Last update: Oct 2026

Cost of Living Comparison Between Tesanj and Ubud, Bali

For one person, living is cheaper in Tesanj: $869 a month against $1,353 in Ubud, Bali, rent and utilities included – about $5,800 less a year. Rent and utilities account for most of the difference.

42

Cost of Living Index in Tesanj
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Tesanj Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Tesanj

🇧🇦 Bosnia and Herzegovina

$869

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Tesanj and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tesanj and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $869 in Tesanj versus $1,353 in Ubud, Bali.

Tesanj $869
Ubud, Bali $1,353

Estimated couple costs with rent: $1,284 in Tesanj versus $2,297 in Ubud, Bali.

Tesanj $1,284
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $1,699 in Tesanj versus $3,241 in Ubud, Bali.

Tesanj $1,699
Ubud, Bali $3,241

Living in Tesanj costs roughly 36% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.49 BAM 6.08

$3.23 Rp 58.0K

8.05%

Three-Course Dinner for Two, Mid-Range

$16.11 BAM 28.07

$34.88 Rp 626.2K

-53.81%

Fast Food Meal (McDonalds, etc)

$2.94 BAM 5.12

$5.70 Rp 102.3K

-48.42%

Cappuccino

$0.89 BAM 1.54

$2.62 Rp 47.0K

-66.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.40 BAM 2.45

$1.72 Rp 30.9K

-18.60%

Water (0.33 liter bottle)

$0.90 BAM 1.57

$0.81 Rp 14.6K

11.11%

Local Beer (0.5 liter draught)

$1.96 BAM 3.41

$2.65 Rp 47.5K

-26.04%

Imported Beer (0.33 liter bottle)

$1.70 BAM 2.96

$4.37 Rp 78.4K

-61.10%

Milk (1 liter)

$0.82 BAM 1.42

$1.57 Rp 28.2K

-47.77%

White Bread (500g)

$0.88 BAM 1.53

$2.19 Rp 39.4K

-59.82%

Rice (white) (1kg)

$2.44 BAM 4.26

$1.18 Rp 21.1K

106.78%

Eggs

$3.03 BAM 5.28

$2.16 Rp 38.7K

40.28%

Local Cheese (1kg)

$9.94 BAM 17.32

$17.65 Rp 316.9K

-43.68%

Chicken Fillets (1kg)

$7.41 BAM 12.91

$3.78 Rp 67.9K

96.03%

Beef Round Steak (1kg)

$14.14 BAM 24.65

$11.95 Rp 214.6K

18.33%

Apples (1kg)

$1.13 BAM 1.97

$3.60 Rp 64.7K

-68.61%

Banana (1kg)

$1.61 BAM 2.81

$1.59 Rp 28.6K

1.26%

Oranges (1kg)

$1.42 BAM 2.47

$2.31 Rp 41.5K

-38.53%

Tomato (1kg)

$1.60 BAM 2.79

$1.91 Rp 34.2K

-16.23%

Potato (1kg)

$0.99 BAM 1.73

$1.78 Rp 32.0K

-44.38%

Onion (1kg)

$1.06 BAM 1.85

$2.33 Rp 41.8K

-54.51%

Lettuce (1 head)

$1.13 BAM 1.97

$1.00 Rp 17.9K

13.00%

Water (1.5 liter bottle)

$0.93 BAM 1.63

$0.53 Rp 9,486

75.47%

Cigarettes 20 Pack (Marlboro, Camel)

$3.93 BAM 6.85

$2.29 Rp 41.0K

71.62%

Wine (Bottle)

$8.60 BAM 14.98

$22.07 Rp 396.4K

-61.03%

Local Beer (0.5 liter bottle)

$1.11 BAM 1.93

$2.35 Rp 42.1K

-52.77%

Imported Beer (0.33 liter bottle)

$1.32 BAM 2.30

$2.98 Rp 53.4K

-55.70%

One-way Ticket (Public Transport)

$1.30 BAM 2.27

$0.23 Rp 4,102

465.22%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 159.8K

Taxi Start (Normal Tariff)

$1.11 BAM 1.93

$0.47 Rp 8,445

136.17%

Taxi (Normal Tariff) (1km)

$0.56 BAM 0.97

$0.43 Rp 7,718

30.23%

Taxi 1hour Waiting (Normal Tariff)

$10.24 BAM 17.85

$5.47 Rp 98.2K

87.20%

Gasoline (1 liter)

$1.52 BAM 2.65

$0.83 Rp 14.8K

83.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K BAM 53.9K

$23.9K Rp 428.7M

29.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K BAM 37.9K

$32.8K Rp 588.7M

-33.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$91.4 BAM 159

$80.0 Rp 1.4M

14.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.51 BAM 32.25

$6.56 Rp 117.8K

182.16%

Internet (50+ Mbps, Unlimited Data)

