Last update: Oct 2026

Cost of Living Comparison Between Terrace and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,887 in Terrace, rent and utilities included – about $6,200 less a year. Other living expenses account for most of the difference.

91

Cost of Living Index in Terrace
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Terrace Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Terrace

🇨🇦 Canada

$1,887

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Terrace and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Terrace and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,887 per month in Terrace vs $1,368 in Ubud, Bali, rent included.

Terrace $1,887
Ubud, Bali $1,368

A couple spends around $2,853 per month in Terrace vs $2,314 in Ubud, Bali, rent included.

Terrace $2,853
Ubud, Bali $2,314

A family of three spends $3,819 per month in Terrace vs $3,260 in Ubud, Bali, rent included.

Terrace $3,819
Ubud, Bali $3,260

Terrace costs about 38% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Terrace and Ubud, Bali sit above the global median – Terrace by 40%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$17.53 CA$24.78

$3.33 Rp 59.9K

426.43%

Three-Course Dinner for Two, Mid-Range

$79.9 CA$113

$35.18 Rp 633.2K

127.06%

Fast Food Meal (McDonalds, etc)

$9.87 CA$13.95

$5.80 Rp 104.5K

70.17%

Cappuccino

$3.93 CA$5.55

$2.73 Rp 49.1K

43.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.09 CA$2.95

$1.64 Rp 29.5K

27.44%

Water (0.33 liter bottle)

$1.62 CA$2.29

$0.83 Rp 15.0K

95.18%

Local Beer (0.5 liter draught)

$5.19 CA$7.34

$2.70 Rp 48.6K

92.22%

Imported Beer (0.33 liter bottle)

$6.15 CA$8.69

$4.30 Rp 77.4K

43.02%

Milk (1 liter)

$2.25 CA$3.19

$1.50 Rp 27.1K

50.00%

White Bread (500g)

$2.63 CA$3.72

$2.30 Rp 41.4K

14.35%

Rice (white) (1kg)

$5.10 CA$7.21

$1.18 Rp 21.2K

332.20%

Eggs

$3.60 CA$5.10

$2.14 Rp 38.6K

68.22%

Local Cheese (1kg)

$8.81 CA$12.45

$17.48 Rp 314.6K

-49.60%

Chicken Fillets (1kg)

$15.36 CA$21.71

$4.03 Rp 72.5K

281.14%

Beef Round Steak (1kg)

$13.51 CA$19.10

$12.23 Rp 220.1K

10.47%

Apples (1kg)

$4.06 CA$5.73

$3.55 Rp 63.9K

14.37%

Banana (1kg)

$1.21 CA$1.72

$1.57 Rp 28.3K

-22.93%

Oranges (1kg)

$2.99 CA$4.23

$2.24 Rp 40.2K

33.48%

Tomato (1kg)

$3.67 CA$5.20

$1.93 Rp 34.7K

90.16%

Potato (1kg)

$3.14 CA$4.44

$1.88 Rp 33.9K

67.02%

Onion (1kg)

$3.13 CA$4.43

$2.29 Rp 41.3K

36.68%

Lettuce (1 head)

$2.37 CA$3.36

$0.99 Rp 17.9K

139.39%

Water (1.5 liter bottle)

$1.01 CA$1.43

$0.53 Rp 9,475

90.57%

Cigarettes 20 Pack (Marlboro, Camel)

$11.27 CA$15.94

$2.28 Rp 41.1K

394.30%

Wine (Bottle)

$13.44 CA$18.99

$23.01 Rp 414.2K

-41.59%

Local Beer (0.5 liter bottle)

$2.09 CA$2.96

$2.34 Rp 42.2K

-10.68%

Imported Beer (0.33 liter bottle)

$1.78 CA$2.52

$2.91 Rp 52.4K

-38.83%

One-way Ticket (Public Transport)

$1.38 CA$1.95

$0.24 Rp 4,315

475.00%

Public Transport Monthly Pass (Regular Price)

$31.40 CA$44.40

$8.82 Rp 158.7K

256.01%

Taxi Start (Normal Tariff)

$3.30 CA$4.66

$0.48 Rp 8,684

587.50%

Taxi (Normal Tariff) (1km)

$1.50 CA$2.12

$0.46 Rp 8,233

226.09%

Taxi 1hour Waiting (Normal Tariff)

