Cost of Living Comparison Between Ubud, Bali and Sveti Nikole Cost of Living Comparison Between Ubud, Bali and Sveti Nikole

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $885 in Sveti Nikole, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,299 in Sveti Nikole, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,713 in Sveti Nikole, rent included.

Ubud, Bali costs about 59% more than Sveti Nikole, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Sveti Nikole is 34% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$5.66 MKD 304

-39.05%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$27.68 MKD 1,486

16.84%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$5.13 MKD 275

-5.65%

Cappuccino

$2.75 Rp 49.4K

$1.71 MKD 91.9

60.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.61 MKD 86.4

-14.29%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.23 MKD 66.3

-39.02%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$2.32 MKD 124

28.88%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.74 MKD 147

40.51%

Milk (1 liter)

$1.74 Rp 31.2K

$1.25 MKD 66.8

39.20%

White Bread (500g)

$2.46 Rp 44.2K

$0.73 MKD 39.40

236.99%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.69 MKD 90.8

-30.77%

Eggs

$2.43 Rp 43.7K

$2.04 MKD 110

19.12%

Local Cheese (1kg)

$14.50 Rp 260.6K

$8.56 MKD 460

69.39%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$6.33 MKD 340

-31.28%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$13.78 MKD 740

-13.06%

Apples (1kg)

$3.72 Rp 66.8K

$1.07 MKD 57.5

247.66%

Banana (1kg)

$1.63 Rp 29.2K

$1.37 MKD 73.6

18.98%

Oranges (1kg)

$2.74 Rp 49.3K

$1.25 MKD 67.0

119.20%

Tomato (1kg)

$2.24 Rp 40.3K

$1.63 MKD 87.6

37.42%

Potato (1kg)

$1.92 Rp 34.5K

$0.95 MKD 50.8

102.11%

Onion (1kg)

$2.28 Rp 40.9K

$0.91 MKD 48.80

150.55%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.61 MKD 32.52

73.77%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.54 MKD 28.77

33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$3.07 MKD 165

7.17%

Wine (Bottle)

$23.19 Rp 416.8K

$6.62 MKD 356

250.30%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$0.96 MKD 51.4

189.58%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.52 MKD 81.6

79.61%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.64 MKD 34.11

-57.81%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$20.57 MKD 1,104

-60.57%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.34 MKD 72.0

-64.18%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.50 MKD 26.73

-16.00%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$6.69 MKD 359

-7.03%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.42 MKD 76.2

-42.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$31.7K MKD 1.7M

-16.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$29.5K MKD 1.6M

9.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$146 MKD 7,857

-46.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$17.61 MKD 945

-76.89%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$15.28 MKD 820

59.23%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$26.21 MKD 1,407

276.23%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

$4.58 MKD 246

-12.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$223 MKD 12.0K

36.59%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$1,208 MKD 64.9K

449.80%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$76.2 MKD 4,088

-28.90%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$40.34 MKD 2,166

-6.27%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$76.0 MKD 4,082

14.20%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$113 MKD 6,054

-32.30%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$280 MKD 15.0K

254.07%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$193 MKD 10.3K

249.05%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$573 MKD 30.7K

489.28%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$305 MKD 16.4K

572.15%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$1,602 MKD 86.0K

75.12%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,274 MKD 68.4K

74.79%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$561 MKD 30.1K

-70.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.54

192.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Sveti Nikole: July 13, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $280 in Sveti Nikole. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 236% higher in Sveti Nikole, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $28.00 in Sveti Nikole. Monthly groceries follow the same trend: $297 vs $195 – making Sveti Nikole the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sveti Nikole: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 59% more than Sveti Nikole, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,327 in Sveti Nikole. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sveti Nikole, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $305 per month in Ubud, Bali and $223 in Sveti Nikole. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 53% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Sveti Nikole, where all-in costs run around $885, than in Ubud, Bali at $1,408. In Sveti Nikole it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Sveti Nikole costs $885 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Sveti Nikole. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.