Last update: Oct 2026

Cost of Living Comparison Between Sumgayit and Ubud, Bali

For one person, living is cheaper in Sumgayit: $764 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,000 less a year. Rent and utilities account for most of the difference.

37

Cost of Living Index in Sumgayit
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Sumgayit Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Sumgayit

🇦🇿 Azerbaijan

$764

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Sumgayit and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sumgayit and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $764 in Sumgayit versus $1,349 in Ubud, Bali.

Sumgayit $764
Ubud, Bali $1,349

Estimated couple costs with rent: $1,221 in Sumgayit versus $2,305 in Ubud, Bali.

Sumgayit $1,221
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,677 in Sumgayit versus $3,261 in Ubud, Bali.

Sumgayit $1,677
Ubud, Bali $3,261

Living in Sumgayit costs roughly 43% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$8.22 ₼13.98

$3.32 Rp 60.4K

147.59%

Three-Course Dinner for Two, Mid-Range

$29.26 ₼49.72

$35.64 Rp 648.1K

-17.90%

Fast Food Meal (McDonalds, etc)

$5.79 ₼9.83

$5.53 Rp 100.6K

4.70%

Cappuccino

$2.64 ₼4.48

$2.72 Rp 49.4K

-2.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.85 ₼1.44

$1.70 Rp 30.9K

-50.00%

Water (0.33 liter bottle)

$0.58 ₼0.98

$0.76 Rp 13.8K

-23.68%

Local Beer (0.5 liter draught)

$1.20 ₼2.03

$2.65 Rp 48.3K

-54.72%

Imported Beer (0.33 liter bottle)

$2.30 ₼3.91

$4.38 Rp 79.7K

-47.49%

Milk (1 liter)

$1.36 ₼2.30

$1.49 Rp 27.1K

-8.72%

White Bread (500g)

$0.35 ₼0.60

$2.28 Rp 41.4K

-84.65%

Rice (white) (1kg)

$2.37 ₼4.03

$1.19 Rp 21.6K

99.16%

Eggs

$1.17 ₼2.00

$2.04 Rp 37.0K

-42.65%

Local Cheese (1kg)

$2.95 ₼5.01

$17.70 Rp 321.9K

-83.33%

Chicken Fillets (1kg)

$4.44 ₼7.54

$3.96 Rp 72.1K

12.12%

Beef Round Steak (1kg)

$8.90 ₼15.12

$12.19 Rp 221.7K

-26.99%

Apples (1kg)

$0.67 ₼1.14

$3.66 Rp 66.5K

-81.69%

Banana (1kg)

$1.61 ₼2.74

$1.52 Rp 27.6K

5.92%

Oranges (1kg)

$1.37 ₼2.33

$2.23 Rp 40.5K

-38.57%

Tomato (1kg)

$1.01 ₼1.71

$1.97 Rp 35.9K

-48.73%

Potato (1kg)

$0.59 ₼1.01

$1.85 Rp 33.6K

-68.11%

Onion (1kg)

$0.52 ₼0.88

$2.42 Rp 44.1K

-78.51%

Lettuce (1 head)

$0.43 ₼0.74

$0.99 Rp 18.0K

-56.57%

Water (1.5 liter bottle)

$0.59 ₼1.01

$0.51 Rp 9,336

15.69%

Cigarettes 20 Pack (Marlboro, Camel)

$3.43 ₼5.82

$2.22 Rp 40.4K

54.50%

Wine (Bottle)

$5.42 ₼9.20

$22.24 Rp 404.4K

-75.63%

Local Beer (0.5 liter bottle)

$0.86 ₼1.46

$2.26 Rp 41.1K

-61.95%

Imported Beer (0.33 liter bottle)

$1.87 ₼3.17

$2.97 Rp 54.0K

-37.04%

One-way Ticket (Public Transport)

$0.30 ₼0.52

$0.25 Rp 4,564

20.00%

Public Transport Monthly Pass (Regular Price)

$26.86 ₼45.64

$7.82 Rp 142.3K

243.48%

Taxi Start (Normal Tariff)

$0.30 ₼0.52

$0.44 Rp 7,992

-31.82%

Taxi (Normal Tariff) (1km)

$0.30 ₼0.52

$0.43 Rp 7,821

-30.23%

Taxi 1hour Waiting (Normal Tariff)

$4.67 ₼7.93

$5.41 Rp 98.4K

-13.68%

Gasoline (1 liter)

