Last update: Oct 2026

Cost of Living Comparison Between Three Rivers, MI and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,381 in Three Rivers, MI, rent and utilities included – about $12,300 less a year. Rent and utilities account for most of the difference.

123

Cost of Living Index in Three Rivers, MI
Learn more

Three Rivers, MI Living Index
66

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Three Rivers, MI

🇺🇸 United States

$2,381

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Three Rivers, MI and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Three Rivers, MI and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,381 in Three Rivers, MI versus $1,353 in Ubud, Bali.

Three Rivers, MI $2,381
Ubud, Bali $1,353

Estimated couple costs with rent: $3,648 in Three Rivers, MI versus $2,297 in Ubud, Bali.

Three Rivers, MI $3,648
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $4,915 in Three Rivers, MI versus $3,241 in Ubud, Bali.

Three Rivers, MI $4,915
Ubud, Bali $3,241

Living in Three Rivers, MI is roughly 76% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Three Rivers, MI 76% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$18.17 $18.17

$3.23 Rp 58.1K

462.54%

Three-Course Dinner for Two, Mid-Range

$59.7 $59.7

$34.88 Rp 627.8K

71.24%

Fast Food Meal (McDonalds, etc)

$12.12 $12.12

$5.70 Rp 102.5K

112.63%

Cappuccino

$4.94 $4.94

$2.62 Rp 47.1K

88.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.03 $3.03

$1.72 Rp 31.0K

76.16%

Water (0.33 liter bottle)

$2.18 $2.18

$0.81 Rp 14.6K

169.14%

Local Beer (0.5 liter draught)

$6.67 $6.67

$2.65 Rp 47.7K

151.70%

Imported Beer (0.33 liter bottle)

$8.10 $8.10

$4.37 Rp 78.6K

85.35%

Milk (1 liter)

$0.94 $0.94

$1.57 Rp 28.3K

-40.13%

White Bread (500g)

$3.76 $3.76

$2.19 Rp 39.5K

71.69%

Rice (white) (1kg)

$3.08 $3.08

$1.18 Rp 21.2K

161.02%

Eggs

$3.82 $3.82

$2.16 Rp 38.8K

76.85%

Local Cheese (1kg)

$13.37 $13.37

$17.65 Rp 317.7K

-24.25%

Chicken Fillets (1kg)

$13.17 $13.17

$3.78 Rp 68.0K

248.41%

Beef Round Steak (1kg)

$14.67 $14.67

$11.95 Rp 215.1K

22.76%

Apples (1kg)

$5.59 $5.59

$3.60 Rp 64.8K

55.28%

Banana (1kg)

$1.87 $1.87

$1.59 Rp 28.6K

17.61%

Oranges (1kg)

$3.19 $3.19

$2.31 Rp 41.6K

38.10%

Tomato (1kg)

$2.61 $2.61

$1.91 Rp 34.3K

36.65%

Potato (1kg)

$2.13 $2.13

$1.78 Rp 32.1K

19.66%

Onion (1kg)

$1.68 $1.68

$2.33 Rp 41.9K

-27.90%

Lettuce (1 head)

$1.92 $1.92

$1.00 Rp 18.0K

92.00%

Water (1.5 liter bottle)

$1.98 $1.98

$0.53 Rp 9,509

273.58%

Cigarettes 20 Pack (Marlboro, Camel)

$10.55 $10.55

$2.29 Rp 41.1K

360.70%

Wine (Bottle)

$15.14 $15.14

$22.07 Rp 397.3K

-31.40%

Local Beer (0.5 liter bottle)

$2.09 $2.09

$2.35 Rp 42.2K

-11.06%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$2.98 Rp 53.6K

25.84%

One-way Ticket (Public Transport)

$2.18 $2.18

$0.23 Rp 4,112

847.83%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$3.08 $3.08

$0.47 Rp 8,466

555.32%

Taxi (Normal Tariff) (1km)

$1.52 $1.52

$0.43 Rp 7,737

253.49%

Taxi 1hour Waiting (Normal Tariff)

