Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Tampa, FL

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,029 in Tampa, FL, rent and utilities included – about $20,200 less a year. Rent and utilities account for most of the difference.

Ubud, Bali, Indonesia
Tampa, FL, United States
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Tampa, FL
🇺🇸 United States
$3,029
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Tampa, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Tampa, FL actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $3,029 in Tampa, FL, rent included.

  • Ubud, Bali $1,349
  • Tampa, FL $3,029

A couple spends around $2,305 per month in Ubud, Bali vs $4,461 in Tampa, FL, rent included.

  • Ubud, Bali $2,305
  • Tampa, FL $4,461

A family of three spends $3,261 per month in Ubud, Bali vs $5,893 in Tampa, FL, rent included.

  • Ubud, Bali $3,261
  • Tampa, FL $5,893

Ubud, Bali is about 55% cheaper than Tampa, FL, and outside of rent the biggest gap is in eating out.

Currency
🍽 Eating Out
Ubud, Bali
Tampa, FL
Difference
Meal at Budget Restaurant
$3.32 Rp 60.3K
$19.72 $19.72
-83.16%
Three-Course Dinner for Two, Mid-Range
$35.64 Rp 646.5K
$76.1 $76.1
-53.15%
Fast Food Meal (McDonalds, etc)
$5.53 Rp 100.4K
$12.21 $12.21
-54.71%
Cappuccino
$2.72 Rp 49.3K
$5.78 $5.78
-52.94%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.70 Rp 30.9K
$3.15 $3.15
-46.03%
Water (0.33 liter bottle)
$0.76 Rp 13.8K
$2.37 $2.37
-67.93%
Local Beer (0.5 liter draught)
$2.65 Rp 48.1K
$7.06 $7.06
-62.46%
Imported Beer (0.33 liter bottle)
$4.38 Rp 79.5K
$8.86 $8.86
-50.56%
🛒 Groceries & Markets
Ubud, Bali
Tampa, FL
Difference
Milk (1 liter)
$1.49 Rp 27.0K
$1.27 $1.27
17.32%
White Bread (500g)
$2.28 Rp 41.3K
$3.96 $3.96
-42.42%
Rice (white) (1kg)
$1.19 Rp 21.6K
$4.99 $4.99
-76.15%
Eggs
$2.04 Rp 36.9K
$3.55 $3.55
-42.54%
Local Cheese (1kg)
$17.70 Rp 321.1K
$14.16 $14.16
25.00%
Chicken Fillets (1kg)
$3.96 Rp 71.9K
$11.23 $11.23
-64.74%
Beef Round Steak (1kg)
$12.19 Rp 221.1K
$20.68 $20.68
-41.05%
Apples (1kg)
$3.66 Rp 66.3K
$5.58 $5.58
-34.41%
Banana (1kg)
$1.52 Rp 27.5K
$1.77 $1.77
-14.12%
Oranges (1kg)
$2.23 Rp 40.4K
$3.33 $3.33
-33.03%
Tomato (1kg)
$1.97 Rp 35.8K
$3.80 $3.80
-48.16%
Potato (1kg)
$1.85 Rp 33.5K
$2.57 $2.57
-28.02%
Onion (1kg)
$2.42 Rp 44.0K
$3.08 $3.08
-21.43%
Lettuce (1 head)
$0.99 Rp 18.0K
$2.45 $2.45
-59.59%
Water (1.5 liter bottle)
$0.51 Rp 9,313
$2.39 $2.39
-78.66%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 40.3K
$9.31 $9.31
-76.15%
Wine (Bottle)
$22.24 Rp 403.4K
$14.73 $14.73
50.98%
Local Beer (0.5 liter bottle)
$2.26 Rp 41.0K
$2.60 $2.60
-13.08%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.9K
$5.40 $5.40
-45.00%
🚌 Getting Around
Ubud, Bali
Tampa, FL
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,553
$2.04 $2.04
-87.75%
Public Transport Monthly Pass (Regular Price)
$7.82 Rp 141.9K
$65.2 $65.2
-88.01%
Taxi Start (Normal Tariff)
$0.44 Rp 7,972
$2.54 $2.54
-82.68%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,801
$1.52 $1.52
-71.71%
Taxi 1hour Waiting (Normal Tariff)
$5.41 Rp 98.1K
$19.99 $19.99
-72.94%
Gasoline (1 liter)
$0.82 Rp 15.0K
$1.03 $1.03
-20.39%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K Rp 432.4M
$32.9K $32.9K
-27.56%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 575.9M
$26.6K $26.6K
19.17%
🧾 Monthly Utilities & Internet
Ubud, Bali
Tampa, FL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.1 Rp 1.4M
$209 $209
-62.17%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 116.9K
$72.3 $72.3
-91.08%
Internet (50+ Mbps, Unlimited Data)
$18.58 Rp 337.0K
$77.0 $77.0
-75.85%
🎉 Sport & Entertainment
Ubud, Bali
Tampa, FL
Difference
Gym Membership (Monthly)
$49.48 Rp 897.5K
$45.66 $45.66
8.37%
Tennis Court (1 Hour on Weekend)
$17.65 Rp 320.1K
$20.76 $20.76
-14.98%
Cinema Ticket
$4.27 Rp 77.5K
$15.77 $15.77
-72.92%
🧸 Childcare & Education
Ubud, Bali
Tampa, FL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$491 Rp 8.9M
$1,451 $1,451
-66.20%
International Primary School, 1 Child (Yearly)
$5,674 Rp 102.9M
$22.0K $22.0K
-74.26%
👕👟 Clothing & Footwear
Ubud, Bali
Tampa, FL
Difference
Jeans (Levis 501 Or Similar)
$44.64 Rp 809.7K
$55.4 $55.4
-19.47%
Summer Dress (H&M, Zara, etc)
$34.95 Rp 634.0K
$44.36 $44.36
-21.21%
Sport Shoes (Adidas, Nike)
$79.9 Rp 1.4M
$88.9 $88.9
-10.09%
Men's Leather Business Shoes
$79.4 Rp 1.4M
$120 $120
-33.81%
🏠 Accommodation & Living
Ubud, Bali
Tampa, FL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,125 Rp 20.4M
$2,202 $2,202
-48.91%
1-bedroom Apartment, Outside City Center (Monthly)
$671 Rp 12.2M
$1,608 $1,608
-58.25%
3-bedroom Apartment, City Center (Monthly)
$3,565 Rp 64.7M
$3,835 $3,835
-7.05%
3-bedroom Apartment, Outside City Center (Monthly)
$1,723 Rp 31.3M
$2,781 $2,781
-38.03%
Buy Apartment in City Center (m2)
$2,732 Rp 49.5M
$6,140 $6,140
-55.51%
Buy Apartment Outside City Center (m2)
$2,284 Rp 41.4M
$2,270 $2,270
0.61%
💵 Salaries & Financials
Ubud, Bali
Tampa, FL
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
$4,639 $4,639
-96.47%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.4
115.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Tampa, FL: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$672
Tampa, FL
$1.6K 140% $937
Groceries & Markets
Ubud, Bali
$288
Tampa, FL
$424 46.8% $135
Eating Out
Ubud, Bali
$108
Tampa, FL
$339 215% $231
Clothing & Footwear
Ubud, Bali
$108
Tampa, FL
$139 29.2% $31
Monthly Utilities & Internet
Ubud, Bali
$104
Tampa, FL
$358 244% $254
Sport & Entertainment
Ubud, Bali
$58
Tampa, FL
$77 33.1% $19
Getting Around
Ubud, Bali
$11
Tampa, FL
$84 632% $72

