Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Tartu

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,688 in Tartu, rent and utilities included – about $4,100 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
81

Cost of Living Index in Tartu
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Tartu Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Tartu

🇪🇪 Estonia

$1,688

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Tartu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Tartu actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,688 in Tartu, rent included.

Ubud, Bali $1,349
Tartu $1,688

A couple spends around $2,305 per month in Ubud, Bali vs $2,570 in Tartu, rent included.

Ubud, Bali $2,305
Tartu $2,570

A family of three spends $3,261 per month in Ubud, Bali vs $3,452 in Tartu, rent included.

Ubud, Bali $3,261
Tartu $3,452

Ubud, Bali is about 20% cheaper than Tartu, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$16.92 €15.16

-80.38%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$70.1 €62.8

-49.16%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$11.33 €10.15

-51.19%

Cappuccino

$2.72 Rp 49.3K

$3.99 €3.57

-31.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$3.30 €2.96

-48.48%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$3.71 €3.33

-79.51%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$6.58 €5.90

-59.73%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$7.30 €6.54

-40.00%

Milk (1 liter)

$1.49 Rp 27.0K

$1.22 €1.10

22.13%

White Bread (500g)

$2.28 Rp 41.3K

$1.94 €1.74

17.53%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.31 €2.07

-48.48%

Eggs

$2.04 Rp 36.9K

$2.96 €2.66

-31.08%

Local Cheese (1kg)

$17.70 Rp 321.1K

$12.57 €11.26

40.81%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$8.52 €7.64

-53.52%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$14.66 €13.14

-16.85%

Apples (1kg)

$3.66 Rp 66.3K

$2.06 €1.85

77.67%

Banana (1kg)

$1.52 Rp 27.5K

$1.44 €1.29

5.56%

Oranges (1kg)

$2.23 Rp 40.4K

$2.42 €2.17

-7.85%

Tomato (1kg)

$1.97 Rp 35.8K

$3.03 €2.72

-34.98%

Potato (1kg)

$1.85 Rp 33.5K

$1.09 €0.97

69.72%

Onion (1kg)

$2.42 Rp 44.0K

$0.83 €0.75

191.57%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.88 €1.68

-47.34%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$1.24 €1.11

-58.87%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$6.73 €6.03

-67.01%

Wine (Bottle)

$22.24 Rp 403.4K

$10.23 €9.17

117.40%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.06 €1.85

9.71%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.44 €2.18

21.72%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$1.67 €1.50

-85.03%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$30.43 €27.26

-74.30%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$3.49 €3.12

-87.39%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.04 €0.93

-58.65%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$27.18 €24.36

-80.10%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.91 €1.71

-57.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$27.9K €25.0K

-14.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$29.5K €26.4K

7.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$310 €277

-74.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$17.74 €15.90

-63.64%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$36.35 €32.58

-48.89%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$42.46 €38.05

16.53%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$33.84 €30.33

-47.84%

Cinema Ticket

$4.27 Rp 77.5K

$11.80 €10.58

-63.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$461 €413

6.37%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$11.8K €10.6K

-52.09%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$110 €98.4

-59.36%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$47.51 €42.57

-26.44%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$103 €92.5

-22.56%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$122 €109

-34.67%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$642 €575

75.34%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$464 €416

44.68%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,176 €1,054

203.13%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$847 €759

103.44%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$3,902 €3,496

-29.99%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,828 €2,534

-19.22%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,935 €1,734

-91.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.93

250.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Tartu: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Tartu

$464 27.5% 30.9% $207

Groceries & Markets

Ubud, Bali

$288 21.4%

Tartu

$284 16.8% 1.6% $4.7

Eating Out

Ubud, Bali

$108 8%

Tartu

$293 17.3% 172% $185

Clothing & Footwear

Ubud, Bali

$108 8%

Tartu

$172 10.2% 59.9% $64

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Tartu

$364 21.5% 249% $260

Sport & Entertainment

Ubud, Bali

$58 4.3%

Tartu

$66 3.9% 13.9% $8

Getting Around

Ubud, Bali

$11 0.9%

Tartu

$46 2.7% 301% $34

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $642 in Tartu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Tartu are about 12 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $70 in Tartu. Groceries tell a different story – $288 in Ubud, Bali vs $284 in Tartu – so Tartu wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇪🇪 Tartu

🕒 Local time

17:02 5:02 PM

11:02 11:02 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

102,414

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Ubud, Bali Tartu 10,730 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Tartu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tartu: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $1,688 in Tartu – Ubud, Bali comes out roughly 20% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $2,532 in Tartu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tartu, especially for central apartments: a one-bedroom in the center costs $642 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $70 in Tartu. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 74% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,688 in Tartu. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Ubud, Bali costs $1,349 versus $1,688 in Tartu. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Tartu makes more sense. Both are solid long-term options with distinct trade-offs.