Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Terrace

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,898 in Terrace, rent and utilities included – about $6,600 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
91

Cost of Living Index in Terrace
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Terrace Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Terrace

🇨🇦 Canada

$1,898

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Terrace

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Terrace actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,898 in Terrace, rent included.

Ubud, Bali $1,349
Terrace $1,898

A couple spends around $2,305 per month in Ubud, Bali vs $2,871 in Terrace, rent included.

Ubud, Bali $2,305
Terrace $2,871

A family of three spends $3,261 per month in Ubud, Bali vs $3,844 in Terrace, rent included.

Ubud, Bali $3,261
Terrace $3,844

Ubud, Bali is about 29% cheaper than Terrace, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$18.13 CA$25.33

-81.69%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$79.4 CA$111

-55.13%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$11.12 CA$15.53

-50.27%

Cappuccino

$2.72 Rp 49.3K

$3.62 CA$5.06

-24.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.78 CA$2.49

-4.49%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.82 CA$2.55

-58.24%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$5.02 CA$7.02

-47.21%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$6.49 CA$9.07

-32.51%

Milk (1 liter)

$1.49 Rp 27.0K

$2.30 CA$3.21

-35.22%

White Bread (500g)

$2.28 Rp 41.3K

$2.59 CA$3.61

-11.97%

Rice (white) (1kg)

$1.19 Rp 21.6K

$5.27 CA$7.36

-77.42%

Eggs

$2.04 Rp 36.9K

$3.86 CA$5.39

-47.15%

Local Cheese (1kg)

$17.70 Rp 321.1K

$8.97 CA$12.53

97.32%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$15.74 CA$21.99

-74.84%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$13.58 CA$18.97

-10.24%

Apples (1kg)

$3.66 Rp 66.3K

$4.25 CA$5.94

-13.88%

Banana (1kg)

$1.52 Rp 27.5K

$1.23 CA$1.72

23.58%

Oranges (1kg)

$2.23 Rp 40.4K

$3.11 CA$4.34

-28.30%

Tomato (1kg)

$1.97 Rp 35.8K

$3.89 CA$5.44

-49.36%

Potato (1kg)

$1.85 Rp 33.5K

$3.21 CA$4.48

-42.37%

Onion (1kg)

$2.42 Rp 44.0K

$3.18 CA$4.44

-23.90%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.44 CA$3.41

-59.43%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$1.04 CA$1.45

-50.96%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$11.82 CA$16.52

-81.22%

Wine (Bottle)

$22.24 Rp 403.4K

$13.39 CA$18.71

66.09%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.11 CA$2.95

7.11%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.90 CA$2.65

56.32%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$1.40 CA$1.96

-82.14%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$31.05 CA$43.38

-74.81%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$3.10 CA$4.33

-85.81%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.40 CA$1.96

-69.29%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$20.14 CA$28.14

-73.14%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.24 CA$1.73

-33.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$28.5K CA$39.8K

-16.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$19.3K CA$27.0K

64.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$95.4 CA$133

-17.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$39.00 CA$54.5

-83.46%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$59.6 CA$83.2

-68.80%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$41.15 CA$57.5

20.24%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$18.60 CA$25.99

-5.11%

Cinema Ticket

$4.27 Rp 77.5K

$8.99 CA$12.55

-52.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$637 CA$890

-22.98%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$12.6K CA$17.6K

-54.83%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$36.69 CA$51.3

21.67%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$30.69 CA$42.88

13.88%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$78.5 CA$110

1.82%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$104 CA$145

-23.32%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,013 CA$1,416

10.99%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$840 CA$1,174

-20.09%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,643 CA$2,296

116.91%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,319 CA$1,843

30.63%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$4,346 CA$6,072

-37.15%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$3,250 CA$4,540

-29.72%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,152 CA$4,404

-94.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.05

172.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Terrace: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Terrace

$840 44.3% 25.1% $169

Groceries & Markets

Ubud, Bali

$288 21.4%

Terrace

$371 19.6% 28.8% $83

Eating Out

Ubud, Bali

$108 8%

Terrace

$274 14.5% 155% $167

Clothing & Footwear

Ubud, Bali

$108 8%

Terrace

$112 5.9% 4.4% $4.7

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Terrace

$194 10.2% 86.4% $90

Sport & Entertainment

Ubud, Bali

$58 4.3%

Terrace

$59 3.1% 1.9% $1.1

Getting Around

Ubud, Bali

$11 0.9%

Terrace

$47 2.5% 310% $35

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,013 in Terrace. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Terrace are about 19 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $79 in Terrace. Monthly groceries follow the same trend: $288 vs $371 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇨🇦 Terrace

🕒 Local time

10:04 10:04 AM

19:04 7:04 PM

15 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

19,443

💱 Currency

Indonesian Rupiah IDR Rp

Canadian Dollar CAD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

Exchange rates and currency converter

CAD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Canadian Dollar exchange rates as of November 2, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.56 CAD (1 CAD = 0.641 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Terrace 12,450 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Terrace

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Terrace: Cost of Living - Frequently Asked Questions

Terrace costs about 41% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $2,848 in Terrace. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Terrace, especially for central apartments: a one-bedroom in the center costs $1,013 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $79 in Terrace. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $1,898 in Terrace. That makes Ubud, Bali about 29% cheaper.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,898 in Terrace. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,898 in Terrace. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Terrace makes more sense. Both are solid long-term options with distinct trade-offs.