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $2,202 in Tampa, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Tampa, FL are about 28 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $76 in Tampa, FL. Monthly groceries follow the same trend: $288 vs $424 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇺🇸 Tampa, FL
🕒 Local time
13:05 1:05 PM
00:05 12:05 AM
13 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
332,888
Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

On the map
Between locations
  • Ubud, Bali Tampa, FL 17,160 km ≈ 22 h nonstop flight
From you
  • Ubud, Bali
  • Tampa, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Tampa, FL: Cost of Living - Frequently Asked Questions
How do living costs in Ubud, Bali and in Tampa, FL compare overall?
Monthly costs with rent: $1,349 in Ubud, Bali, $3,029 in Tampa, FL – Ubud, Bali comes out roughly 55% cheaper. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Ubud, Bali compared to Tampa, FL?
For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $4,543 in Tampa, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Ubud, Bali and Tampa, FL?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $2,202 in Tampa, FL.
Which city has cheaper restaurants?
A mid-range dinner for two costs $36 in Ubud, Bali and $76 in Tampa, FL. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Ubud, Bali or Tampa, FL?
Monthly expenses with rent come to $1,349 in Ubud, Bali and $3,029 in Tampa, FL. That makes Ubud, Bali about 55% cheaper.
Which city is feasible on a $1,000 budget?
$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $3,029 in Tampa, FL. You’ll need shared housing and careful budgeting no matter which city you pick.
Where should families live: Ubud, Bali or Tampa, FL?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How do I decide between Ubud, Bali and Tampa, FL?
If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Tampa, FL makes more sense. Both are solid long-term options with distinct trade-offs.

Ubud, Bali vs other spots: cost of living compared

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