Last update: Oct 2026

Cost of Living Comparison Between Sveti Nikole and Ubud, Bali

For one person, living is cheaper in Sveti Nikole: $858 a month against $1,368 in Ubud, Bali, rent and utilities included – about $6,100 less a year. Rent and utilities account for most of the difference.

41

Cost of Living Index in Sveti Nikole
Learn more

Sveti Nikole Living Index
67

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Sveti Nikole

🇲🇰 North Macedonia

$858

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Sveti Nikole and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sveti Nikole and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $858 per month in Sveti Nikole vs $1,368 in Ubud, Bali, rent included.

Sveti Nikole $858
Ubud, Bali $1,368

A couple spends around $1,309 per month in Sveti Nikole vs $2,314 in Ubud, Bali, rent included.

Sveti Nikole $1,309
Ubud, Bali $2,314

A family of three spends $1,760 per month in Sveti Nikole vs $3,260 in Ubud, Bali, rent included.

Sveti Nikole $1,760
Ubud, Bali $3,260

Sveti Nikole is about 37% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Sveti Nikole sits 36% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.81 MKD 481

$3.33 Rp 59.9K

164.56%

Three-Course Dinner for Two, Mid-Range

$32.98 MKD 1,799

$35.18 Rp 633.2K

-6.25%

Fast Food Meal (McDonalds, etc)

$5.36 MKD 292

$5.80 Rp 104.5K

-7.59%

Cappuccino

$1.61 MKD 88.0

$2.73 Rp 49.1K

-41.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 MKD 75.5

$1.64 Rp 29.5K

-15.85%

Water (0.33 liter bottle)

$1.03 MKD 56.2

$0.83 Rp 15.0K

24.10%

Local Beer (0.5 liter draught)

$1.51 MKD 82.2

$2.70 Rp 48.6K

-44.07%

Imported Beer (0.33 liter bottle)

$1.85 MKD 101

$4.30 Rp 77.4K

-56.98%

Milk (1 liter)

$1.33 MKD 72.6

$1.50 Rp 27.1K

-11.33%

White Bread (500g)

$0.55 MKD 30.14

$2.30 Rp 41.4K

-76.09%

Rice (white) (1kg)

$1.17 MKD 63.8

$1.18 Rp 21.2K

-0.85%

Eggs

$2.43 MKD 132

$2.14 Rp 38.6K

13.55%

Local Cheese (1kg)

$9.29 MKD 507

$17.48 Rp 314.6K

-46.85%

Chicken Fillets (1kg)

$4.62 MKD 252

$4.03 Rp 72.5K

14.64%

Beef Round Steak (1kg)

$11.58 MKD 632

$12.23 Rp 220.1K

-5.31%

Apples (1kg)

$1.29 MKD 70.1

$3.55 Rp 63.9K

-63.66%

Banana (1kg)

$1.30 MKD 71.1

$1.57 Rp 28.3K

-17.20%

Oranges (1kg)

$1.28 MKD 69.9

$2.24 Rp 40.2K

-42.86%

Tomato (1kg)

$1.74 MKD 94.7

$1.93 Rp 34.7K

-9.84%

Potato (1kg)

$0.74 MKD 40.20

$1.88 Rp 33.9K

-60.64%

Onion (1kg)

$1.14 MKD 62.2

$2.29 Rp 41.3K

-50.22%

Lettuce (1 head)

$0.86 MKD 46.91

$0.99 Rp 17.9K

-13.13%

Water (1.5 liter bottle)

$0.40 MKD 21.64

$0.53 Rp 9,475

-24.53%

Cigarettes 20 Pack (Marlboro, Camel)

$3.07 MKD 168

$2.28 Rp 41.1K

34.65%

Wine (Bottle)

$6.48 MKD 354

$23.01 Rp 414.2K

-71.84%

Local Beer (0.5 liter bottle)

$1.02 MKD 55.9

$2.34 Rp 42.2K

-56.41%

Imported Beer (0.33 liter bottle)

$1.49 MKD 81.3

$2.91 Rp 52.4K

-48.80%

One-way Ticket (Public Transport)

$0.71 MKD 38.82

$0.24 Rp 4,315

195.83%

Public Transport Monthly Pass (Regular Price)

$23.57 MKD 1,286

$8.82 Rp 158.7K

167.23%

Taxi Start (Normal Tariff)

$1.46 MKD 79.8

$0.48 Rp 8,684

204.17%

Taxi (Normal Tariff) (1km)

$1.01 MKD 55.2

$0.46 Rp 8,233

119.57%

Taxi 1hour Waiting (Normal Tariff)

$3.65 MKD 199

$5.45 Rp 98.2K

-33.03%

Gasoline (1 liter)

