Cost of Living Comparison Between Thiva and Ubud, Bali Cost of Living Comparison Between Thiva and Ubud, Bali

Monthly Cost of Living

A single person spends $1,254 per month in Thiva vs $1,397 in Ubud, Bali, rent included.

A couple spends around $2,014 per month in Thiva vs $2,588 in Ubud, Bali, rent included.

A family of three spends $2,773 per month in Thiva vs $3,778 in Ubud, Bali, rent included.

Thiva is about 10% cheaper than Ubud, Bali, driven mainly by Eating Out.

Thiva sits 6% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.12 €11.53

$3.43 Rp 61.5K

282.51%

Three-Course Dinner for Two, Mid-Range

$58.0 €51.0

$31.97 Rp 573.3K

81.42%

Fast Food Meal (McDonalds, etc)

$7.08 €6.22

$5.05 Rp 90.6K

40.20%

Cappuccino

$2.56 €2.25

$2.71 Rp 48.7K

-5.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.62 €1.42

$1.39 Rp 24.9K

16.55%

Water (0.33 liter bottle)

$0.50 €0.44

$0.74 Rp 13.3K

-32.43%

Local Beer (0.5 liter draught)

$4.72 €4.15

$2.89 Rp 51.9K

63.32%

Imported Beer (0.33 liter bottle)

$2.82 €2.48

$3.79 Rp 68.0K

-25.59%

Milk (1 liter)

$1.46 €1.28

$1.79 Rp 32.2K

-18.44%

White Bread (500g)

$1.55 €1.36

$2.51 Rp 44.9K

-38.25%

Rice (white) (1kg)

$2.20 €1.93

$1.21 Rp 21.8K

81.82%

Eggs

$4.05 €3.56

$2.37 Rp 42.5K

70.89%

Local Cheese (1kg)

$13.64 €11.99

$14.43 Rp 258.8K

-5.47%

Chicken Fillets (1kg)

$9.54 €8.38

$4.15 Rp 74.4K

129.88%

Beef Round Steak (1kg)

$13.36 €11.74

$12.11 Rp 217.3K

10.32%

Apples (1kg)

$1.77 €1.56

$3.77 Rp 67.6K

-53.05%

Banana (1kg)

$1.86 €1.64

$1.63 Rp 29.2K

14.11%

Oranges (1kg)

$1.13 €0.99

$2.71 Rp 48.5K

-58.30%

Tomato (1kg)

$1.92 €1.69

$2.26 Rp 40.5K

-15.04%

Potato (1kg)

$0.99 €0.87

$1.93 Rp 34.5K

-48.70%

Onion (1kg)

$1.22 €1.08

$2.19 Rp 39.3K

-44.29%

Lettuce (1 head)

$0.92 €0.81

$1.02 Rp 18.3K

-9.80%

Water (1.5 liter bottle)

$0.46 €0.40

$0.72 Rp 12.8K

-36.11%

Cigarettes 20 Pack (Marlboro, Camel)

$4.90 €4.31

$3.18 Rp 57.1K

54.09%

Wine (Bottle)

$6.93 €6.09

$23.84 Rp 427.5K

-70.93%

Local Beer (0.5 liter bottle)

$1.60 €1.41

$2.77 Rp 49.8K

-42.24%

Imported Beer (0.33 liter bottle)

$1.91 €1.68

$2.75 Rp 49.3K

-30.55%

One-way Ticket (Public Transport)

$1.36 €1.20

$0.27 Rp 4,794

403.70%

Public Transport Monthly Pass (Regular Price)

$47.15 €41.45

$8.20 Rp 147.0K

475.00%

Taxi Start (Normal Tariff)

$3.68 €3.24

$0.48 Rp 8,668

666.67%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,557

Taxi 1hour Waiting (Normal Tariff)

$13.63 €11.98

$6.03 Rp 108.1K

126.04%

Gasoline (1 liter)

$2.19 €1.93

$0.82 Rp 14.7K

167.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.9K €27.2K

$26.6K Rp 476.4M

16.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.0K €26.4K

$32.2K Rp 577.6M

-6.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$189 €166

$78.3 Rp 1.4M

141.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.64 €20.78

$3.91 Rp 70.2K

504.60%

Internet (50+ Mbps, Unlimited Data)

$31.17 €27.40

$23.91 Rp 428.9K

30.36%

Gym Membership (Monthly)

$50.7 €44.53

$96.2 Rp 1.7M

-47.34%

Tennis Court (1 Hour on Weekend)

$26.10 €22.95

$6.53 Rp 117.0K

299.69%

Cinema Ticket

$7.91 €6.95

$4.01 Rp 72.0K

97.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$345 €303

$303 Rp 5.4M

13.87%

International Primary School, 1 Child (Yearly)

$5,527 €4,859

$6,551 Rp 117.5M

-15.63%

Jeans (Levis 501 Or Similar)

$52.3 €46.00

$55.3 Rp 992.0K

-5.39%

Summer Dress (H&M, Zara, etc)

$34.03 €29.91

$38.32 Rp 687.3K

-11.20%

Sport Shoes (Adidas, Nike)

$97.5 €85.7

$88.5 Rp 1.6M

10.21%

Men's Leather Business Shoes

$95.4 €83.8

$76.7 Rp 1.4M

24.25%

1-bedroom Apartment, City Center (Monthly)

$347 €305

$986 Rp 17.7M

-64.82%

1-bedroom Apartment, Outside City Center (Monthly)

$290 €255

$682 Rp 12.2M

-57.42%

3-bedroom Apartment, City Center (Monthly)

$786 €691

$3,420 Rp 61.3M

-77.01%

3-bedroom Apartment, Outside City Center (Monthly)

$628 €552

$2,075 Rp 37.2M

-69.71%

Buy Apartment in City Center (m2)

$1,733 €1,524

$2,762 Rp 49.5M

-37.25%

Buy Apartment Outside City Center (m2)

$1,424 €1,252

$2,243 Rp 40.2M

-36.52%

Average Monthly Net Salary (After Tax)

$1,182 €1,039

$169 Rp 3.0M

600.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.34

13.28

-67.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Thiva: July 21, 2026

Last update for Ubud, Bali: July 22, 2026

Cost Breakdown

A central one-bedroom costs $347 in Thiva versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 600% higher in Thiva, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $58.0 in Thiva versus $32.00 in Ubud, Bali. Groceries tell a different story – $258 in Thiva vs $298 in Ubud, Bali – so Thiva wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Thiva vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 11% more than Thiva, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,882 per month in Thiva and $2,096 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Thiva, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,254 in Thiva and $1,397 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 475% less in Thiva. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Thiva, where all-in costs run around $1,254, than in Ubud, Bali at $1,397. In Thiva it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Thiva costs $1,254 versus $1,397 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Thiva. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.