Cost of Living Comparison Between Ubud, Bali and Terrace Cost of Living Comparison Between Ubud, Bali and Terrace

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,924 in Terrace, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $2,875 in Terrace, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $3,826 in Terrace, rent included.

Ubud, Bali is about 27% cheaper than Terrace, driven mainly by Eating Out.

Both Ubud, Bali and Terrace sit above the global median – Ubud, Bali by 5%, Terrace by 44%.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$18.33 CA$25.80

-81.18%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$82.9 CA$117

-60.97%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$11.10 CA$15.62

-56.40%

Cappuccino

$2.75 Rp 49.4K

$3.85 CA$5.42

-28.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.96 CA$2.76

-29.59%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.66 CA$2.33

-54.82%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$4.38 CA$6.17

-31.74%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$6.04 CA$8.50

-36.26%

Milk (1 liter)

$1.74 Rp 31.2K

$2.44 CA$3.44

-28.69%

White Bread (500g)

$2.46 Rp 44.2K

$2.80 CA$3.94

-12.14%

Rice (white) (1kg)

$1.17 Rp 21.0K

$5.44 CA$7.65

-78.49%

Eggs

$2.43 Rp 43.7K

$3.90 CA$5.49

-37.69%

Local Cheese (1kg)

$14.50 Rp 260.6K

$9.23 CA$12.99

57.10%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$16.11 CA$22.67

-73.00%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$14.20 CA$19.98

-15.63%

Apples (1kg)

$3.72 Rp 66.8K

$4.28 CA$6.02

-13.08%

Banana (1kg)

$1.63 Rp 29.2K

$1.22 CA$1.71

33.61%

Oranges (1kg)

$2.74 Rp 49.3K

$3.27 CA$4.59

-16.21%

Tomato (1kg)

$2.24 Rp 40.3K

$3.93 CA$5.53

-43.00%

Potato (1kg)

$1.92 Rp 34.5K

$3.26 CA$4.59

-41.10%

Onion (1kg)

$2.28 Rp 40.9K

$3.20 CA$4.50

-28.75%

Lettuce (1 head)

$1.06 Rp 19.1K

$2.50 CA$3.52

-57.60%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.01 CA$1.42

-28.71%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$11.91 CA$16.75

-72.38%

Wine (Bottle)

$23.19 Rp 416.8K

$13.57 CA$19.09

70.89%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$2.28 CA$3.20

21.93%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.92 CA$2.70

42.19%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.49 CA$2.09

-81.88%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$31.93 CA$44.93

-74.60%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$3.08 CA$4.34

-84.42%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$1.47 CA$2.07

-71.43%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$26.11 CA$36.74

-76.18%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.19 CA$1.68

-31.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$28.4K CA$40.0K

-6.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$21.2K CA$29.8K

52.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$98.1 CA$138

-20.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$40.30 CA$56.7

-89.90%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$62.4 CA$87.8

-61.00%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$43.44 CA$61.1

127.00%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

$9.27 CA$13.05

-56.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$734 CA$1,032

-58.42%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$11.9K CA$16.8K

-44.25%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$38.31 CA$53.9

41.32%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$32.30 CA$45.45

17.06%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$82.5 CA$116

5.24%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$46.22 CA$65.0

65.19%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$1,040 CA$1,464

-4.64%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$854 CA$1,202

-21.27%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$1,699 CA$2,390

98.70%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$1,392 CA$1,958

47.31%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$4,419 CA$6,217

-36.53%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$3,287 CA$4,625

-32.25%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$3,217 CA$4,527

-94.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.22

154.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Terrace: July 11, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $1,040 in Terrace. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1827% higher in Terrace, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $83.0 in Terrace. Monthly groceries follow the same trend: $297 vs $383 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Terrace: Cost of Living - Frequently Asked Questions

Terrace costs about 37% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $2,886 in Terrace. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $83.0 in Terrace. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $1,924 in Terrace. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Terrace at $1,924. In Ubud, Bali it covers expenses comfortably, while in Terrace it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,408 versus $1,924 in Terrace. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Terrace makes more sense. Both are solid long-term options with distinct trade-offs.