$1.40 MKD 76.3

$0.88 Rp 15.9K

59.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.4K MKD 1.7M

$24.6K Rp 442.2M

27.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K MKD 1.5M

$31.2K Rp 561.4M

-11.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$127 MKD 6,901

$83.0 Rp 1.5M

52.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.70 MKD 857

$6.45 Rp 116.0K

143.41%

Internet (50+ Mbps, Unlimited Data)

$11.97 MKD 653

$18.57 Rp 334.2K

-35.54%

Gym Membership (Monthly)

$21.94 MKD 1,197

$55.8 Rp 1.0M

-60.70%

Tennis Court (1 Hour on Weekend)

$19.74 MKD 1,077

$18.11 Rp 326.0K

9.00%

Cinema Ticket

$5.10 MKD 278

$4.38 Rp 78.9K

16.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$280 MKD 15.3K

$493 Rp 8.9M

-43.26%

International Primary School, 1 Child (Yearly)

$3,095 MKD 168.8K

$5,754 Rp 103.6M

-46.21%

Jeans (Levis 501 Or Similar)

$72.7 MKD 3,968

$46.19 Rp 831.4K

57.48%

Summer Dress (H&M, Zara, etc)

$31.84 MKD 1,737

$35.33 Rp 636.0K

-9.88%

Sport Shoes (Adidas, Nike)

$82.0 MKD 4,474

$79.1 Rp 1.4M

3.70%

Men's Leather Business Shoes

$87.4 MKD 4,765

$78.4 Rp 1.4M

11.44%

1-bedroom Apartment, City Center (Monthly)

$313 MKD 17.1K

$1,142 Rp 20.6M

-72.59%

1-bedroom Apartment, Outside City Center (Monthly)

$207 MKD 11.3K

$676 Rp 12.2M

-69.30%

3-bedroom Apartment, City Center (Monthly)

$451 MKD 24.6K

$3,503 Rp 63.1M

-87.12%

3-bedroom Apartment, Outside City Center (Monthly)

$315 MKD 17.2K

$1,700 Rp 30.6M

-81.44%

Buy Apartment in City Center (m2)

$1,523 MKD 83.1K

$2,784 Rp 50.1M

-45.30%

Buy Apartment Outside City Center (m2)

$1,169 MKD 63.8K

$2,241 Rp 40.3M

-47.82%

Average Monthly Net Salary (After Tax)

$539 MKD 29.4K

$165 Rp 3.0M

227.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.23

13.78

-69.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sveti Nikole: October 13, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sveti Nikole

$207 24.2%

Ubud, Bali

$676 49.4% 226% $468

Groceries & Markets

Sveti Nikole

$181 21.1%

Ubud, Bali

$290 21.2% 60.7% $110

Monthly Utilities & Internet

Sveti Nikole

$154 18%

Ubud, Bali

$108 7.9% 29.9% $46

Eating Out

Sveti Nikole

$127 14.8%

Ubud, Bali

$109 8% 14.2% $18

Clothing & Footwear

Sveti Nikole

$123 14.4%

Ubud, Bali

$108 7.9% 12.8% $16

Getting Around

Sveti Nikole

$33 3.8%

Ubud, Bali

$13 0.9% 61.9% $20

Sport & Entertainment

Sveti Nikole

$32 3.8%

Ubud, Bali

$65 4.7% 101% $32

Cost Breakdown

A central one-bedroom costs $313 in Sveti Nikole versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 227% higher in Sveti Nikole, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Sveti Nikole versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $181 vs $290 – making Sveti Nikole the more affordable choice for daily food spending.

Good to know

🇲🇰 Sveti Nikole

🇮🇩 Ubud, Bali

🕒 Local time

21:59 9:59 PM

03:59 3:59 AM

6 h ahead of Sveti Nikole

🌤 Weather

👥 Population

13,220

74,800

💱 Currency

North Macedonian Denar MKD ден

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 MKD = 1.83 USD

100 MKD = 1.63 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to MKD – North Macedonian Denar Converter

🇺🇸 United States Dollar ($)

🇲🇰 North Macedonian Denar (ден)

North Macedonian Denar exchange rates as of October 19, 2026: 1 USD = 54.55 MKD (100 MKD = 1.83 USD). 1 EUR = 61.33 MKD (100 MKD = 1.63 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to MKD in detail →

On the map

Lowest

Highest

Between locations

Sveti Nikole Ubud, Bali 10,910 km ≈ 14 h nonstop flight

From you

Sveti Nikole
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sveti Nikole vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 59% more than Sveti Nikole, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,286 per month in Sveti Nikole and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sveti Nikole, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $280 per month in Sveti Nikole and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 61% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Sveti Nikole, where all-in costs run around $858, than in Ubud, Bali at $1,368. In Sveti Nikole it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Sveti Nikole costs $858 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Sveti Nikole. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.