Cost of Living Comparison Between Ubud, Bali and Sumgayit Cost of Living Comparison Between Ubud, Bali and Sumgayit

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $712 in Sumgayit.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,096 in Sumgayit.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,481 in Sumgayit.

Living in Ubud, Bali is roughly 98% more expensive than in Sumgayit, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Sumgayit is 47% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$7.69 ₼13.06

-55.14%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$29.59 ₼50.3

9.29%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$5.98 ₼10.17

-19.06%

Cappuccino

$2.75 Rp 49.4K

$2.72 ₼4.63

1.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.80 ₼1.35

72.50%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.44 ₼0.74

70.45%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.21 ₼2.05

147.11%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.29 ₼3.89

68.12%

Milk (1 liter)

$1.74 Rp 31.2K

$1.35 ₼2.30

28.89%

White Bread (500g)

$2.46 Rp 44.2K

$0.32 ₼0.54

668.75%

Rice (white) (1kg)

$1.17 Rp 21.0K

$2.39 ₼4.06

-51.05%

Eggs

$2.43 Rp 43.7K

$1.23 ₼2.10

97.56%

Local Cheese (1kg)

$14.50 Rp 260.6K

$2.85 ₼4.85

408.77%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$4.45 ₼7.56

-2.25%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$8.70 ₼14.78

37.70%

Apples (1kg)

$3.72 Rp 66.8K

$0.59 ₼1.01

530.51%

Banana (1kg)

$1.63 Rp 29.2K

$1.52 ₼2.58

7.24%

Oranges (1kg)

$2.74 Rp 49.3K

$1.27 ₼2.16

115.75%

Tomato (1kg)

$2.24 Rp 40.3K

$1.02 ₼1.73

119.61%

Potato (1kg)

$1.92 Rp 34.5K

$0.65 ₼1.10

195.38%

Onion (1kg)

$2.28 Rp 40.9K

$0.52 ₼0.89

338.46%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.39 ₼0.66

171.79%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.62 ₼1.05

16.13%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$3.43 ₼5.82

-4.08%

Wine (Bottle)

$23.19 Rp 416.8K

$5.22 ₼8.88

344.25%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$0.92 ₼1.56

202.17%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$2.01 ₼3.42

35.82%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.30 ₼0.52

-10.00%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$0.28 ₼0.47

71.43%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.57 ₼0.97

-26.32%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$3.63 ₼6.17

71.35%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.57 ₼0.97

42.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$20.6K ₼35.0K

29.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$22.3K ₼37.9K

44.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$33.99 ₼57.8

130.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$12.06 ₼20.50

-66.25%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$12.12 ₼20.59

100.74%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$28.98 ₼49.25

240.27%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

$5.91 ₼10.04

-32.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$204 ₼347

49.44%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$3,569 ₼6,065

86.11%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$59.4 ₼101

-8.84%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$53.6 ₼91.0

-29.41%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$91.1 ₼155

-4.68%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$60.3 ₼102

26.60%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$310 ₼527

220.07%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$215 ₼366

212.66%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$327 ₼556

931.60%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$289 ₼491

609.88%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$1,205 ₼2,047

132.84%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$779 ₼1,324

185.77%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$367 ₼624

-54.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

89.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Sumgayit: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $310 in Sumgayit. Housing cost is often the main lever when comparing two cities.

Sumgayit pays 120% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $30.00 in Sumgayit for a mid-range dinner for two. Groceries echo the gap at $297 vs $141 per month, with Sumgayit cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Sumgayit: Cost of Living - Frequently Asked Questions

Ubud, Bali and Sumgayit differ by about 98% in total monthly costs ($1,408 vs $712 including rent). Sumgayit is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 120% lower in Sumgayit. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $310 in Sumgayit. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 110% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,408 per month in Ubud, Bali versus $712 in Sumgayit – a 98% gap that adds up to real savings over time for anyone picking the cheaper option.

At $712 in Sumgayit versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Sumgayit but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sumgayit the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Sumgayit are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sumgayit gentler on the wallet – expenses run 98% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.