Cost of Living Comparison Between Ubud, Bali and Thiva Cost of Living Comparison Between Ubud, Bali and Thiva

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $1,250 in Thiva, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $2,012 in Thiva, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $2,775 in Thiva, rent included.

Ubud, Bali costs about 12% more than Thiva, driven mainly by Eating Out.

Ubud, Bali sits 4% above the global median, while Thiva is 7% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.7K

$13.23 €11.47

-73.02%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 589.5K

$56.8 €49.22

-42.77%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 88.2K

$6.76 €5.86

-28.11%

Cappuccino

$2.75 Rp 49.8K

$2.56 €2.22

7.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 24.0K

$1.70 €1.47

-22.35%

Water (0.33 liter bottle)

$0.70 Rp 12.7K

$0.54 €0.46

29.63%

Local Beer (0.5 liter draught)

$2.91 Rp 52.8K

$4.50 €3.90

-35.33%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.8K

$2.92 €2.53

29.79%

Milk (1 liter)

$1.71 Rp 31.0K

$1.53 €1.32

11.76%

White Bread (500g)

$2.47 Rp 44.9K

$1.56 €1.36

58.33%

Rice (white) (1kg)

$1.20 Rp 21.8K

$2.20 €1.91

-45.45%

Eggs

$2.44 Rp 44.3K

$4.00 €3.47

-39.00%

Local Cheese (1kg)

$14.38 Rp 260.9K

$13.75 €11.92

4.58%

Chicken Fillets (1kg)

$4.31 Rp 78.1K

$10.03 €8.69

-57.03%

Beef Round Steak (1kg)

$12.21 Rp 221.4K

$13.02 €11.28

-6.22%

Apples (1kg)

$3.68 Rp 66.8K

$1.72 €1.49

113.95%

Banana (1kg)

$1.55 Rp 28.1K

$1.88 €1.63

-17.55%

Oranges (1kg)

$2.79 Rp 50.5K

$1.09 €0.94

155.96%

Tomato (1kg)

$2.33 Rp 42.3K

$1.88 €1.63

23.94%

Potato (1kg)

$1.97 Rp 35.7K

$0.99 €0.86

98.99%

Onion (1kg)

$2.31 Rp 41.9K

$1.28 €1.11

80.47%

Lettuce (1 head)

$1.06 Rp 19.3K

$0.93 €0.81

13.98%

Water (1.5 liter bottle)

$0.73 Rp 13.2K

$0.48 €0.42

52.08%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 59.5K

$4.80 €4.16

-31.67%

Wine (Bottle)

$22.79 Rp 413.4K

$6.23 €5.40

265.81%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.9K

$1.67 €1.45

68.26%

Imported Beer (0.33 liter bottle)

$2.78 Rp 50.5K

$2.00 €1.73

39.00%

One-way Ticket (Public Transport)

$0.29 Rp 5,281

$1.35 €1.17

-78.52%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 146.2K

$46.07 €39.93

-82.50%

Taxi Start (Normal Tariff)

$0.45 Rp 8,146

$3.71 €3.21

-87.87%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,193

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 113.1K

$13.80 €11.96

-54.78%

Gasoline (1 liter)

$0.85 Rp 15.4K

$2.11 €1.83

-59.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 471.2M

$30.9K €26.8K

-16.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 574.1M

$29.2K €25.3K

8.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.5M

$186 €161

-56.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.6K

$23.54 €20.40

-82.75%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 442.9K

$31.64 €27.43

-22.82%

Gym Membership (Monthly)

$97.7 Rp 1.8M

$49.20 €42.64

98.52%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 116.9K

$26.53 €22.99

-75.69%

Cinema Ticket

$4.04 Rp 73.3K

$8.34 €7.23

-51.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$345 €299

-11.76%

International Primary School, 1 Child (Yearly)

$6,621 Rp 120.1M

$5,550 €4,810

19.30%

Jeans (Levis 501 Or Similar)

$54.2 Rp 983.6K

$53.1 €45.98

2.21%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 703.2K

$34.41 €29.82

12.70%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.6M

$94.5 €81.9

-8.88%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$95.6 €82.9

-19.82%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.9M

$341 €296

188.85%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.9M

$292 €253

125.51%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 61.1M

$767 €665

339.07%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.5M

$625 €542

230.37%

Buy Apartment in City Center (m2)

$2,741 Rp 49.7M

$1,812 €1,571

51.27%

Buy Apartment Outside City Center (m2)

$2,228 Rp 40.4M

$1,463 €1,268

52.23%

Average Monthly Net Salary (After Tax)

$163 Rp 3.0M

$1,177 €1,020

-86.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.34

205.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Thiva: June 8, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $341 in Thiva. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 620% higher in Thiva, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $57.0 in Thiva. Groceries tell a different story – $297 in Ubud, Bali vs $260 in Thiva – so Thiva wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Thiva: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 12% more than Thiva, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $1,874 in Thiva. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Thiva, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,404 in Ubud, Bali and $1,250 in Thiva. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 472% less in Thiva. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Thiva, where all-in costs run around $1,250, than in Ubud, Bali at $1,404. In Thiva it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Thiva costs $1,250 versus $1,404 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Thiva. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.