Cost of Living Comparison Between Ubud, Bali and Talca Cost of Living Comparison Between Ubud, Bali and Talca

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $1,009 in Talca.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,570 in Talca.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $2,130 in Talca.

Living in Ubud, Bali is roughly 38% more expensive than in Talca, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Talca is 24% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$8.03 CLP 7,473

-55.54%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$49.19 CLP 45.8K

-34.30%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$7.44 CLP 6,926

-32.66%

Cappuccino

$2.82 Rp 51.0K

$2.38 CLP 2,212

18.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$1.30 CLP 1,205

3.85%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$1.24 CLP 1,155

-41.13%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$2.99 CLP 2,783

-2.01%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$3.67 CLP 3,412

7.36%

Milk (1 liter)

$1.78 Rp 32.1K

$1.16 CLP 1,077

53.45%

White Bread (500g)

$2.45 Rp 44.2K

$1.31 CLP 1,217

87.02%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.44 CLP 1,340

-20.14%

Eggs

$2.41 Rp 43.6K

$3.12 CLP 2,906

-22.76%

Local Cheese (1kg)

$14.33 Rp 258.7K

$7.74 CLP 7,200

85.14%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$6.75 CLP 6,279

-37.93%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$10.77 CLP 10.0K

11.98%

Apples (1kg)

$3.64 Rp 65.7K

$1.75 CLP 1,628

108.00%

Banana (1kg)

$1.57 Rp 28.3K

$1.56 CLP 1,452

0.64%

Oranges (1kg)

$2.79 Rp 50.3K

$1.76 CLP 1,636

58.52%

Tomato (1kg)

$2.24 Rp 40.5K

$1.59 CLP 1,481

40.88%

Potato (1kg)

$1.98 Rp 35.7K

$1.12 CLP 1,042

76.79%

Onion (1kg)

$2.28 Rp 41.1K

$1.57 CLP 1,464

45.22%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.94 CLP 878

11.70%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.98 CLP 911

-19.39%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$4.25 CLP 3,956

-24.94%

Wine (Bottle)

$23.49 Rp 424.1K

$5.39 CLP 5,019

335.81%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.53 CLP 1,426

89.54%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$0.98 CLP 915

181.63%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.73 CLP 682

-63.01%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$0.45 CLP 418

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$1.08 CLP 1,003

-57.41%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$11.60 CLP 10.8K

-47.67%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.37 CLP 1,271

-37.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$19.4K CLP 18.1M

37.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$22.5K CLP 21.0M

44.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$99.2 CLP 92.3K

-20.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$13.38 CLP 12.4K

-69.43%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$19.10 CLP 17.8K

24.87%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$38.70 CLP 36.0K

155.25%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$21.56 CLP 20.1K

-70.55%

Cinema Ticket

$4.01 Rp 72.3K

$5.96 CLP 5,545

-32.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$430 CLP 400.3K

-30.91%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$3,558 CLP 3.3M

85.54%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$43.67 CLP 40.6K

22.35%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$33.21 CLP 30.9K

14.75%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$68.6 CLP 63.8K

29.32%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$83.5 CLP 77.7K

-8.23%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$484 CLP 450.2K

110.77%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$371 CLP 344.8K

83.58%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$878 CLP 817.2K

294.97%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$602 CLP 560.2K

247.14%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$1,568 CLP 1.5M

74.03%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$1,080 CLP 1.0M

112.46%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$632 CLP 588.1K

-74.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.18

156.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Talca: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $484 in Talca. Housing cost is often the main lever when comparing two cities.

Talca pays 286% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $49.00 in Talca. Groceries flip the comparison at $298 vs $208, with Talca cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Talca: Cost of Living - Frequently Asked Questions

Talca is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Getting Around. The 38% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 286% lower in Talca. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $484 in Talca. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 43% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,392 per month in Ubud, Bali versus $1,009 in Talca – a 38% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,009 in Talca versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Talca but tight or insufficient in Ubud, Bali. The gap between the two cities makes Talca the clear choice for anyone on this budget.

For families, Talca is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Talca are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Talca gentler on the wallet – expenses run 38% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.