$26.43 $26.43

$5.47 Rp 98.4K

383.18%

Gasoline (1 liter)

$1.06 $1.06

$0.83 Rp 14.9K

27.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.6K $29.6K

$23.9K Rp 429.8M

24.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$32.8K Rp 590.1M

-21.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$202 $202

$80.0 Rp 1.4M

152.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.2 $58.2

$6.56 Rp 118.1K

787.80%

Internet (50+ Mbps, Unlimited Data)

$72.9 $72.9

$18.60 Rp 334.8K

291.77%

Gym Membership (Monthly)

$36.85 $36.85

$54.1 Rp 974.1K

-31.91%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$12.87 $12.87

$4.25 Rp 76.5K

202.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,994 $1,994

$493 Rp 8.9M

304.73%

International Primary School, 1 Child (Yearly)

$19.8K $19.8K

$5,597 Rp 100.7M

252.89%

Jeans (Levis 501 Or Similar)

$55.5 $55.5

$45.58 Rp 820.4K

21.76%

Summer Dress (H&M, Zara, etc)

$44.58 $44.58

$34.96 Rp 629.4K

27.52%

Sport Shoes (Adidas, Nike)

$110 $110

$77.7 Rp 1.4M

41.87%

Men's Leather Business Shoes

$104 $104

$78.5 Rp 1.4M

32.97%

1-bedroom Apartment, City Center (Monthly)

$1,581 $1,581

$1,131 Rp 20.4M

39.74%

1-bedroom Apartment, Outside City Center (Monthly)

$1,134 $1,134

$673 Rp 12.1M

68.47%

3-bedroom Apartment, City Center (Monthly)

$2,712 $2,712

$3,613 Rp 65.0M

-24.92%

3-bedroom Apartment, Outside City Center (Monthly)

$2,254 $2,254

$1,702 Rp 30.6M

32.44%

Buy Apartment in City Center (m2)

$2,956 $2,956

$2,717 Rp 48.9M

8.78%

Buy Apartment Outside City Center (m2)

$2,110 $2,110

$2,241 Rp 40.3M

-5.87%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

13.78

-52.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Three Rivers, MI: October 20, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Three Rivers, MI

$1.1K 47.6%

Ubud, Bali

$673 49.7% 40.6% $461

Groceries & Markets

Three Rivers, MI

$379 15.9%

Ubud, Bali

$287 21.2% 24.2% $92

Monthly Utilities & Internet

Three Rivers, MI

$333 14%

Ubud, Bali

$105 7.8% 68.4% $228

Eating Out

Three Rivers, MI

$311 13.1%

Ubud, Bali

$106 7.9% 65.8% $205

Clothing & Footwear

Three Rivers, MI

$142 6%

Ubud, Bali

$107 7.9% 24.8% $35

Sport & Entertainment

Three Rivers, MI

$63 2.6%

Ubud, Bali

$63 4.6% 0% $0

Getting Around

Three Rivers, MI

$19 * 0.8%

Ubud, Bali

$12 0.9% 35.9% $7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,581 in Three Rivers, MI and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $60.0 in Three Rivers, MI vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $379 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Three Rivers, MI

🇮🇩 Ubud, Bali

🕒 Local time

02:01 2:01 AM

14:01 2:01 PM

12 h ahead of Three Rivers, MI

🌤 Weather

👥 Population

7,800

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

Lowest

Highest

Between locations

Three Rivers, MI Ubud, Bali 15,770 km ≈ 20 h nonstop flight

From you

Three Rivers, MI
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Three Rivers, MI vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, eating out, and clothing. The 76% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,571 in Three Rivers, MI and $2,030 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,581 in Three Rivers, MI versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,994 in Three Rivers, MI versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $60.0 in Three Rivers, MI. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,353 in Ubud, Bali versus $2,381 in Three Rivers, MI, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Three Rivers, MI. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Three Rivers, MI, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Three Rivers, MI and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 76% less than in Three Rivers, MI. Beyond cost, consider language, visa policies, and how big the international community is in each city.