Last update: Oct 2026

Cost of Living Comparison Between Tartu and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,688 in Tartu, rent and utilities included – about $4,100 less a year. Other living expenses account for most of the difference.

81

Cost of Living Index in Tartu
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Tartu Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Tartu

🇪🇪 Estonia

$1,688

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Tartu and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tartu and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,688 per month in Tartu vs $1,349 in Ubud, Bali, rent included.

Tartu $1,688
Ubud, Bali $1,349

A couple spends around $2,570 per month in Tartu vs $2,305 in Ubud, Bali, rent included.

Tartu $2,570
Ubud, Bali $2,305

A family of three spends $3,452 per month in Tartu vs $3,261 in Ubud, Bali, rent included.

Tartu $3,452
Ubud, Bali $3,261

Tartu costs about 25% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$16.92 €15.16

$3.32 Rp 60.3K

409.64%

Three-Course Dinner for Two, Mid-Range

$70.1 €62.8

$35.64 Rp 646.5K

96.69%

Fast Food Meal (McDonalds, etc)

$11.33 €10.15

$5.53 Rp 100.4K

104.88%

Cappuccino

$3.99 €3.57

$2.72 Rp 49.3K

46.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.30 €2.96

$1.70 Rp 30.9K

94.12%

Water (0.33 liter bottle)

$3.71 €3.33

$0.76 Rp 13.8K

388.16%

Local Beer (0.5 liter draught)

$6.58 €5.90

$2.65 Rp 48.1K

148.30%

Imported Beer (0.33 liter bottle)

$7.30 €6.54

$4.38 Rp 79.5K

66.67%

Milk (1 liter)

$1.22 €1.10

$1.49 Rp 27.0K

-18.12%

White Bread (500g)

$1.94 €1.74

$2.28 Rp 41.3K

-14.91%

Rice (white) (1kg)

$2.31 €2.07

$1.19 Rp 21.6K

94.12%

Eggs

$2.96 €2.66

$2.04 Rp 36.9K

45.10%

Local Cheese (1kg)

$12.57 €11.26

$17.70 Rp 321.1K

-28.98%

Chicken Fillets (1kg)

$8.52 €7.64

$3.96 Rp 71.9K

115.15%

Beef Round Steak (1kg)

$14.66 €13.14

$12.19 Rp 221.1K

20.26%

Apples (1kg)

$2.06 €1.85

$3.66 Rp 66.3K

-43.72%

Banana (1kg)

$1.44 €1.29

$1.52 Rp 27.5K

-5.26%

Oranges (1kg)

$2.42 €2.17

$2.23 Rp 40.4K

8.52%

Tomato (1kg)

$3.03 €2.72

$1.97 Rp 35.8K

53.81%

Potato (1kg)

$1.09 €0.97

$1.85 Rp 33.5K

-41.08%

Onion (1kg)

$0.83 €0.75

$2.42 Rp 44.0K

-65.70%

Lettuce (1 head)

$1.88 €1.68

$0.99 Rp 18.0K

89.90%

Water (1.5 liter bottle)

$1.24 €1.11

$0.51 Rp 9,313

143.14%

Cigarettes 20 Pack (Marlboro, Camel)

$6.73 €6.03

$2.22 Rp 40.3K

203.15%

Wine (Bottle)

$10.23 €9.17

$22.24 Rp 403.4K

-54.00%

Local Beer (0.5 liter bottle)

$2.06 €1.85

$2.26 Rp 41.0K

-8.85%

Imported Beer (0.33 liter bottle)

$2.44 €2.18

$2.97 Rp 53.9K

-17.85%

One-way Ticket (Public Transport)

$1.67 €1.50

$0.25 Rp 4,553

568.00%

Public Transport Monthly Pass (Regular Price)

$30.43 €27.26

$7.82 Rp 141.9K

289.13%

Taxi Start (Normal Tariff)

$3.49 €3.12

$0.44 Rp 7,972

693.18%

Taxi (Normal Tariff) (1km)

$1.04 €0.93

$0.43 Rp 7,801

141.86%

Taxi 1hour Waiting (Normal Tariff)

$27.18 €24.36

$5.41 Rp 98.1K

402.40%

Gasoline (1 liter)