$28.34 BAM 49.38

$18.60 Rp 334.0K

52.37%

Gym Membership (Monthly)

$32.73 BAM 57.0

$54.1 Rp 971.7K

-39.52%

Tennis Court (1 Hour on Weekend)

$28.51 BAM 49.67

$18.28 Rp 328.2K

55.96%

Cinema Ticket

$2.88 BAM 5.02

$4.25 Rp 76.4K

-32.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$135 BAM 235

$493 Rp 8.8M

-72.62%

International Primary School, 1 Child (Yearly)

$3,917 BAM 6,825

$5,597 Rp 100.5M

-30.02%

Jeans (Levis 501 Or Similar)

$57.7 BAM 101

$45.58 Rp 818.4K

26.59%

Summer Dress (H&M, Zara, etc)

$32.02 BAM 55.8

$34.96 Rp 627.8K

-8.41%

Sport Shoes (Adidas, Nike)

$94.0 BAM 164

$77.7 Rp 1.4M

20.88%

Men's Leather Business Shoes

$131 BAM 228

$78.5 Rp 1.4M

66.82%

1-bedroom Apartment, City Center (Monthly)

$345 BAM 601

$1,131 Rp 20.3M

-69.51%

1-bedroom Apartment, Outside City Center (Monthly)

$248 BAM 432

$673 Rp 12.1M

-63.14%

3-bedroom Apartment, City Center (Monthly)

$519 BAM 905

$3,613 Rp 64.9M

-85.63%

3-bedroom Apartment, Outside City Center (Monthly)

$366 BAM 638

$1,702 Rp 30.6M

-78.47%

Buy Apartment in City Center (m2)

$2,462 BAM 4,290

$2,717 Rp 48.8M

-9.39%

Buy Apartment Outside City Center (m2)

$1,757 BAM 3,061

$2,241 Rp 40.2M

-21.61%

Average Monthly Net Salary (After Tax)

$686 BAM 1,196

$166 Rp 3.0M

312.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.3

13.78

-68.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tesanj: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tesanj

$248 28.6%

Ubud, Bali

$673 49.7% 171% $425

Groceries & Markets

Tesanj

$223 25.7%

Ubud, Bali

$287 21.2% 28.6% $64

Clothing & Footwear

Tesanj

$142 16.3%

Ubud, Bali

$107 7.9% 24.8% $35

Monthly Utilities & Internet

Tesanj

$138 15.9%

Ubud, Bali

$105 7.8% 23.9% $33

Eating Out

Tesanj

$70 8%

Ubud, Bali

$106 7.9% 52.5% $37

Sport & Entertainment

Tesanj

$38 4.4%

Ubud, Bali

$63 4.6% 62.7% $24

Getting Around

Tesanj

$9.1 * 1.1%

Ubud, Bali

$12 0.9% 36.4% $3.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $345 in Tesanj and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Tesanj pays about 4.1 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $16 in Tesanj vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $223 vs $287 per month, with Tesanj cheaper across the board.

Good to know

🇧🇦 Tesanj

🇮🇩 Ubud, Bali

🕒 Local time

02:51 2:51 AM

09:51 9:51 AM

7 h ahead of Tesanj

🌤 Weather

👥 Population

5,500

74,800

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BAM = 0.574 USD

1 BAM = 0.512 EUR

100,000 IDR = 5.57 USD

100,000 IDR = 4.97 EUR

Exchange rates and currency converter

IDR, USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 26, 2026: 1 USD = 1.74 BAM (1 BAM = 0.574 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

Indonesian Rupiah exchange rates as of October 26, 2026: 1 USD = 17,956 IDR (100,000 IDR = 5.57 USD). 1 EUR = 20,119 IDR (100,000 IDR = 4.97 EUR).

USD to BAM in detail →

On the map

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Highest

Between locations

Tesanj Ubud, Bali 11,250 km ≈ 15 h nonstop flight

From you

Tesanj
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tesanj vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Tesanj is cheaper overall, especially in groceries, eating out, and leisure. The 56% gap adds up to real monthly savings that compound significantly over time.

Average pay in Tesanj is about 4.1 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $345 in Tesanj versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 29% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $869 per month in Tesanj versus $1,353 in Ubud, Bali – a 56% gap that adds up to real savings over time for anyone picking the cheaper option.

At $869 in Tesanj versus $1,353 in Ubud, Bali, a $1,000 budget is realistic in Tesanj but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tesanj the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tesanj and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.