Cost of Living Comparison Between Talca and Ubud, Bali Cost of Living Comparison Between Talca and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,040 in Talca versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $1,595 in Talca versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,149 in Talca versus $3,694 in Ubud, Bali.

Living in Talca costs roughly 26% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Talca is 23% below, Ubud, Bali is 4% above.

Currency
🍽 Eating Out
Talca
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.71 CLP 6,925
$3.57 Rp 64.0K
115.97%
Three-Course Dinner for Two, Mid-Range
$48.48 CLP 43.6K
$32.50 Rp 582.3K
49.17%
Fast Food Meal (McDonalds, etc)
$7.39 CLP 6,638
$4.86 Rp 87.1K
52.06%
Cappuccino
$2.39 CLP 2,149
$2.75 Rp 49.2K
-13.09%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.36 CLP 1,221
$1.32 Rp 23.7K
3.03%
Water (0.33 liter bottle)
$1.29 CLP 1,162
$0.70 Rp 12.6K
84.29%
Local Beer (0.5 liter draught)
$2.87 CLP 2,581
$2.91 Rp 52.2K
-1.37%
Imported Beer (0.33 liter bottle)
$3.67 CLP 3,300
$3.79 Rp 68.0K
-3.17%
🛒 Groceries & Markets
Talca
Ubud, Bali
Difference
Milk (1 liter)
$1.20 CLP 1,080
$1.71 Rp 30.6K
-29.82%
White Bread (500g)
$1.29 CLP 1,161
$2.47 Rp 44.3K
-47.77%
Rice (white) (1kg)
$1.51 CLP 1,357
$1.20 Rp 21.5K
25.83%
Eggs
$3.13 CLP 2,812
$2.44 Rp 43.8K
28.28%
Local Cheese (1kg)
$7.53 CLP 6,764
$14.38 Rp 257.7K
-47.64%
Chicken Fillets (1kg)
$6.56 CLP 5,898
$4.31 Rp 77.1K
52.20%
Beef Round Steak (1kg)
$10.83 CLP 9,730
$12.21 Rp 218.7K
-11.30%
Apples (1kg)
$1.73 CLP 1,558
$3.68 Rp 66.0K
-52.99%
Banana (1kg)
$1.63 CLP 1,463
$1.55 Rp 27.8K
5.16%
Oranges (1kg)
$1.77 CLP 1,590
$2.79 Rp 49.9K
-36.56%
Tomato (1kg)
$1.64 CLP 1,476
$2.33 Rp 41.8K
-29.61%
Potato (1kg)
$1.14 CLP 1,028
$1.97 Rp 35.3K
-42.13%
Onion (1kg)
$1.58 CLP 1,419
$2.31 Rp 41.4K
-31.60%
Lettuce (1 head)
$0.94 CLP 842
$1.06 Rp 19.1K
-11.32%
Water (1.5 liter bottle)
$0.99 CLP 892
$0.73 Rp 13.1K
35.62%
Cigarettes 20 Pack (Marlboro, Camel)
$4.42 CLP 3,971
$3.28 Rp 58.8K
34.76%
Wine (Bottle)
$5.45 CLP 4,898
$22.79 Rp 408.4K
-76.09%
Local Beer (0.5 liter bottle)
$1.59 CLP 1,430
$2.81 Rp 50.3K
-43.42%
Imported Beer (0.33 liter bottle)
$1.02 CLP 919
$2.78 Rp 49.9K
-63.31%
🚌 Getting Around
Talca
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.74 CLP 664
$0.29 Rp 5,217
155.17%
Public Transport Monthly Pass (Regular Price)
-
$8.06 Rp 144.4K
-
Taxi Start (Normal Tariff)
$0.42 CLP 373
$0.45 Rp 8,047
-6.67%
Taxi (Normal Tariff) (1km)
$1.08 CLP 969
$0.45 Rp 8,094
140.00%
Taxi 1hour Waiting (Normal Tariff)
$11.41 CLP 10.3K
$6.24 Rp 111.7K
82.85%
Gasoline (1 liter)
$1.42 CLP 1,280
$0.85 Rp 15.2K
67.06%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.4K CLP 17.5M
$26.0K Rp 465.4M
-25.24%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K CLP 20.2M
$31.7K Rp 567.2M
-28.93%
🧾 Monthly Utilities & Internet
Talca
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$100 CLP 90.1K
$80.8 Rp 1.4M
24.17%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.59 CLP 12.2K
$4.06 Rp 72.7K
234.73%
Internet (50+ Mbps, Unlimited Data)
$19.53 CLP 17.6K
$24.42 Rp 437.6K
-20.02%
🎉 Sport & Entertainment
Talca
