🙂A single person spends $885 per month in Sveti Nikole vs $1,408 in Ubud, Bali, rent included.
🙂A couple spends around $1,299 per month in Sveti Nikole vs $2,585 in Ubud, Bali, rent included.
🙂A family of three spends $1,713 per month in Sveti Nikole vs $3,763 in Ubud, Bali, rent included.
🙂Sveti Nikole is about 37% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.
📊Sveti Nikole sits 34% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Sveti Nikole
Ubud, Bali
Difference
Meal at Budget Restaurant
$5.66MKD 303
$3.45Rp 62.0K
64.06%
Three-Course Dinner for Two, Mid-Range
$27.68MKD 1,485
$32.34Rp 580.1K
-14.41%
Fast Food Meal(McDonalds, etc)
$5.13MKD 275
$4.84Rp 86.9K
5.99%
Cappuccino
$1.71MKD 91.9
$2.75Rp 49.3K
-37.82%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.61MKD 86.3
$1.38Rp 24.8K
16.67%
Water(0.33 liter bottle)
$1.23MKD 66.2
$0.75Rp 13.5K
64.00%
Local Beer(0.5 liter draught)
$2.32MKD 124
$2.99Rp 53.7K
-22.41%
Imported Beer(0.33 liter bottle)
$2.74MKD 147
$3.85Rp 69.1K
-28.83%
🛒 Groceries & Markets
Sveti Nikole
Ubud, Bali
Difference
Milk(1 liter)
$1.25MKD 66.8
$1.74Rp 31.1K
-28.16%
White Bread(500g)
$0.73MKD 39.37
$2.46Rp 44.1K
-70.33%
Rice(white)(1kg)
$1.69MKD 90.7
$1.17Rp 21.0K
44.44%
Eggs
$2.04MKD 110
$2.43Rp 43.6K
-16.05%
Local Cheese(1kg)
$8.56MKD 459
$14.50Rp 260.2K
-40.97%
Chicken Fillets(1kg)
$6.33MKD 339
$4.35Rp 78.0K
45.52%
Beef Round Steak(1kg)
$13.78MKD 739
$11.98Rp 214.9K
15.03%
Apples(1kg)
$1.07MKD 57.4
$3.72Rp 66.7K
-71.24%
Banana(1kg)
$1.37MKD 73.6
$1.63Rp 29.2K
-15.95%
Oranges(1kg)
$1.25MKD 67.0
$2.74Rp 49.2K
-54.38%
Tomato(1kg)
$1.63MKD 87.5
$2.24Rp 40.2K
-27.23%
Potato(1kg)
$0.95MKD 50.8
$1.92Rp 34.4K
-50.52%
Onion(1kg)
$0.91MKD 48.76
$2.28Rp 40.8K
-60.09%
Lettuce(1 head)
$0.61MKD 32.50
$1.06Rp 19.1K
-42.45%
Water(1.5 liter bottle)
$0.54MKD 28.75
$0.72Rp 12.9K
-25.00%
Cigarettes 20 Pack(Marlboro, Camel)
$3.07MKD 165
$3.29Rp 58.9K
-6.69%
Wine(Bottle)
$6.62MKD 355
$23.19Rp 416.1K
-71.45%
Local Beer(0.5 liter bottle)
$0.96MKD 51.4
$2.78Rp 49.8K
-65.47%
Imported Beer(0.33 liter bottle)
$1.52MKD 81.6
$2.73Rp 49.0K
-44.32%
🚌 Getting Around
Sveti Nikole
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.64MKD 34.09
$0.27Rp 4,778
137.04%
Public Transport Monthly Pass(Regular Price)
$20.57MKD 1,103
$8.11Rp 145.4K
153.64%
Taxi Start(Normal Tariff)
$1.34MKD 72.0
$0.48Rp 8,659
179.17%
Taxi(Normal Tariff)(1km)
$0.50MKD 26.71
$0.42Rp 7,532
19.05%
Taxi 1hour Waiting(Normal Tariff)
$6.69MKD 359
$6.22Rp 111.6K
7.56%
Gasoline(1 liter)
$1.42MKD 76.1
$0.81Rp 14.6K
75.31%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.7KMKD 1.7M
$26.6KRp 477.4M
19.25%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.5KMKD 1.6M
$32.2KRp 577.4M
-8.37%
🧾 Monthly Utilities & Internet
Sveti Nikole
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$146MKD 7,851
$78.4Rp 1.4M
86.80%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.61MKD 944
$4.07Rp 73.0K
332.68%
Internet(50+ Mbps, Unlimited Data)
$15.28MKD 820
$24.33Rp 436.4K
-37.20%
🎉 Sport & Entertainment
Sveti Nikole
Ubud, Bali
Difference
Gym Membership(Monthly)
$26.21MKD 1,406
$98.6Rp 1.8M
-73.42%
Tennis Court(1 Hour on Weekend)
