Last update: Oct 2026

Cost of Living Comparison Between Tarifa and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,620 in Tarifa, rent and utilities included – about $3,300 less a year. Other living expenses account for most of the difference.

78

Cost of Living Index in Tarifa
Learn more

Tarifa Living Index
65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Tarifa

🇪🇸 Spain

$1,620

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Tarifa and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tarifa and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,620 in Tarifa versus $1,349 in Ubud, Bali.

Tarifa $1,620
Ubud, Bali $1,349

Estimated couple costs with rent: $2,373 in Tarifa versus $2,305 in Ubud, Bali.

Tarifa $2,373
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,127 in Tarifa versus $3,261 in Ubud, Bali.

Tarifa $3,127
Ubud, Bali $3,261

Living in Tarifa is roughly 20% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$15.11 €13.58

$3.32 Rp 60.4K

355.12%

Three-Course Dinner for Two, Mid-Range

$57.2 €51.4

$35.64 Rp 647.8K

60.55%

Fast Food Meal (McDonalds, etc)

$10.60 €9.52

$5.53 Rp 100.6K

91.68%

Cappuccino

$2.18 €1.96

$2.72 Rp 49.4K

-19.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.31 €2.07

$1.70 Rp 30.9K

35.88%

Water (0.33 liter bottle)

$1.71 €1.54

$0.76 Rp 13.8K

125.00%

Local Beer (0.5 liter draught)

$3.36 €3.02

$2.65 Rp 48.2K

26.79%

Imported Beer (0.33 liter bottle)

$3.52 €3.16

$4.38 Rp 79.6K

-19.63%

Milk (1 liter)

$1.19 €1.07

$1.49 Rp 27.1K

-20.13%

White Bread (500g)

$1.41 €1.26

$2.28 Rp 41.4K

-38.16%

Rice (white) (1kg)

$1.63 €1.46

$1.19 Rp 21.6K

36.97%

Eggs

$2.89 €2.60

$2.04 Rp 37.0K

41.67%

Local Cheese (1kg)

$13.52 €12.14

$17.70 Rp 321.7K

-23.62%

Chicken Fillets (1kg)

$8.27 €7.43

$3.96 Rp 72.0K

108.84%

Beef Round Steak (1kg)

$14.95 €13.43

$12.19 Rp 221.6K

22.64%

Apples (1kg)

$2.43 €2.18

$3.66 Rp 66.4K

-33.61%

Banana (1kg)

$2.02 €1.82

$1.52 Rp 27.6K

32.89%

Oranges (1kg)

$1.99 €1.79

$2.23 Rp 40.5K

-10.76%

Tomato (1kg)

$2.58 €2.32

$1.97 Rp 35.9K

30.96%

Potato (1kg)

$1.70 €1.53

$1.85 Rp 33.6K

-8.11%

Onion (1kg)

$2.06 €1.85

$2.42 Rp 44.1K

-14.88%

Lettuce (1 head)

$1.36 €1.22

$0.99 Rp 18.0K

37.37%

Water (1.5 liter bottle)

$0.71 €0.64

$0.51 Rp 9,332

39.22%

Cigarettes 20 Pack (Marlboro, Camel)

$6.46 €5.80

$2.22 Rp 40.4K

190.99%

Wine (Bottle)

$5.92 €5.31

$22.24 Rp 404.2K

-73.38%

Local Beer (0.5 liter bottle)

$1.20 €1.08

$2.26 Rp 41.1K

-46.90%

Imported Beer (0.33 liter bottle)

$2.07 €1.86

$2.97 Rp 54.0K

-30.30%

One-way Ticket (Public Transport)

$1.71 €1.53

$0.25 Rp 4,562

584.00%

Public Transport Monthly Pass (Regular Price)

$34.06 €30.60

$7.82 Rp 142.2K

335.55%

Taxi Start (Normal Tariff)

$4.07 €3.65

$0.44 Rp 7,989

825.00%

Taxi (Normal Tariff) (1km)

