Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and St Lucia

For one person, living is cheaper in St Lucia: $448 a month against $1,353 in Ubud, Bali, rent and utilities included – about $10,900 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

St Lucia

🇱🇨 Saint Lucia

$448

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in St Lucia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in St Lucia actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $448 in St Lucia, rent included.

Ubud, Bali $1,353
St Lucia $448

A couple spends around $2,297 per month in Ubud, Bali vs $624 in St Lucia, rent included.

Ubud, Bali $2,297
St Lucia $624

A family of three spends $3,241 per month in Ubud, Bali vs $800 in St Lucia, rent included.

Ubud, Bali $3,241
St Lucia $800

Ubud, Bali costs about 202% more than St Lucia, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 0% above the global median, while St Lucia is 67% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

Cappuccino

$2.62 Rp 47.1K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

Water (0.33 liter bottle)

$0.81 Rp 14.6K

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$5.10 EC$13.78

-48.04%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

Milk (1 liter)

$1.57 Rp 28.3K

White Bread (500g)

$2.19 Rp 39.5K

Rice (white) (1kg)

$1.18 Rp 21.2K

Eggs

$2.16 Rp 38.8K

$4.68 EC$12.63

-53.85%

Local Cheese (1kg)

$17.65 Rp 317.7K

Chicken Fillets (1kg)

$3.78 Rp 68.0K

Beef Round Steak (1kg)

$11.95 Rp 215.1K

Apples (1kg)

$3.60 Rp 64.8K

Banana (1kg)

$1.59 Rp 28.6K

Oranges (1kg)

$2.31 Rp 41.6K

Tomato (1kg)

$1.91 Rp 34.3K

Potato (1kg)

$1.78 Rp 32.1K

Onion (1kg)

$2.33 Rp 41.9K

Lettuce (1 head)

$1.00 Rp 18.0K

Water (1.5 liter bottle)

$0.53 Rp 9,509

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

Wine (Bottle)

$22.07 Rp 397.3K

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

One-way Ticket (Public Transport)

$0.23 Rp 4,112

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

Gasoline (1 liter)

$0.83 Rp 14.9K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$99.6 EC$269

-19.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$44.16 EC$119

-85.14%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$38.58 EC$104

-51.79%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$55.4 EC$150

-2.38%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$7.33 EC$19.78

-42.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$22.18 EC$59.9

105.50%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$56.0 EC$151

-37.55%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$109 EC$294

-28.70%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$149 EC$402

-47.29%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$747 EC$2,016

-77.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for St Lucia: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

St Lucia

–

Groceries & Markets

Ubud, Bali

$287 21.2%

St Lucia

–

Clothing & Footwear

Ubud, Bali

$107 7.9%

St Lucia

–

Eating Out

Ubud, Bali

$106 7.9%

St Lucia

–

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

St Lucia

–

Sport & Entertainment

Ubud, Bali

$63 4.6%

St Lucia

–

Getting Around

Ubud, Bali

$12 0.9%

St Lucia

–

Cost Breakdown

Salaries run about 349% higher in St Lucia, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

Good to know

🇮🇩 Ubud, Bali

🇱🇨 St Lucia

🕒 Local time

14:08 2:08 PM

02:08 2:08 AM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

1,355

💱 Currency

Indonesian Rupiah IDR Rp

East Caribbean Dollar XCD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 XCD = 0.37 USD

1 XCD = 0.329 EUR

Exchange rates and currency converter

XCD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 23, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

East Caribbean Dollar exchange rates as of October 23, 2026: 1 USD = 2.7 XCD (1 XCD = 0.37 USD). 1 EUR = 3.04 XCD (1 XCD = 0.329 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali St Lucia 19,290 km ≈ 25 h nonstop flight

From you

Ubud, Bali
St Lucia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs St Lucia: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 202%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $672 in St Lucia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,353 in Ubud, Bali and $448 in St Lucia. That's a gap of about 202%.

Groceries cost about 1435% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in St Lucia, where all-in costs run around $448, than in Ubud, Bali at $1,353. In St Lucia it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward St Lucia – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with St Lucia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.