Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Thiva

For one person, living is cheaper in Thiva: $1,156 a month against $1,349 in Ubud, Bali, rent and utilities included – about $2,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
55

Cost of Living Index in Thiva
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Thiva Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Thiva

🇬🇷 Greece

$1,156

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Thiva

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Thiva actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,156 in Thiva, rent included.

Ubud, Bali $1,349
Thiva $1,156

A couple spends around $2,305 per month in Ubud, Bali vs $1,580 in Thiva, rent included.

Ubud, Bali $2,305
Thiva $1,580

A family of three spends $3,261 per month in Ubud, Bali vs $2,005 in Thiva, rent included.

Ubud, Bali $3,261
Thiva $2,005

Ubud, Bali costs about 17% more than Thiva, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$11.12 €9.96

-70.14%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$59.4 €53.2

-39.99%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$6.74 €6.04

-17.95%

Cappuccino

$2.72 Rp 49.4K

$2.58 €2.31

5.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.41 €2.16

-29.46%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.48 €0.43

58.33%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$4.51 €4.04

-41.24%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$2.74 €2.46

59.85%

Milk (1 liter)

$1.49 Rp 27.1K

$1.65 €1.48

-9.70%

White Bread (500g)

$2.28 Rp 41.4K

$1.43 €1.28

59.44%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.53 €2.27

-52.96%

Eggs

$2.04 Rp 37.0K

$5.01 €4.49

-59.28%

Local Cheese (1kg)

$17.70 Rp 321.9K

$12.42 €11.13

42.51%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$10.23 €9.17

-61.29%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$14.31 €12.82

-14.81%

Apples (1kg)

$3.66 Rp 66.5K

$1.71 €1.53

114.04%

Banana (1kg)

$1.52 Rp 27.6K

$1.93 €1.73

-21.24%

Oranges (1kg)

$2.23 Rp 40.5K

$1.08 €0.97

106.48%

Tomato (1kg)

$1.97 Rp 35.9K

$1.86 €1.67

5.91%

Potato (1kg)

$1.85 Rp 33.6K

$0.94 €0.85

96.81%

Onion (1kg)

$2.42 Rp 44.1K

$1.19 €1.07

103.36%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.88 €0.79

12.50%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$0.69 €0.62

-26.09%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$4.62 €4.14

-51.95%

Wine (Bottle)

$22.24 Rp 404.4K

$7.24 €6.48

207.18%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.78 €1.60

26.97%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.87 €1.68

58.82%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$1.31 €1.18

-80.92%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$3.67 €3.29

-88.01%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$1.13 €1.02

-61.95%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$17.08 €15.30

-68.33%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.09 €1.88

-60.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$28.4K €25.5K

-16.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$24.3K €21.8K

30.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$173 €155

-54.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$25.12 €22.51

-74.32%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$27.42 €24.57

-32.24%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$48.31 €43.29

2.42%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

$25.47 €22.82

-30.70%

Cinema Ticket

$4.27 Rp 77.7K

$7.88 €7.06

-45.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$332 €297

47.76%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$4,653 €4,170

21.93%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$50.5 €45.28

-11.66%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$32.90 €29.48

6.23%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$82.6 €74.0

-3.28%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$108 €97.1

-26.73%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$329 €295

241.39%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$278 €249

141.53%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$624 €559

471.48%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$1,707 €1,529

60.07%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,414 €1,267

61.56%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,141 €1,022

-85.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.38

214.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Thiva: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Thiva

$278 24.1% 58.6% $393

Groceries & Markets

Ubud, Bali

$288 21.4%

Thiva

$270 23.4% 6.3% $18

Eating Out

Ubud, Bali

$108 8%

Thiva

$180 15.6% 67% $72

Clothing & Footwear

Ubud, Bali

$108 8%

Thiva

$124 10.7% 14.9% $16

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Thiva

$226 19.5% 117% $122

Sport & Entertainment

Ubud, Bali

$58 4.3%

Thiva

$64 5.5% 10.4% $6

Getting Around

Ubud, Bali

$11 0.9%

Thiva

$15 * 1.3% 27.8% $3.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $329 in Thiva. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Thiva are about 7 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $59 in Thiva. Groceries tell a different story – $288 in Ubud, Bali vs $270 in Thiva – so Thiva wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇬🇷 Thiva

🕒 Local time

19:06 7:06 PM

13:06 1:06 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

22,883

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.93 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,291 IDR (100,000 IDR = 4.93 EUR).

Euro exchange rates as of October 29, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Thiva 10,760 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Thiva

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Thiva: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 17% more than Thiva, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,734 in Thiva. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Thiva, especially for central apartments: a one-bedroom in the center costs $329 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $1,156 in Thiva. That makes Thiva about 14% cheaper.

Kindergarten costs $491 per month in Ubud, Bali and $332 in Thiva. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,156 in Thiva. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Thiva – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.