Last update: Oct 2026

Cost of Living Comparison Between Strumica and Ubud, Bali

For one person, living is cheaper in Strumica: $866 a month against $1,349 in Ubud, Bali, rent and utilities included – about $5,800 less a year. Rent and utilities account for most of the difference.

41

Cost of Living Index in Strumica
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Strumica Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Strumica

🇲🇰 North Macedonia

$866

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Strumica and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Strumica and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $866 per month in Strumica vs $1,349 in Ubud, Bali, rent included.

Strumica $866
Ubud, Bali $1,349

A couple spends around $1,222 per month in Strumica vs $2,305 in Ubud, Bali, rent included.

Strumica $1,222
Ubud, Bali $2,305

A family of three spends $1,579 per month in Strumica vs $3,261 in Ubud, Bali, rent included.

Strumica $1,579
Ubud, Bali $3,261

Strumica is about 36% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.57 MKD 197

$3.32 Rp 60.4K

7.53%

Three-Course Dinner for Two, Mid-Range

$22.29 MKD 1,226

$35.64 Rp 648.1K

-37.46%

Fast Food Meal (McDonalds, etc)

$3.73 MKD 205

$5.53 Rp 100.6K

-32.55%

Cappuccino

$1.53 MKD 84.0

$2.72 Rp 49.4K

-43.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.40 MKD 77.0

$1.70 Rp 30.9K

-17.65%

Water (0.33 liter bottle)

$1.15 MKD 63.0

$0.76 Rp 13.8K

51.32%

Local Beer (0.5 liter draught)

$1.85 MKD 102

$2.65 Rp 48.3K

-30.19%

Imported Beer (0.33 liter bottle)

$1.98 MKD 109

$4.38 Rp 79.7K

-54.79%

Milk (1 liter)

$1.29 MKD 70.9

$1.49 Rp 27.1K

-13.42%

White Bread (500g)

$0.74 MKD 40.45

$2.28 Rp 41.4K

-67.54%

Rice (white) (1kg)

$1.70 MKD 93.8

$1.19 Rp 21.6K

42.86%

Eggs

$2.12 MKD 117

$2.04 Rp 37.0K

3.92%

Local Cheese (1kg)

$7.99 MKD 440

$17.70 Rp 321.9K

-54.86%

Chicken Fillets (1kg)

$6.19 MKD 341

$3.96 Rp 72.1K

56.31%

Beef Round Steak (1kg)

$9.90 MKD 544

$12.19 Rp 221.7K

-18.79%

Apples (1kg)

$0.61 MKD 33.70

$3.66 Rp 66.5K

-83.33%

Banana (1kg)

$1.38 MKD 76.0

$1.52 Rp 27.6K

-9.21%

Oranges (1kg)

$1.20 MKD 66.3

$2.23 Rp 40.5K

-46.19%

Tomato (1kg)

$1.97 MKD 108

$1.97 Rp 35.9K

Potato (1kg)

$0.83 MKD 45.55

$1.85 Rp 33.6K

-55.14%

Onion (1kg)

$0.77 MKD 42.48

$2.42 Rp 44.1K

-68.18%

Lettuce (1 head)

$0.64 MKD 35.22

$0.99 Rp 18.0K

-35.35%

Water (1.5 liter bottle)

$0.59 MKD 32.28

$0.51 Rp 9,336

15.69%

Cigarettes 20 Pack (Marlboro, Camel)

$2.72 MKD 149

$2.22 Rp 40.4K

22.52%

Wine (Bottle)

$5.37 MKD 296

$22.24 Rp 404.4K

-75.85%

Local Beer (0.5 liter bottle)

$0.95 MKD 52.4

$2.26 Rp 41.1K

-57.96%

Imported Beer (0.33 liter bottle)

$1.20 MKD 65.9

$2.97 Rp 54.0K

-59.60%

One-way Ticket (Public Transport)

$0.70 MKD 38.57

$0.25 Rp 4,564

180.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

Taxi Start (Normal Tariff)

$1.07 MKD 59.1

$0.44 Rp 7,992

143.18%

Taxi (Normal Tariff) (1km)

$0.62 MKD 33.86

$0.43 Rp 7,821

44.19%

Taxi 1hour Waiting (Normal Tariff)

$7.73 MKD 425

$5.41 Rp 98.4K

42.88%

Gasoline (1 liter)