$20.03 CA$28.31

$5.45 Rp 98.2K

267.52%

Gasoline (1 liter)

$1.22 CA$1.72

$0.88 Rp 15.9K

38.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K CA$39.3K

$24.6K Rp 442.2M

13.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.7K CA$26.5K

$31.2K Rp 561.4M

-39.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.2 CA$132

$83.0 Rp 1.5M

12.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.92 CA$55.0

$6.45 Rp 116.0K

503.41%

Internet (50+ Mbps, Unlimited Data)

$58.3 CA$82.5

$18.57 Rp 334.2K

214.16%

Gym Membership (Monthly)

$40.14 CA$56.7

$55.8 Rp 1.0M

-28.09%

Tennis Court (1 Hour on Weekend)

$16.45 CA$23.26

$18.11 Rp 326.0K

-9.17%

Cinema Ticket

$8.91 CA$12.60

$4.38 Rp 78.9K

103.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$733 CA$1,037

$493 Rp 8.9M

48.75%

International Primary School, 1 Child (Yearly)

$13.4K CA$18.9K

$5,754 Rp 103.6M

132.90%

Jeans (Levis 501 Or Similar)

$36.65 CA$51.8

$46.19 Rp 831.4K

-20.65%

Summer Dress (H&M, Zara, etc)

$30.29 CA$42.82

$35.33 Rp 636.0K

-14.27%

Sport Shoes (Adidas, Nike)

$79.8 CA$113

$79.1 Rp 1.4M

0.86%

Men's Leather Business Shoes

$104 CA$147

$78.4 Rp 1.4M

32.36%

1-bedroom Apartment, City Center (Monthly)

$992 CA$1,402

$1,142 Rp 20.6M

-13.20%

1-bedroom Apartment, Outside City Center (Monthly)

$845 CA$1,194

$676 Rp 12.2M

25.05%

3-bedroom Apartment, City Center (Monthly)

$1,556 CA$2,200

$3,503 Rp 63.1M

-55.58%

3-bedroom Apartment, Outside City Center (Monthly)

$1,325 CA$1,874

$1,700 Rp 30.6M

-22.02%

Buy Apartment in City Center (m2)

$4,127 CA$5,835

$2,784 Rp 50.1M

48.25%

Buy Apartment Outside City Center (m2)

$3,426 CA$4,843

$2,241 Rp 40.3M

52.90%

Average Monthly Net Salary (After Tax)

$3,096 CA$4,376

$165 Rp 3.0M

1781.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.05

13.78

-63.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Terrace: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Terrace

$845 44.8%

Ubud, Bali

$676 49.4% 20% $169

Groceries & Markets

Terrace

$364 19.3%

Ubud, Bali

$290 21.2% 20.1% $73

Eating Out

Terrace

$270 14.3%

Ubud, Bali

$109 8% 59.7% $161

Monthly Utilities & Internet

Terrace

$191 10.1%

Ubud, Bali

$108 7.9% 43.3% $82

Clothing & Footwear

Terrace

$113 6%

Ubud, Bali

$108 7.9% 4.6% $5.2

Sport & Entertainment

Terrace

$58 3.1%

Ubud, Bali

$65 4.7% 11.4% $6.6

Getting Around

Terrace

$48 2.5%

Ubud, Bali

$13 0.9% 73.7% $35

Cost Breakdown

A central one-bedroom costs $992 in Terrace versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1781% higher in Terrace, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $80.0 in Terrace versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $364 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇨🇦 Terrace

🇮🇩 Ubud, Bali

🕒 Local time

12:53 12:53 PM

03:53 3:53 AM

15 h ahead of Terrace

🌤 Weather

👥 Population

19,443

74,800

💱 Currency

Canadian Dollar CAD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Terrace Ubud, Bali 12,450 km ≈ 16 h nonstop flight

From you

Terrace
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Terrace vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Terrace costs about 38% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,831 per month in Terrace and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $80.0 in Terrace and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,887 in Terrace and $1,368 in Ubud, Bali. That's a gap of about 38%.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Terrace at $1,887. In Ubud, Bali it covers expenses comfortably, while in Terrace it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,368 versus $1,887 in Terrace. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Terrace makes more sense. Both are solid long-term options with distinct trade-offs.