Cost of Living Comparison Between Ubud, Bali and Tarapoto Cost of Living Comparison Between Ubud, Bali and Tarapoto

Monthly Cost of Living

A single person spends $1,348 per month in Ubud, Bali vs $105 in Tarapoto, rent included.

A couple spends around $2,312 per month in Ubud, Bali vs $226 in Tarapoto, rent included.

A family of three spends $3,276 per month in Ubud, Bali vs $347 in Tarapoto, rent included.

Ubud, Bali costs about 1188% more than Tarapoto, driven mainly by Groceries & Markets.

Ubud, Bali sits 1% above the global median, while Tarapoto is 92% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.7K

$2.84 PEN 9.78

17.25%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 634.2K

$29.08 PEN 100

21.80%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 103.1K

$7.23 PEN 24.89

-20.33%

Cappuccino

$2.63 Rp 47.1K

$2.94 PEN 10.14

-10.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.1K

$0.75 PEN 2.60

132.00%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$0.56 PEN 1.93

37.50%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$2.92 PEN 10.06

-7.19%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.9K

$3.20 PEN 11.03

41.25%

Milk (1 liter)

$1.53 Rp 27.5K

White Bread (500g)

$2.20 Rp 39.3K

Rice (white) (1kg)

$1.22 Rp 21.8K

Eggs

$2.14 Rp 38.3K

Local Cheese (1kg)

$17.73 Rp 317.5K

Chicken Fillets (1kg)

$3.86 Rp 69.0K

Beef Round Steak (1kg)

$12.03 Rp 215.3K

Apples (1kg)

$3.61 Rp 64.6K

Banana (1kg)

$1.51 Rp 27.1K

Oranges (1kg)

$2.32 Rp 41.5K

Tomato (1kg)

$2.00 Rp 35.9K

Potato (1kg)

$1.81 Rp 32.4K

Onion (1kg)

$2.39 Rp 42.7K

Lettuce (1 head)

$0.99 Rp 17.8K

Water (1.5 liter bottle)

$0.52 Rp 9,389

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.1K

Wine (Bottle)

$22.98 Rp 411.4K

Local Beer (0.5 liter bottle)

$2.40 Rp 42.9K

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.7K

One-way Ticket (Public Transport)

$0.24 Rp 4,262

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,889

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,595

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.6K

Gasoline (1 liter)

$0.84 Rp 15.1K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 435.6M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 571.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.8K

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.6K

Gym Membership (Monthly)

$55.1 Rp 987.1K

Tennis Court (1 Hour on Weekend)

$18.51 Rp 331.5K

Cinema Ticket

$4.24 Rp 76.0K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.6M

Jeans (Levis 501 Or Similar)

$45.18 Rp 809.0K

Summer Dress (H&M, Zara, etc)

$34.57 Rp 619.0K

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

Men's Leather Business Shoes

$77.6 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.2M

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.8M

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.1M

Buy Apartment in City Center (m2)

$2,829 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Tarapoto: October 3, 2026

Cost Breakdown

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $29.00 in Tarapoto. Use this as a proxy for overall food spending across the two cities.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tarapoto: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 1188%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,022 per month in Ubud, Bali and $157 in Tarapoto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,348 in Ubud, Bali and $105 in Tarapoto. The difference isn't just one category – it shows up across housing, food, transport, and services.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $29.00 in Tarapoto. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Tarapoto, where all-in costs run around $105, than in Ubud, Bali at $1,348. In Tarapoto it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Tarapoto – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tarapoto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.