Cost of Living Comparison Between Ubud, Bali and Talca Cost of Living Comparison Between Ubud, Bali and Talca

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,003 in Talca.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,424 in Talca.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $1,846 in Talca.

Living in Ubud, Bali is roughly 36% more expensive than in Talca, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Talca is 27% below.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$7.60 CLP 7,248

-54.74%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$47.45 CLP 45.3K

-23.48%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$7.23 CLP 6,897

-21.02%

Cappuccino

$2.67 Rp 47.3K

$2.37 CLP 2,260

12.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$1.32 CLP 1,256

32.58%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$1.22 CLP 1,167

-28.69%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$2.95 CLP 2,814

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$3.59 CLP 3,427

25.91%

Milk (1 liter)

$1.62 Rp 28.7K

$1.11 CLP 1,060

45.95%

White Bread (500g)

$2.33 Rp 41.3K

$1.22 CLP 1,164

90.98%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.41 CLP 1,342

-21.28%

Eggs

$2.20 Rp 39.0K

$3.03 CLP 2,893

-27.39%

Local Cheese (1kg)

$17.69 Rp 313.3K

$7.71 CLP 7,359

129.44%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$6.95 CLP 6,633

-41.01%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$10.83 CLP 10.3K

12.47%

Apples (1kg)

$3.71 Rp 65.6K

$1.67 CLP 1,598

122.16%

Banana (1kg)

$1.59 Rp 28.1K

$1.60 CLP 1,530

-0.63%

Oranges (1kg)

$2.28 Rp 40.4K

$1.69 CLP 1,614

34.91%

Tomato (1kg)

$1.95 Rp 34.6K

$1.61 CLP 1,533

21.12%

Potato (1kg)

$1.91 Rp 33.7K

$1.07 CLP 1,019

78.50%

Onion (1kg)

$2.33 Rp 41.3K

$1.48 CLP 1,416

57.43%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.92 CLP 878

9.78%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.89 CLP 854

-38.20%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$4.27 CLP 4,074

-47.78%

Wine (Bottle)

$23.07 Rp 408.6K

$5.19 CLP 4,950

344.51%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.51 CLP 1,436

60.26%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$1.01 CLP 963

197.03%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.76 CLP 722

-64.47%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$0.41 CLP 391

17.07%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.92 CLP 877

-53.26%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$11.97 CLP 11.4K

-52.88%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.39 CLP 1,328

-42.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$18.2K CLP 17.4M

37.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$22.1K CLP 21.1M

43.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$98.9 CLP 94.3K

-17.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$12.41 CLP 11.8K

-47.70%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$18.73 CLP 17.9K

0.21%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$30.68 CLP 29.3K

85.37%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$8.27 CLP 7,888

126.48%

Cinema Ticket

$4.54 Rp 80.4K

$5.74 CLP 5,479

-20.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$451 CLP 430.6K

6.52%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$3,466 CLP 3.3M

64.77%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$41.66 CLP 39.8K

9.27%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$29.66 CLP 28.3K

20.97%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$66.3 CLP 63.3K

21.25%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$81.5 CLP 77.7K

-3.44%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$413 CLP 393.7K

170.16%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$362 CLP 345.8K

92.50%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$618 CLP 590.1K

488.06%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$370 CLP 353.0K

369.57%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$1,545 CLP 1.5M

80.27%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$1,063 CLP 1.0M

115.49%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$632 CLP 602.9K

-73.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.39

155.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Talca: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $413 in Talca. Housing cost is often the main lever when comparing two cities.

Talca pays 276% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $47.00 in Talca. Groceries flip the comparison at $295 vs $205, with Talca cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Talca: Cost of Living - Frequently Asked Questions

Talca is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Getting Around. The 36% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 276% lower in Talca. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $413 in Talca. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 44% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,368 per month in Ubud, Bali versus $1,003 in Talca – a 36% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,003 in Talca versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Talca but tight or insufficient in Ubud, Bali. The gap between the two cities makes Talca the clear choice for anyone on this budget.

For families, Talca is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Talca are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Talca gentler on the wallet – expenses run 36% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.