Cost of Living Comparison Between Thiva and Ubud, Bali Cost of Living Comparison Between Thiva and Ubud, Bali

Monthly Cost of Living

A single person spends $1,155 per month in Thiva vs $1,378 in Ubud, Bali, rent included.

A couple spends around $1,601 per month in Thiva vs $2,327 in Ubud, Bali, rent included.

A family of three spends $2,048 per month in Thiva vs $3,275 in Ubud, Bali, rent included.

Thiva is about 16% cheaper than Ubud, Bali, driven mainly by Eating Out.

Thiva sits 16% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Thiva
Ubud, Bali
Difference
Meal at Budget Restaurant
$11.83 €10.20
$3.33 Rp 58.7K
255.26%
Three-Course Dinner for Two, Mid-Range
$65.2 €56.2
$35.82 Rp 630.7K
82.02%
Fast Food Meal (McDonalds, etc)
$7.16 €6.17
$5.63 Rp 99.1K
27.18%
Cappuccino
$2.57 €2.21
$2.82 Rp 49.7K
-8.87%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.41 €2.07
$1.75 Rp 30.8K
37.71%
Water (0.33 liter bottle)
$0.50 €0.44
$0.80 Rp 14.0K
-37.50%
Local Beer (0.5 liter draught)
$4.74 €4.08
$3.04 Rp 53.6K
55.92%
Imported Beer (0.33 liter bottle)
$2.83 €2.44
$4.30 Rp 75.7K
-34.19%
🛒 Groceries & Markets
Thiva
Ubud, Bali
Difference
Milk (1 liter)
$1.67 €1.44
$1.61 Rp 28.3K
3.73%
White Bread (500g)
$1.46 €1.26
$2.27 Rp 39.9K
-35.68%
Rice (white) (1kg)
$2.40 €2.07
$1.17 Rp 20.6K
105.13%
Eggs
$5.15 €4.44
$2.17 Rp 38.2K
137.33%
Local Cheese (1kg)
$11.80 €10.17
$17.63 Rp 310.5K
-33.07%
Chicken Fillets (1kg)
$10.10 €8.71
$4.05 Rp 71.4K
149.38%
Beef Round Steak (1kg)
$14.99 €12.92
$12.18 Rp 214.5K
23.07%
Apples (1kg)
$1.70 €1.46
$3.62 Rp 63.7K
-53.04%
Banana (1kg)
$2.04 €1.76
$1.64 Rp 28.8K
24.39%
Oranges (1kg)
$1.11 €0.96
$2.31 Rp 40.6K
-51.95%
Tomato (1kg)
$1.86 €1.61
$1.96 Rp 34.5K
-5.10%
Potato (1kg)
$0.99 €0.86
$1.84 Rp 32.5K
-46.20%
Onion (1kg)
$1.31 €1.13
$2.37 Rp 41.7K
-44.73%
Lettuce (1 head)
$0.86 €0.74
$1.05 Rp 18.5K
-18.10%
Water (1.5 liter bottle)
$0.72 €0.62
$0.54 Rp 9,560
33.33%
Cigarettes 20 Pack (Marlboro, Camel)
$4.77 €4.11
$2.30 Rp 40.6K
107.39%
Wine (Bottle)
$6.90 €5.95
$23.08 Rp 406.4K
-70.10%
Local Beer (0.5 liter bottle)
$1.70 €1.47
$2.34 Rp 41.2K
-27.35%
Imported Beer (0.33 liter bottle)
$2.03 €1.75
$3.07 Rp 54.0K
-33.88%
🚌 Getting Around
Thiva
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.37 €1.18
$0.25 Rp 4,365
448.00%
Public Transport Monthly Pass (Regular Price)
-
$9.42 Rp 165.9K
-
Taxi Start (Normal Tariff)
$3.83 €3.30
$0.49 Rp 8,631
681.63%
Taxi (Normal Tariff) (1km)
$1.14 €0.98
$0.47 Rp 8,349
142.55%
Taxi 1hour Waiting (Normal Tariff)
$14.60 €12.58
$5.60 Rp 98.6K
160.71%
Gasoline (1 liter)
$2.27 €1.96
$0.81 Rp 14.2K
180.25%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.2K €25.2K
$25.0K Rp 440.3M
16.66%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.4K €21.0K
$31.1K Rp 547.0M
-21.45%
🧾 Monthly Utilities & Internet
Thiva
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$165 €143
$82.7 Rp 1.5M
99.92%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$25.06 €21.60
$6.49 Rp 114.2K
286.13%
Internet (50+ Mbps, Unlimited Data)
$29.83 €25.71
$18.79 Rp 330.8K
58.75%
🎉 Sport & Entertainment
Thiva
Ubud, Bali
Difference
Gym Membership (Monthly)
