Last update: Oct 2026

Cost of Living Comparison Between Toledo and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,589 in Toledo, rent and utilities included – about $2,700 less a year. Other living expenses account for most of the difference.

77

Cost of Living Index in Toledo
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Toledo Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Toledo

🇪🇸 Spain

$1,589

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Toledo and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toledo and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,589 in Toledo versus $1,368 in Ubud, Bali.

Toledo $1,589
Ubud, Bali $1,368

Estimated couple costs with rent: $2,236 in Toledo versus $2,314 in Ubud, Bali.

Toledo $2,236
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $2,883 in Toledo versus $3,260 in Ubud, Bali.

Toledo $2,883
Ubud, Bali $3,260

Living in Toledo is roughly 16% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Toledo 18% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$13.59 €12.09

$3.33 Rp 59.9K

308.11%

Three-Course Dinner for Two, Mid-Range

$46.89 €41.71

$35.18 Rp 633.2K

33.29%

Fast Food Meal (McDonalds, etc)

$11.03 €9.81

$5.80 Rp 104.5K

90.17%

Cappuccino

$1.89 €1.68

$2.73 Rp 49.1K

-30.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.88 €1.68

$1.64 Rp 29.5K

14.63%

Water (0.33 liter bottle)

$1.09 €0.97

$0.83 Rp 15.0K

31.33%

Local Beer (0.5 liter draught)

$3.33 €2.97

$2.70 Rp 48.6K

23.33%

Imported Beer (0.33 liter bottle)

$3.09 €2.75

$4.30 Rp 77.4K

-28.14%

Milk (1 liter)

$1.14 €1.01

$1.50 Rp 27.1K

-24.00%

White Bread (500g)

$1.02 €0.91

$2.30 Rp 41.4K

-55.65%

Rice (white) (1kg)

$1.99 €1.77

$1.18 Rp 21.2K

68.64%

Eggs

$2.96 €2.64

$2.14 Rp 38.6K

38.32%

Local Cheese (1kg)

$19.00 €16.90

$17.48 Rp 314.6K

8.70%

Chicken Fillets (1kg)

$7.87 €7.00

$4.03 Rp 72.5K

95.29%

Beef Round Steak (1kg)

$15.15 €13.47

$12.23 Rp 220.1K

23.88%

Apples (1kg)

$2.57 €2.29

$3.55 Rp 63.9K

-27.61%

Banana (1kg)

$1.45 €1.29

$1.57 Rp 28.3K

-7.64%

Oranges (1kg)

$2.17 €1.93

$2.24 Rp 40.2K

-3.13%

Tomato (1kg)

$3.89 €3.46

$1.93 Rp 34.7K

101.55%

Potato (1kg)

$2.10 €1.87

$1.88 Rp 33.9K

11.70%

Onion (1kg)

$1.26 €1.12

$2.29 Rp 41.3K

-44.98%

Lettuce (1 head)

$1.55 €1.38

$0.99 Rp 17.9K

56.57%

Water (1.5 liter bottle)

$0.60 €0.53

$0.53 Rp 9,475

13.21%

Cigarettes 20 Pack (Marlboro, Camel)

$6.00 €5.34

$2.28 Rp 41.1K

163.16%

Wine (Bottle)

$4.23 €3.76

$23.01 Rp 414.2K

-81.62%

Local Beer (0.5 liter bottle)

$1.02 €0.91

$2.34 Rp 42.2K

-56.41%

Imported Beer (0.33 liter bottle)

$1.86 €1.65

$2.91 Rp 52.4K

-36.08%

One-way Ticket (Public Transport)

$1.52 €1.36

$0.24 Rp 4,315

533.33%

Public Transport Monthly Pass (Regular Price)

$23.20 €20.64

$8.82 Rp 158.7K

163.04%

Taxi Start (Normal Tariff)

$4.34 €3.86

$0.48 Rp 8,684

804.17%

Taxi (Normal Tariff) (1km)

$2.25 €2.00

$0.46 Rp 8,233

389.13%

Taxi 1hour Waiting (Normal Tariff)

