🙂Monthly costs for one person with rent: $1,003 in Talca versus $1,368 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,424 in Talca versus $2,348 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,846 in Talca versus $3,327 in Ubud, Bali.
🌍Living in Talca costs roughly 27% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Talca is 27% below, Ubud, Bali is 0% above.
Currency
🍽 Eating Out
Talca
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.60CLP 7,248
$3.44Rp 60.9K
120.93%
Three-Course Dinner for Two, Mid-Range
$47.45CLP 45.3K
$36.31Rp 643.0K
30.68%
Fast Food Meal(McDonalds, etc)
$7.23CLP 6,897
$5.71Rp 101.0K
26.62%
Cappuccino
$2.37CLP 2,260
$2.67Rp 47.3K
-11.24%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.32CLP 1,256
$1.75Rp 31.0K
-24.57%
Water(0.33 liter bottle)
$1.22CLP 1,167
$0.87Rp 15.4K
40.23%
Local Beer(0.5 liter draught)
$2.95CLP 2,814
$2.95Rp 52.3K
-
Imported Beer(0.33 liter bottle)
$3.59CLP 3,427
$4.52Rp 80.0K
-20.58%
🛒 Groceries & Markets
Talca
Ubud, Bali
Difference
Milk(1 liter)
$1.11CLP 1,060
$1.62Rp 28.7K
-31.48%
White Bread(500g)
$1.22CLP 1,164
$2.33Rp 41.3K
-47.64%
Rice(white)(1kg)
$1.41CLP 1,342
$1.11Rp 19.6K
27.03%
Eggs
$3.03CLP 2,893
$2.20Rp 39.0K
37.73%
Local Cheese(1kg)
$7.71CLP 7,359
$17.69Rp 313.3K
-56.42%
Chicken Fillets(1kg)
$6.95CLP 6,633
$4.10Rp 72.5K
69.51%
Beef Round Steak(1kg)
$10.83CLP 10.3K
$12.18Rp 215.6K
-11.08%
Apples(1kg)
$1.67CLP 1,598
$3.71Rp 65.6K
-54.99%
Banana(1kg)
$1.60CLP 1,530
$1.59Rp 28.1K
0.63%
Oranges(1kg)
$1.69CLP 1,614
$2.28Rp 40.4K
-25.88%
Tomato(1kg)
$1.61CLP 1,533
$1.95Rp 34.6K
-17.44%
Potato(1kg)
$1.07CLP 1,019
$1.91Rp 33.7K
-43.98%
Onion(1kg)
$1.48CLP 1,416
$2.33Rp 41.3K
-36.48%
Lettuce(1 head)
$0.92CLP 878
$1.01Rp 17.8K
-8.91%
Water(1.5 liter bottle)
$0.89CLP 854
$0.55Rp 9,773
61.82%
Cigarettes 20 Pack(Marlboro, Camel)
$4.27CLP 4,074
$2.23Rp 39.5K
91.48%
Wine(Bottle)
$5.19CLP 4,950
$23.07Rp 408.6K
-77.50%
Local Beer(0.5 liter bottle)
$1.51CLP 1,436
$2.42Rp 42.8K
-37.60%
Imported Beer(0.33 liter bottle)
$1.01CLP 963
$3.00Rp 53.1K
-66.33%
🚌 Getting Around
Talca
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.76CLP 722
$0.27Rp 4,814
181.48%
Public Transport Monthly Pass(Regular Price)
-
$8.98Rp 159.1K
-
Taxi Start(Normal Tariff)
$0.41CLP 391
$0.48Rp 8,566
-14.58%
Taxi(Normal Tariff)(1km)
$0.92CLP 877
$0.43Rp 7,679
113.95%
Taxi 1hour Waiting(Normal Tariff)
$11.97CLP 11.4K
$5.64Rp 99.9K
112.23%
Gasoline(1 liter)
$1.39CLP 1,328
$0.80Rp 14.2K
73.75%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.2KCLP 17.4M
$24.9KRp 441.7M
-27.01%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.1KCLP 21.1M
$31.7KRp 561.5M
-30.36%
🧾 Monthly Utilities & Internet
Talca
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$98.9CLP 94.3K
$81.5Rp 1.4M
21.37%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$12.41CLP 11.8K
$6.49Rp 115.0K
91.22%
Internet(50+ Mbps, Unlimited Data)
$18.73CLP 17.9K
$18.77Rp 332.4K
-0.21%
🎉 Sport & Entertainment
Talca
Ubud, Bali
Difference
Gym Membership(Monthly)
$30.68CLP 29.3K
$56.9Rp 1.0M
-46.05%
Tennis Court(1 Hour on Weekend)
$8.27CLP 7,888
$18.73Rp 331.7K
-55.85%
Cinema Ticket
$5.74CLP 5,479
$4.54Rp 80.4K
26.43%
🧸 Childcare & Education
Talca
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$451CLP 430.6K
$481Rp 8.5M
-6.12%
International Primary School, 1 Child(Yearly)
$3,466CLP 3.3M
$5,711Rp 101.1M
-39.31%
👕👟 Clothing & Footwear
Talca
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$41.66CLP 39.8K
$45.52Rp 806.0K
-8.48%
Summer Dress(H&M, Zara, etc)
$29.66CLP 28.3K
$35.88Rp 635.4K
-17.34%
Sport Shoes(Adidas, Nike)
$66.3CLP 63.3K
$80.4Rp 1.4M
-17.53%
Men's Leather Business Shoes
$81.5CLP 77.7K
$78.7Rp 1.4M
3.56%
🏠 Accommodation & Living
Talca
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$413CLP 393.7K
$1,115Rp 19.7M
-62.98%
1-bedroom Apartment, Outside City Center(Monthly)
$362CLP 345.8K
$698Rp 12.4M
-48.05%
3-bedroom Apartment, City Center(Monthly)
$618CLP 590.1K
$3,637Rp 64.4M
-83.00%
3-bedroom Apartment, Outside City Center(Monthly)
$370CLP 353.0K
$1,737Rp 30.8M
-78.70%
Buy Apartment in City Center(m2)
$1,545CLP 1.5M
$2,784Rp 49.3M
-44.53%
Buy Apartment Outside City Center(m2)
$1,063CLP 1.0M
$2,290Rp 40.5M
-53.59%
💵 Salaries & Financials
Talca
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$632CLP 602.9K
$168Rp 3.0M
276.09%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.39
13.78
-60.89%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Talca: September 14, 2026
Last update for Ubud, Bali: September 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $413 in Talca and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Talca pays 276% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $47.00 in Talca vs $36.00 in Ubud, Bali. Groceries flip the comparison at $205 vs $295, with Talca cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Talca vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Talca?
Talca is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Getting Around. The 36% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Talca or Ubud, Bali?
Average pay runs 276% higher in Talca, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Talca and Ubud, Bali?
Rent for a central apartment: $413 in Talca versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Talca and in Ubud, Bali?
Supermarket bills run roughly 44% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Talca and in Ubud, Bali?
All in, you'll spend $1,003 per month in Talca versus $1,368 in Ubud, Bali – a 36% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for living in Talca or in Ubud, Bali?
At $1,003 in Talca versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Talca but tight or insufficient in Ubud, Bali. The gap between the two cities makes Talca the clear choice for anyone on this budget.
Is Talca or Ubud, Bali more family-friendly?
For families, Talca is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Talca or Ubud, Bali?
Safety-wise, Talca and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Talca gentler on the wallet – expenses run 36% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.