Last update: Oct 2026

Cost of Living Comparison Between Tampa, FL and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,029 in Tampa, FL, rent and utilities included – about $20,200 less a year. Rent and utilities account for most of the difference.

144

Cost of Living Index in Tampa, FL
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Tampa, FL Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Tampa, FL

🇺🇸 United States

$3,029

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Tampa, FL and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tampa, FL and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $3,029 per month in Tampa, FL vs $1,349 in Ubud, Bali, rent included.

Tampa, FL $3,029
Ubud, Bali $1,349

A couple spends around $4,461 per month in Tampa, FL vs $2,305 in Ubud, Bali, rent included.

Tampa, FL $4,461
Ubud, Bali $2,305

A family of three spends $5,893 per month in Tampa, FL vs $3,261 in Ubud, Bali, rent included.

Tampa, FL $5,893
Ubud, Bali $3,261

Tampa, FL costs about 125% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$19.72 $19.72

$3.32 Rp 60.3K

493.98%

Three-Course Dinner for Two, Mid-Range

$76.1 $76.1

$35.64 Rp 646.5K

113.47%

Fast Food Meal (McDonalds, etc)

$12.21 $12.21

$5.53 Rp 100.4K

120.80%

Cappuccino

$5.78 $5.78

$2.72 Rp 49.3K

112.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.15 $3.15

$1.70 Rp 30.9K

85.29%

Water (0.33 liter bottle)

$2.37 $2.37

$0.76 Rp 13.8K

211.84%

Local Beer (0.5 liter draught)

$7.06 $7.06

$2.65 Rp 48.1K

166.42%

Imported Beer (0.33 liter bottle)

$8.86 $8.86

$4.38 Rp 79.5K

102.28%

Milk (1 liter)

$1.27 $1.27

$1.49 Rp 27.0K

-14.77%

White Bread (500g)

$3.96 $3.96

$2.28 Rp 41.3K

73.68%

Rice (white) (1kg)

$4.99 $4.99

$1.19 Rp 21.6K

319.33%

Eggs

$3.55 $3.55

$2.04 Rp 36.9K

74.02%

Local Cheese (1kg)

$14.16 $14.16

$17.70 Rp 321.1K

-20.00%

Chicken Fillets (1kg)

$11.23 $11.23

$3.96 Rp 71.9K

183.59%

Beef Round Steak (1kg)

$20.68 $20.68

$12.19 Rp 221.1K

69.65%

Apples (1kg)

$5.58 $5.58

$3.66 Rp 66.3K

52.46%

Banana (1kg)

$1.77 $1.77

$1.52 Rp 27.5K

16.45%

Oranges (1kg)

$3.33 $3.33

$2.23 Rp 40.4K

49.33%

Tomato (1kg)

$3.80 $3.80

$1.97 Rp 35.8K

92.89%

Potato (1kg)

$2.57 $2.57

$1.85 Rp 33.5K

38.92%

Onion (1kg)

$3.08 $3.08

$2.42 Rp 44.0K

27.27%

Lettuce (1 head)

$2.45 $2.45

$0.99 Rp 18.0K

147.47%

Water (1.5 liter bottle)

$2.39 $2.39

$0.51 Rp 9,313

368.63%

Cigarettes 20 Pack (Marlboro, Camel)

$9.31 $9.31

$2.22 Rp 40.3K

319.37%

Wine (Bottle)

$14.73 $14.73

$22.24 Rp 403.4K

-33.77%

Local Beer (0.5 liter bottle)

$2.60 $2.60

$2.26 Rp 41.0K

15.04%

Imported Beer (0.33 liter bottle)

$5.40 $5.40

$2.97 Rp 53.9K

81.82%

One-way Ticket (Public Transport)

$2.04 $2.04

$0.25 Rp 4,553

716.00%

Public Transport Monthly Pass (Regular Price)

$65.2 $65.2

$7.82 Rp 141.9K

734.27%

Taxi Start (Normal Tariff)

$2.54 $2.54

$0.44 Rp 7,972

477.27%

Taxi (Normal Tariff) (1km)

$1.52 $1.52

$0.43 Rp 7,801

253.49%

Taxi 1hour Waiting (Normal Tariff)

$19.99 $19.99

$5.41 Rp 98.1K

269.50%

Gasoline (1 liter)

