Cost of Living Comparison Between Ubud, Bali and Thiva Cost of Living Comparison Between Ubud, Bali and Thiva

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $1,155 in Thiva, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $1,601 in Thiva, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $2,048 in Thiva, rent included.

Ubud, Bali costs about 19% more than Thiva, driven mainly by Eating Out.

Ubud, Bali sits 0% above the global median, while Thiva is 16% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$11.83 €10.20

-71.85%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$65.2 €56.2

-45.06%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$7.16 €6.17

-21.37%

Cappuccino

$2.82 Rp 49.7K

$2.57 €2.21

9.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$2.41 €2.07

-27.39%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.50 €0.44

60.00%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$4.74 €4.08

-35.86%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$2.83 €2.44

51.94%

Milk (1 liter)

$1.61 Rp 28.3K

$1.67 €1.44

-3.59%

White Bread (500g)

$2.27 Rp 39.9K

$1.46 €1.26

55.48%

Rice (white) (1kg)

$1.17 Rp 20.6K

$2.40 €2.07

-51.25%

Eggs

$2.17 Rp 38.2K

$5.15 €4.44

-57.86%

Local Cheese (1kg)

$17.63 Rp 310.5K

$11.80 €10.17

49.41%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$10.10 €8.71

-59.90%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$14.99 €12.92

-18.75%

Apples (1kg)

$3.62 Rp 63.7K

$1.70 €1.46

112.94%

Banana (1kg)

$1.64 Rp 28.8K

$2.04 €1.76

-19.61%

Oranges (1kg)

$2.31 Rp 40.6K

$1.11 €0.96

108.11%

Tomato (1kg)

$1.96 Rp 34.5K

$1.86 €1.61

5.38%

Potato (1kg)

$1.84 Rp 32.5K

$0.99 €0.86

85.86%

Onion (1kg)

$2.37 Rp 41.7K

$1.31 €1.13

80.92%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.86 €0.74

22.09%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.72 €0.62

-25.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$4.77 €4.11

-51.78%

Wine (Bottle)

$23.08 Rp 406.4K

$6.90 €5.95

234.49%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.70 €1.47

37.65%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.03 €1.75

51.23%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$1.37 €1.18

-81.75%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$3.83 €3.30

-87.21%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$1.14 €0.98

-58.77%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$14.60 €12.58

-61.64%

Gasoline (1 liter)

$0.81 Rp 14.2K

$2.27 €1.96

-64.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$29.2K €25.2K

-14.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$24.4K €21.0K

27.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$165 €143

-49.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$25.06 €21.60

-74.10%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$29.83 €25.71

-37.01%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$50.2 €43.25

10.11%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$25.80 €22.24

-29.42%

Cinema Ticket

$4.30 Rp 75.7K

$8.34 €7.19

-48.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$349 €301

41.58%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$4,635 €3,996

27.66%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$52.8 €45.53

-12.38%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$35.48 €30.58

2.71%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$81.0 €69.8

-0.38%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$114 €98.0

-30.71%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$346 €298

221.84%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$290 €250

139.00%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$632 €545

475.32%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$1,791 €1,544

54.11%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$1,479 €1,275

54.99%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$1,198 €1,033

-86.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.36

216.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Thiva: September 7, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $346 in Thiva. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 617% higher in Thiva, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $65.0 in Thiva. Groceries tell a different story – $294 in Ubud, Bali vs $271 in Thiva – so Thiva wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Thiva: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 19% more than Thiva, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $1,732 in Thiva. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Thiva, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,378 in Ubud, Bali and $1,155 in Thiva. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $494 per month in Ubud, Bali and $349 in Thiva. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Thiva, where all-in costs run around $1,155, than in Ubud, Bali at $1,378. In Thiva it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Thiva costs $1,155 versus $1,378 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Thiva. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.