Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Stellenbosch

For one person, living is cheaper in Stellenbosch: $1,156 a month against $1,331 in Ubud, Bali, rent and utilities included – about $2,100 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
55

Cost of Living Index in Stellenbosch
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Stellenbosch Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Stellenbosch

🇿🇦 South Africa

$1,156

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Stellenbosch

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Stellenbosch actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $1,156 in Stellenbosch, rent included.

Ubud, Bali $1,331
Stellenbosch $1,156

A couple spends around $2,255 per month in Ubud, Bali vs $1,905 in Stellenbosch, rent included.

Ubud, Bali $2,255
Stellenbosch $1,905

A family of three spends $3,180 per month in Ubud, Bali vs $2,653 in Stellenbosch, rent included.

Ubud, Bali $3,180
Stellenbosch $2,653

Ubud, Bali costs about 15% more than Stellenbosch, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Stellenbosch are more affordable than the global median – Ubud, Bali 2% lower, Stellenbosch 14% lower.

Meal at Budget Restaurant

$3.38 Rp 60.9K

$7.38 R 122

-54.20%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 625.4K

$35.93 R 592

-3.56%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.6K

$4.91 R 80.9

13.44%

Cappuccino

$2.62 Rp 47.3K

$2.11 R 34.73

24.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$0.92 R 15.11

67.39%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.69 R 11.29

-7.25%

Local Beer (0.5 liter draught)

$2.67 Rp 48.1K

$2.74 R 45.08

-2.55%

Imported Beer (0.33 liter bottle)

$4.26 Rp 76.9K

$3.53 R 58.1

20.68%

Milk (1 liter)

$1.46 Rp 26.4K

$1.30 R 21.40

12.31%

White Bread (500g)

$2.29 Rp 41.4K

$1.10 R 18.17

108.18%

Rice (white) (1kg)

$1.11 Rp 20.0K

$1.85 R 30.53

-40.00%

Eggs

$2.10 Rp 37.9K

$2.95 R 48.55

-28.81%

Local Cheese (1kg)

$15.94 Rp 287.7K

$8.65 R 143

84.28%

Chicken Fillets (1kg)

$3.88 Rp 70.1K

$5.93 R 97.7

-34.57%

Beef Round Steak (1kg)

$11.40 Rp 205.8K

$7.34 R 121

55.31%

Apples (1kg)

$3.55 Rp 64.1K

$1.79 R 29.50

98.32%

Banana (1kg)

$1.54 Rp 27.7K

$1.46 R 24.00

5.48%

Oranges (1kg)

$2.23 Rp 40.2K

$1.65 R 27.24

35.15%

Tomato (1kg)

$1.97 Rp 35.6K

$1.58 R 26.07

24.68%

Potato (1kg)

$1.86 Rp 33.5K

$1.03 R 17.05

80.58%

Onion (1kg)

$2.42 Rp 43.6K

$1.46 R 24.00

65.75%

Lettuce (1 head)

$1.02 Rp 18.5K

$1.35 R 22.18

-24.44%

Water (1.5 liter bottle)

$0.52 Rp 9,427

$1.18 R 19.40

-55.93%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

$3.54 R 58.4

-37.85%

Wine (Bottle)

$21.79 Rp 393.2K

$6.15 R 101

254.31%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

$1.39 R 22.84

67.63%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.6K

$2.11 R 34.83

40.76%

One-way Ticket (Public Transport)

$0.25 Rp 4,519

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.5K

Taxi Start (Normal Tariff)

$0.44 Rp 7,901

$0.94 R 15.55

-53.19%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,446

$0.90 R 14.80

-47.78%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.1K

$4.91 R 81.0

14.05%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.37 R 22.63

-39.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.3M

$34.8K R 572.8K

-29.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.1M

$33.8K R 557.0K

-6.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$102 R 1,687

-24.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 110.9K

$25.99 R 428

-76.38%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.4K

$34.30 R 565

-44.84%

Gym Membership (Monthly)

$51.0 Rp 920.4K

$28.34 R 467

79.92%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.4K

$16.32 R 269

11.83%

Cinema Ticket

$4.38 Rp 79.1K

$8.85 R 146

-50.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$265 R 4,372

85.60%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.6M

$2,338 R 38.5K

422.83%

Jeans (Levis 501 Or Similar)

$45.16 Rp 815.1K

$52.5 R 864

-13.90%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 629.7K

$29.19 R 481

19.53%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$120 R 1,981

-34.85%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$90.2 R 1,487

-13.68%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.4M

$683 R 11.2K

57.86%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$482 R 7,947

37.87%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

$1,465 R 24.1K

139.54%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$1,154 R 19.0K

44.76%

Buy Apartment in City Center (m2)

$2,340 Rp 42.2M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$2,568 R 42.3K

-93.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

10.7

28.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Stellenbosch: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Stellenbosch

$482 41.7% 27.5% $183

Groceries & Markets

Ubud, Bali

$279 21%

Stellenbosch

$202 17.5% 27.7% $77

Clothing & Footwear

Ubud, Bali

$106 8%

Stellenbosch

$131 11.4% 23.6% $25

Eating Out

Ubud, Bali

$106 8%

Stellenbosch

$126 10.9% 19.3% $20

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Stellenbosch

$163 14.1% 58.6% $60

Sport & Entertainment

Ubud, Bali

$60 4.5%

Stellenbosch

$46 4% 22.9% $14

Getting Around

Ubud, Bali

$12 0.9%

Stellenbosch

$5.4 * 0.5% 54.6% $6.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $683 in Stellenbosch. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Stellenbosch are about 15 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35 in Ubud, Bali versus $36 in Stellenbosch. Groceries tell a different story – $279 in Ubud, Bali vs $202 in Stellenbosch – so Stellenbosch wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇿🇦 Stellenbosch

🕒 Local time

17:24 5:24 PM

11:24 11:24 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

19,068

💱 Currency

Indonesian Rupiah IDR Rp

South African Rand ZAR R

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.93 EUR

100 ZAR = 6.07 USD

100 ZAR = 5.4 EUR

Exchange rates and currency converter

ZAR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,271 IDR (100,000 IDR = 4.93 EUR).

South African Rand exchange rates as of November 6, 2026: 1 USD = 16.48 ZAR (100 ZAR = 6.07 USD). 1 EUR = 18.51 ZAR (100 ZAR = 5.4 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Stellenbosch 10,060 km ≈ 13 h nonstop flight

From you

Ubud, Bali
Stellenbosch

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Stellenbosch: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 15% more than Stellenbosch, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $1,734 in Stellenbosch. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Stellenbosch, especially for central apartments: a one-bedroom in the center costs $683 there versus $1,078 in Ubud, Bali.

A mid-range dinner for two costs $35 in Ubud, Bali and $36 in Stellenbosch. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 38% more in Ubud, Bali, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $1,156 in Stellenbosch. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Stellenbosch – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.