$1.26 €1.13

$0.43 Rp 7,817

193.02%

Taxi 1hour Waiting (Normal Tariff)

$25.05 €22.51

$5.41 Rp 98.3K

363.03%

Gasoline (1 liter)

$1.81 €1.63

$0.82 Rp 15.0K

120.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.6K €34.7K

$23.8K Rp 433.3M

62.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.2K €27.2K

$31.7K Rp 577.0M

-4.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$135 €121

$79.1 Rp 1.4M

71.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.46 €18.38

$6.45 Rp 117.2K

217.21%

Internet (50+ Mbps, Unlimited Data)

$30.77 €27.64

$18.58 Rp 337.7K

65.61%

Gym Membership (Monthly)

$47.06 €42.28

$49.48 Rp 899.4K

-4.89%

Tennis Court (1 Hour on Weekend)

$15.19 €13.64

$17.65 Rp 320.8K

-13.94%

Cinema Ticket

$9.22 €8.28

$4.27 Rp 77.7K

115.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$402 €361

$491 Rp 8.9M

-18.08%

International Primary School, 1 Child (Yearly)

$7,997 €7,183

$5,674 Rp 103.1M

40.94%

Jeans (Levis 501 Or Similar)

$84.9 €76.3

$44.64 Rp 811.4K

90.26%

Summer Dress (H&M, Zara, etc)

$35.78 €32.14

$34.95 Rp 635.3K

2.37%

Sport Shoes (Adidas, Nike)

$89.7 €80.6

$79.9 Rp 1.5M

12.30%

Men's Leather Business Shoes

$108 €97.0

$79.4 Rp 1.4M

36.02%

1-bedroom Apartment, City Center (Monthly)

$851 €764

$1,125 Rp 20.4M

-24.36%

1-bedroom Apartment, Outside City Center (Monthly)

$693 €623

$671 Rp 12.2M

3.27%

3-bedroom Apartment, City Center (Monthly)

$1,310 €1,176

$3,565 Rp 64.8M

-63.26%

3-bedroom Apartment, Outside City Center (Monthly)

$1,001 €899

$1,723 Rp 31.3M

-41.92%

Buy Apartment in City Center (m2)

$3,342 €3,002

$2,732 Rp 49.6M

22.35%

Buy Apartment Outside City Center (m2)

$2,368 €2,127

$2,284 Rp 41.5M

3.66%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

3.5

13.78

-74.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarifa: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tarifa

$693 42.8%

Ubud, Bali

$672 49.8% 3.2% $22

Groceries & Markets

Tarifa

$261 16.1%

Ubud, Bali

$288 21.4% 10.5% $27

Eating Out

Tarifa

$219 13.5%

Ubud, Bali

$108 8% 50.8% $111

Monthly Utilities & Internet

Tarifa

$186 11.5%

Ubud, Bali

$104 7.7% 44.2% $82

Clothing & Footwear

Tarifa

$143 8.9%

Ubud, Bali

$108 8% 25% $36

Sport & Entertainment

Tarifa

$66 4%

Ubud, Bali

$58 4.3% 11.4% $7.5

Getting Around

Tarifa

$51 3.2%

Ubud, Bali

$11 0.9% 77.7% $40

Cost Breakdown

A one-bedroom apartment in the center runs $851 in Tarifa and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $57 in Tarifa vs $36 in Ubud, Bali. Groceries flip the comparison at $261 vs $288, with Tarifa cheaper for home cooking.

Good to know

🇪🇸 Tarifa

🇮🇩 Ubud, Bali

🕒 Local time

19:46 7:46 PM

02:46 2:46 AM

7 h ahead of Tarifa

🌤 Weather

👥 Population

18,657

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.11 USD

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Tarifa Ubud, Bali 13,320 km ≈ 17 h nonstop flight

From you

Tarifa
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tarifa vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 17% lower than in Tarifa. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You’d need roughly $2,430 in Tarifa and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $851 in Tarifa versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,620 per month in Tarifa versus $1,349 in Ubud, Bali – a 20% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 77% less than in Tarifa. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tarifa and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.