Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Strumica

For one person, living is cheaper in Strumica: $866 a month against $1,349 in Ubud, Bali, rent and utilities included – about $5,800 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
41

Cost of Living Index in Strumica
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Strumica Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Strumica

🇲🇰 North Macedonia

$866

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Strumica

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Strumica actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $866 in Strumica, rent included.

Ubud, Bali $1,349
Strumica $866

A couple spends around $2,305 per month in Ubud, Bali vs $1,222 in Strumica, rent included.

Ubud, Bali $2,305
Strumica $1,222

A family of three spends $3,261 per month in Ubud, Bali vs $1,579 in Strumica, rent included.

Ubud, Bali $3,261
Strumica $1,579

Ubud, Bali costs about 56% more than Strumica, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$3.57 MKD 197

-7.00%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$22.29 MKD 1,226

59.89%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$3.73 MKD 205

48.26%

Cappuccino

$2.72 Rp 49.4K

$1.53 MKD 84.0

77.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.40 MKD 77.0

21.43%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.15 MKD 63.0

-33.91%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$1.85 MKD 102

43.24%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$1.98 MKD 109

121.21%

Milk (1 liter)

$1.49 Rp 27.1K

$1.29 MKD 70.9

15.50%

White Bread (500g)

$2.28 Rp 41.4K

$0.74 MKD 40.45

208.11%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.70 MKD 93.8

-30.00%

Eggs

$2.04 Rp 37.0K

$2.12 MKD 117

-3.77%

Local Cheese (1kg)

$17.70 Rp 321.9K

$7.99 MKD 440

121.53%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$6.19 MKD 341

-36.03%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$9.90 MKD 544

23.13%

Apples (1kg)

$3.66 Rp 66.5K

$0.61 MKD 33.70

500.00%

Banana (1kg)

$1.52 Rp 27.6K

$1.38 MKD 76.0

10.14%

Oranges (1kg)

$2.23 Rp 40.5K

$1.20 MKD 66.3

85.83%

Tomato (1kg)

$1.97 Rp 35.9K

$1.97 MKD 108

Potato (1kg)

$1.85 Rp 33.6K

$0.83 MKD 45.55

122.89%

Onion (1kg)

$2.42 Rp 44.1K

$0.77 MKD 42.48

214.29%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.64 MKD 35.22

54.69%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$0.59 MKD 32.28

-13.56%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$2.72 MKD 149

-18.38%

Wine (Bottle)

$22.24 Rp 404.4K

$5.37 MKD 296

314.15%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$0.95 MKD 52.4

137.89%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.20 MKD 65.9

147.50%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$0.70 MKD 38.57

-64.29%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$1.07 MKD 59.1

-58.88%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$0.62 MKD 33.86

-30.65%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$7.73 MKD 425

-30.01%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.57 MKD 86.6

-47.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$33.6K MKD 1.9M

-29.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$26.4K MKD 1.5M

20.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$150 MKD 8,243

-47.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$12.85 MKD 707

-49.81%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$18.35 MKD 1,010

1.25%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$20.22 MKD 1,113

144.71%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

Cinema Ticket

$4.27 Rp 77.7K

$7.10 MKD 391

-39.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$365 MKD 20.1K

34.47%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$5,764 MKD 317.1K

-1.56%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$85.7 MKD 4,717

-47.94%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$36.58 MKD 2,012

-4.46%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$104 MKD 5,709

-23.00%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$91.8 MKD 5,049

-13.46%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$308 MKD 17.0K

265.13%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$241 MKD 13.3K

178.77%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$493 MKD 27.1K

623.72%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$298 MKD 16.4K

478.72%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$1,484 MKD 81.7K

84.06%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$979 MKD 53.9K

133.25%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$640 MKD 35.2K

-74.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

244.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Strumica: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Strumica

$241 27.8% 64.1% $431

Groceries & Markets

Ubud, Bali

$288 21.4%

Strumica

$178 20.5% 38.4% $111

Eating Out

Ubud, Bali

$108 8%

Strumica

$81 9.4% 24.3% $26

Clothing & Footwear

Ubud, Bali

$108 8%

Strumica

$143 16.5% 33% $36

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Strumica

$181 20.9% 73.9% $77

Sport & Entertainment

Ubud, Bali

$58 4.3%

Strumica

$34 4% 40.7% $24

Getting Around

Ubud, Bali

$11 0.9%

Strumica

$7 * 0.8% 39.1% $4.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $308 in Strumica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Strumica are about 3.9 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $22 in Strumica. Monthly groceries follow the same trend: $288 vs $178 – making Strumica the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇲🇰 Strumica

🕒 Local time

15:11 3:11 PM

08:11 8:11 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

36,000

💱 Currency

Indonesian Rupiah IDR Rp

North Macedonian Denar MKD ден

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

100 MKD = 1.82 USD

100 MKD = 1.63 EUR

Exchange rates and currency converter

MKD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

North Macedonian Denar exchange rates as of October 29, 2026: 1 USD = 55.02 MKD (100 MKD = 1.82 USD). 1 EUR = 61.25 MKD (100 MKD = 1.63 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Strumica 10,850 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Strumica

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Strumica: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 56% more than Strumica, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,298 in Strumica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Strumica, especially for central apartments: a one-bedroom in the center costs $308 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $22 in Strumica. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 62% more in Ubud, Bali, though the gap depends on what you buy.

$800 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $866 in Strumica. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Strumica – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.