Cost of Living Comparison Between Sveti Nikole and Ubud, Bali Cost of Living Comparison Between Sveti Nikole and Ubud, Bali

Monthly Cost of Living

A single person spends $885 per month in Sveti Nikole vs $1,408 in Ubud, Bali, rent included.

A couple spends around $1,299 per month in Sveti Nikole vs $2,585 in Ubud, Bali, rent included.

A family of three spends $1,713 per month in Sveti Nikole vs $3,763 in Ubud, Bali, rent included.

Sveti Nikole is about 37% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Sveti Nikole sits 34% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Sveti Nikole
Ubud, Bali
Difference
Meal at Budget Restaurant
$5.66 MKD 303
$3.45 Rp 62.0K
64.06%
Three-Course Dinner for Two, Mid-Range
$27.68 MKD 1,485
$32.34 Rp 580.1K
-14.41%
Fast Food Meal (McDonalds, etc)
$5.13 MKD 275
$4.84 Rp 86.9K
5.99%
Cappuccino
$1.71 MKD 91.9
$2.75 Rp 49.3K
-37.82%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.61 MKD 86.3
$1.38 Rp 24.8K
16.67%
Water (0.33 liter bottle)
$1.23 MKD 66.2
$0.75 Rp 13.5K
64.00%
Local Beer (0.5 liter draught)
$2.32 MKD 124
$2.99 Rp 53.7K
-22.41%
Imported Beer (0.33 liter bottle)
$2.74 MKD 147
$3.85 Rp 69.1K
-28.83%
🛒 Groceries & Markets
Sveti Nikole
Ubud, Bali
Difference
Milk (1 liter)
$1.25 MKD 66.8
$1.74 Rp 31.1K
-28.16%
White Bread (500g)
$0.73 MKD 39.37
$2.46 Rp 44.1K
-70.33%
Rice (white) (1kg)
$1.69 MKD 90.7
$1.17 Rp 21.0K
44.44%
Eggs
$2.04 MKD 110
$2.43 Rp 43.6K
-16.05%
Local Cheese (1kg)
$8.56 MKD 459
$14.50 Rp 260.2K
-40.97%
Chicken Fillets (1kg)
$6.33 MKD 339
$4.35 Rp 78.0K
45.52%
Beef Round Steak (1kg)
$13.78 MKD 739
$11.98 Rp 214.9K
15.03%
Apples (1kg)
$1.07 MKD 57.4
$3.72 Rp 66.7K
-71.24%
Banana (1kg)
$1.37 MKD 73.6
$1.63 Rp 29.2K
-15.95%
Oranges (1kg)
$1.25 MKD 67.0
$2.74 Rp 49.2K
-54.38%
Tomato (1kg)
$1.63 MKD 87.5
$2.24 Rp 40.2K
-27.23%
Potato (1kg)
$0.95 MKD 50.8
$1.92 Rp 34.4K
-50.52%
Onion (1kg)
$0.91 MKD 48.76
$2.28 Rp 40.8K
-60.09%
Lettuce (1 head)
$0.61 MKD 32.50
$1.06 Rp 19.1K
-42.45%
Water (1.5 liter bottle)
$0.54 MKD 28.75
$0.72 Rp 12.9K
-25.00%
Cigarettes 20 Pack (Marlboro, Camel)
$3.07 MKD 165
$3.29 Rp 58.9K
-6.69%
Wine (Bottle)
$6.62 MKD 355
$23.19 Rp 416.1K
-71.45%
Local Beer (0.5 liter bottle)
$0.96 MKD 51.4
$2.78 Rp 49.8K
-65.47%
Imported Beer (0.33 liter bottle)
$1.52 MKD 81.6
$2.73 Rp 49.0K
-44.32%
🚌 Getting Around
Sveti Nikole
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.64 MKD 34.09
$0.27 Rp 4,778
137.04%
Public Transport Monthly Pass (Regular Price)
$20.57 MKD 1,103
$8.11 Rp 145.4K
153.64%
Taxi Start (Normal Tariff)
$1.34 MKD 72.0
$0.48 Rp 8,659
179.17%
Taxi (Normal Tariff) (1km)
$0.50 MKD 26.71
$0.42 Rp 7,532
19.05%
Taxi 1hour Waiting (Normal Tariff)
$6.69 MKD 359
$6.22 Rp 111.6K
7.56%
Gasoline (1 liter)
$1.42 MKD 76.1
$0.81 Rp 14.6K
75.31%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.7K MKD 1.7M
$26.6K Rp 477.4M
19.25%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.5K MKD 1.6M
$32.2K Rp 577.4M
-8.37%
🧾 Monthly Utilities & Internet
Sveti Nikole
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$146 MKD 7,851
$78.4 Rp 1.4M
86.80%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.61 MKD 944
$4.07 Rp 73.0K
332.68%
Internet (50+ Mbps, Unlimited Data)
$15.28 MKD 820
$24.33 Rp 436.4K
-37.20%
🎉 Sport & Entertainment
Sveti Nikole
