Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Thousand Oaks, CA

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $3,845 in Thousand Oaks, CA, rent and utilities included – about $30,000 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
186

Cost of Living Index in Thousand Oaks, CA
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Thousand Oaks, CA Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Thousand Oaks, CA

🇺🇸 United States

$3,845

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Thousand Oaks, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Thousand Oaks, CA actually costs, broken down by who's living it.

A single person spends $1,348 per month in Ubud, Bali vs $3,845 in Thousand Oaks, CA, rent included.

Ubud, Bali $1,348
Thousand Oaks, CA $3,845

A couple spends around $2,312 per month in Ubud, Bali vs $5,209 in Thousand Oaks, CA, rent included.

Ubud, Bali $2,312
Thousand Oaks, CA $5,209

A family of three spends $3,276 per month in Ubud, Bali vs $6,573 in Thousand Oaks, CA, rent included.

Ubud, Bali $3,276
Thousand Oaks, CA $6,573

Ubud, Bali is about 65% cheaper than Thousand Oaks, CA, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Thousand Oaks, CA sit above the global median – Ubud, Bali by 1%, Thousand Oaks, CA by 187%.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$25.09 $25.09

-86.73%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.3K

$98.3 $98.3

-63.96%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 102.9K

$9.00 $9.00

-36.00%

Cappuccino

$2.63 Rp 47.0K

$5.63 $5.63

-53.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$2.81 $2.81

-38.08%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$2.03 $2.03

-62.07%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$7.97 $7.97

-66.00%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.8K

$9.38 $9.38

-51.81%

Milk (1 liter)

$1.53 Rp 27.4K

$1.19 $1.19

28.57%

White Bread (500g)

$2.20 Rp 39.2K

$3.98 $3.98

-44.72%

Rice (white) (1kg)

$1.22 Rp 21.8K

$3.58 $3.58

-65.92%

Eggs

$2.14 Rp 38.2K

$5.15 $5.15

-58.45%

Local Cheese (1kg)

$17.73 Rp 317.0K

$12.54 $12.54

41.39%

Chicken Fillets (1kg)

$3.86 Rp 68.9K

$20.47 $20.47

-81.14%

Beef Round Steak (1kg)

$12.03 Rp 215.0K

$22.65 $22.65

-46.89%

Apples (1kg)

$3.61 Rp 64.5K

$5.37 $5.37

-32.77%

Banana (1kg)

$1.51 Rp 27.1K

$1.79 $1.79

-15.64%

Oranges (1kg)

$2.32 Rp 41.5K

$4.80 $4.80

-51.67%

Tomato (1kg)

$2.00 Rp 35.8K

$5.79 $5.79

-65.46%

Potato (1kg)

$1.81 Rp 32.4K

$3.62 $3.62

-50.00%

Onion (1kg)

$2.39 Rp 42.7K

$2.76 $2.76

-13.41%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.62 $1.62

-38.89%

Water (1.5 liter bottle)

$0.52 Rp 9,375

$2.27 $2.27

-77.09%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.0K

$10.17 $10.17

-78.56%

Wine (Bottle)

$22.98 Rp 410.8K

$15.18 $15.18

51.38%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

$1.68 $1.68

42.86%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$1.54 $1.54

94.81%

One-way Ticket (Public Transport)

$0.24 Rp 4,256

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,877

$4.43 $4.43

-90.07%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,584

$1.91 $1.91

-78.01%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

$36.32 $36.32

-84.99%

Gasoline (1 liter)

$0.84 Rp 15.1K

$1.48 $1.48

-43.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 434.9M

$37.5K $37.5K

-35.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.1M

$25.7K $25.7K

24.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$161 $161

-49.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.6K

$47.91 $47.91

-86.27%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.1K

$69.7 $69.7

-73.85%

Gym Membership (Monthly)

$55.1 Rp 985.6K

$66.1 $66.1

-16.63%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 331.0K

$22.11 $22.11

-16.28%

Cinema Ticket

$4.24 Rp 75.9K

$12.12 $12.12

-65.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$1,718 $1,718

-71.73%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

$42.2K $42.2K

-86.56%

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.8K

$49.05 $49.05

-7.89%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 618.1K

$29.43 $29.43

17.47%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$79.1 $79.1

0.09%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$121 $121

-35.60%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.1M

$2,625 $2,625

-57.08%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$2,493 $2,493

-72.96%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$3,748 $3,748

-3.47%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$3,457 $3,457

-49.82%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$5,777 $5,777

-51.03%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

$5,858 $5,858

-60.63%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$5,925 $5,925

-97.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.64

107.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Thousand Oaks, CA: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Thousand Oaks, CA

$2.5K 64.8% 270% $1.8K

Groceries & Markets

Ubud, Bali

$290 21.4%

Thousand Oaks, CA

$472 12.3% 62.8% $182

Eating Out

Ubud, Bali

$108 8%

Thousand Oaks, CA

$373 9.7% 245% $265

Clothing & Footwear

Ubud, Bali

$106 7.8%

Thousand Oaks, CA

$125 3.3% 17.6% $19

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Thousand Oaks, CA

$279 7.3% 164% $173

Sport & Entertainment

Ubud, Bali

$64 4.7%

Thousand Oaks, CA

$90 2.4% 42% $27

Getting Around

Ubud, Bali

$11 0.8%

Thousand Oaks, CA

$14 * 0.4% 33% $3.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,127 in Ubud, Bali versus $2,625 in Thousand Oaks, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3476% higher in Thousand Oaks, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $98.0 in Thousand Oaks, CA. Monthly groceries follow the same trend: $290 vs $472 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Thousand Oaks, CA

🕒 Local time

21:54 9:54 PM

06:54 6:54 AM

15 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

124,207

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 12, 2026: 1 USD = 17,879 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,037 IDR (100,000 IDR = 4.99 EUR).

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Thousand Oaks, CA 13,820 km ≈ 18 h nonstop flight

From you

Ubud, Bali
Thousand Oaks, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Thousand Oaks, CA: Cost of Living - Frequently Asked Questions

Thousand Oaks, CA costs about 185% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,022 per month in Ubud, Bali and $5,768 in Thousand Oaks, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $98.0 in Thousand Oaks, CA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 63% more in Thousand Oaks, CA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,348, than in Thousand Oaks, CA at $3,845. In Ubud, Bali it covers expenses comfortably, while in Thousand Oaks, CA it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,348 versus $3,845 in Thousand Oaks, CA. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Thousand Oaks, CA makes more sense. Both are solid long-term options with distinct trade-offs.