Cost of Living Comparison Between Ubud, Bali and Terrassa Cost of Living Comparison Between Ubud, Bali and Terrassa

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $1,734 in Terrassa.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,556 in Terrassa.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $3,379 in Terrassa.

Living in Ubud, Bali costs roughly 17% less than in Terrassa, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 7% above, Terrassa 29% above.

Currency
🍽 Eating Out
Ubud, Bali
Terrassa
Difference
Meal at Budget Restaurant
$3.57 Rp 61.6K
$17.01 €14.52
-79.01%
Three-Course Dinner for Two, Mid-Range
$32.58 Rp 562.6K
$69.6 €59.4
-53.18%
Fast Food Meal (McDonalds, etc)
$5.07 Rp 87.5K
$12.62 €10.77
-59.83%
Cappuccino
$2.83 Rp 48.8K
$2.53 €2.16
11.86%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 23.1K
$2.16 €1.85
-37.96%
Water (0.33 liter bottle)
$0.69 Rp 12.0K
$1.97 €1.68
-64.97%
Local Beer (0.5 liter draught)
$2.99 Rp 51.6K
$3.54 €3.02
-15.54%
Imported Beer (0.33 liter bottle)
$3.85 Rp 66.4K
$4.49 €3.84
-14.25%
🛒 Groceries & Markets
Ubud, Bali
Terrassa
Difference
Milk (1 liter)
$1.74 Rp 30.1K
$1.23 €1.05
41.46%
White Bread (500g)
$2.54 Rp 43.8K
$1.61 €1.37
57.76%
Rice (white) (1kg)
$1.19 Rp 20.6K
$1.91 €1.63
-37.70%
Eggs
$2.43 Rp 41.9K
$3.48 €2.97
-30.17%
Local Cheese (1kg)
$14.66 Rp 253.2K
$10.70 €9.14
37.01%
Chicken Fillets (1kg)
$4.18 Rp 72.1K
$9.12 €7.79
-54.17%
Beef Round Steak (1kg)
$11.94 Rp 206.1K
$19.26 €16.44
-38.01%
Apples (1kg)
$3.69 Rp 63.6K
$2.33 €1.99
58.37%
Banana (1kg)
$1.61 Rp 27.7K
$2.14 €1.83
-24.77%
Oranges (1kg)
$2.69 Rp 46.4K
$1.96 €1.68
37.24%
Tomato (1kg)
$2.33 Rp 40.2K
$2.86 €2.44
-18.53%
Potato (1kg)
$1.91 Rp 32.9K
$1.48 €1.26
29.05%
Onion (1kg)
$2.19 Rp 37.7K
$1.70 €1.45
28.82%
Lettuce (1 head)
$1.06 Rp 18.3K
$0.98 €0.84
8.16%
Water (1.5 liter bottle)
$0.72 Rp 12.5K
$0.84 €0.72
-14.29%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 Rp 54.1K
$5.91 €5.05
-47.04%
Wine (Bottle)
$23.49 Rp 405.6K
$7.17 €6.13
227.62%
Local Beer (0.5 liter bottle)
$2.74 Rp 47.3K
$1.42 €1.21
92.96%
Imported Beer (0.33 liter bottle)
$2.88 Rp 49.7K
$2.19 €1.87
31.51%
🚌 Getting Around
Ubud, Bali
Terrassa
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,010
$1.65 €1.41
-82.42%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 141.0K
$35.03 €29.92
-76.68%
Taxi Start (Normal Tariff)
$0.45 Rp 7,834
$4.07 €3.48
-88.94%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,278
$2.10 €1.79
-80.00%
Taxi 1hour Waiting (Normal Tariff)
$6.16 Rp 106.3K
$28.86 €24.65
-78.66%
Gasoline (1 liter)
$0.84 Rp 14.5K
$1.84 €1.57
-54.35%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 453.1M
$38.0K €32.5K
-31.01%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 560.8M
$32.8K €28.0K
-1.01%
🧾 Monthly Utilities & Internet
Ubud, Bali
Terrassa
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$185 €158
-57.62%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.95 Rp 68.2K
$23.33 €19.92
-83.07%
Internet (50+ Mbps, Unlimited Data)
$24.40 Rp 421.4K
$36.31 €31.01
-32.80%
🎉 Sport & Entertainment
Ubud, Bali
Terrassa
Difference
Gym Membership (Monthly)
$96.5 Rp 1.7M
$40.85 €34.89
136.33%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 109.6K
$15.11 €12.91
-57.97%
Cinema Ticket
$4.04 Rp 69.7K
$10.81 €9.23
-62.63%
🧸 Childcare & Education
Ubud, Bali
Terrassa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$303 Rp 5.2M
$638 €545
-52.56%
International Primary School, 1 Child (Yearly)
$6,523 Rp 112.6M
$9,918 €8,470
-34.23%
👕👟 Clothing & Footwear
Ubud, Bali
Terrassa
Difference
Jeans (Levis 501 Or Similar)
$53.8 Rp 929.5K
$88.0 €75.2
-38.82%
Summer Dress (H&M, Zara, etc)
$37.98 Rp 655.8K
$33.35 €28.48
13.88%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.5M
$91.1 €77.8
-4.75%
Men's Leather Business Shoes
$78.9 Rp 1.4M
$117 €99.9
-32.60%
🏠 Accommodation & Living
Ubud, Bali
Terrassa
Difference
1-bedroom Apartment, City Center (Monthly)
$1,012 Rp 17.5M
$869 €742
16.54%
1-bedroom Apartment, Outside City Center (Monthly)
$674 Rp 11.6M
$700 €598
-3.67%
3-bedroom Apartment, City Center (Monthly)
$3,390 Rp 58.5M
$1,328 €1,134
155.17%
3-bedroom Apartment, Outside City Center (Monthly)
$2,098 Rp 36.2M
$1,002 €856
109.44%
Buy Apartment in City Center (m2)
$2,985 Rp 51.5M
$2,927 €2,500
1.95%
Buy Apartment Outside City Center (m2)
$2,339 Rp 40.4M
$2,190 €1,870
6.81%
💵 Salaries & Financials
Ubud, Bali
Terrassa
Difference
Average Monthly Net Salary (After Tax)
$173 Rp 3.0M
$2,369 €2,023
-92.69%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
3.5
279.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Terrassa: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $869 in Terrassa. Housing cost is often the main lever when comparing two cities.

Terrassa pays 1268% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $70.0 in Terrassa. Groceries flip the comparison at $298 vs $280, with Terrassa cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Terrassa: Cost of Living - Frequently Asked Questions
Is Terrassa cheaper than Ubud, Bali?
Ubud, Bali is cheaper overall, especially in Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 21% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Terrassa?
On paper, Terrassa earns 1268% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Terrassa?
Rent for a central apartment: $1,012 in Ubud, Bali versus $869 in Terrassa. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Ubud, Bali and Terrassa?
Shoppers in Terrassa pay roughly 6% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Is eating out cheaper in Ubud, Bali or Terrassa?
Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $70.0 in Terrassa. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,000 a realistic budget for Ubud, Bali or Terrassa?
At $1,438 in Ubud, Bali versus $1,734 in Terrassa, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Terrassa. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Ubud, Bali or Terrassa more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Terrassa, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Terrassa?
Safety-wise, Ubud, Bali and Terrassa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 21% less than in Terrassa. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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