🙂A single person spends $887 per month in Sveti Nikole vs $1,419 in Ubud, Bali, rent included.
🙂A couple spends around $1,323 per month in Sveti Nikole vs $2,540 in Ubud, Bali, rent included.
🙂A family of three spends $1,759 per month in Sveti Nikole vs $3,660 in Ubud, Bali, rent included.
🙂Sveti Nikole is about 37% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.
📊Sveti Nikole sits 34% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Sveti Nikole
Ubud, Bali
Difference
Meal at Budget Restaurant
$5.74MKD 302
$3.56Rp 63.7K
61.24%
Three-Course Dinner for Two, Mid-Range
$28.63MKD 1,509
$32.73Rp 584.5K
-12.53%
Fast Food Meal(McDonalds, etc)
$5.21MKD 275
$4.95Rp 88.4K
5.25%
Cappuccino
$1.73MKD 91.4
$2.71Rp 48.4K
-36.16%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.67MKD 88.3
$1.34Rp 24.0K
24.63%
Water(0.33 liter bottle)
$1.26MKD 66.5
$0.70Rp 12.5K
80.00%
Local Beer(0.5 liter draught)
$2.20MKD 116
$2.92Rp 52.1K
-24.66%
Imported Beer(0.33 liter bottle)
$2.69MKD 142
$3.96Rp 70.7K
-32.07%
🛒 Groceries & Markets
Sveti Nikole
Ubud, Bali
Difference
Milk(1 liter)
$1.29MKD 68.1
$1.81Rp 32.3K
-28.73%
White Bread(500g)
$0.71MKD 37.59
$2.52Rp 45.0K
-71.83%
Rice(white)(1kg)
$1.72MKD 90.7
$1.16Rp 20.7K
48.28%
Eggs
$2.08MKD 110
$2.46Rp 43.9K
-15.45%
Local Cheese(1kg)
$8.30MKD 438
$14.71Rp 262.7K
-43.58%
Chicken Fillets(1kg)
$6.47MKD 341
$4.32Rp 77.1K
49.77%
Beef Round Steak(1kg)
$13.33MKD 703
$12.14Rp 216.7K
9.80%
Apples(1kg)
$1.07MKD 56.5
$3.84Rp 68.6K
-72.14%
Banana(1kg)
$1.45MKD 76.2
$1.56Rp 27.8K
-7.05%
Oranges(1kg)
$1.27MKD 66.7
$2.83Rp 50.6K
-55.12%
Tomato(1kg)
$1.58MKD 83.1
$2.33Rp 41.5K
-32.19%
Potato(1kg)
$0.94MKD 49.70
$1.91Rp 34.2K
-50.79%
Onion(1kg)
$0.99MKD 52.3
$2.20Rp 39.3K
-55.00%
Lettuce(1 head)
$0.62MKD 32.51
$1.01Rp 18.1K
-38.61%
Water(1.5 liter bottle)
$0.53MKD 27.75
$0.78Rp 13.8K
-32.05%
Cigarettes 20 Pack(Marlboro, Camel)
$3.06MKD 161
$3.32Rp 59.2K
-7.83%
Wine(Bottle)
$6.48MKD 341
$23.74Rp 423.9K
-72.70%
Local Beer(0.5 liter bottle)
$1.01MKD 53.3
$2.79Rp 49.8K
-63.80%
Imported Beer(0.33 liter bottle)
$1.46MKD 76.8
$2.86Rp 51.1K
-48.95%
🚌 Getting Around
Sveti Nikole
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.65MKD 34.20
$0.27Rp 4,800
140.74%
Public Transport Monthly Pass(Regular Price)
$20.07MKD 1,058
$8.03Rp 143.4K
149.94%
Taxi Start(Normal Tariff)
$1.29MKD 68.2
$0.46Rp 8,150
180.43%
Taxi(Normal Tariff)(1km)
$0.49MKD 25.87
$0.45Rp 8,037
8.89%
Taxi 1hour Waiting(Normal Tariff)
$6.44MKD 339
$6.10Rp 108.9K
5.57%
Gasoline(1 liter)
$1.43MKD 75.5
$0.79Rp 14.2K
81.01%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.1KMKD 1.7M
$26.1KRp 467.0M
22.71%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.0KMKD 1.6M
$32.1KRp 573.6M
-6.73%
🧾 Monthly Utilities & Internet
Sveti Nikole
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$145MKD 7,619
$79.9Rp 1.4M
80.86%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.35MKD 915
$4.06Rp 72.6K
327.34%
Internet(50+ Mbps, Unlimited Data)
$15.43MKD 813
$23.52Rp 420.0K
-34.40%
🎉 Sport & Entertainment
Sveti Nikole
Ubud, Bali
Difference
Gym Membership(Monthly)
$26.73MKD 1,409
$98.7Rp 1.8M
-72.92%
Tennis Court(1 Hour on Weekend)
