Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Sumgayit

For one person, living is cheaper in Sumgayit: $764 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,000 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
37

Cost of Living Index in Sumgayit
Learn more

Sumgayit Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Sumgayit

🇦🇿 Azerbaijan

$764

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Sumgayit

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Sumgayit actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $764 in Sumgayit.

Ubud, Bali $1,349
Sumgayit $764

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,221 in Sumgayit.

Ubud, Bali $2,305
Sumgayit $1,221

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,677 in Sumgayit.

Ubud, Bali $3,261
Sumgayit $1,677

Living in Ubud, Bali is roughly 76% more expensive than in Sumgayit, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$8.22 ₼13.98

-59.61%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.0K

$29.26 ₼49.72

21.80%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$5.79 ₼9.83

-4.49%

Cappuccino

$2.72 Rp 49.3K

$2.64 ₼4.48

3.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$0.85 ₼1.44

100.00%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.58 ₼0.98

31.03%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.20 ₼2.03

120.83%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$2.30 ₼3.91

90.43%

Milk (1 liter)

$1.49 Rp 27.0K

$1.36 ₼2.30

9.56%

White Bread (500g)

$2.28 Rp 41.3K

$0.35 ₼0.60

551.43%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.37 ₼4.03

-49.79%

Eggs

$2.04 Rp 36.9K

$1.17 ₼2.00

74.36%

Local Cheese (1kg)

$17.70 Rp 320.8K

$2.95 ₼5.01

500.00%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$4.44 ₼7.54

-10.81%

Beef Round Steak (1kg)

$12.19 Rp 221.0K

$8.90 ₼15.12

36.97%

Apples (1kg)

$3.66 Rp 66.3K

$0.67 ₼1.14

446.27%

Banana (1kg)

$1.52 Rp 27.5K

$1.61 ₼2.74

-5.59%

Oranges (1kg)

$2.23 Rp 40.4K

$1.37 ₼2.33

62.77%

Tomato (1kg)

$1.97 Rp 35.8K

$1.01 ₼1.71

95.05%

Potato (1kg)

$1.85 Rp 33.5K

$0.59 ₼1.01

213.56%

Onion (1kg)

$2.42 Rp 43.9K

$0.52 ₼0.88

365.38%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.43 ₼0.74

130.23%

Water (1.5 liter bottle)

$0.51 Rp 9,306

$0.59 ₼1.01

-13.56%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.43 ₼5.82

-35.28%

Wine (Bottle)

$22.24 Rp 403.1K

$5.42 ₼9.20

310.33%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$0.86 ₼1.46

162.79%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$1.87 ₼3.17

58.82%

One-way Ticket (Public Transport)

$0.25 Rp 4,550

$0.30 ₼0.52

-16.67%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$26.86 ₼45.64

-70.89%

Taxi Start (Normal Tariff)

$0.44 Rp 7,967

$0.30 ₼0.52

46.67%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,796

$0.30 ₼0.52

43.33%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$4.67 ₼7.93

15.85%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.66 ₼1.11

24.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.1M

$26.6K ₼45.2K

-10.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$26.9K ₼45.7K

17.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$33.82 ₼57.5

133.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$12.54 ₼21.31

-48.56%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$14.58 ₼24.77

27.43%

Gym Membership (Monthly)

$49.48 Rp 896.9K

$26.95 ₼45.81

83.60%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.9K

$20.43 ₼34.73

-13.61%

Cinema Ticket

$4.27 Rp 77.5K

$7.76 ₼13.19

-44.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$279 ₼475

75.59%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$16.2K ₼27.6K

-65.01%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.1K

$89.6 ₼152

-50.20%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.5K

$59.8 ₼102

-41.53%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$128 ₼218

-37.75%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$120 ₼203

-33.62%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$242 ₼412

364.22%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$178 ₼303

276.82%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$327 ₼556

990.17%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$296 ₼503

482.22%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$1,215 ₼2,065

124.82%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$778 ₼1,323

193.46%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$366 ₼623

-55.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

96.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Sumgayit: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Sumgayit

$178 23.3% 73.5% $493

Groceries & Markets

Ubud, Bali

$288 21.4%

Sumgayit

$143 18.7% 50.4% $145

Eating Out

Ubud, Bali

$108 8%

Sumgayit

$131 17.2% 21.7% $23

Clothing & Footwear

Ubud, Bali

$108 8%

Sumgayit

$179 23.4% 66.3% $71

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Sumgayit

$61 8% 41.4% $43

Sport & Entertainment

Ubud, Bali

$58 4.3%

Sumgayit

$42 5.6% 26.8% $16

Getting Around

Ubud, Bali

$11 0.9%

Sumgayit

$30 3.9% 162% $18

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $242 in Sumgayit. Housing cost is often the main lever when comparing two cities.

Sumgayit pays about 2.2 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $29 in Sumgayit for a mid-range dinner for two. Groceries echo the gap at $288 vs $143 per month, with Sumgayit cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇦🇿 Sumgayit

🕒 Local time

22:11 10:11 PM

18:11 6:11 PM

4 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

331,000

💱 Currency

Indonesian Rupiah IDR Rp

Azerbaijani Manat AZN ₼

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 AZN = 0.588 USD

1 AZN = 0.527 EUR

Exchange rates and currency converter

AZN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,125 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,227 IDR (100,000 IDR = 4.94 EUR).

Azerbaijani Manat exchange rates as of October 29, 2026: 1 USD = 1.7 AZN (1 AZN = 0.588 USD). 1 EUR = 1.9 AZN (1 AZN = 0.527 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Sumgayit 8,630 km ≈ 11 h nonstop flight

From you

Ubud, Bali
Sumgayit

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sumgayit: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $764 in Sumgayit, so Sumgayit is about 43% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 55% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $242 in Sumgayit. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $279 in Sumgayit. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 102% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $764 in Sumgayit versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Sumgayit but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sumgayit the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Sumgayit are both considered safe, so it’s unlikely to be the deciding factor between them.