceries & Markets

Ubud, Bali

$290 21.2%

Toledo

$272 17.1% 6.2% $18

Eating Out

Ubud, Bali

$109 8%

Toledo

$199 12.5% 83.2% $91

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Toledo

$207 13% 91.2% $99

Clothing & Footwear

Ubud, Bali

$108 7.9%

Toledo

$117 7.4% 8.6% $9.3

Sport & Entertainment

Ubud, Bali

$65 4.7%

Toledo

$62 3.9% 3.6% $2.3

Getting Around

Ubud, Bali

$13 0.9%

Toledo

$45 2.8% 258% $32

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $864 in Toledo. Housing cost is often the main lever when comparing two cities.

Toledo pays 1208% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $47.00 in Toledo. Groceries flip the comparison at $290 vs $272, with Toledo cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇪🇸 Toledo

🕒 Local time

19:49 7:49 PM

13:49 1:49 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

86,070

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Toledo 13,100 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Toledo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Toledo: Cost of Living - Frequently Asked Questions

Ubud, Bali and Toledo differ by about 16% in total monthly costs ($1,368 vs $1,589 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1208% lower in Toledo. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $864 in Toledo. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $383 in Toledo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Toledo pay roughly 7% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,368 in Ubud, Bali versus $1,589 in Toledo, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Toledo. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Toledo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 16% less than in Toledo. Beyond cost, consider language, visa policies, and how big the international community is in each city.