Cost of Living Comparison Between Ubud, Bali and Talca Cost of Living Comparison Between Ubud, Bali and Talca

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $1,040 in Talca.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,595 in Talca.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $2,149 in Talca.

Living in Ubud, Bali is roughly 35% more expensive than Talca, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Talca is 23% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$7.71 CLP 6,925

-53.70%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$48.48 CLP 43.6K

-32.96%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$7.39 CLP 6,638

-34.24%

Cappuccino

$2.75 Rp 49.2K

$2.39 CLP 2,149

15.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$1.36 CLP 1,221

-2.94%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$1.29 CLP 1,162

-45.74%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$2.87 CLP 2,581

1.39%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$3.67 CLP 3,300

3.27%

Milk (1 liter)

$1.71 Rp 30.6K

$1.20 CLP 1,080

42.50%

White Bread (500g)

$2.47 Rp 44.3K

$1.29 CLP 1,161

91.47%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.51 CLP 1,357

-20.53%

Eggs

$2.44 Rp 43.8K

$3.13 CLP 2,812

-22.04%

Local Cheese (1kg)

$14.38 Rp 257.7K

$7.53 CLP 6,764

90.97%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$6.56 CLP 5,898

-34.30%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$10.83 CLP 9,730

12.74%

Apples (1kg)

$3.68 Rp 66.0K

$1.73 CLP 1,558

112.72%

Banana (1kg)

$1.55 Rp 27.8K

$1.63 CLP 1,463

-4.91%

Oranges (1kg)

$2.79 Rp 49.9K

$1.77 CLP 1,590

57.63%

Tomato (1kg)

$2.33 Rp 41.8K

$1.64 CLP 1,476

42.07%

Potato (1kg)

$1.97 Rp 35.3K

$1.14 CLP 1,028

72.81%

Onion (1kg)

$2.31 Rp 41.4K

$1.58 CLP 1,419

46.20%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.94 CLP 842

12.77%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.99 CLP 892

-26.26%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$4.42 CLP 3,971

-25.79%

Wine (Bottle)

$22.79 Rp 408.4K

$5.45 CLP 4,898

318.17%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.59 CLP 1,430

76.73%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.02 CLP 919

172.55%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.74 CLP 664

-60.81%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$0.42 CLP 373

7.14%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$1.08 CLP 969

-58.33%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$11.41 CLP 10.3K

-45.31%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.42 CLP 1,280

-40.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$19.4K CLP 17.5M

33.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$22.5K CLP 20.2M

40.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$100 CLP 90.1K

-19.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$13.59 CLP 12.2K

-70.13%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$19.53 CLP 17.6K

25.04%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$39.27 CLP 35.3K

148.71%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$21.06 CLP 18.9K

-69.37%

Cinema Ticket

$4.04 Rp 72.4K

$5.72 CLP 5,136

-29.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$432 CLP 388.2K

-29.61%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$3,492 CLP 3.1M

89.62%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$43.04 CLP 38.7K

26.00%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$32.46 CLP 29.2K

19.47%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$69.0 CLP 62.0K

24.82%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$85.3 CLP 76.7K

-10.15%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$488 CLP 439.0K

101.78%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$374 CLP 336.1K

75.94%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$883 CLP 793.9K

281.45%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$602 CLP 540.6K

243.43%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$1,655 CLP 1.5M

65.70%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$1,077 CLP 967.8K

106.86%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$662 CLP 595.0K

-75.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.18

156.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Talca: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $488 in Talca. Housing cost is often the main lever when comparing two cities.

Talca pays 305% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $48.00 in Talca. Groceries flip the comparison at $297 vs $208, with Talca cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Talca: Cost of Living - Frequently Asked Questions

Talca is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Getting Around. The 35% gap adds up to real monthly savings that compound significantly over time.

On paper, Talca earns 305% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $488 in Talca. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 43% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,404 per month in Ubud, Bali versus $1,040 in Talca – a 35% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,040 in Talca versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Talca but tight or insufficient in Ubud, Bali. The gap between the two cities makes Talca the clear choice for anyone on this budget.

For families, Talca is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Talca are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Talca gentler on the wallet – expenses run 35% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.