Cost of Living Comparison Between Ubud, Bali and Tartu Cost of Living Comparison Between Ubud, Bali and Tartu

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $1,605 in Tartu, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $2,451 in Tartu, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $3,298 in Tartu, rent included.

Ubud, Bali is about 10% cheaper than Tartu, driven mainly by Eating Out.

Both Ubud, Bali and Tartu sit above the global median – Ubud, Bali by 7%, Tartu by 20%.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$17.06 €14.60

-79.07%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$68.3 €58.4

-52.26%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$9.84 €8.42

-48.48%

Cappuccino

$2.83 Rp 49.0K

$3.61 €3.09

-21.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$2.55 €2.19

-47.45%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$2.79 €2.39

-75.27%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$5.09 €4.36

-41.26%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$5.91 €5.06

-34.86%

Milk (1 liter)

$1.74 Rp 30.2K

$1.28 €1.09

35.94%

White Bread (500g)

$2.54 Rp 44.0K

$1.53 €1.31

66.01%

Rice (white) (1kg)

$1.19 Rp 20.6K

$2.39 €2.05

-50.21%

Eggs

$2.43 Rp 42.0K

$2.98 €2.55

-18.46%

Local Cheese (1kg)

$14.66 Rp 254.1K

$12.29 €10.52

19.28%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$8.47 €7.25

-50.65%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$11.22 €9.60

6.42%

Apples (1kg)

$3.69 Rp 63.9K

$1.91 €1.64

93.19%

Banana (1kg)

$1.61 Rp 27.8K

$1.62 €1.38

-0.62%

Oranges (1kg)

$2.69 Rp 46.5K

$2.48 €2.12

8.47%

Tomato (1kg)

$2.33 Rp 40.4K

$2.40 €2.05

-2.92%

Potato (1kg)

$1.91 Rp 33.0K

$1.04 €0.89

83.65%

Onion (1kg)

$2.19 Rp 37.9K

$1.14 €0.97

92.11%

Lettuce (1 head)

$1.06 Rp 18.3K

$2.09 €1.79

-49.28%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$1.04 €0.89

-30.77%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$6.20 €5.31

-49.52%

Wine (Bottle)

$23.49 Rp 407.1K

$10.60 €9.07

121.60%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$2.02 €1.73

35.64%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.10 €1.80

37.14%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$1.72 €1.47

-83.14%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$29.96 €25.64

-72.73%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$3.40 €2.91

-86.76%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.74 €0.63

-43.24%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$19.93 €17.06

-69.09%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.91 €1.64

-56.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$29.2K €25.0K

-10.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$30.2K €25.9K

7.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$272 €233

-71.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$22.72 €19.45

-82.61%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$36.58 €31.31

-33.30%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$47.51 €40.67

103.20%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$32.45 €27.78

-80.43%

Cinema Ticket

$4.04 Rp 70.0K

$11.55 €9.89

-65.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$117 €100

158.35%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$8,240 €7,053

-20.84%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$122 €104

-55.76%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$39.71 €33.99

-4.36%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$97.2 €83.2

-10.71%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$110 €94.1

-28.27%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$669 €572

51.37%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$441 €378

52.92%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$1,092 €935

210.46%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$794 €680

164.22%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$3,647 €3,122

-18.16%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$2,709 €2,319

-13.64%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$1,986 €1,700

-91.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.3

208.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Tartu: April 28, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $669 in Tartu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1047% higher in Tartu, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $68.0 in Tartu. Groceries tell a different story – $298 in Ubud, Bali vs $265 in Tartu – so Tartu wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tartu: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,438 in Ubud, Bali, $1,605 in Tartu – roughly 12% apart. Tartu costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $2,407 in Tartu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,438 in Ubud, Bali and $1,605 in Tartu. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 267% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,438, than in Tartu at $1,605. In Ubud, Bali it covers expenses comfortably, while in Tartu it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,438 in Ubud, Bali to $1,605 in Tartu. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tartu makes more sense. Both are solid long-term options with distinct trade-offs.