Cost of Living Comparison Between Ubud, Bali and Sveti Nikole Cost of Living Comparison Between Ubud, Bali and Sveti Nikole

Monthly Cost of Living

A single person spends $1,396 per month in Ubud, Bali vs $894 in Sveti Nikole, rent included.

A couple spends around $2,334 per month in Ubud, Bali vs $1,352 in Sveti Nikole, rent included.

A family of three spends $3,273 per month in Ubud, Bali vs $1,811 in Sveti Nikole, rent included.

Ubud, Bali costs about 56% more than Sveti Nikole, driven mainly by Groceries & Markets.

Ubud, Bali sits 2% above the global median, while Sveti Nikole is 35% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.37 Rp 59.7K

$9.38 MKD 495

-64.07%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 682.4K

$34.67 MKD 1,828

11.31%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.6K

$5.40 MKD 285

2.22%

Cappuccino

$2.64 Rp 46.8K

$1.75 MKD 92.1

50.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.6K

$1.45 MKD 76.5

15.17%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$1.01 MKD 53.5

-23.76%

Local Beer (0.5 liter draught)

$2.63 Rp 46.6K

$1.58 MKD 83.3

66.46%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.7K

$1.86 MKD 98.3

130.11%

Milk (1 liter)

$1.55 Rp 27.3K

$1.40 MKD 74.1

10.71%

White Bread (500g)

$2.22 Rp 39.3K

$0.56 MKD 29.58

296.43%

Rice (white) (1kg)

$1.13 Rp 19.9K

$1.20 MKD 63.3

-5.83%

Eggs

$2.09 Rp 36.9K

$2.55 MKD 135

-18.04%

Local Cheese (1kg)

$17.39 Rp 307.6K

$9.66 MKD 509

80.02%

Chicken Fillets (1kg)

$3.87 Rp 68.4K

$4.64 MKD 245

-16.59%

Beef Round Steak (1kg)

$12.55 Rp 221.9K

$12.40 MKD 654

1.21%

Apples (1kg)

$3.62 Rp 63.9K

$1.39 MKD 73.4

160.43%

Banana (1kg)

$1.56 Rp 27.6K

$1.36 MKD 71.6

14.71%

Oranges (1kg)

$2.35 Rp 41.6K

$1.35 MKD 71.4

74.07%

Tomato (1kg)

$2.06 Rp 36.4K

$1.78 MKD 93.8

15.73%

Potato (1kg)

$1.90 Rp 33.6K

$0.79 MKD 41.50

140.51%

Onion (1kg)

$2.34 Rp 41.3K

$1.21 MKD 63.9

93.39%

Lettuce (1 head)

$1.03 Rp 18.2K

$0.83 MKD 43.89

24.10%

Water (1.5 liter bottle)

$0.55 Rp 9,809

$0.41 MKD 21.58

34.15%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.8K

$3.13 MKD 165

-28.12%

Wine (Bottle)

$23.81 Rp 421.0K

$6.45 MKD 340

269.15%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.9K

$1.06 MKD 55.8

117.92%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.5K

$1.47 MKD 77.7

90.48%

One-way Ticket (Public Transport)

$0.27 Rp 4,816

$0.78 MKD 41.20

-65.38%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 153.2K

$25.00 MKD 1,318

-65.36%

Taxi Start (Normal Tariff)

$0.48 Rp 8,515

$1.55 MKD 81.8

-69.03%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,887

$1.06 MKD 56.0

-57.55%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 101.1K

$3.83 MKD 202

49.35%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.44 MKD 76.1

-47.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 433.0M

$33.8K MKD 1.8M

-27.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 568.0M

$28.0K MKD 1.5M

14.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$152 MKD 8,017

-45.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 114.2K

$15.96 MKD 841

-59.52%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 335.9K

$12.48 MKD 658

52.16%

Gym Membership (Monthly)

$56.0 Rp 989.8K

$23.62 MKD 1,245

136.96%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 329.2K

$16.78 MKD 885

10.97%

Cinema Ticket

$4.28 Rp 75.7K

$5.21 MKD 275

-17.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$356 MKD 18.8K

36.64%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.6M

$4,864 MKD 256.5K

20.39%

Jeans (Levis 501 Or Similar)

$45.56 Rp 805.6K

$77.0 MKD 4,062

-40.86%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 643.3K

$33.42 MKD 1,762

8.86%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$83.6 MKD 4,410

-2.01%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$88.8 MKD 4,685

-9.50%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$312 MKD 16.5K

257.86%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$184 MKD 9,690

281.50%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.5M

$491 MKD 25.9K

620.58%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.2M

$305 MKD 16.1K

477.18%

Buy Apartment in City Center (m2)

$2,826 Rp 50.0M

$1,613 MKD 85.0K

75.24%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.5M

$1,204 MKD 63.5K

90.35%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$569 MKD 30.0K

-70.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.25

224.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Sveti Nikole: August 29, 2026

Cost Breakdown

A central one-bedroom costs $1,117 in Ubud, Bali versus $312 in Sveti Nikole. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 235% higher in Sveti Nikole, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $35.00 in Sveti Nikole. Monthly groceries follow the same trend: $293 vs $188 – making Sveti Nikole the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sveti Nikole: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 56% more than Sveti Nikole, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,095 per month in Ubud, Bali and $1,341 in Sveti Nikole. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sveti Nikole, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $487 per month in Ubud, Bali and $356 in Sveti Nikole. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 56% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Sveti Nikole, where all-in costs run around $894, than in Ubud, Bali at $1,396. In Sveti Nikole it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Sveti Nikole costs $894 versus $1,396 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Sveti Nikole. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.