Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Tarifa

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,620 in Tarifa, rent and utilities included – about $3,300 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
78

Cost of Living Index in Tarifa
Learn more

Tarifa Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Tarifa

🇪🇸 Spain

$1,620

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Tarifa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Tarifa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,620 in Tarifa.

Ubud, Bali $1,349
Tarifa $1,620

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,373 in Tarifa.

Ubud, Bali $2,305
Tarifa $2,373

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,127 in Tarifa.

Ubud, Bali $3,261
Tarifa $3,127

Living in Ubud, Bali costs roughly 17% less than in Tarifa, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$15.11 €13.58

-78.03%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$57.2 €51.4

-37.71%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$10.60 €9.52

-47.83%

Cappuccino

$2.72 Rp 49.4K

$2.18 €1.96

24.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.31 €2.07

-26.41%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.71 €1.54

-55.56%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$3.36 €3.02

-21.13%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$3.52 €3.16

24.43%

Milk (1 liter)

$1.49 Rp 27.1K

$1.19 €1.07

25.21%

White Bread (500g)

$2.28 Rp 41.4K

$1.41 €1.26

61.70%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.63 €1.46

-26.99%

Eggs

$2.04 Rp 37.0K

$2.89 €2.60

-29.41%

Local Cheese (1kg)

$17.70 Rp 321.7K

$13.52 €12.14

30.92%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$8.27 €7.43

-52.12%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$14.95 €13.43

-18.46%

Apples (1kg)

$3.66 Rp 66.4K

$2.43 €2.18

50.62%

Banana (1kg)

$1.52 Rp 27.6K

$2.02 €1.82

-24.75%

Oranges (1kg)

$2.23 Rp 40.5K

$1.99 €1.79

12.06%

Tomato (1kg)

$1.97 Rp 35.9K

$2.58 €2.32

-23.64%

Potato (1kg)

$1.85 Rp 33.6K

$1.70 €1.53

8.82%

Onion (1kg)

$2.42 Rp 44.1K

$2.06 €1.85

17.48%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.36 €1.22

-27.21%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.71 €0.64

-28.17%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$6.46 €5.80

-65.63%

Wine (Bottle)

$22.24 Rp 404.2K

$5.92 €5.31

275.68%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.20 €1.08

88.33%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.07 €1.86

43.48%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$1.71 €1.53

-85.38%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$34.06 €30.60

-77.04%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$4.07 €3.65

-89.19%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.26 €1.13

-65.87%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$25.05 €22.51

-78.40%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.81 €1.63

-54.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$38.6K €34.7K

-38.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$30.2K €27.2K

4.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$135 €121

-41.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$20.46 €18.38

-68.48%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$30.77 €27.64

-39.62%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$47.06 €42.28

5.14%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$15.19 €13.64

16.19%

Cinema Ticket

$4.27 Rp 77.7K

$9.22 €8.28

-53.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$402 €361

22.08%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$7,997 €7,183

-29.05%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$84.9 €76.3

-47.44%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$35.78 €32.14

-2.32%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$89.7 €80.6

-10.96%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$108 €97.0

-26.48%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$851 €764

32.20%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$693 €623

-3.17%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$1,310 €1,176

172.20%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,001 €899

72.18%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$3,342 €3,002

-18.27%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$2,368 €2,127

-3.53%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.5

293.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Tarifa: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Tarifa

$693 42.8% 3.3% $22

Groceries & Markets

Ubud, Bali

$288 21.4%

Tarifa

$261 16.1% 9.5% $27

Eating Out

Ubud, Bali

$108 8%

Tarifa

$219 13.5% 103% $111

Clothing & Footwear

Ubud, Bali

$108 8%

Tarifa

$143 8.9% 33.3% $36

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Tarifa

$186 11.5% 79.1% $82

Sport & Entertainment

Ubud, Bali

$58 4.3%

Tarifa

$66 4% 12.9% $7.5

Getting Around

Ubud, Bali

$11 0.9%

Tarifa

$51 3.2% 349% $40

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $851 in Tarifa. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $57 in Tarifa. Groceries flip the comparison at $288 vs $261, with Tarifa cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇪🇸 Tarifa

🕒 Local time

04:34 4:34 AM

21:34 9:34 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

18,657

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Tarifa 13,320 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Tarifa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tarifa: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 17% lower than in Tarifa. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You’d need roughly $2,023 in Ubud, Bali and $2,430 in Tarifa to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $851 in Tarifa. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $1,620 in Tarifa – Ubud, Bali is about 17% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 77% less than in Tarifa. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Tarifa are both considered safe, so it’s unlikely to be the deciding factor between them.