Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Sveti Nikole

For one person, living is cheaper in Sveti Nikole: $858 a month against $1,368 in Ubud, Bali, rent and utilities included – about $6,100 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
41

Cost of Living Index in Sveti Nikole
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Sveti Nikole Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Sveti Nikole

🇲🇰 North Macedonia

$858

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Sveti Nikole

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Sveti Nikole actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $858 in Sveti Nikole, rent included.

Ubud, Bali $1,368
Sveti Nikole $858

A couple spends around $2,314 per month in Ubud, Bali vs $1,309 in Sveti Nikole, rent included.

Ubud, Bali $2,314
Sveti Nikole $1,309

A family of three spends $3,260 per month in Ubud, Bali vs $1,760 in Sveti Nikole, rent included.

Ubud, Bali $3,260
Sveti Nikole $1,760

Ubud, Bali costs about 59% more than Sveti Nikole, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 1% above the global median, while Sveti Nikole is 36% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$8.81 MKD 481

-62.20%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$32.98 MKD 1,799

6.67%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$5.36 MKD 292

8.21%

Cappuccino

$2.73 Rp 49.1K

$1.61 MKD 88.0

69.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$1.38 MKD 75.5

18.84%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.03 MKD 56.2

-19.42%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$1.51 MKD 82.2

78.81%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$1.85 MKD 101

132.43%

Milk (1 liter)

$1.50 Rp 27.1K

$1.33 MKD 72.6

12.78%

White Bread (500g)

$2.30 Rp 41.4K

$0.55 MKD 30.14

318.18%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.17 MKD 63.8

0.85%

Eggs

$2.14 Rp 38.6K

$2.43 MKD 132

-11.93%

Local Cheese (1kg)

$17.48 Rp 314.6K

$9.29 MKD 507

88.16%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$4.62 MKD 252

-12.77%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$11.58 MKD 632

5.61%

Apples (1kg)

$3.55 Rp 63.9K

$1.29 MKD 70.1

175.19%

Banana (1kg)

$1.57 Rp 28.3K

$1.30 MKD 71.1

20.77%

Oranges (1kg)

$2.24 Rp 40.2K

$1.28 MKD 69.9

75.00%

Tomato (1kg)

$1.93 Rp 34.7K

$1.74 MKD 94.7

10.92%

Potato (1kg)

$1.88 Rp 33.9K

$0.74 MKD 40.20

154.05%

Onion (1kg)

$2.29 Rp 41.3K

$1.14 MKD 62.2

100.88%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.86 MKD 46.91

15.12%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.40 MKD 21.64

32.50%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$3.07 MKD 168

-25.73%

Wine (Bottle)

$23.01 Rp 414.2K

$6.48 MKD 354

255.09%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.02 MKD 55.9

129.41%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$1.49 MKD 81.3

95.30%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.71 MKD 38.82

-66.20%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$23.57 MKD 1,286

-62.58%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$1.46 MKD 79.8

-67.12%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.01 MKD 55.2

-54.46%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$3.65 MKD 199

49.32%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.40 MKD 76.3

-37.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$31.4K MKD 1.7M

-21.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$27.7K MKD 1.5M

12.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$127 MKD 6,901

-34.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$15.70 MKD 857

-58.92%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$11.97 MKD 653

55.14%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$21.94 MKD 1,197

154.42%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$19.74 MKD 1,077

-8.26%

Cinema Ticket

$4.38 Rp 78.9K

$5.10 MKD 278

-14.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$280 MKD 15.3K

76.25%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$3,095 MKD 168.8K

85.90%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$72.7 MKD 3,968

-36.50%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$31.84 MKD 1,737

10.96%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$82.0 MKD 4,474

-3.57%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$87.4 MKD 4,765

-10.27%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$313 MKD 17.1K

264.88%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$207 MKD 11.3K

225.76%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$451 MKD 24.6K

676.35%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$315 MKD 17.2K

438.89%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$1,523 MKD 83.1K

82.81%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,169 MKD 63.8K

91.63%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$539 MKD 29.4K

-69.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.23

225.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Sveti Nikole: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Sveti Nikole

$207 24.2% 69.3% $468

Groceries & Markets

Ubud, Bali

$290 21.2%

Sveti Nikole

$181 21.1% 37.8% $110

Eating Out

Ubud, Bali

$109 8%

Sveti Nikole

$127 14.8% 16.6% $18

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Sveti Nikole

$154 18% 42.7% $46

Clothing & Footwear

Ubud, Bali

$108 7.9%

Sveti Nikole

$123 14.4% 14.6% $16

Sport & Entertainment

Ubud, Bali

$65 4.7%

Sveti Nikole

$32 3.8% 50.2% $32

Getting Around

Ubud, Bali

$13 0.9%

Sveti Nikole

$33 3.8% 163% $20

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $313 in Sveti Nikole. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 227% higher in Sveti Nikole, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $33.00 in Sveti Nikole. Monthly groceries follow the same trend: $290 vs $181 – making Sveti Nikole the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇲🇰 Sveti Nikole

🕒 Local time

04:33 4:33 AM

22:33 10:33 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

13,220

💱 Currency

Indonesian Rupiah IDR Rp

North Macedonian Denar MKD ден

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 MKD = 1.83 USD

100 MKD = 1.63 EUR

Exchange rates and currency converter

MKD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

North Macedonian Denar exchange rates as of October 19, 2026: 1 USD = 54.55 MKD (100 MKD = 1.83 USD). 1 EUR = 61.33 MKD (100 MKD = 1.63 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Sveti Nikole 10,910 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Sveti Nikole

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sveti Nikole: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 59% more than Sveti Nikole, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $1,286 in Sveti Nikole. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sveti Nikole, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $493 per month in Ubud, Bali and $280 in Sveti Nikole. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 61% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Sveti Nikole, where all-in costs run around $858, than in Ubud, Bali at $1,368. In Sveti Nikole it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Sveti Nikole costs $858 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Sveti Nikole. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.