Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Swords

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,598 in Swords, rent and utilities included – about $15,000 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
125

Cost of Living Index in Swords
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Swords Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Swords

🇮🇪 Ireland

$2,598

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Swords

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Swords actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,598 in Swords, rent included.

Ubud, Bali $1,349
Swords $2,598

A couple spends around $2,305 per month in Ubud, Bali vs $3,804 in Swords, rent included.

Ubud, Bali $2,305
Swords $3,804

A family of three spends $3,261 per month in Ubud, Bali vs $5,010 in Swords, rent included.

Ubud, Bali $3,261
Swords $5,010

Ubud, Bali is about 48% cheaper than Swords, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$22.16 €19.91

-85.02%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$98.6 €88.6

-63.85%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$13.20 €11.86

-58.11%

Cappuccino

$2.72 Rp 49.4K

$4.93 €4.43

-44.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.98 €2.68

-42.95%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.16 €1.94

-64.81%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$8.03 €7.21

-67.00%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$6.74 €6.05

-35.01%

Milk (1 liter)

$1.49 Rp 27.1K

$1.58 €1.42

-5.70%

White Bread (500g)

$2.28 Rp 41.4K

$2.35 €2.11

-2.98%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.03 €1.83

-41.38%

Eggs

$2.04 Rp 37.0K

$4.24 €3.81

-51.89%

Local Cheese (1kg)

$17.70 Rp 321.7K

$9.89 €8.89

78.97%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$10.86 €9.76

-63.54%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$13.29 €11.94

-8.28%

Apples (1kg)

$3.66 Rp 66.4K

$2.75 €2.47

33.09%

Banana (1kg)

$1.52 Rp 27.6K

$2.27 €2.04

-33.04%

Oranges (1kg)

$2.23 Rp 40.5K

$2.79 €2.50

-20.07%

Tomato (1kg)

$1.97 Rp 35.9K

$4.17 €3.75

-52.76%

Potato (1kg)

$1.85 Rp 33.6K

$1.87 €1.68

-1.07%

Onion (1kg)

$2.42 Rp 44.1K

$1.47 €1.32

64.63%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.30 €1.16

-23.85%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$1.90 €1.70

-73.16%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$20.52 €18.44

-89.18%

Wine (Bottle)

$22.24 Rp 404.2K

$13.39 €12.03

66.09%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$3.35 €3.01

-32.54%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$3.45 €3.10

-13.91%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$2.26 €2.03

-88.94%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$5.00 €4.49

-91.20%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.47 €1.32

-70.75%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$37.35 €33.55

-85.52%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.16 €1.94

-62.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$38.6K €34.7K

-38.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$38.0K €34.1K

-16.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$246 €221

-67.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$18.68 €16.78

-65.47%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$51.2 €45.96

-63.69%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$40.58 €36.45

21.93%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

$13.43 €12.06

-68.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$1,010 €907

-51.43%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$5,183 €4,655

9.48%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$100 €90.0

-55.44%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$48.06 €43.17

-27.28%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$108 €97.1

-26.09%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$113 €101

-29.54%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,556 €1,397

-27.69%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,342 €1,205

-49.96%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$2,584 €2,322

37.93%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$2,165 €1,945

-20.40%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$4,721 €4,241

-42.14%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$3,447 €3,096

-33.73%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.68

274.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Swords: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Swords

$1.3K 51.7% 99.8% $670

Groceries & Markets

Ubud, Bali

$288 21.4%

Swords

$335 12.9% 16% $46

Eating Out

Ubud, Bali

$108 8%

Swords

$350 13.5% 225% $243

Clothing & Footwear

Ubud, Bali

$108 8%

Swords

$166 6.4% 54.5% $59

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Swords

$316 12.2% 204% $212

Sport & Entertainment

Ubud, Bali

$58 4.3%

Swords

$67 2.6% 16.2% $9.4

Getting Around

Ubud, Bali

$11 0.9%

Swords

$21 * 0.8% 87.1% $10

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,556 in Swords. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $99 in Swords. Monthly groceries follow the same trend: $288 vs $335 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇪 Swords

🕒 Local time

04:34 4:34 AM

20:34 8:34 PM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

40,776

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Swords 12,810 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Swords

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Swords: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $2,598 in Swords – Ubud, Bali comes out roughly 48% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $3,897 in Swords. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,556 in Swords.

A mid-range dinner for two costs $36 in Ubud, Bali and $99 in Swords. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 16% more in Swords, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,598 in Swords. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.