$0.66 ₼1.11

$0.82 Rp 15.0K

-19.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K ₼45.2K

$23.8K Rp 433.5M

11.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ₼45.7K

$31.7K Rp 577.3M

-15.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$33.82 ₼57.5

$79.1 Rp 1.4M

-57.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.54 ₼21.31

$6.45 Rp 117.2K

94.42%

Internet (50+ Mbps, Unlimited Data)

$14.58 ₼24.77

$18.58 Rp 337.8K

-21.53%

Gym Membership (Monthly)

$26.95 ₼45.81

$49.48 Rp 899.8K

-45.53%

Tennis Court (1 Hour on Weekend)

$20.43 ₼34.73

$17.65 Rp 320.9K

15.75%

Cinema Ticket

$7.76 ₼13.19

$4.27 Rp 77.7K

81.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$279 ₼475

$491 Rp 8.9M

-43.05%

International Primary School, 1 Child (Yearly)

$16.2K ₼27.6K

$5,674 Rp 103.2M

185.83%

Jeans (Levis 501 Or Similar)

$89.6 ₼152

$44.64 Rp 811.7K

100.81%

Summer Dress (H&M, Zara, etc)

$59.8 ₼102

$34.95 Rp 635.6K

71.02%

Sport Shoes (Adidas, Nike)

$128 ₼218

$79.9 Rp 1.5M

60.64%

Men's Leather Business Shoes

$120 ₼203

$79.4 Rp 1.4M

50.64%

1-bedroom Apartment, City Center (Monthly)

$242 ₼412

$1,125 Rp 20.5M

-78.46%

1-bedroom Apartment, Outside City Center (Monthly)

$178 ₼303

$671 Rp 12.2M

-73.46%

3-bedroom Apartment, City Center (Monthly)

$327 ₼556

$3,565 Rp 64.8M

-90.83%

3-bedroom Apartment, Outside City Center (Monthly)

$296 ₼503

$1,723 Rp 31.3M

-82.82%

Buy Apartment in City Center (m2)

$1,215 ₼2,065

$2,732 Rp 49.7M

-55.52%

Buy Apartment Outside City Center (m2)

$778 ₼1,323

$2,284 Rp 41.5M

-65.92%

Average Monthly Net Salary (After Tax)

$366 ₼623

$164 Rp 3.0M

123.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-49.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sumgayit: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Clothing & Footwear

Sumgayit

$179 23.4%

Ubud, Bali

$108 8% 39.9% $71

Accommodation & Living

Sumgayit

$178 23.3%

Ubud, Bali

$672 49.8% 277% $493

Groceries & Markets

Sumgayit

$143 18.7%

Ubud, Bali

$288 21.4% 102% $145

Eating Out

Sumgayit

$131 17.2%

Ubud, Bali

$108 8% 17.9% $23

Monthly Utilities & Internet

Sumgayit

$61 8%

Ubud, Bali

$104 7.7% 70.8% $43

Sport & Entertainment

Sumgayit

$42 5.6%

Ubud, Bali

$58 4.3% 36.6% $16

Getting Around

Sumgayit

$30 3.9%

Ubud, Bali

$11 0.9% 61.8% $18

Cost Breakdown

A one-bedroom apartment in the center runs $242 in Sumgayit and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Sumgayit pays about 2.2 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $29 in Sumgayit vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $143 vs $288 per month, with Sumgayit cheaper across the board.

Good to know

🇦🇿 Sumgayit

🇮🇩 Ubud, Bali

🕒 Local time

17:05 5:05 PM

21:05 9:05 PM

4 h ahead of Sumgayit

🌤 Weather

👥 Population

331,000

74,800

💱 Currency

Azerbaijani Manat AZN ₼

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AZN = 0.588 USD

1 AZN = 0.527 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to AZN – Azerbaijani Manat Converter

🇺🇸 United States Dollar ($)

🇦🇿 Azerbaijani Manat (₼)

Azerbaijani Manat exchange rates as of October 29, 2026: 1 USD = 1.7 AZN (1 AZN = 0.588 USD). 1 EUR = 1.9 AZN (1 AZN = 0.527 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,291 IDR (100,000 IDR = 4.93 EUR).

USD to AZN in detail →

On the map

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Highest

Between locations

Sumgayit Ubud, Bali 8,630 km ≈ 11 h nonstop flight

From you

Sumgayit
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sumgayit vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $764 in Sumgayit and $1,349 in Ubud, Bali, so Sumgayit is about 43% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Sumgayit is about 2.2 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $242 in Sumgayit versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $279 in Sumgayit versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 102% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $764 in Sumgayit versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Sumgayit but tight or insufficient in Ubud, Bali. The gap between the two cities makes Sumgayit the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Sumgayit and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.