🙂Monthly costs for one person with rent: $1,035 in Talca versus $1,438 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,600 in Talca versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,164 in Talca versus $3,732 in Ubud, Bali.
🙂Living in Talca costs roughly 28% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Talca is 23% below, Ubud, Bali is 7% above.
Currency
🍽 Eating Out
Talca
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.64CLP 6,791
$3.57Rp 61.9K
114.01%
Three-Course Dinner for Two, Mid-Range
$47.84CLP 42.5K
$32.58Rp 564.7K
46.84%
Fast Food Meal(McDonalds, etc)
$7.72CLP 6,867
$5.07Rp 87.8K
52.27%
Cappuccino
$2.46CLP 2,184
$2.83Rp 49.0K
-13.07%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.30CLP 1,159
$1.34Rp 23.2K
-2.99%
Water(0.33 liter bottle)
$1.30CLP 1,158
$0.69Rp 12.0K
88.41%
Local Beer(0.5 liter draught)
$2.89CLP 2,573
$2.99Rp 51.8K
-3.34%
Imported Beer(0.33 liter bottle)
$3.78CLP 3,365
$3.85Rp 66.7K
-1.82%
🛒 Groceries & Markets
Talca
Ubud, Bali
Difference
Milk(1 liter)
$1.15CLP 1,022
$1.74Rp 30.2K
-33.91%
White Bread(500g)
$1.26CLP 1,119
$2.54Rp 44.0K
-50.39%
Rice(white)(1kg)
$1.45CLP 1,291
$1.19Rp 20.6K
21.85%
Eggs
$3.21CLP 2,852
$2.43Rp 42.0K
32.10%
Local Cheese(1kg)
$7.85CLP 6,978
$14.66Rp 254.1K
-46.45%
Chicken Fillets(1kg)
$6.82CLP 6,069
$4.18Rp 72.4K
63.16%
Beef Round Steak(1kg)
$10.77CLP 9,573
$11.94Rp 206.9K
-9.80%
Apples(1kg)
$1.73CLP 1,538
$3.69Rp 63.9K
-53.12%
Banana(1kg)
$1.61CLP 1,430
$1.61Rp 27.8K
-
Oranges(1kg)
$1.70CLP 1,511
$2.69Rp 46.5K
-36.80%
Tomato(1kg)
$1.65CLP 1,466
$2.33Rp 40.4K
-29.18%
Potato(1kg)
$1.11CLP 986
$1.91Rp 33.0K
-41.88%
Onion(1kg)
$1.65CLP 1,466
$2.19Rp 37.9K
-24.66%
Lettuce(1 head)
$0.95CLP 841
$1.06Rp 18.3K
-10.38%
Water(1.5 liter bottle)
$0.99CLP 881
$0.72Rp 12.5K
37.50%
Cigarettes 20 Pack(Marlboro, Camel)
$4.34CLP 3,856
$3.13Rp 54.3K
38.66%
Wine(Bottle)
$5.75CLP 5,111
$23.49Rp 407.1K
-75.52%
Local Beer(0.5 liter bottle)
$1.55CLP 1,383
$2.74Rp 47.5K
-43.43%
Imported Beer(0.33 liter bottle)
$1.04CLP 922
$2.88Rp 49.9K
-63.89%
🚌 Getting Around
Talca
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.74CLP 654
$0.29Rp 5,029
155.17%
Public Transport Monthly Pass(Regular Price)
-
$8.17Rp 141.6K
-
Taxi Start(Normal Tariff)
$0.45CLP 398
$0.45Rp 7,863
-
Taxi(Normal Tariff)(1km)
$1.07CLP 955
$0.42Rp 7,305
154.76%
Taxi 1hour Waiting(Normal Tariff)
$11.69CLP 10.4K
$6.16Rp 106.7K
89.77%
Gasoline(1 liter)
$1.38CLP 1,223
$0.84Rp 14.6K
64.29%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.9KCLP 17.7M
$26.2KRp 454.9M
-24.09%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.0KCLP 20.5M
$32.5KRp 562.9M
-29.09%
🧾 Monthly Utilities & Internet
Talca
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$101CLP 90.2K
$78.4Rp 1.4M
29.37%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.73CLP 12.2K
$3.95Rp 68.5K
247.59%
Internet(50+ Mbps, Unlimited Data)
$19.07CLP 17.0K
$24.40Rp 423.0K
-21.84%
🎉 Sport & Entertainment
Talca
Ubud, Bali
Difference
Gym Membership(Monthly)
$38.41CLP 34.2K
$96.5Rp 1.7M
-60.21%
Tennis Court(1 Hour on Weekend)
$21.53CLP 19.1K
$6.35Rp 110.0K
239.06%
Cinema Ticket
$5.92CLP 5,268
$4.04Rp 70.0K
46.53%
🧸 Childcare & Education
Talca
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$427CLP 380.0K
$303Rp 5.2M
41.21%
International Primary School, 1 Child(Yearly)
$3,617CLP 3.2M
$6,523Rp 113.1M
-44.54%
👕👟 Clothing & Footwear
Talca
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$42.42CLP 37.7K
$53.8Rp 933.1K
-21.21%
Summer Dress(H&M, Zara, etc)
$33.14CLP 29.5K
$37.98Rp 658.3K
-12.74%
Sport Shoes(Adidas, Nike)
$66.9CLP 59.5K
$86.8Rp 1.5M
-22.91%
Men's Leather Business Shoes
$84.5CLP 75.1K
$78.9Rp 1.4M
7.09%
🏠 Accommodation & Living
Talca
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$484CLP 430.6K
$1,012Rp 17.5M
-52.16%
1-bedroom Apartment, Outside City Center(Monthly)
$370CLP 329.3K
$674Rp 11.7M
-45.10%
3-bedroom Apartment, City Center(Monthly)
$883CLP 785.0K
$3,390Rp 58.8M
-73.96%
3-bedroom Apartment, Outside City Center(Monthly)
$597CLP 530.9K
$2,098Rp 36.4M
-71.54%
Buy Apartment in City Center(m2)
$1,705CLP 1.5M
$2,985Rp 51.7M
-42.86%
Buy Apartment Outside City Center(m2)
$1,138CLP 1.0M
$2,339Rp 40.5M
-51.36%
💵 Salaries & Financials
Talca
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$678CLP 602.5K
$173Rp 3.0M
291.35%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.18
13.28
-60.99%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Talca: April 27, 2026
Last update for Ubud, Bali: April 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $484 in Talca and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Talca pays 291% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $48.00 in Talca vs $33.00 in Ubud, Bali. Groceries flip the comparison at $210 vs $298, with Talca cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Talca vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Talca?
Talca is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Getting Around. The 39% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Talca or Ubud, Bali?
Talca pays 291% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Talca and Ubud, Bali?
Rent for a central apartment: $484 in Talca versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Talca and Ubud, Bali?
Supermarket bills run roughly 42% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Talca vs Ubud, Bali?
All in, you'll spend $1,035 per month in Talca versus $1,438 in Ubud, Bali – a 39% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for Talca or Ubud, Bali?
At $1,035 in Talca versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Talca but tight or insufficient in Ubud, Bali. The gap between the two cities makes Talca the clear choice for anyone on this budget.
Is Talca or Ubud, Bali more family-friendly?
For families, Talca is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Talca or Ubud, Bali?
Safety-wise, Talca and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Talca gentler on the wallet – expenses run 39% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.