Cost of Living Comparison Between Ubud, Bali and Talcahuano Cost of Living Comparison Between Ubud, Bali and Talcahuano

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $1,086 in Talcahuano, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $1,652 in Talcahuano, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $2,218 in Talcahuano, rent included.

Ubud, Bali costs about 29% more than Talcahuano, driven mainly by Groceries & Markets.

Ubud, Bali sits 4% above the global median, while Talcahuano is 19% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$8.40 CLP 7,552

-57.50%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$43.87 CLP 39.4K

-25.92%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$7.95 CLP 7,148

-38.87%

Cappuccino

$2.75 Rp 49.2K

$2.83 CLP 2,545

-2.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$1.31 CLP 1,177

0.76%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$1.05 CLP 947

-33.33%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$3.21 CLP 2,888

-9.35%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$4.08 CLP 3,666

-7.11%

Milk (1 liter)

$1.71 Rp 30.6K

$1.23 CLP 1,107

39.02%

White Bread (500g)

$2.47 Rp 44.3K

$1.51 CLP 1,355

63.58%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.95 CLP 1,750

-38.46%

Eggs

$2.44 Rp 43.8K

$3.56 CLP 3,196

-31.46%

Local Cheese (1kg)

$14.38 Rp 257.7K

$10.33 CLP 9,286

39.21%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$6.52 CLP 5,859

-33.90%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$11.05 CLP 9,934

10.50%

Apples (1kg)

$3.68 Rp 66.0K

$1.83 CLP 1,647

101.09%

Banana (1kg)

$1.55 Rp 27.8K

$1.55 CLP 1,393

Oranges (1kg)

$2.79 Rp 49.9K

$1.59 CLP 1,430

75.47%

Tomato (1kg)

$2.33 Rp 41.8K

$1.45 CLP 1,305

60.69%

Potato (1kg)

$1.97 Rp 35.3K

$1.30 CLP 1,166

51.54%

Onion (1kg)

$2.31 Rp 41.4K

$1.34 CLP 1,205

72.39%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.28 CLP 1,147

-17.19%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$1.17 CLP 1,054

-37.61%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$5.30 CLP 4,761

-38.11%

Wine (Bottle)

$22.79 Rp 408.4K

$5.98 CLP 5,372

281.10%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.59 CLP 1,429

76.73%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$2.28 CLP 2,051

21.93%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.62 CLP 554

-53.23%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$0.48 CLP 429

-6.25%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.44 CLP 1,291

-40.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$19.3K CLP 17.3M

34.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$21.3K CLP 19.1M

48.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$130 CLP 117.0K

-37.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$13.78 CLP 12.4K

-70.54%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$22.05 CLP 19.8K

10.75%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$38.25 CLP 34.4K

155.35%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$21.50 CLP 19.3K

-70.00%

Cinema Ticket

$4.04 Rp 72.4K

$5.68 CLP 5,108

-28.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$443 CLP 397.9K

-31.33%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$50.9 CLP 45.7K

6.63%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$30.54 CLP 27.4K

26.98%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$61.5 CLP 55.2K

40.18%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$83.1 CLP 74.7K

-7.74%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$474 CLP 425.7K

108.06%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$366 CLP 328.8K

79.85%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$872 CLP 783.6K

286.42%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$599 CLP 538.1K

245.00%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$664 CLP 596.7K

-75.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.18

156.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Talcahuano: June 7, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $474 in Talcahuano. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 306% higher in Talcahuano, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $44.00 in Talcahuano. Groceries tell a different story – $297 in Ubud, Bali vs $228 in Talcahuano – so Talcahuano wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Talcahuano: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,404 in Ubud, Bali, $1,086 in Talcahuano – roughly 29% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $1,629 in Talcahuano. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Talcahuano, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,404 in Ubud, Bali and $1,086 in Talcahuano. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $304 per month in Ubud, Bali and $443 in Talcahuano. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Talcahuano, where all-in costs run around $1,086, than in Ubud, Bali at $1,404. In Talcahuano it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,086 in Talcahuano to $1,404 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Talcahuano. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.