Cost of Living Comparison Between Ubud, Bali and Three Rivers, MI Cost of Living Comparison Between Ubud, Bali and Three Rivers, MI

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $2,644 in Three Rivers, MI.

Estimated couple costs with rent: $2,582 in Ubud, Bali versus $3,975 in Three Rivers, MI.

Monthly costs for a family of three with rent: $3,757 in Ubud, Bali versus $5,305 in Three Rivers, MI.

Living in Ubud, Bali costs roughly 47% less than in Three Rivers, MI, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Three Rivers, MI 97% above.

Currency
🍽 Eating Out
Ubud, Bali
Three Rivers, MI
Difference
Meal at Budget Restaurant
$3.42 Rp 58.7K
$20.61 $20.61
-83.41%
Three-Course Dinner for Two, Mid-Range
$32.96 Rp 566.5K
$99.2 $99.2
-66.77%
Fast Food Meal (McDonalds, etc)
$5.08 Rp 87.3K
$12.10 $12.10
-58.02%
Cappuccino
$2.82 Rp 48.5K
$5.70 $5.70
-50.53%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.37 Rp 23.5K
$2.98 $2.98
-54.03%
Water (0.33 liter bottle)
$0.71 Rp 12.2K
$2.36 $2.36
-69.92%
Local Beer (0.5 liter draught)
$2.97 Rp 51.0K
$6.96 $6.96
-57.33%
Imported Beer (0.33 liter bottle)
$3.91 Rp 67.2K
$8.12 $8.12
-51.85%
🛒 Groceries & Markets
Ubud, Bali
Three Rivers, MI
Difference
Milk (1 liter)
$1.75 Rp 30.0K
$1.09 $1.09
60.55%
White Bread (500g)
$2.52 Rp 43.2K
$3.86 $3.86
-34.72%
Rice (white) (1kg)
$1.21 Rp 20.8K
$2.98 $2.98
-59.40%
Eggs
$2.33 Rp 40.1K
$4.11 $4.11
-43.31%
Local Cheese (1kg)
$14.50 Rp 249.2K
$13.26 $13.26
9.35%
Chicken Fillets (1kg)
$4.36 Rp 74.9K
$15.18 $15.18
-71.28%
Beef Round Steak (1kg)
$12.05 Rp 207.0K
$17.84 $17.84
-32.46%
Apples (1kg)
$3.82 Rp 65.6K
$5.15 $5.15
-25.83%
Banana (1kg)
$1.61 Rp 27.7K
$1.77 $1.77
-9.04%
Oranges (1kg)
$2.70 Rp 46.5K
$3.24 $3.24
-16.67%
Tomato (1kg)
$2.23 Rp 38.3K
$2.61 $2.61
-14.56%
Potato (1kg)
$1.90 Rp 32.6K
$2.13 $2.13
-10.80%
Onion (1kg)
$2.18 Rp 37.5K
$1.66 $1.66
31.33%
Lettuce (1 head)
$1.03 Rp 17.7K
$1.83 $1.83
-43.72%
Water (1.5 liter bottle)
$0.77 Rp 13.3K
$2.49 $2.49
-69.08%
Cigarettes 20 Pack (Marlboro, Camel)
$3.18 Rp 54.7K
$15.03 $15.03
-78.84%
Wine (Bottle)
$23.23 Rp 399.2K
$15.15 $15.15
53.33%
Local Beer (0.5 liter bottle)
$2.85 Rp 48.9K
$2.36 $2.36
20.76%
Imported Beer (0.33 liter bottle)
$2.72 Rp 46.7K
$3.53 $3.53
-22.95%
🚌 Getting Around
Ubud, Bali
Three Rivers, MI
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,022
$1.96 $1.96
-85.20%
Public Transport Monthly Pass (Regular Price)
$8.43 Rp 144.8K
-
-
Taxi Start (Normal Tariff)
$0.49 Rp 8,344
$3.23 $3.23
-84.83%
Taxi (Normal Tariff) (1km)
$0.45 Rp 7,812
$1.36 $1.36
-66.91%
Taxi 1hour Waiting (Normal Tariff)
$6.28 Rp 107.8K
$24.56 $24.56
-74.43%
Gasoline (1 liter)
$0.85 Rp 14.6K
$1.05 $1.05
-19.05%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 447.8M
$31.9K $31.9K
-18.39%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.5K Rp 541.8M
$26.3K $26.3K
20.11%
🧾 Monthly Utilities & Internet
Ubud, Bali
Three Rivers, MI
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.8 Rp 1.4M
$184 $184
-56.57%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.09 Rp 70.3K
$61.7 $61.7
-93.38%
Internet (50+ Mbps, Unlimited Data)
$24.06 Rp 413.6K
$67.0 $67.0
-64.07%
🎉 Sport & Entertainment
Ubud, Bali
Three Rivers, MI
Difference
Gym Membership (Monthly)
$96.2 Rp 1.7M