$1.57 MKD 86.6

$0.82 Rp 15.0K

91.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.6K MKD 1.9M

$23.8K Rp 433.5M

41.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K MKD 1.5M

$31.7K Rp 577.3M

-16.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$150 MKD 8,243

$79.1 Rp 1.4M

89.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.85 MKD 707

$6.45 Rp 117.2K

99.22%

Internet (50+ Mbps, Unlimited Data)

$18.35 MKD 1,010

$18.58 Rp 337.8K

-1.24%

Gym Membership (Monthly)

$20.22 MKD 1,113

$49.48 Rp 899.8K

-59.14%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

Cinema Ticket

$7.10 MKD 391

$4.27 Rp 77.7K

66.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$365 MKD 20.1K

$491 Rp 8.9M

-25.64%

International Primary School, 1 Child (Yearly)

$5,764 MKD 317.1K

$5,674 Rp 103.2M

1.59%

Jeans (Levis 501 Or Similar)

$85.7 MKD 4,717

$44.64 Rp 811.7K

92.07%

Summer Dress (H&M, Zara, etc)

$36.58 MKD 2,012

$34.95 Rp 635.6K

4.66%

Sport Shoes (Adidas, Nike)

$104 MKD 5,709

$79.9 Rp 1.5M

29.86%

Men's Leather Business Shoes

$91.8 MKD 5,049

$79.4 Rp 1.4M

15.55%

1-bedroom Apartment, City Center (Monthly)

$308 MKD 17.0K

$1,125 Rp 20.5M

-72.61%

1-bedroom Apartment, Outside City Center (Monthly)

$241 MKD 13.3K

$671 Rp 12.2M

-64.13%

3-bedroom Apartment, City Center (Monthly)

$493 MKD 27.1K

$3,565 Rp 64.8M

-86.18%

3-bedroom Apartment, Outside City Center (Monthly)

$298 MKD 16.4K

$1,723 Rp 31.3M

-82.72%

Buy Apartment in City Center (m2)

$1,484 MKD 81.7K

$2,732 Rp 49.7M

-45.67%

Buy Apartment Outside City Center (m2)

$979 MKD 53.9K

$2,284 Rp 41.5M

-57.13%

Average Monthly Net Salary (After Tax)

$640 MKD 35.2K

$164 Rp 3.0M

290.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-70.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Strumica: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Strumica

$241 27.8%

Ubud, Bali

$672 49.8% 179% $431

Monthly Utilities & Internet

Strumica

$181 20.9%

Ubud, Bali

$104 7.7% 42.5% $77

Groceries & Markets

Strumica

$178 20.5%

Ubud, Bali

$288 21.4% 62.3% $111

Clothing & Footwear

Strumica

$143 16.5%

Ubud, Bali

$108 8% 24.8% $36

Eating Out

Strumica

$81 9.4%

Ubud, Bali

$108 8% 32.2% $26

Sport & Entertainment

Strumica

$34 4%

Ubud, Bali

$58 4.3% 68.6% $24

Getting Around

Strumica

$7 * 0.8%

Ubud, Bali

$11 0.9% 64.1% $4.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $308 in Strumica versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Strumica are about 3.9 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $22 in Strumica versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $178 vs $288 – making Strumica the more affordable choice for daily food spending.

Good to know

🇲🇰 Strumica

🇮🇩 Ubud, Bali

🕒 Local time

07:14 7:14 AM

14:14 2:14 PM

7 h ahead of Strumica

🌤 Weather

👥 Population

36,000

74,800

💱 Currency

North Macedonian Denar MKD ден

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 MKD = 1.82 USD

100 MKD = 1.63 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to MKD – North Macedonian Denar Converter

🇺🇸 United States Dollar ($)

🇲🇰 North Macedonian Denar (ден)

North Macedonian Denar exchange rates as of October 29, 2026: 1 USD = 55.02 MKD (100 MKD = 1.82 USD). 1 EUR = 61.25 MKD (100 MKD = 1.63 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

USD to MKD in detail →

On the map

Lowest

Highest

Between locations

Strumica Ubud, Bali 10,850 km ≈ 14 h nonstop flight

From you

Strumica
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Strumica vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 56% more than Strumica, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,298 per month in Strumica and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Strumica, especially for central apartments: a one-bedroom in the center costs $308 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $22 in Strumica and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 62% more in Ubud, Bali, though the gap depends on what you buy.

$800 is a stretch for both – monthly costs hit $866 in Strumica and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Strumica – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.