$1.91 €1.71

$0.82 Rp 15.0K

132.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K €25.0K

$23.8K Rp 432.4M

17.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.5K €26.4K

$31.7K Rp 575.9M

-7.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$310 €277

$79.1 Rp 1.4M

291.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.74 €15.90

$6.45 Rp 116.9K

175.04%

Internet (50+ Mbps, Unlimited Data)

$36.35 €32.58

$18.58 Rp 337.0K

95.64%

Gym Membership (Monthly)

$42.46 €38.05

$49.48 Rp 897.5K

-14.19%

Tennis Court (1 Hour on Weekend)

$33.84 €30.33

$17.65 Rp 320.1K

91.73%

Cinema Ticket

$11.80 €10.58

$4.27 Rp 77.5K

176.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$461 €413

$491 Rp 8.9M

-5.99%

International Primary School, 1 Child (Yearly)

$11.8K €10.6K

$5,674 Rp 102.9M

108.72%

Jeans (Levis 501 Or Similar)

$110 €98.4

$44.64 Rp 809.7K

146.08%

Summer Dress (H&M, Zara, etc)

$47.51 €42.57

$34.95 Rp 634.0K

35.94%

Sport Shoes (Adidas, Nike)

$103 €92.5

$79.9 Rp 1.4M

29.14%

Men's Leather Business Shoes

$122 €109

$79.4 Rp 1.4M

53.07%

1-bedroom Apartment, City Center (Monthly)

$642 €575

$1,125 Rp 20.4M

-42.97%

1-bedroom Apartment, Outside City Center (Monthly)

$464 €416

$671 Rp 12.2M

-30.88%

3-bedroom Apartment, City Center (Monthly)

$1,176 €1,054

$3,565 Rp 64.7M

-67.01%

3-bedroom Apartment, Outside City Center (Monthly)

$847 €759

$1,723 Rp 31.3M

-50.85%

Buy Apartment in City Center (m2)

$3,902 €3,496

$2,732 Rp 49.5M

42.83%

Buy Apartment Outside City Center (m2)

$2,828 €2,534

$2,284 Rp 41.4M

23.79%

Average Monthly Net Salary (After Tax)

$1,935 €1,734

$164 Rp 3.0M

1080.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.93

13.78

-71.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tartu: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tartu

$464 27.5%

Ubud, Bali

$672 49.8% 44.7% $207

Monthly Utilities & Internet

Tartu

$364 21.5%

Ubud, Bali

$104 7.7% 71.4% $260

Eating Out

Tartu

$293 17.3%

Ubud, Bali

$108 8% 63.2% $185

Groceries & Markets

Tartu

$284 16.8%

Ubud, Bali

$288 21.4% 1.6% $4.7

Clothing & Footwear

Tartu

$172 10.2%

Ubud, Bali

$108 8% 37.5% $64

Sport & Entertainment

Tartu

$66 3.9%

Ubud, Bali

$58 4.3% 12.2% $8

Getting Around

Tartu

$46 2.7%

Ubud, Bali

$11 0.9% 75.1% $34

Cost Breakdown

A central one-bedroom costs $642 in Tartu versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Tartu are about 12 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $70 in Tartu versus $36 in Ubud, Bali. Groceries tell a different story – $284 in Tartu vs $288 in Ubud, Bali – so Tartu wins on supermarket bills even if dining out costs more.

Good to know

🇪🇪 Tartu

🇮🇩 Ubud, Bali

🕒 Local time

10:09 10:09 AM

16:09 4:09 PM

6 h ahead of Tartu

🌤 Weather

👥 Population

102,414

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

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Tartu Ubud, Bali 10,730 km ≈ 14 h nonstop flight

From you

Tartu
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tartu vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,688 in Tartu, $1,349 in Ubud, Bali – Ubud, Bali comes out roughly 20% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,532 per month in Tartu and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tartu, especially for central apartments: a one-bedroom in the center costs $642 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $70 in Tartu and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 74% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,688 in Tartu and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Ubud, Bali costs $1,349 versus $1,688 in Tartu. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Tartu makes more sense. Both are solid long-term options with distinct trade-offs.