Cost of Living Comparison Between St Lucia and Ubud, Bali Cost of Living Comparison Between St Lucia and Ubud, Bali

Monthly Cost of Living

A single person spends $700 per month in St Lucia vs $1,396 in Ubud, Bali, rent included.

A couple spends around $787 per month in St Lucia vs $2,334 in Ubud, Bali, rent included.

A family of three spends $875 per month in St Lucia vs $3,273 in Ubud, Bali, rent included.

St Lucia is about 50% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

St Lucia sits 49% below the global median, while Ubud, Bali is 2% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.37 Rp 59.5K

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.4K

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

Cappuccino

$2.64 Rp 46.6K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

Water (0.33 liter bottle)

$0.77 Rp 13.6K

Local Beer (0.5 liter draught)

$4.95 EC$13.37

$2.63 Rp 46.4K

88.21%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

Milk (1 liter)

$2.01 EC$5.43

$1.55 Rp 27.3K

29.68%

White Bread (500g)

$2.22 Rp 39.2K

Rice (white) (1kg)

$1.04 EC$2.80

$1.13 Rp 19.8K

-7.96%

Eggs

$4.15 EC$11.21

$2.09 Rp 36.8K

98.56%

Local Cheese (1kg)

$17.39 Rp 306.7K

Chicken Fillets (1kg)

$3.87 Rp 68.2K

Beef Round Steak (1kg)

$12.55 Rp 221.3K

Apples (1kg)

$3.62 Rp 63.8K

Banana (1kg)

$1.56 Rp 27.5K

Oranges (1kg)

$2.35 Rp 41.5K

Tomato (1kg)

$2.06 Rp 36.2K

Potato (1kg)

$1.90 Rp 33.5K

Onion (1kg)

$2.34 Rp 41.2K

Lettuce (1 head)

$1.03 Rp 18.2K

Water (1.5 liter bottle)

$0.55 Rp 9,781

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

Wine (Bottle)

$23.81 Rp 419.8K

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

One-way Ticket (Public Transport)

$0.63 EC$1.70

$0.27 Rp 4,803

133.33%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,490

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,865

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

Gasoline (1 liter)

$0.76 Rp 13.4K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.7M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$100 EC$271

$83.6 Rp 1.5M

19.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.23 EC$122

$6.46 Rp 113.8K

600.15%

Internet (50+ Mbps, Unlimited Data)

$39.06 EC$105

$18.99 Rp 334.9K

105.69%

Gym Membership (Monthly)

$56.3 EC$152

$56.0 Rp 987.0K

0.63%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.3K

Cinema Ticket

$7.18 EC$19.39

$4.28 Rp 75.5K

67.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.3M

Jeans (Levis 501 Or Similar)

$22.52 EC$60.8

$45.56 Rp 803.3K

-50.57%

Summer Dress (H&M, Zara, etc)

$54.6 EC$147

$36.38 Rp 641.5K

50.11%

Sport Shoes (Adidas, Nike)

$110 EC$297

$82.0 Rp 1.4M

34.41%

Men's Leather Business Shoes

$149 EC$402

$80.4 Rp 1.4M

85.21%

1-bedroom Apartment, City Center (Monthly)

$334 EC$901

$1,117 Rp 19.7M

-70.11%

1-bedroom Apartment, Outside City Center (Monthly)

$223 EC$602

$701 Rp 12.4M

-68.20%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

Average Monthly Net Salary (After Tax)

$766 EC$2,067

$170 Rp 3.0M

350.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St Lucia: August 31, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $334 in St Lucia versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 351% higher in St Lucia, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St Lucia vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 100%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,049 per month in St Lucia and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in St Lucia, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $700 in St Lucia and $1,396 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 616% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in St Lucia, where all-in costs run around $700, than in Ubud, Bali at $1,396. In St Lucia it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward St Lucia – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with St Lucia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.