Ubud, Bali
Difference
Gym Membership (Monthly)
$39.27 CLP 35.3K
$97.7 Rp 1.7M
-59.79%
Tennis Court (1 Hour on Weekend)
$21.06 CLP 18.9K
$6.45 Rp 115.5K
226.51%
Cinema Ticket
$5.72 CLP 5,136
$4.04 Rp 72.4K
41.58%
🧸 Childcare & Education
Talca
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$432 CLP 388.2K
$304 Rp 5.4M
42.06%
International Primary School, 1 Child (Yearly)
$3,492 CLP 3.1M
$6,621 Rp 118.6M
-47.26%
👕👟 Clothing & Footwear
Talca
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$43.04 CLP 38.7K
$54.2 Rp 971.7K
-20.63%
Summer Dress (H&M, Zara, etc)
$32.46 CLP 29.2K
$38.78 Rp 694.7K
-16.30%
Sport Shoes (Adidas, Nike)
$69.0 CLP 62.0K
$86.1 Rp 1.5M
-19.89%
Men's Leather Business Shoes
$85.3 CLP 76.7K
$76.7 Rp 1.4M
11.30%
🏠 Accommodation & Living
Talca
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$488 CLP 439.0K
$986 Rp 17.7M
-50.44%
1-bedroom Apartment, Outside City Center (Monthly)
$374 CLP 336.1K
$658 Rp 11.8M
-43.16%
3-bedroom Apartment, City Center (Monthly)
$883 CLP 793.9K
$3,369 Rp 60.4M
-73.78%
3-bedroom Apartment, Outside City Center (Monthly)
$602 CLP 540.6K
$2,066 Rp 37.0M
-70.88%
Buy Apartment in City Center (m2)
$1,655 CLP 1.5M
$2,741 Rp 49.1M
-39.65%
Buy Apartment Outside City Center (m2)
$1,077 CLP 967.8K
$2,228 Rp 39.9M
-51.66%
💵 Salaries & Financials
Talca
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$662 CLP 595.0K
$163 Rp 2.9M
305.16%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.18
13.28
-60.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Talca: June 7, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $488 in Talca and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Talca pays 305% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $48.00 in Talca vs $33.00 in Ubud, Bali. Groceries flip the comparison at $208 vs $297, with Talca cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Talca vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Talca?
Talca is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Getting Around. The 35% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Talca or Ubud, Bali?
Talca pays 305% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Talca and Ubud, Bali?
Rent for a central apartment: $488 in Talca versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Talca and Ubud, Bali?
Supermarket bills run roughly 43% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Talca vs Ubud, Bali?
All in, you'll spend $1,040 per month in Talca versus $1,404 in Ubud, Bali – a 35% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for Talca or Ubud, Bali?
At $1,040 in Talca versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Talca but tight or insufficient in Ubud, Bali. The gap between the two cities makes Talca the clear choice for anyone on this budget.
Is Talca or Ubud, Bali more family-friendly?
For families, Talca is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Talca or Ubud, Bali?
Safety-wise, Talca and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Talca gentler on the wallet – expenses run 35% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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