$50.2 €43.25
$55.2 Rp 972.6K
-9.18%
Tennis Court (1 Hour on Weekend)
$25.80 €22.24
$18.21 Rp 320.6K
41.68%
Cinema Ticket
$8.34 €7.19
$4.30 Rp 75.7K
93.95%
🧸 Childcare & Education
Thiva
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$349 €301
$494 Rp 8.7M
-29.37%
International Primary School, 1 Child (Yearly)
$4,635 €3,996
$5,917 Rp 104.2M
-21.67%
👕👟 Clothing & Footwear
Thiva
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$52.8 €45.53
$46.28 Rp 814.8K
14.13%
Summer Dress (H&M, Zara, etc)
$35.48 €30.58
$36.44 Rp 641.6K
-2.63%
Sport Shoes (Adidas, Nike)
$81.0 €69.8
$80.7 Rp 1.4M
0.38%
Men's Leather Business Shoes
$114 €98.0
$78.8 Rp 1.4M
44.33%
🏠 Accommodation & Living
Thiva
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$346 €298
$1,114 Rp 19.6M
-68.93%
1-bedroom Apartment, Outside City Center (Monthly)
$290 €250
$693 Rp 12.2M
-58.16%
3-bedroom Apartment, City Center (Monthly)
$632 €545
$3,639 Rp 64.1M
-82.62%
3-bedroom Apartment, Outside City Center (Monthly)
-
$1,712 Rp 30.1M
-
Buy Apartment in City Center (m2)
$1,791 €1,544
$2,761 Rp 48.6M
-35.11%
Buy Apartment Outside City Center (m2)
$1,479 €1,275
$2,293 Rp 40.4M
-35.48%
💵 Salaries & Financials
Thiva
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,198 €1,033
$167 Rp 2.9M
617.27%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.36
13.78
-68.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Thiva: September 7, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A central one-bedroom costs $346 in Thiva versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 617% higher in Thiva, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $65.0 in Thiva versus $36.00 in Ubud, Bali. Groceries tell a different story – $271 in Thiva vs $294 in Ubud, Bali – so Thiva wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Thiva vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Thiva or Ubud, Bali?
Ubud, Bali costs about 19% more than Thiva, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Thiva and in Ubud, Bali?
For a comfortable life, plan on about $1,732 per month in Thiva and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Thiva or Ubud, Bali?
Rent is clearly cheaper in Thiva, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Thiva compared to Ubud, Bali?
Monthly expenses with rent come to $1,155 in Thiva and $1,378 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do childcare costs compare in Thiva and in Ubud, Bali?
Kindergarten costs $349 per month in Thiva and $494 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in Thiva or in Ubud, Bali?
A $1,000 monthly budget goes further in Thiva, where all-in costs run around $1,155, than in Ubud, Bali at $1,378. In Thiva it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Thiva or Ubud, Bali?
For digital nomads, it depends on budget. Thiva costs $1,155 versus $1,378 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Thiva compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Thiva or to Ubud, Bali?
If budget matters most, go with Thiva. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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