-
$6.34Rp 113.7K
-
Cinema Ticket
$4.58MKD 246
$3.99Rp 71.5K
14.79%
🧸 Childcare & Education
Sveti Nikole
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$223MKD 12.0K
$305Rp 5.5M
-26.79%
International Primary School, 1 Child(Yearly)
$1,208MKD 64.8K
$6,642Rp 119.2M
-81.81%
👕👟 Clothing & Footwear
Sveti Nikole
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$76.2MKD 4,085
$54.1Rp 971.2K
40.65%
Summer Dress(H&M, Zara, etc)
$40.34MKD 2,164
$37.81Rp 678.2K
6.69%
Sport Shoes(Adidas, Nike)
$76.0MKD 4,079
$86.8Rp 1.6M
-12.44%
Men's Leather Business Shoes
$113MKD 6,050
$76.4Rp 1.4M
47.71%
🏠 Accommodation & Living
Sveti Nikole
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$280MKD 15.0K
$992Rp 17.8M
-71.76%
1-bedroom Apartment, Outside City Center(Monthly)
$193MKD 10.3K
$673Rp 12.1M
-71.35%
3-bedroom Apartment, City Center(Monthly)
$573MKD 30.7K
$3,375Rp 60.5M
-83.03%
3-bedroom Apartment, Outside City Center(Monthly)
$305MKD 16.4K
$2,050Rp 36.8M
-85.12%
Buy Apartment in City Center(m2)
$1,602MKD 85.9K
$2,805Rp 50.3M
-42.90%
Buy Apartment Outside City Center(m2)
$1,274MKD 68.3K
$2,227Rp 39.9M
-42.79%
💵 Salaries & Financials
Sveti Nikole
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$561MKD 30.1K
$167Rp 3.0M
235.93%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.54
13.28
-65.81%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Sveti Nikole: July 13, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A central one-bedroom costs $280 in Sveti Nikole versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 236% higher in Sveti Nikole, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $28.00 in Sveti Nikole versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $195 vs $297 – making Sveti Nikole the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sveti Nikole vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Sveti Nikole or Ubud, Bali?
Ubud, Bali costs about 59% more than Sveti Nikole, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Sveti Nikole and in Ubud, Bali?
For a comfortable life, plan on about $1,327 per month in Sveti Nikole and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Sveti Nikole or Ubud, Bali?
Rent is clearly cheaper in Sveti Nikole, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Sveti Nikole and in Ubud, Bali?
Kindergarten costs $223 per month in Sveti Nikole and $305 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Sveti Nikole or in Ubud, Bali?
Groceries cost about 53% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Sveti Nikole or in Ubud, Bali?
A $1,000 monthly budget goes further in Sveti Nikole, where all-in costs run around $885, than in Ubud, Bali at $1,408. In Sveti Nikole it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Sveti Nikole or Ubud, Bali?
For digital nomads, it depends on budget. Sveti Nikole costs $885 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Sveti Nikole compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Sveti Nikole or to Ubud, Bali?
If budget matters most, go with Sveti Nikole. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.
Sveti Nikole vs other spots: cost of living compared