Cost of Living Comparison Between Ubud, Bali and Sumy Cost of Living Comparison Between Ubud, Bali and Sumy

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $713 in Sumy, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $1,068 in Sumy, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $1,423 in Sumy, rent included.

Ubud, Bali costs about 95% more than Sumy, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Sumy is 46% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$7.28 ₴325

-50.96%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$14.63 ₴654

120.92%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$5.95 ₴266

-15.80%

Cappuccino

$2.82 Rp 51.0K

$1.00 ₴44.62

182.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.62 ₴27.72

117.74%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.43 ₴19.19

69.77%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$0.84 ₴37.51

248.81%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$1.11 ₴49.45

254.95%

Milk (1 liter)

$1.78 Rp 32.1K

$1.09 ₴48.82

63.30%

White Bread (500g)

$2.45 Rp 44.2K

$0.81 ₴36.31

202.47%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.80 ₴80.3

-36.11%

Eggs

$2.41 Rp 43.6K

$2.03 ₴90.8

18.72%

Local Cheese (1kg)

$14.33 Rp 258.7K

$9.67 ₴432

48.19%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$4.36 ₴195

-3.90%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$7.87 ₴352

53.24%

Apples (1kg)

$3.64 Rp 65.7K

$0.96 ₴42.70

279.17%

Banana (1kg)

$1.57 Rp 28.3K

$1.44 ₴64.2

9.03%

Oranges (1kg)

$2.79 Rp 50.3K

$1.81 ₴81.0

54.14%

Tomato (1kg)

$2.24 Rp 40.5K

$2.22 ₴99.4

0.90%

Potato (1kg)

$1.98 Rp 35.7K

$0.50 ₴22.50

296.00%

Onion (1kg)

$2.28 Rp 41.1K

$0.56 ₴24.89

307.14%

Lettuce (1 head)

$1.05 Rp 19.0K

$1.35 ₴60.3

-22.22%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.58 ₴25.71

36.21%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$2.93 ₴131

8.87%

Wine (Bottle)

$23.49 Rp 424.1K

$5.50 ₴246

327.09%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$0.85 ₴37.88

241.18%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$1.58 ₴70.7

74.68%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.35 ₴15.43

-22.86%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$2.02 ₴90.5

-77.72%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.34 ₴15.38

35.29%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$4.47 ₴200

35.79%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.37 ₴61.4

-37.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$31.2K ₴1.4M

-14.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$25.1K ₴1.1M

29.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$110 ₴4,894

-27.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$5.75 ₴257

-28.87%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$7.13 ₴319

234.50%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$28.61 ₴1,279

245.26%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$6.20 ₴277

2.42%

Cinema Ticket

$4.01 Rp 72.3K

$2.83 ₴126

41.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$381 ₴17.0K

-21.96%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$7,826 ₴349.8K

-15.64%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$48.39 ₴2,163

10.42%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$35.98 ₴1,608

5.92%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$101 ₴4,496

-11.88%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$115 ₴5,157

-33.59%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$226 ₴10.1K

352.12%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$143 ₴6,378

376.67%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$355 ₴15.9K

876.35%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$215 ₴9,615

871.45%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$1,294 ₴57.8K

110.82%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$948 ₴42.3K

142.24%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$409 ₴18.3K

-59.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Sumy: July 28, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $226 in Sumy. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 150% higher in Sumy, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $15.00 in Sumy. Monthly groceries follow the same trend: $298 vs $174 – making Sumy the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sumy: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 95% more than Sumy, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $1,070 in Sumy. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Sumy, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $15.00 in Sumy. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 71% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Sumy, where all-in costs run around $713, than in Ubud, Bali at $1,392. In Sumy it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Sumy costs $713 versus $1,392 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Sumy. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.