Last update: Oct 2026

Cost of Living Comparison Between Swords and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,598 in Swords, rent and utilities included – about $15,000 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Swords
Learn more

Swords Living Index
65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Swords

🇮🇪 Ireland

$2,598

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Swords and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Swords and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,598 per month in Swords vs $1,349 in Ubud, Bali, rent included.

Swords $2,598
Ubud, Bali $1,349

A couple spends around $3,804 per month in Swords vs $2,305 in Ubud, Bali, rent included.

Swords $3,804
Ubud, Bali $2,305

A family of three spends $5,010 per month in Swords vs $3,261 in Ubud, Bali, rent included.

Swords $5,010
Ubud, Bali $3,261

Swords costs about 93% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$22.16 €19.88

$3.32 Rp 60.3K

567.47%

Three-Course Dinner for Two, Mid-Range

$98.6 €88.4

$35.64 Rp 646.7K

176.66%

Fast Food Meal (McDonalds, etc)

$13.20 €11.84

$5.53 Rp 100.4K

138.70%

Cappuccino

$4.93 €4.42

$2.72 Rp 49.3K

81.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.98 €2.67

$1.70 Rp 30.9K

75.29%

Water (0.33 liter bottle)

$2.16 €1.94

$0.76 Rp 13.8K

184.21%

Local Beer (0.5 liter draught)

$8.03 €7.20

$2.65 Rp 48.2K

203.02%

Imported Beer (0.33 liter bottle)

$6.74 €6.04

$4.38 Rp 79.5K

53.88%

Milk (1 liter)

$1.58 €1.42

$1.49 Rp 27.1K

6.04%

White Bread (500g)

$2.35 €2.11

$2.28 Rp 41.3K

3.07%

Rice (white) (1kg)

$2.03 €1.82

$1.19 Rp 21.6K

70.59%

Eggs

$4.24 €3.80

$2.04 Rp 36.9K

107.84%

Local Cheese (1kg)

$9.89 €8.87

$17.70 Rp 321.2K

-44.12%

Chicken Fillets (1kg)

$10.86 €9.74

$3.96 Rp 71.9K

174.24%

Beef Round Steak (1kg)

$13.29 €11.92

$12.19 Rp 221.2K

9.02%

Apples (1kg)

$2.75 €2.47

$3.66 Rp 66.3K

-24.86%

Banana (1kg)

$2.27 €2.03

$1.52 Rp 27.5K

49.34%

Oranges (1kg)

$2.79 €2.50

$2.23 Rp 40.4K

25.11%

Tomato (1kg)

$4.17 €3.74

$1.97 Rp 35.8K

111.68%

Potato (1kg)

$1.87 €1.68

$1.85 Rp 33.5K

1.08%

Onion (1kg)

$1.47 €1.32

$2.42 Rp 44.0K

-39.26%

Lettuce (1 head)

$1.30 €1.16

$0.99 Rp 18.0K

31.31%

Water (1.5 liter bottle)

$1.90 €1.70

$0.51 Rp 9,316

272.55%

Cigarettes 20 Pack (Marlboro, Camel)

$20.52 €18.41

$2.22 Rp 40.3K

824.32%

Wine (Bottle)

$13.39 €12.01

$22.24 Rp 403.6K

-39.79%

Local Beer (0.5 liter bottle)

$3.35 €3.01

$2.26 Rp 41.0K

48.23%

Imported Beer (0.33 liter bottle)

$3.45 €3.09

$2.97 Rp 53.9K

16.16%

One-way Ticket (Public Transport)

$2.26 €2.03

$0.25 Rp 4,555

804.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

Taxi Start (Normal Tariff)

$5.00 €4.48

$0.44 Rp 7,975

1036.36%

Taxi (Normal Tariff) (1km)

$1.47 €1.32

$0.43 Rp 7,804

241.86%

Taxi 1hour Waiting (Normal Tariff)

$37.35 €33.50

$5.41 Rp 98.2K

590.39%

Gasoline (1 liter)

$2.16 €1.94

$0.82 Rp 15.0K

163.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.6K €34.6K

$23.8K Rp 432.6M

61.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.0K €34.1K

$31.7K Rp 576.1M

19.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$246 €221

$79.1 Rp 1.4M

211.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.68 €16.75

$6.45 Rp 117.0K

189.61%

Internet (50+ Mbps, Unlimited Data)

$51.2 €45.90

$18.58 Rp 337.1K

175.40%

Gym Membership (Monthly)

$40.58 €36.40

$49.48 Rp 897.9K

-17.99%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$13.43 €12.05

$4.27 Rp 77.6K

214.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,010 €906

$491 Rp 8.9M

105.88%

International Primary School, 1 Child (Yearly)

$5,183 €4,649

$5,674 Rp 103.0M

-8.66%

Jeans (Levis 501 Or Similar)

$100 €89.9

$44.64 Rp 810.0K

124.40%

Summer Dress (H&M, Zara, etc)

$48.06 €43.11

$34.95 Rp 634.2K

37.51%

Sport Shoes (Adidas, Nike)

$108 €97.0

$79.9 Rp 1.4M

35.31%

Men's Leather Business Shoes

$113 €101

$79.4 Rp 1.4M

41.93%

1-bedroom Apartment, City Center (Monthly)

$1,556 €1,395

$1,125 Rp 20.4M

38.30%

1-bedroom Apartment, Outside City Center (Monthly)

$1,342 €1,204

$671 Rp 12.2M

99.84%

3-bedroom Apartment, City Center (Monthly)

$2,584 €2,318

$3,565 Rp 64.7M

-27.50%

3-bedroom Apartment, Outside City Center (Monthly)

$2,165 €1,942

$1,723 Rp 31.3M

25.63%

Buy Apartment in City Center (m2)

$4,721 €4,235

$2,732 Rp 49.6M

72.83%

Buy Apartment Outside City Center (m2)

$3,447 €3,092

$2,284 Rp 41.4M

50.91%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

3.68

13.78

-73.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Swords: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Swords

$1.3K 51.7%

Ubud, Bali

$672 49.8% 50% $670

Eating Out

Swords

$350 13.5%

Ubud, Bali

$108 8% 69.3% $243

Groceries & Markets

Swords

$335 12.9%

Ubud, Bali

$288 21.4% 13.8% $46

Monthly Utilities & Internet

Swords

$316 12.2%

Ubud, Bali

$104 7.7% 67.1% $212

Clothing & Footwear

Swords

$166 6.4%

Ubud, Bali

$108 8% 35.3% $59

Sport & Entertainment

Swords

$67 2.6%

Ubud, Bali

$58 4.3% 14% $9.4

Getting Around

Swords

$21 * 0.8%

Ubud, Bali

$11 0.9% 46.6% $10

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,556 in Swords versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $99 in Swords versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $335 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇪 Swords

🇮🇩 Ubud, Bali

🕒 Local time

07:51 7:51 AM

15:51 3:51 PM

8 h ahead of Swords

🌤 Weather

👥 Population

40,776

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.11 USD

100,000 IDR = 5.51 USD

100,000 IDR = 4.95 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.897 EUR (1 EUR = 1.11 USD).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,195 IDR (100,000 IDR = 4.95 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Swords Ubud, Bali 12,810 km ≈ 17 h nonstop flight

From you

Swords
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Swords vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,598 in Swords, $1,349 in Ubud, Bali – roughly 93% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,897 per month in Swords and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,556 in Swords.

A mid-range dinner for two costs $99 in Swords and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 16% more in Swords, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,000 is a stretch for both – monthly costs hit $2,598 in Swords and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.