$1.03 $1.03

$0.82 Rp 15.0K

25.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.9K $32.9K

$23.8K Rp 432.4M

38.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$31.7K Rp 575.9M

-16.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$209 $209

$79.1 Rp 1.4M

164.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$72.3 $72.3

$6.45 Rp 116.9K

1021.24%

Internet (50+ Mbps, Unlimited Data)

$77.0 $77.0

$18.58 Rp 337.0K

314.16%

Gym Membership (Monthly)

$45.66 $45.66

$49.48 Rp 897.5K

-7.72%

Tennis Court (1 Hour on Weekend)

$20.76 $20.76

$17.65 Rp 320.1K

17.62%

Cinema Ticket

$15.77 $15.77

$4.27 Rp 77.5K

269.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,451 $1,451

$491 Rp 8.9M

195.88%

International Primary School, 1 Child (Yearly)

$22.0K $22.0K

$5,674 Rp 102.9M

288.57%

Jeans (Levis 501 Or Similar)

$55.4 $55.4

$44.64 Rp 809.7K

24.17%

Summer Dress (H&M, Zara, etc)

$44.36 $44.36

$34.95 Rp 634.0K

26.92%

Sport Shoes (Adidas, Nike)

$88.9 $88.9

$79.9 Rp 1.4M

11.23%

Men's Leather Business Shoes

$120 $120

$79.4 Rp 1.4M

51.07%

1-bedroom Apartment, City Center (Monthly)

$2,202 $2,202

$1,125 Rp 20.4M

95.74%

1-bedroom Apartment, Outside City Center (Monthly)

$1,608 $1,608

$671 Rp 12.2M

139.51%

3-bedroom Apartment, City Center (Monthly)

$3,835 $3,835

$3,565 Rp 64.7M

7.59%

3-bedroom Apartment, Outside City Center (Monthly)

$2,781 $2,781

$1,723 Rp 31.3M

61.36%

Buy Apartment in City Center (m2)

$6,140 $6,140

$2,732 Rp 49.5M

124.79%

Buy Apartment Outside City Center (m2)

$2,270 $2,270

$2,284 Rp 41.4M

-0.61%

Average Monthly Net Salary (After Tax)

$4,639 $4,639

$164 Rp 3.0M

2731.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.4

13.78

-53.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tampa, FL: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tampa, FL

$1.6K 53.1%

Ubud, Bali

$672 49.8% 58.2% $937

Groceries & Markets

Tampa, FL

$424 14%

Ubud, Bali

$288 21.4% 31.9% $135

Monthly Utilities & Internet

Tampa, FL

$358 11.8%

Ubud, Bali

$104 7.7% 70.9% $254

Eating Out

Tampa, FL

$339 11.2%

Ubud, Bali

$108 8% 68.2% $231

Clothing & Footwear

Tampa, FL

$139 4.6%

Ubud, Bali

$108 8% 22.6% $31

Getting Around

Tampa, FL

$84 2.8%

Ubud, Bali

$11 0.9% 86.3% $72

Sport & Entertainment

Tampa, FL

$77 2.6%

Ubud, Bali

$58 4.3% 24.8% $19

Cost Breakdown

A central one-bedroom costs $2,202 in Tampa, FL versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Tampa, FL are about 28 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76 in Tampa, FL versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $424 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Tampa, FL

🇮🇩 Ubud, Bali

🕒 Local time

00:45 12:45 AM

13:45 1:45 PM

13 h ahead of Tampa, FL

🌤 Weather

👥 Population

332,888

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.896 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Tampa, FL Ubud, Bali 17,160 km ≈ 22 h nonstop flight

From you

Tampa, FL
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tampa, FL vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,029 in Tampa, FL, $1,349 in Ubud, Bali – Ubud, Bali comes out roughly 55% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $4,543 per month in Tampa, FL and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $2,202 in Tampa, FL.

A mid-range dinner for two costs $76 in Tampa, FL and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,029 in Tampa, FL and $1,349 in Ubud, Bali. That makes Ubud, Bali about 55% cheaper.

$1,000 is a stretch for both – monthly costs hit $3,029 in Tampa, FL and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Tampa, FL makes more sense. Both are solid long-term options with distinct trade-offs.