-
$6.63Rp 118.4K
-
Cinema Ticket
$4.60MKD 243
$4.15Rp 74.1K
10.84%
🧸 Childcare & Education
Sveti Nikole
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$215MKD 11.4K
$304Rp 5.4M
-29.14%
International Primary School, 1 Child(Yearly)
$1,226MKD 64.6K
$6,613Rp 118.1M
-81.46%
👕👟 Clothing & Footwear
Sveti Nikole
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$76.1MKD 4,009
$55.5Rp 991.8K
36.96%
Summer Dress(H&M, Zara, etc)
$39.12MKD 2,061
$38.31Rp 684.1K
2.11%
Sport Shoes(Adidas, Nike)
$74.4MKD 3,922
$88.6Rp 1.6M
-16.00%
Men's Leather Business Shoes
$111MKD 5,860
$77.9Rp 1.4M
42.79%
🏠 Accommodation & Living
Sveti Nikole
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$281MKD 14.8K
$1,006Rp 18.0M
-72.05%
1-bedroom Apartment, Outside City Center(Monthly)
$198MKD 10.4K
$675Rp 12.1M
-70.66%
3-bedroom Apartment, City Center(Monthly)
$563MKD 29.7K
$3,442Rp 61.5M
-83.65%
3-bedroom Apartment, Outside City Center(Monthly)
$309MKD 16.3K
$2,039Rp 36.4M
-84.85%
Buy Apartment in City Center(m2)
$1,644MKD 86.6K
$2,841Rp 50.7M
-42.15%
Buy Apartment Outside City Center(m2)
$1,276MKD 67.3K
$2,264Rp 40.4M
-43.62%
💵 Salaries & Financials
Sveti Nikole
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$568MKD 29.9K
$165Rp 3.0M
243.87%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.54
13.28
-65.81%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Sveti Nikole: May 31, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A central one-bedroom costs $281 in Sveti Nikole versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 244% higher in Sveti Nikole, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $29.00 in Sveti Nikole versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $194 vs $302 – making Sveti Nikole the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sveti Nikole vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Sveti Nikole or Ubud, Bali?
Ubud, Bali costs about 60% more than Sveti Nikole, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Sveti Nikole vs Ubud, Bali?
For a comfortable life, plan on about $1,331 per month in Sveti Nikole and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Sveti Nikole or Ubud, Bali?
Rent is clearly cheaper in Sveti Nikole, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Sveti Nikole and Ubud, Bali?
Kindergarten costs $215 per month in Sveti Nikole and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Sveti Nikole or Ubud, Bali?
Groceries cost about 56% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Sveti Nikole or Ubud, Bali?
A $1,000 monthly budget goes further in Sveti Nikole, where all-in costs run around $887, than in Ubud, Bali at $1,419. In Sveti Nikole it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Sveti Nikole or Ubud, Bali?
For digital nomads, it depends on budget. Sveti Nikole costs $887 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Sveti Nikole compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Sveti Nikole or Ubud, Bali?
If budget matters most, go with Sveti Nikole. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.
Sveti Nikole vs other spots: cost of living compared