Cost of Living Comparison Between St Lucia and Ubud, Bali Cost of Living Comparison Between St Lucia and Ubud, Bali

Monthly Cost of Living

A single person spends $994 per month in St Lucia vs $1,408 in Ubud, Bali, rent included.

A couple spends around $1,706 per month in St Lucia vs $2,585 in Ubud, Bali, rent included.

A family of three spends $2,419 per month in St Lucia vs $3,763 in Ubud, Bali, rent included.

St Lucia is about 29% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

St Lucia sits 26% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.0K

Three-Course Dinner for Two, Mid-Range

$73.6 EC$199

$32.34 Rp 580.1K

127.58%

Fast Food Meal (McDonalds, etc)

$8.14 EC$21.99

$4.84 Rp 86.9K

68.18%

Cappuccino

$3.23 EC$8.72

$2.75 Rp 49.3K

17.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.99 EC$2.67

$1.38 Rp 24.8K

-28.26%

Water (0.33 liter bottle)

$1.02 EC$2.76

$0.75 Rp 13.5K

36.00%

Local Beer (0.5 liter draught)

$4.10 EC$11.06

$2.99 Rp 53.7K

37.12%

Imported Beer (0.33 liter bottle)

$4.91 EC$13.25

$3.85 Rp 69.1K

27.53%

Milk (1 liter)

$2.00 EC$5.41

$1.74 Rp 31.1K

14.94%

White Bread (500g)

$2.46 Rp 44.1K

Rice (white) (1kg)

$1.00 EC$2.71

$1.17 Rp 21.0K

-14.53%

Eggs

$4.21 EC$11.38

$2.43 Rp 43.6K

73.25%

Local Cheese (1kg)

$14.50 Rp 260.2K

Chicken Fillets (1kg)

$4.35 Rp 78.0K

Beef Round Steak (1kg)

$11.98 Rp 214.9K

Apples (1kg)

$3.72 Rp 66.7K

Banana (1kg)

$1.63 Rp 29.2K

Oranges (1kg)

$2.74 Rp 49.2K

Tomato (1kg)

$4.16 EC$11.24

$2.24 Rp 40.2K

85.71%

Potato (1kg)

$7.98 EC$21.54

$1.92 Rp 34.4K

315.63%

Onion (1kg)

$2.28 Rp 40.8K

Lettuce (1 head)

$1.06 Rp 19.1K

Water (1.5 liter bottle)

$0.72 Rp 12.9K

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

Wine (Bottle)

$23.19 Rp 416.1K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

One-way Ticket (Public Transport)

$0.63 EC$1.71

$0.27 Rp 4,778

133.33%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

Gasoline (1 liter)

$0.81 Rp 14.6K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.2 EC$268

$78.4 Rp 1.4M

26.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.25 EC$122

$4.07 Rp 73.0K

1011.79%

Internet (50+ Mbps, Unlimited Data)

$37.94 EC$102

$24.33 Rp 436.4K

55.94%

Gym Membership (Monthly)

$54.6 EC$147

$98.6 Rp 1.8M

-44.65%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

Cinema Ticket

$7.36 EC$19.87

$3.99 Rp 71.5K

84.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

Jeans (Levis 501 Or Similar)

$21.96 EC$59.3

$54.1 Rp 971.2K

-59.44%

Summer Dress (H&M, Zara, etc)

$56.4 EC$152

$37.81 Rp 678.2K

49.11%

Sport Shoes (Adidas, Nike)

$111 EC$299

$86.8 Rp 1.6M

27.36%

Men's Leather Business Shoes

$148 EC$401

$76.4 Rp 1.4M

94.35%

1-bedroom Apartment, City Center (Monthly)

$330 EC$891

$992 Rp 17.8M

-66.72%

1-bedroom Apartment, Outside City Center (Monthly)

$386 EC$1,042

$673 Rp 12.1M

-42.63%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

3-bedroom Apartment, Outside City Center (Monthly)

$933 EC$2,518

$2,050 Rp 36.8M

-54.51%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

Average Monthly Net Salary (After Tax)

$761 EC$2,054

$167 Rp 3.0M

355.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St Lucia: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $330 in St Lucia versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 356% higher in St Lucia, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $74.0 in St Lucia versus $32.00 in Ubud, Bali. Groceries tell a different story – $86.0 in St Lucia vs $297 in Ubud, Bali – so St Lucia wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St Lucia vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 42%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,492 per month in St Lucia and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in St Lucia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 247% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $74.0 in St Lucia and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in St Lucia, where all-in costs run around $994, than in Ubud, Bali at $1,408. In St Lucia it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward St Lucia – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with St Lucia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.