Cost of Living Comparison Between Ubud, Bali and Toledo Cost of Living Comparison Between Ubud, Bali and Toledo

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $1,661 in Toledo.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $2,407 in Toledo.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $3,153 in Toledo.

Living in Ubud, Bali costs roughly 15% less than in Toledo, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 4% above, Toledo 24% above.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$11.49 €9.90

-68.93%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$40.54 €34.93

-19.83%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$8.65 €7.46

-43.82%

Cappuccino

$2.75 Rp 49.2K

$1.67 €1.44

64.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$2.04 €1.76

-35.29%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$2.02 €1.74

-65.35%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$3.54 €3.05

-17.80%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$2.82 €2.43

34.40%

Milk (1 liter)

$1.71 Rp 30.6K

$1.13 €0.97

51.33%

White Bread (500g)

$2.47 Rp 44.3K

$1.11 €0.96

122.52%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.89 €1.63

-36.51%

Eggs

$2.44 Rp 43.8K

$2.66 €2.29

-8.27%

Local Cheese (1kg)

$14.38 Rp 257.7K

$22.41 €19.30

-35.83%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$6.59 €5.68

-34.60%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$23.47 €20.22

-47.98%

Apples (1kg)

$3.68 Rp 66.0K

$2.65 €2.28

38.87%

Banana (1kg)

$1.55 Rp 27.8K

$2.21 €1.90

-29.86%

Oranges (1kg)

$2.79 Rp 49.9K

$1.89 €1.62

47.62%

Tomato (1kg)

$2.33 Rp 41.8K

$4.21 €3.63

-44.66%

Potato (1kg)

$1.97 Rp 35.3K

$1.87 €1.61

5.35%

Onion (1kg)

$2.31 Rp 41.4K

$1.96 €1.69

17.86%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.92 €1.65

-44.79%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.67 €0.58

8.96%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$6.23 €5.37

-47.35%

Wine (Bottle)

$22.79 Rp 408.4K

$4.58 €3.94

397.60%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$0.68 €0.59

313.24%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.75 €1.51

58.86%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$1.70 €1.46

-82.94%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$23.35 €20.12

-65.48%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$4.73 €4.08

-90.49%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$1.37 €1.18

-67.15%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$21.11 €18.19

-70.44%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.81 €1.56

-53.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$37.9K €32.6K

-31.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$26.7K €23.0K

18.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$206 €178

-60.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$23.04 €19.85

-82.38%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$31.13 €26.82

-21.55%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$46.30 €39.90

110.95%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$14.82 €12.77

-56.48%

Cinema Ticket

$4.04 Rp 72.4K

$8.89 €7.66

-54.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$263 €227

15.60%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$3,541 €3,051

86.97%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$86.6 €74.6

-37.38%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$27.49 €23.69

41.07%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$82.2 €70.8

4.77%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$86.8 €74.8

-11.67%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$854 €736

15.43%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$670 €577

-1.78%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$1,347 €1,160

150.21%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$999 €861

106.83%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$1,823 €1,571

50.35%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$1,641 €1,414

35.71%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$2,264 €1,951

-92.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.33

298.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Toledo: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $854 in Toledo. Housing cost is often the main lever when comparing two cities.

Toledo pays 1285% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $41.00 in Toledo for a mid-range dinner for two. Groceries echo the gap at $297 vs $308 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Toledo: Cost of Living - Frequently Asked Questions

Ubud, Bali and Toledo differ by about 18% in total monthly costs ($1,404 vs $1,661 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Toledo earns 1285% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $854 in Toledo. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $263 in Toledo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 4% higher in Toledo. For households that cook at home regularly, that difference adds up over a month.

At $1,404 in Ubud, Bali versus $1,661 in Toledo, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Toledo. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Toledo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 18% less than in Toledo. Beyond cost, consider language, visa policies, and how big the international community is in each city.