Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Tesanj

For one person, living is cheaper in Tesanj: $869 a month against $1,353 in Ubud, Bali, rent and utilities included – about $5,800 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
42

Cost of Living Index in Tesanj
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Tesanj Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Tesanj

🇧🇦 Bosnia and Herzegovina

$869

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Tesanj

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Tesanj actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $869 in Tesanj.

Ubud, Bali $1,353
Tesanj $869

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $1,284 in Tesanj.

Ubud, Bali $2,297
Tesanj $1,284

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $1,699 in Tesanj.

Ubud, Bali $3,241
Tesanj $1,699

Living in Ubud, Bali is roughly 56% more expensive than in Tesanj, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.23 Rp 58.0K

$3.49 BAM 6.08

-7.45%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 626.2K

$16.11 BAM 28.07

116.51%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.3K

$2.94 BAM 5.12

93.88%

Cappuccino

$2.62 Rp 47.0K

$0.89 BAM 1.54

194.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 30.9K

$1.40 BAM 2.45

22.86%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.90 BAM 1.57

-10.00%

Local Beer (0.5 liter draught)

$2.65 Rp 47.5K

$1.96 BAM 3.41

35.20%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.4K

$1.70 BAM 2.96

157.06%

Milk (1 liter)

$1.57 Rp 28.2K

$0.82 BAM 1.42

91.46%

White Bread (500g)

$2.19 Rp 39.4K

$0.88 BAM 1.53

148.86%

Rice (white) (1kg)

$1.18 Rp 21.1K

$2.44 BAM 4.26

-51.64%

Eggs

$2.16 Rp 38.7K

$3.03 BAM 5.28

-28.71%

Local Cheese (1kg)

$17.65 Rp 316.9K

$9.94 BAM 17.32

77.57%

Chicken Fillets (1kg)

$3.78 Rp 67.9K

$7.41 BAM 12.91

-48.99%

Beef Round Steak (1kg)

$11.95 Rp 214.6K

$14.14 BAM 24.65

-15.49%

Apples (1kg)

$3.60 Rp 64.7K

$1.13 BAM 1.97

218.58%

Banana (1kg)

$1.59 Rp 28.6K

$1.61 BAM 2.81

-1.24%

Oranges (1kg)

$2.31 Rp 41.5K

$1.42 BAM 2.47

62.68%

Tomato (1kg)

$1.91 Rp 34.2K

$1.60 BAM 2.79

19.37%

Potato (1kg)

$1.78 Rp 32.0K

$0.99 BAM 1.73

79.80%

Onion (1kg)

$2.33 Rp 41.8K

$1.06 BAM 1.85

119.81%

Lettuce (1 head)

$1.00 Rp 17.9K

$1.13 BAM 1.97

-11.50%

Water (1.5 liter bottle)

$0.53 Rp 9,486

$0.93 BAM 1.63

-43.01%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.0K

$3.93 BAM 6.85

-41.73%

Wine (Bottle)

$22.07 Rp 396.4K

$8.60 BAM 14.98

156.63%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.1K

$1.11 BAM 1.93

111.71%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.4K

$1.32 BAM 2.30

125.76%

One-way Ticket (Public Transport)

$0.23 Rp 4,102

$1.30 BAM 2.27

-82.31%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 159.8K

Taxi Start (Normal Tariff)

$0.47 Rp 8,445

$1.11 BAM 1.93

-57.66%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,718

$0.56 BAM 0.97

-23.21%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.2K

$10.24 BAM 17.85

-46.58%

Gasoline (1 liter)

$0.83 Rp 14.8K

$1.52 BAM 2.65

-45.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 428.7M

$31.0K BAM 53.9K

-22.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 588.7M

$21.8K BAM 37.9K

50.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$91.4 BAM 159

-12.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 117.8K

$18.51 BAM 32.25

-64.56%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.0K

$28.34 BAM 49.38

-34.37%

Gym Membership (Monthly)

$54.1 Rp 971.7K

$32.73 BAM 57.0

65.35%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 328.2K

$28.51 BAM 49.67

-35.88%

Cinema Ticket

$4.25 Rp 76.4K

$2.88 BAM 5.02

47.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.8M

$135 BAM 235

265.20%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.5M

$3,917 BAM 6,825

42.91%

Jeans (Levis 501 Or Similar)

$45.58 Rp 818.4K

$57.7 BAM 101

-21.01%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 627.8K

$32.02 BAM 55.8

9.18%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$94.0 BAM 164

-17.28%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$131 BAM 228

-40.06%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.3M

$345 BAM 601

227.98%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$248 BAM 432

171.27%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 64.9M

$519 BAM 905

595.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$366 BAM 638

364.49%

Buy Apartment in City Center (m2)

$2,717 Rp 48.8M

$2,462 BAM 4,290

10.36%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.2M

$1,757 BAM 3,061

27.56%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$686 BAM 1,196

-75.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.3

220.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Tesanj: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Tesanj

$248 28.6% 63.1% $425

Groceries & Markets

Ubud, Bali

$287 21.2%

Tesanj

$223 25.7% 22.2% $64

Clothing & Footwear

Ubud, Bali

$107 7.9%

Tesanj

$142 16.3% 32.9% $35

Eating Out

Ubud, Bali

$106 7.9%

Tesanj

$70 8% 34.4% $37

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Tesanj

$138 15.9% 31.5% $33

Sport & Entertainment

Ubud, Bali

$63 4.6%

Tesanj

$38 4.4% 38.5% $24

Getting Around

Ubud, Bali

$12 0.9%

Tesanj

$9.1 * 1.1% 26.7% $3.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $345 in Tesanj. Housing cost is often the main lever when comparing two cities.

Tesanj pays about 4.1 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Ubud, Bali vs $16 in Tesanj for a mid-range dinner for two. Groceries echo the gap at $287 vs $223 per month, with Tesanj cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇧🇦 Tesanj

🕒 Local time

10:39 10:39 AM

03:39 3:39 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

5,500

💱 Currency

Indonesian Rupiah IDR Rp

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

100,000 IDR = 5.57 USD

100,000 IDR = 4.97 EUR

1 BAM = 0.574 USD

1 BAM = 0.512 EUR

Exchange rates and currency converter

BAM, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 26, 2026: 1 USD = 17,956 IDR (100,000 IDR = 5.57 USD). 1 EUR = 20,119 IDR (100,000 IDR = 4.97 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of October 26, 2026: 1 USD = 1.74 BAM (1 BAM = 0.574 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Tesanj 11,250 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Tesanj

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tesanj: Cost of Living - Frequently Asked Questions

Tesanj is cheaper overall, especially in groceries, eating out, and leisure. The 56% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 76% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $345 in Tesanj. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 29% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,353 per month in Ubud, Bali versus $869 in Tesanj – a 56% gap that adds up to real savings over time for anyone picking the cheaper option.

At $869 in Tesanj versus $1,353 in Ubud, Bali, a $1,000 budget is realistic in Tesanj but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tesanj the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Tesanj are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.