$43.18 $43.18
122.77%
Tennis Court (1 Hour on Weekend)
$6.53 Rp 112.2K
-
-
Cinema Ticket
$4.13 Rp 71.1K
$15.15 $15.15
-72.74%
🧸 Childcare & Education
Ubud, Bali
Three Rivers, MI
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 Rp 5.1M
$2,019 $2,019
-85.30%
International Primary School, 1 Child (Yearly)
$6,661 Rp 114.5M
$38.7K $38.7K
-82.77%
👕👟 Clothing & Footwear
Ubud, Bali
Three Rivers, MI
Difference
Jeans (Levis 501 Or Similar)
$55.0 Rp 944.5K
$65.4 $65.4
-16.01%
Summer Dress (H&M, Zara, etc)
$38.75 Rp 666.0K
$51.4 $51.4
-24.63%
Sport Shoes (Adidas, Nike)
$89.6 Rp 1.5M
$97.8 $97.8
-8.33%
Men's Leather Business Shoes
$78.9 Rp 1.4M
$147 $147
-46.20%
🏠 Accommodation & Living
Ubud, Bali
Three Rivers, MI
Difference
1-bedroom Apartment, City Center (Monthly)
$1,018 Rp 17.5M
$1,585 $1,585
-35.75%
1-bedroom Apartment, Outside City Center (Monthly)
$660 Rp 11.3M
$1,335 $1,335
-50.59%
3-bedroom Apartment, City Center (Monthly)
$3,435 Rp 59.0M
$2,624 $2,624
30.93%
3-bedroom Apartment, Outside City Center (Monthly)
$2,053 Rp 35.3M
$2,189 $2,189
-6.19%
Buy Apartment in City Center (m2)
$2,981 Rp 51.2M
$3,026 $3,026
-1.48%
Buy Apartment Outside City Center (m2)
$2,368 Rp 40.7M
$2,161 $2,161
9.58%
💵 Salaries & Financials
Ubud, Bali
Three Rivers, MI
Difference
Average Monthly Net Salary (After Tax)
$172 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.6
101.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 21, 2026

Last update for Three Rivers, MI: April 22, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Ubud, Bali and $1,585 in Three Rivers, MI. Housing cost is often the main lever when comparing two cities.

Dining out: $33 in Ubud, Bali vs $99 in Three Rivers, MI for a mid-range dinner for two. Groceries echo the gap at $299 vs $406 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Three Rivers, MI: Cost of Living - Frequently Asked Questions
Is Three Rivers, MI cheaper than Ubud, Bali?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 88% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $2,112 in Ubud, Bali and $3,966 in Three Rivers, MI to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Ubud, Bali and Three Rivers, MI?
Rent for a central apartment: $1,018 in Ubud, Bali versus $1,585 in Three Rivers, MI. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $297 in Ubud, Bali versus $2,019 in Three Rivers, MI. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Ubud, Bali or Three Rivers, MI?
Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $99.0 in Three Rivers, MI. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,000 a realistic budget for Ubud, Bali or Three Rivers, MI?
At $1,408 in Ubud, Bali versus $2,644 in Three Rivers, MI, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Three Rivers, MI. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Ubud, Bali or Three Rivers, MI more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Three Rivers, MI, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Three Rivers, MI?
Safety-wise, Ubud, Bali and Three Rivers, MI are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 88% less than in Three Rivers, MI. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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