Cost of Living Comparison Between Ubud, Bali and Talcahuano Cost of Living Comparison Between Ubud, Bali and Talcahuano

Monthly Cost of Living

A single person spends $1,402 per month in Ubud, Bali vs $156 in Talcahuano, rent included.

A couple spends around $2,371 per month in Ubud, Bali vs $211 in Talcahuano, rent included.

A family of three spends $3,340 per month in Ubud, Bali vs $267 in Talcahuano, rent included.

Ubud, Bali costs about 797% more than Talcahuano, driven mainly by Groceries & Markets.

Ubud, Bali sits 4% above the global median, while Talcahuano is 88% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 61.2K

Three-Course Dinner for Two, Mid-Range

$35.78 Rp 637.2K

Fast Food Meal (McDonalds, etc)

$5.47 Rp 97.4K

Cappuccino

$2.67 Rp 47.6K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.81 Rp 32.2K

Water (0.33 liter bottle)

$0.80 Rp 14.3K

Local Beer (0.5 liter draught)

$2.89 Rp 51.5K

Imported Beer (0.33 liter bottle)

$4.31 Rp 76.7K

Milk (1 liter)

$1.52 Rp 27.0K

White Bread (500g)

$2.28 Rp 40.7K

Rice (white) (1kg)

$1.16 Rp 20.7K

Eggs

$2.08 Rp 37.0K

Local Cheese (1kg)

$17.53 Rp 312.2K

Chicken Fillets (1kg)

$3.95 Rp 70.4K

Beef Round Steak (1kg)

$12.22 Rp 217.5K

Apples (1kg)

$3.55 Rp 63.2K

Banana (1kg)

$1.55 Rp 27.7K

Oranges (1kg)

$2.33 Rp 41.4K

Tomato (1kg)

$1.93 Rp 34.4K

Potato (1kg)

$1.82 Rp 32.4K

Onion (1kg)

$2.39 Rp 42.6K

Lettuce (1 head)

$1.03 Rp 18.3K

Water (1.5 liter bottle)

$0.53 Rp 9,405

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.1K

Wine (Bottle)

$22.44 Rp 399.7K

Local Beer (0.5 liter bottle)

$2.35 Rp 41.9K

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.5K

One-way Ticket (Public Transport)

$0.27 Rp 4,838

$0.52 CLP 496

-48.08%

Public Transport Monthly Pass (Regular Price)

$9.04 Rp 161.0K

Taxi Start (Normal Tariff)

$0.47 Rp 8,457

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,280

Taxi 1hour Waiting (Normal Tariff)

$5.71 Rp 101.7K

Gasoline (1 liter)

$0.80 Rp 14.3K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.0K Rp 427.1M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.9K Rp 550.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.1 Rp 1.5M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.48 Rp 115.4K

Internet (50+ Mbps, Unlimited Data)

$18.96 Rp 337.6K

Gym Membership (Monthly)

$55.3 Rp 984.0K

Tennis Court (1 Hour on Weekend)

$18.30 Rp 325.9K

Cinema Ticket

$4.49 Rp 80.0K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.8M

International Primary School, 1 Child (Yearly)

$5,798 Rp 103.3M

Jeans (Levis 501 Or Similar)

$46.22 Rp 823.1K

Summer Dress (H&M, Zara, etc)

$35.68 Rp 635.4K

Sport Shoes (Adidas, Nike)

$79.6 Rp 1.4M

Men's Leather Business Shoes

$80.1 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,119 Rp 19.9M

$207 CLP 195.7K

441.58%

1-bedroom Apartment, Outside City Center (Monthly)

$685 Rp 12.2M

$154 CLP 146.3K

343.47%

3-bedroom Apartment, City Center (Monthly)

$3,605 Rp 64.2M

$371 CLP 351.7K

870.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,711 Rp 30.5M

$265 CLP 251.2K

544.96%

Buy Apartment in City Center (m2)

$2,734 Rp 48.7M

Buy Apartment Outside City Center (m2)

$2,300 Rp 41.0M

Average Monthly Net Salary (After Tax)

$171 Rp 3.0M

$624 CLP 590.6K

-72.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 22, 2026

Last update for Talcahuano: September 20, 2026

Cost Breakdown

A central one-bedroom costs $1,119 in Ubud, Bali versus $207 in Talcahuano. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 265% higher in Talcahuano, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Talcahuano: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,402 in Ubud, Bali, $156 in Talcahuano – roughly 797% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,103 per month in Ubud, Bali and $235 in Talcahuano. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Talcahuano, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A $2,000 monthly budget goes further in Talcahuano, where all-in costs run around $156, than in Ubud, Bali at $1,402. In Talcahuano it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $156 in Talcahuano to $1,402 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Talcahuano. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.