Cost of Living Comparison Between Ubud, Bali and Sveti Nikole Cost of Living Comparison Between Ubud, Bali and Sveti Nikole

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $887 in Sveti Nikole, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,323 in Sveti Nikole, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,759 in Sveti Nikole, rent included.

Ubud, Bali costs about 60% more than Sveti Nikole, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Sveti Nikole is 34% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$5.74 MKD 302

-37.98%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$28.63 MKD 1,509

14.32%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$5.21 MKD 275

-4.99%

Cappuccino

$2.71 Rp 48.4K

$1.73 MKD 91.4

56.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$1.67 MKD 88.3

-19.76%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$1.26 MKD 66.5

-44.44%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$2.20 MKD 116

32.73%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$2.69 MKD 142

47.21%

Milk (1 liter)

$1.81 Rp 32.3K

$1.29 MKD 68.1

40.31%

White Bread (500g)

$2.52 Rp 45.0K

$0.71 MKD 37.59

254.93%

Rice (white) (1kg)

$1.16 Rp 20.7K

$1.72 MKD 90.7

-32.56%

Eggs

$2.46 Rp 43.9K

$2.08 MKD 110

18.27%

Local Cheese (1kg)

$14.71 Rp 262.7K

$8.30 MKD 438

77.23%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$6.47 MKD 341

-33.23%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$13.33 MKD 703

-8.93%

Apples (1kg)

$3.84 Rp 68.6K

$1.07 MKD 56.5

258.88%

Banana (1kg)

$1.56 Rp 27.8K

$1.45 MKD 76.2

7.59%

Oranges (1kg)

$2.83 Rp 50.6K

$1.27 MKD 66.7

122.83%

Tomato (1kg)

$2.33 Rp 41.5K

$1.58 MKD 83.1

47.47%

Potato (1kg)

$1.91 Rp 34.2K

$0.94 MKD 49.70

103.19%

Onion (1kg)

$2.20 Rp 39.3K

$0.99 MKD 52.3

122.22%

Lettuce (1 head)

$1.01 Rp 18.1K

$0.62 MKD 32.51

62.90%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.53 MKD 27.75

47.17%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$3.06 MKD 161

8.50%

Wine (Bottle)

$23.74 Rp 423.9K

$6.48 MKD 341

266.36%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.01 MKD 53.3

176.24%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$1.46 MKD 76.8

95.89%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.65 MKD 34.20

-58.46%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$20.07 MKD 1,058

-59.99%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$1.29 MKD 68.2

-64.34%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$0.49 MKD 25.87

-8.16%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$6.44 MKD 339

-5.28%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.43 MKD 75.5

-44.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$32.1K MKD 1.7M

-18.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$30.0K MKD 1.6M

7.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$145 MKD 7,619

-44.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$17.35 MKD 915

-76.60%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$15.43 MKD 813

52.43%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$26.73 MKD 1,409

269.25%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$4.15 Rp 74.1K

$4.60 MKD 243

-9.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$215 MKD 11.4K

41.12%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$1,226 MKD 64.6K

439.45%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$76.1 MKD 4,009

-26.99%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$39.12 MKD 2,061

-2.07%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$74.4 MKD 3,922

19.05%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$111 MKD 5,860

-29.97%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$281 MKD 14.8K

257.83%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$198 MKD 10.4K

240.78%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$563 MKD 29.7K

511.63%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$309 MKD 16.3K

560.14%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$1,644 MKD 86.6K

72.85%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$1,276 MKD 67.3K

77.37%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$568 MKD 29.9K

-70.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.54

192.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Sveti Nikole: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $281 in Sveti Nikole. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 244% higher in Sveti Nikole, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $29.00 in Sveti Nikole. Monthly groceries follow the same trend: $302 vs $194 – making Sveti Nikole the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sveti Nikole: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 60% more than Sveti Nikole, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,331 in Sveti Nikole. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sveti Nikole, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $304 per month in Ubud, Bali and $215 in Sveti Nikole. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 56% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Sveti Nikole, where all-in costs run around $887, than in Ubud, Bali at $1,419. In Sveti Nikole it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Sveti Nikole costs $887 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Sveti Nikole. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.