Ubud, Bali
Difference
Gym Membership (Monthly)
$26.21 MKD 1,406
$98.6 Rp 1.8M
-73.42%
Tennis Court (1 Hour on Weekend)
-
$6.34 Rp 113.7K
-
Cinema Ticket
$4.58 MKD 246
$3.99 Rp 71.5K
14.79%
🧸 Childcare & Education
Sveti Nikole
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$223 MKD 12.0K
$305 Rp 5.5M
-26.79%
International Primary School, 1 Child (Yearly)
$1,208 MKD 64.8K
$6,642 Rp 119.2M
-81.81%
👕👟 Clothing & Footwear
Sveti Nikole
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$76.2 MKD 4,085
$54.1 Rp 971.2K
40.65%
Summer Dress (H&M, Zara, etc)
$40.34 MKD 2,164
$37.81 Rp 678.2K
6.69%
Sport Shoes (Adidas, Nike)
$76.0 MKD 4,079
$86.8 Rp 1.6M
-12.44%
Men's Leather Business Shoes
$113 MKD 6,050
$76.4 Rp 1.4M
47.71%
🏠 Accommodation & Living
Sveti Nikole
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$280 MKD 15.0K
$992 Rp 17.8M
-71.76%
1-bedroom Apartment, Outside City Center (Monthly)
$193 MKD 10.3K
$673 Rp 12.1M
-71.35%
3-bedroom Apartment, City Center (Monthly)
$573 MKD 30.7K
$3,375 Rp 60.5M
-83.03%
3-bedroom Apartment, Outside City Center (Monthly)
$305 MKD 16.4K
$2,050 Rp 36.8M
-85.12%
Buy Apartment in City Center (m2)
$1,602 MKD 85.9K
$2,805 Rp 50.3M
-42.90%
Buy Apartment Outside City Center (m2)
$1,274 MKD 68.3K
$2,227 Rp 39.9M
-42.79%
💵 Salaries & Financials
Sveti Nikole
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$561 MKD 30.1K
$167 Rp 3.0M
235.93%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.54
13.28
-65.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sveti Nikole: July 13, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $280 in Sveti Nikole versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 236% higher in Sveti Nikole, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $28.00 in Sveti Nikole versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $195 vs $297 – making Sveti Nikole the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sveti Nikole vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Sveti Nikole or Ubud, Bali?
Ubud, Bali costs about 59% more than Sveti Nikole, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Sveti Nikole and in Ubud, Bali?
For a comfortable life, plan on about $1,327 per month in Sveti Nikole and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Sveti Nikole or Ubud, Bali?
Rent is clearly cheaper in Sveti Nikole, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Sveti Nikole and in Ubud, Bali?
Kindergarten costs $223 per month in Sveti Nikole and $305 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Sveti Nikole or in Ubud, Bali?
Groceries cost about 53% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Sveti Nikole or in Ubud, Bali?
A $1,000 monthly budget goes further in Sveti Nikole, where all-in costs run around $885, than in Ubud, Bali at $1,408. In Sveti Nikole it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Sveti Nikole or Ubud, Bali?
For digital nomads, it depends on budget. Sveti Nikole costs $885 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Sveti Nikole compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Sveti Nikole or to Ubud, Bali?
If budget matters most, go with Sveti Nikole. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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