Cost of Living Comparison Between Ubud, Bali and Thiva Cost of Living Comparison Between Ubud, Bali and Thiva

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,220 in Thiva, rent included.

A couple spends around $2,582 per month in Ubud, Bali vs $1,957 in Thiva, rent included.

A family of three spends $3,757 per month in Ubud, Bali vs $2,695 in Thiva, rent included.

Ubud, Bali costs about 15% more than Thiva, driven mainly by Eating Out.

Ubud, Bali sits 5% above the global median, while Thiva is 9% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.42 Rp 58.7K

$13.50 €11.52

-74.67%

Three-Course Dinner for Two, Mid-Range

$32.96 Rp 566.5K

$57.4 €48.96

-42.58%

Fast Food Meal (McDonalds, etc)

$5.08 Rp 87.3K

$7.08 €6.04

-28.25%

Cappuccino

$2.82 Rp 48.5K

$2.55 €2.18

10.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.5K

$1.68 €1.43

-18.45%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$0.50 €0.43

42.00%

Local Beer (0.5 liter draught)

$2.97 Rp 51.0K

$4.77 €4.07

-37.74%

Imported Beer (0.33 liter bottle)

$3.91 Rp 67.2K

$2.81 €2.40

39.15%

Milk (1 liter)

$1.75 Rp 30.0K

$1.54 €1.32

13.64%

White Bread (500g)

$2.52 Rp 43.2K

$1.58 €1.34

59.49%

Rice (white) (1kg)

$1.21 Rp 20.8K

$2.11 €1.80

-42.65%

Eggs

$2.33 Rp 40.1K

$4.22 €3.60

-44.79%

Local Cheese (1kg)

$14.50 Rp 249.2K

$13.56 €11.57

6.93%

Chicken Fillets (1kg)

$4.36 Rp 74.9K

$9.80 €8.36

-55.51%

Beef Round Steak (1kg)

$12.05 Rp 207.0K

$13.08 €11.15

-7.87%

Apples (1kg)

$3.82 Rp 65.6K

$1.77 €1.51

115.82%

Banana (1kg)

$1.61 Rp 27.7K

$1.89 €1.61

-14.81%

Oranges (1kg)

$2.70 Rp 46.5K

$1.13 €0.96

138.94%

Tomato (1kg)

$2.23 Rp 38.3K

$1.87 €1.59

19.25%

Potato (1kg)

$1.90 Rp 32.6K

$0.98 €0.84

93.88%

Onion (1kg)

$2.18 Rp 37.5K

$1.23 €1.05

77.24%

Lettuce (1 head)

$1.03 Rp 17.7K

$0.94 €0.81

9.57%

Water (1.5 liter bottle)

$0.77 Rp 13.3K

$0.45 €0.38

71.11%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 54.7K

$4.99 €4.26

-36.27%

Wine (Bottle)

$23.23 Rp 399.2K

$6.63 €5.65

250.38%

Local Beer (0.5 liter bottle)

$2.85 Rp 48.9K

$1.67 €1.43

70.66%

Imported Beer (0.33 liter bottle)

$2.72 Rp 46.7K

$1.95 €1.66

39.49%

One-way Ticket (Public Transport)

$0.29 Rp 5,022

$1.41 €1.20

-79.43%

Public Transport Monthly Pass (Regular Price)

$8.43 Rp 144.8K

$47.18 €40.25

-82.13%

Taxi Start (Normal Tariff)

$0.49 Rp 8,344

$3.72 €3.17

-86.83%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,812

Taxi 1hour Waiting (Normal Tariff)

$6.28 Rp 107.8K

$13.75 €11.73

-54.33%

Gasoline (1 liter)

$0.85 Rp 14.6K

$2.15 €1.83

-60.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.8M

$31.2K €26.6K

-16.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 541.8M

$29.8K €25.4K

5.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.8 Rp 1.4M

$187 €160

-57.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 70.3K

$23.82 €20.32

-82.83%

Internet (50+ Mbps, Unlimited Data)

$24.06 Rp 413.6K

$31.43 €26.81

-23.45%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$49.74 €42.43

93.39%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 112.2K

$25.88 €22.08

-74.77%

Cinema Ticket

$4.13 Rp 71.1K

$7.88 €6.72

-47.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.1M

$348 €297

-14.77%

International Primary School, 1 Child (Yearly)

$6,661 Rp 114.5M

$5,528 €4,715

20.51%

Jeans (Levis 501 Or Similar)

$55.0 Rp 944.5K

$51.8 €44.22

6.02%

Summer Dress (H&M, Zara, etc)

$38.75 Rp 666.0K

$35.00 €29.85

10.71%

Sport Shoes (Adidas, Nike)

$89.6 Rp 1.5M

$94.5 €80.6

-5.18%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$94.7 €80.8

-16.70%

1-bedroom Apartment, City Center (Monthly)

$1,018 Rp 17.5M

$353 €301

188.65%

1-bedroom Apartment, Outside City Center (Monthly)

$660 Rp 11.3M

$291 €248

126.90%

3-bedroom Apartment, City Center (Monthly)

$3,435 Rp 59.0M

$766 €653

348.57%

3-bedroom Apartment, Outside City Center (Monthly)

$2,053 Rp 35.3M

$626 €534

228.04%

Buy Apartment in City Center (m2)

$2,981 Rp 51.2M

$1,839 €1,568

62.12%

Buy Apartment Outside City Center (m2)

$2,368 Rp 40.7M

$1,485 €1,267

59.45%

Average Monthly Net Salary (After Tax)

$172 Rp 3.0M

$1,006 €858

-82.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.34

205.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 21, 2026

Last update for Thiva: April 21, 2026

Cost Breakdown

A central one-bedroom costs $1,018 in Ubud, Bali versus $353 in Thiva. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 485% higher in Thiva, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33 in Ubud, Bali versus $57 in Thiva. Groceries tell a different story – $299 in Ubud, Bali vs $259 in Thiva – so Thiva wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Thiva: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 15% more than Thiva, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,830 in Thiva. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Thiva, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $1,220 in Thiva. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 460% less in Thiva. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Thiva, where all-in costs run around $1,220, than in Ubud, Bali at $1,408. In Thiva it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Thiva costs $1,220 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Thiva. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.