🙂Monthly costs for one person with rent: $1,040 in Talca versus $1,404 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,595 in Talca versus $2,549 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,149 in Talca versus $3,694 in Ubud, Bali.
🙂Living in Talca costs roughly 26% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Talca is 23% below, Ubud, Bali is 4% above.
Currency
🍽 Eating Out
Talca
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.71CLP 6,925
$3.57Rp 64.0K
115.97%
Three-Course Dinner for Two, Mid-Range
$48.48CLP 43.6K
$32.50Rp 582.3K
49.17%
Fast Food Meal(McDonalds, etc)
$7.39CLP 6,638
$4.86Rp 87.1K
52.06%
Cappuccino
$2.39CLP 2,149
$2.75Rp 49.2K
-13.09%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.36CLP 1,221
$1.32Rp 23.7K
3.03%
Water(0.33 liter bottle)
$1.29CLP 1,162
$0.70Rp 12.6K
84.29%
Local Beer(0.5 liter draught)
$2.87CLP 2,581
$2.91Rp 52.2K
-1.37%
Imported Beer(0.33 liter bottle)
$3.67CLP 3,300
$3.79Rp 68.0K
-3.17%
🛒 Groceries & Markets
Talca
Ubud, Bali
Difference
Milk(1 liter)
$1.20CLP 1,080
$1.71Rp 30.6K
-29.82%
White Bread(500g)
$1.29CLP 1,161
$2.47Rp 44.3K
-47.77%
Rice(white)(1kg)
$1.51CLP 1,357
$1.20Rp 21.5K
25.83%
Eggs
$3.13CLP 2,812
$2.44Rp 43.8K
28.28%
Local Cheese(1kg)
$7.53CLP 6,764
$14.38Rp 257.7K
-47.64%
Chicken Fillets(1kg)
$6.56CLP 5,898
$4.31Rp 77.1K
52.20%
Beef Round Steak(1kg)
$10.83CLP 9,730
$12.21Rp 218.7K
-11.30%
Apples(1kg)
$1.73CLP 1,558
$3.68Rp 66.0K
-52.99%
Banana(1kg)
$1.63CLP 1,463
$1.55Rp 27.8K
5.16%
Oranges(1kg)
$1.77CLP 1,590
$2.79Rp 49.9K
-36.56%
Tomato(1kg)
$1.64CLP 1,476
$2.33Rp 41.8K
-29.61%
Potato(1kg)
$1.14CLP 1,028
$1.97Rp 35.3K
-42.13%
Onion(1kg)
$1.58CLP 1,419
$2.31Rp 41.4K
-31.60%
Lettuce(1 head)
$0.94CLP 842
$1.06Rp 19.1K
-11.32%
Water(1.5 liter bottle)
$0.99CLP 892
$0.73Rp 13.1K
35.62%
Cigarettes 20 Pack(Marlboro, Camel)
$4.42CLP 3,971
$3.28Rp 58.8K
34.76%
Wine(Bottle)
$5.45CLP 4,898
$22.79Rp 408.4K
-76.09%
Local Beer(0.5 liter bottle)
$1.59CLP 1,430
$2.81Rp 50.3K
-43.42%
Imported Beer(0.33 liter bottle)
$1.02CLP 919
$2.78Rp 49.9K
-63.31%
🚌 Getting Around
Talca
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.74CLP 664
$0.29Rp 5,217
155.17%
Public Transport Monthly Pass(Regular Price)
-
$8.06Rp 144.4K
-
Taxi Start(Normal Tariff)
$0.42CLP 373
$0.45Rp 8,047
-6.67%
Taxi(Normal Tariff)(1km)
$1.08CLP 969
$0.45Rp 8,094
140.00%
Taxi 1hour Waiting(Normal Tariff)
$11.41CLP 10.3K
$6.24Rp 111.7K
82.85%
Gasoline(1 liter)
$1.42CLP 1,280
$0.85Rp 15.2K
67.06%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.4KCLP 17.5M
$26.0KRp 465.4M
-25.24%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5KCLP 20.2M
$31.7KRp 567.2M
-28.93%
🧾 Monthly Utilities & Internet
Talca
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$100CLP 90.1K
$80.8Rp 1.4M
24.17%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.59CLP 12.2K
$4.06Rp 72.7K
234.73%
Internet(50+ Mbps, Unlimited Data)
$19.53CLP 17.6K
$24.42Rp 437.6K
-20.02%
🎉 Sport & Entertainment
Talca
Ubud, Bali
Difference
Gym Membership(Monthly)
$39.27CLP 35.3K
$97.7Rp 1.7M
-59.79%
Tennis Court(1 Hour on Weekend)
$21.06CLP 18.9K
$6.45Rp 115.5K
226.51%
Cinema Ticket
$5.72CLP 5,136
$4.04Rp 72.4K
41.58%
🧸 Childcare & Education
Talca
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$432CLP 388.2K
$304Rp 5.4M
42.06%
International Primary School, 1 Child(Yearly)
$3,492CLP 3.1M
$6,621Rp 118.6M
-47.26%
👕👟 Clothing & Footwear
Talca
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$43.04CLP 38.7K
$54.2Rp 971.7K
-20.63%
Summer Dress(H&M, Zara, etc)
$32.46CLP 29.2K
$38.78Rp 694.7K
-16.30%
Sport Shoes(Adidas, Nike)
$69.0CLP 62.0K
$86.1Rp 1.5M
-19.89%
Men's Leather Business Shoes
$85.3CLP 76.7K
$76.7Rp 1.4M
11.30%
🏠 Accommodation & Living
Talca
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$488CLP 439.0K
$986Rp 17.7M
-50.44%
1-bedroom Apartment, Outside City Center(Monthly)
$374CLP 336.1K
$658Rp 11.8M
-43.16%
3-bedroom Apartment, City Center(Monthly)
$883CLP 793.9K
$3,369Rp 60.4M
-73.78%
3-bedroom Apartment, Outside City Center(Monthly)
$602CLP 540.6K
$2,066Rp 37.0M
-70.88%
Buy Apartment in City Center(m2)
$1,655CLP 1.5M
$2,741Rp 49.1M
-39.65%
Buy Apartment Outside City Center(m2)
$1,077CLP 967.8K
$2,228Rp 39.9M
-51.66%
💵 Salaries & Financials
Talca
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$662CLP 595.0K
$163Rp 2.9M
305.16%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.18
13.28
-60.99%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Talca: June 7, 2026
Last update for Ubud, Bali: June 9, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $488 in Talca and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Talca pays 305% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $48.00 in Talca vs $33.00 in Ubud, Bali. Groceries flip the comparison at $208 vs $297, with Talca cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Talca vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Talca?
Talca is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Getting Around. The 35% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Talca or Ubud, Bali?
Talca pays 305% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Talca and Ubud, Bali?
Rent for a central apartment: $488 in Talca versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Talca and Ubud, Bali?
Supermarket bills run roughly 43% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Talca vs Ubud, Bali?
All in, you'll spend $1,040 per month in Talca versus $1,404 in Ubud, Bali – a 35% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for Talca or Ubud, Bali?
At $1,040 in Talca versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Talca but tight or insufficient in Ubud, Bali. The gap between the two cities makes Talca the clear choice for anyone on this budget.
Is Talca or Ubud, Bali more family-friendly?
For families, Talca is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Talca or Ubud, Bali?
Safety-wise, Talca and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Talca gentler on the wallet – expenses run 35% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.