Cost of Living Comparison Between Ubud, Bali and Talcahuano Cost of Living Comparison Between Ubud, Bali and Talcahuano

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $1,057 in Talcahuano, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,617 in Talcahuano, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $2,177 in Talcahuano, rent included.

Ubud, Bali costs about 36% more than Talcahuano, driven mainly by Groceries & Markets.

Ubud, Bali sits 7% above the global median, while Talcahuano is 21% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$8.55 CLP 7,605

-58.25%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$44.14 CLP 39.2K

-26.19%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$8.12 CLP 7,217

-37.56%

Cappuccino

$2.83 Rp 49.0K

$2.72 CLP 2,417

4.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$1.30 CLP 1,154

3.08%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$1.02 CLP 911

-32.35%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$3.28 CLP 2,916

-8.84%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$4.19 CLP 3,727

-8.11%

Milk (1 liter)

$1.74 Rp 30.2K

$1.24 CLP 1,101

40.32%

White Bread (500g)

$2.54 Rp 44.0K

$1.57 CLP 1,396

61.78%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.85 CLP 1,643

-35.68%

Eggs

$2.43 Rp 42.0K

$3.60 CLP 3,201

-32.50%

Local Cheese (1kg)

$14.66 Rp 254.1K

$10.34 CLP 9,194

41.78%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$6.54 CLP 5,817

-36.09%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$11.11 CLP 9,882

7.47%

Apples (1kg)

$3.69 Rp 63.9K

$1.82 CLP 1,622

102.75%

Banana (1kg)

$1.61 Rp 27.8K

$1.57 CLP 1,396

2.55%

Oranges (1kg)

$2.69 Rp 46.5K

$1.58 CLP 1,404

70.25%

Tomato (1kg)

$2.33 Rp 40.4K

$1.44 CLP 1,280

61.81%

Potato (1kg)

$1.91 Rp 33.0K

$1.23 CLP 1,092

55.28%

Onion (1kg)

$2.19 Rp 37.9K

$1.36 CLP 1,207

61.03%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.21 CLP 1,074

-12.40%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$1.22 CLP 1,086

-40.98%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$5.34 CLP 4,751

-41.39%

Wine (Bottle)

$23.49 Rp 407.1K

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.63 CLP 1,446

68.10%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.20 CLP 1,959

30.91%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.57 CLP 507

-49.12%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.47 CLP 417

-4.26%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.43 CLP 1,269

-41.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$19.2K CLP 17.1M

36.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$21.7K CLP 19.3M

49.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$131 CLP 116.6K

-40.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$13.49 CLP 12.0K

-70.72%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$21.78 CLP 19.4K

12.03%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$38.43 CLP 34.2K

151.21%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$21.07 CLP 18.7K

-69.86%

Cinema Ticket

$4.04 Rp 70.0K

$5.71 CLP 5,074

-29.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$437 CLP 388.3K

-30.70%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$51.2 CLP 45.6K

5.09%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$30.20 CLP 26.9K

25.76%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$62.4 CLP 55.5K

38.99%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$82.4 CLP 73.3K

-4.32%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$480 CLP 426.5K

111.04%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$376 CLP 334.2K

79.47%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$876 CLP 779.0K

286.96%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$599 CLP 532.7K

250.25%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$676 CLP 600.8K

-74.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.18

156.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Talcahuano: April 28, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $480 in Talcahuano. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 290% higher in Talcahuano, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $44.00 in Talcahuano. Groceries tell a different story – $298 in Ubud, Bali vs $217 in Talcahuano – so Talcahuano wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Talcahuano: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,438 in Ubud, Bali, $1,057 in Talcahuano – roughly 36% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $1,585 in Talcahuano. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Talcahuano, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,438 in Ubud, Bali and $1,057 in Talcahuano. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $303 per month in Ubud, Bali and $437 in Talcahuano. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Talcahuano, where all-in costs run around $1,057, than in Ubud, Bali at $1,438. In Talcahuano it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,057 in Talcahuano to $1,438 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Talcahuano. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.