$22.62 €20.12

$5.45 Rp 98.2K

315.05%

Gasoline (1 liter)

$1.73 €1.54

$0.88 Rp 15.9K

96.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.7K €31.7K

$24.6K Rp 442.2M

45.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.5K €25.3K

$31.2K Rp 561.4M

-8.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$155 €138

$83.0 Rp 1.5M

87.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.18 €17.95

$6.45 Rp 116.0K

212.87%

Internet (50+ Mbps, Unlimited Data)

$31.10 €27.67

$18.57 Rp 334.2K

67.47%

Gym Membership (Monthly)

$44.85 €39.89

$55.8 Rp 1.0M

-19.65%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$8.71 €7.75

$4.38 Rp 78.9K

98.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$383 €341

$493 Rp 8.9M

-22.34%

International Primary School, 1 Child (Yearly)

$6,007 €5,344

$5,754 Rp 103.6M

4.41%

Jeans (Levis 501 Or Similar)

$73.6 €65.5

$46.19 Rp 831.4K

59.41%

Summer Dress (H&M, Zara, etc)

$27.61 €24.56

$35.33 Rp 636.0K

-21.85%

Sport Shoes (Adidas, Nike)

$67.4 €60.0

$79.1 Rp 1.4M

-14.78%

Men's Leather Business Shoes

$90.9 €80.9

$78.4 Rp 1.4M

15.96%

1-bedroom Apartment, City Center (Monthly)

$864 €768

$1,142 Rp 20.6M

-24.38%

1-bedroom Apartment, Outside City Center (Monthly)

$687 €611

$676 Rp 12.2M

1.72%

3-bedroom Apartment, City Center (Monthly)

$1,078 €959

$3,503 Rp 63.1M

-69.23%

3-bedroom Apartment, Outside City Center (Monthly)

$895 €796

$1,700 Rp 30.6M

-47.36%

Buy Apartment in City Center (m2)

$1,786 €1,589

$2,784 Rp 50.1M

-35.85%

Buy Apartment Outside City Center (m2)

$1,585 €1,410

$2,241 Rp 40.3M

-29.24%

Average Monthly Net Salary (After Tax)

$2,152 €1,914

$165 Rp 3.0M

1207.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.08

13.78

-77.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toledo: October 10, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toledo

$687 43.2%

Ubud, Bali

$676 49.4% 1.7% $12

Groceries & Markets

Toledo

$272 17.1%

Ubud, Bali

$290 21.2% 6.6% $18

Monthly Utilities & Internet

Toledo

$207 13%

Ubud, Bali

$108 7.9% 47.7% $99

Eating Out

Toledo

$199 12.5%

Ubud, Bali

$109 8% 45.4% $91

Clothing & Footwear

Toledo

$117 7.4%

Ubud, Bali

$108 7.9% 7.9% $9.3

Sport & Entertainment

Toledo

$62 3.9%

Ubud, Bali

$65 4.7% 3.7% $2.3

Getting Around

Toledo

$45 2.8%

Ubud, Bali

$13 0.9% 72% $32

Cost Breakdown

A one-bedroom apartment in the center runs $864 in Toledo and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Toledo pays 1208% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $47.00 in Toledo vs $35.00 in Ubud, Bali. Groceries flip the comparison at $272 vs $290, with Toledo cheaper for home cooking.

Good to know

🇪🇸 Toledo

🇮🇩 Ubud, Bali

🕒 Local time

09:59 9:59 AM

15:59 3:59 PM

6 h ahead of Toledo

🌤 Weather

👥 Population

86,070

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Between locations

Toledo Ubud, Bali 13,100 km ≈ 17 h nonstop flight

From you

Toledo
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toledo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Toledo and Ubud, Bali differ by about 16% in total monthly costs ($1,589 vs $1,368 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 1208% higher in Toledo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $864 in Toledo versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $383 in Toledo versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Toledo pay roughly 7% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,368 in Ubud, Bali versus $1,589 in Toledo, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Toledo. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toledo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 16% less than in Toledo. Beyond cost, consider language, visa policies, and how big the international community is in each city.