Cost of Living Comparison Between Ubud, Bali and Sumgayit Cost of Living Comparison Between Ubud, Bali and Sumgayit

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $785 in Sumgayit.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $1,244 in Sumgayit.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $1,703 in Sumgayit.

Living in Ubud, Bali is roughly 75% more expensive than in Sumgayit, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Sumgayit is 43% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$8.25 ₼14.02

-59.64%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$29.30 ₼49.80

22.25%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$5.76 ₼9.78

-2.26%

Cappuccino

$2.82 Rp 49.7K

$2.65 ₼4.50

6.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.86 ₼1.47

103.49%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.57 ₼0.97

40.35%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$1.16 ₼1.97

162.07%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$2.32 ₼3.94

85.34%

Milk (1 liter)

$1.61 Rp 28.3K

$1.30 ₼2.20

23.85%

White Bread (500g)

$2.27 Rp 39.9K

$0.32 ₼0.55

609.38%

Rice (white) (1kg)

$1.17 Rp 20.6K

$2.40 ₼4.08

-51.25%

Eggs

$2.17 Rp 38.2K

$1.12 ₼1.90

93.75%

Local Cheese (1kg)

$17.63 Rp 310.5K

$2.91 ₼4.95

505.84%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$4.61 ₼7.83

-12.15%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$8.62 ₼14.64

41.30%

Apples (1kg)

$3.62 Rp 63.7K

$0.67 ₼1.14

440.30%

Banana (1kg)

$1.64 Rp 28.8K

$1.55 ₼2.64

5.81%

Oranges (1kg)

$2.31 Rp 40.6K

$1.43 ₼2.42

61.54%

Tomato (1kg)

$1.96 Rp 34.5K

$1.01 ₼1.72

94.06%

Potato (1kg)

$1.84 Rp 32.5K

$0.61 ₼1.03

201.64%

Onion (1kg)

$2.37 Rp 41.7K

$0.48 ₼0.81

393.75%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.47 ₼0.80

123.40%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.60 ₼1.01

-10.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$3.63 ₼6.16

-36.64%

Wine (Bottle)

$23.08 Rp 406.4K

$5.16 ₼8.77

347.29%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$0.91 ₼1.54

157.14%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$1.87 ₼3.18

64.17%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.28 ₼0.47

-10.71%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$26.97 ₼45.83

-65.07%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$0.28 ₼0.47

75.00%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.28 ₼0.47

67.86%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$4.62 ₼7.85

21.21%

Gasoline (1 liter)

$0.81 Rp 14.2K

$0.68 ₼1.16

19.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$26.5K ₼45.1K

-5.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$26.1K ₼44.4K

18.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$33.79 ₼57.4

144.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$12.63 ₼21.47

-48.61%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$14.56 ₼24.75

29.05%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$27.71 ₼47.10

99.35%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$20.69 ₼35.17

-11.99%

Cinema Ticket

$4.30 Rp 75.7K

$7.44 ₼12.64

-42.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$275 ₼467

79.70%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$16.3K ₼27.7K

-63.67%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$89.4 ₼152

-48.23%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$59.2 ₼101

-38.44%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$127 ₼216

-36.60%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$118 ₼201

-33.49%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$283 ₼482

293.03%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$206 ₼351

236.04%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$613 ₼1,042

493.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$295 ₼502

479.81%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$1,198 ₼2,036

130.44%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$768 ₼1,305

198.57%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$363 ₼616

-53.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

96.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Sumgayit: September 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $283 in Sumgayit. Housing cost is often the main lever when comparing two cities.

Sumgayit pays 117% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $29.00 in Sumgayit for a mid-range dinner for two. Groceries echo the gap at $294 vs $142 per month, with Sumgayit cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sumgayit: Cost of Living - Frequently Asked Questions

Ubud, Bali and Sumgayit differ by about 75% in total monthly costs ($1,378 vs $785 including rent). Sumgayit is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 117% lower in Sumgayit. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $283 in Sumgayit. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $494 in Ubud, Bali versus $275 in Sumgayit. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 107% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $785 in Sumgayit versus $1,378 in Ubud, Bali, a $2,000 budget is realistic in Sumgayit but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sumgayit the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Sumgayit are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sumgayit gentler on the wallet – expenses run 75% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.