Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Three Rivers, MI

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,381 in Three Rivers, MI, rent and utilities included – about $12,300 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
123

Cost of Living Index in Three Rivers, MI
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Three Rivers, MI Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Three Rivers, MI

🇺🇸 United States

$2,381

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Three Rivers, MI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Three Rivers, MI actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $2,381 in Three Rivers, MI.

Ubud, Bali $1,353
Three Rivers, MI $2,381

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $3,648 in Three Rivers, MI.

Ubud, Bali $2,297
Three Rivers, MI $3,648

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $4,915 in Three Rivers, MI.

Ubud, Bali $3,241
Three Rivers, MI $4,915

Living in Ubud, Bali costs roughly 43% less than in Three Rivers, MI, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Three Rivers, MI 76% above.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$18.17 $18.17

-82.22%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$59.7 $59.7

-41.60%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$12.12 $12.12

-52.97%

Cappuccino

$2.62 Rp 47.1K

$4.94 $4.94

-46.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$3.03 $3.03

-43.23%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$2.18 $2.18

-62.84%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$6.67 $6.67

-60.27%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$8.10 $8.10

-46.05%

Milk (1 liter)

$1.57 Rp 28.3K

$0.94 $0.94

67.02%

White Bread (500g)

$2.19 Rp 39.5K

$3.76 $3.76

-41.76%

Rice (white) (1kg)

$1.18 Rp 21.2K

$3.08 $3.08

-61.69%

Eggs

$2.16 Rp 38.8K

$3.82 $3.82

-43.46%

Local Cheese (1kg)

$17.65 Rp 317.7K

$13.37 $13.37

32.01%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$13.17 $13.17

-71.30%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$14.67 $14.67

-18.54%

Apples (1kg)

$3.60 Rp 64.8K

$5.59 $5.59

-35.60%

Banana (1kg)

$1.59 Rp 28.6K

$1.87 $1.87

-14.97%

Oranges (1kg)

$2.31 Rp 41.6K

$3.19 $3.19

-27.59%

Tomato (1kg)

$1.91 Rp 34.3K

$2.61 $2.61

-26.82%

Potato (1kg)

$1.78 Rp 32.1K

$2.13 $2.13

-16.43%

Onion (1kg)

$2.33 Rp 41.9K

$1.68 $1.68

38.69%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.92 $1.92

-47.92%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$1.98 $1.98

-73.23%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$10.55 $10.55

-78.29%

Wine (Bottle)

$22.07 Rp 397.3K

$15.14 $15.14

45.77%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$2.09 $2.09

12.44%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$3.75 $3.75

-20.53%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$2.18 $2.18

-89.45%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$3.08 $3.08

-84.74%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.52 $1.52

-71.71%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$26.43 $26.43

-79.30%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.06 $1.06

-21.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$29.6K $29.6K

-19.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$25.8K $25.8K

27.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$202 $202

-60.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$58.2 $58.2

-88.74%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$72.9 $72.9

-74.48%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$36.85 $36.85

46.87%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$12.87 $12.87

-66.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,994 $1,994

-75.29%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$19.8K $19.8K

-71.66%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$55.5 $55.5

-17.87%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$44.58 $44.58

-21.58%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$110 $110

-29.51%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$104 $104

-24.80%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$1,581 $1,581

-28.44%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$1,134 $1,134

-40.64%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$2,712 $2,712

33.18%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$2,254 $2,254

-24.49%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$2,956 $2,956

-8.07%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$2,110 $2,110

6.24%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.6

108.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Three Rivers, MI: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Three Rivers, MI

$1.1K 47.6% 68.5% $461

Groceries & Markets

Ubud, Bali

$287 21.2%

Three Rivers, MI

$379 15.9% 32% $92

Clothing & Footwear

Ubud, Bali

$107 7.9%

Three Rivers, MI

$142 6% 32.9% $35

Eating Out

Ubud, Bali

$106 7.9%

Three Rivers, MI

$311 13.1% 193% $205

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Three Rivers, MI

$333 14% 217% $228

Sport & Entertainment

Ubud, Bali

$63 4.6%

Three Rivers, MI

$63 2.6% 0% $0

Getting Around

Ubud, Bali

$12 0.9%

Three Rivers, MI

$19 * 0.8% 56% $7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $1,581 in Three Rivers, MI. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $60.0 in Three Rivers, MI for a mid-range dinner for two. Groceries echo the gap at $287 vs $379 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Three Rivers, MI

🕒 Local time

15:37 3:37 PM

03:37 3:37 AM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

7,800

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Three Rivers, MI 15,770 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Three Rivers, MI

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Three Rivers, MI: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, clothing, and eating out. The 76% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,030 in Ubud, Bali and $3,571 in Three Rivers, MI to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,131 in Ubud, Bali versus $1,581 in Three Rivers, MI. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $1,994 in Three Rivers, MI. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $60.0 in Three Rivers, MI. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,353 in Ubud, Bali versus $2,381 in Three Rivers, MI, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Three Rivers, MI. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Three Rivers, MI, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Three Rivers, MI are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 76% less than in Three Rivers, MI. Beyond cost, consider language, visa policies, and how big the international community is in each city.