Last update: Oct 2026

Cost of Living Comparison Between St Lucia and Ubud, Bali

For one person, living is cheaper in St Lucia: $448 a month against $1,353 in Ubud, Bali, rent and utilities included – about $10,900 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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St Lucia

🇱🇨 Saint Lucia

$448

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in St Lucia and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St Lucia and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $448 per month in St Lucia vs $1,353 in Ubud, Bali, rent included.

St Lucia $448
Ubud, Bali $1,353

A couple spends around $624 per month in St Lucia vs $2,297 in Ubud, Bali, rent included.

St Lucia $624
Ubud, Bali $2,297

A family of three spends $800 per month in St Lucia vs $3,241 in Ubud, Bali, rent included.

St Lucia $800
Ubud, Bali $3,241

St Lucia is about 67% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

St Lucia sits 67% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

Cappuccino

$2.62 Rp 47.1K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

Water (0.33 liter bottle)

$0.81 Rp 14.6K

Local Beer (0.5 liter draught)

$5.10 EC$13.78

$2.65 Rp 47.7K

92.45%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

Milk (1 liter)

$1.57 Rp 28.3K

White Bread (500g)

$2.19 Rp 39.5K

Rice (white) (1kg)

$1.18 Rp 21.2K

Eggs

$4.68 EC$12.63

$2.16 Rp 38.8K

116.67%

Local Cheese (1kg)

$17.65 Rp 317.7K

Chicken Fillets (1kg)

$3.78 Rp 68.0K

Beef Round Steak (1kg)

$11.95 Rp 215.1K

Apples (1kg)

$3.60 Rp 64.8K

Banana (1kg)

$1.59 Rp 28.6K

Oranges (1kg)

$2.31 Rp 41.6K

Tomato (1kg)

$1.91 Rp 34.3K

Potato (1kg)

$1.78 Rp 32.1K

Onion (1kg)

$2.33 Rp 41.9K

Lettuce (1 head)

$1.00 Rp 18.0K

Water (1.5 liter bottle)

$0.53 Rp 9,509

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

Wine (Bottle)

$22.07 Rp 397.3K

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

One-way Ticket (Public Transport)

$0.23 Rp 4,112

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

Gasoline (1 liter)

$0.83 Rp 14.9K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.6 EC$269

$80.0 Rp 1.4M

24.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.16 EC$119

$6.56 Rp 118.1K

573.17%

Internet (50+ Mbps, Unlimited Data)

$38.58 EC$104

$18.60 Rp 334.8K

107.42%

Gym Membership (Monthly)

$55.4 EC$150

$54.1 Rp 974.1K

2.44%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$7.33 EC$19.78

$4.25 Rp 76.5K

72.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

Jeans (Levis 501 Or Similar)

$22.18 EC$59.9

$45.58 Rp 820.4K

-51.34%

Summer Dress (H&M, Zara, etc)

$56.0 EC$151

$34.96 Rp 629.4K

60.13%

Sport Shoes (Adidas, Nike)

$109 EC$294

$77.7 Rp 1.4M

40.25%

Men's Leather Business Shoes

$149 EC$402

$78.5 Rp 1.4M

89.71%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$747 EC$2,016

$166 Rp 3.0M

348.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St Lucia: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

St Lucia

–

Ubud, Bali

$673 49.7%

Groceries & Markets

St Lucia

–

Ubud, Bali

$287 21.2%

Clothing & Footwear

St Lucia

–

Ubud, Bali

$107 7.9%

Eating Out

St Lucia

–

Ubud, Bali

$106 7.9%

Monthly Utilities & Internet

St Lucia

–

Ubud, Bali

$105 7.8%

Sport & Entertainment

St Lucia

–

Ubud, Bali

$63 4.6%

Getting Around

St Lucia

–

Ubud, Bali

$12 0.9%

Cost Breakdown

Salaries run about 349% higher in St Lucia, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

Good to know

🇱🇨 St Lucia

🇮🇩 Ubud, Bali

🕒 Local time

01:43 1:43 AM

13:43 1:43 PM

12 h ahead of St Lucia

🌤 Weather

👥 Population

1,355

74,800

💱 Currency

East Caribbean Dollar XCD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 XCD = 0.37 USD

1 XCD = 0.329 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to XCD – East Caribbean Dollar Converter

🇺🇸 United States Dollar ($)

🌐 East Caribbean Dollar ($)

East Caribbean Dollar exchange rates as of October 23, 2026: 1 USD = 2.7 XCD (1 XCD = 0.37 USD). 1 EUR = 3.04 XCD (1 XCD = 0.329 EUR).

Indonesian Rupiah exchange rates as of October 23, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to XCD in detail →

On the map

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Between locations

St Lucia Ubud, Bali 19,290 km ≈ 25 h nonstop flight

From you

St Lucia
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St Lucia vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 202%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $672 per month in St Lucia and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $448 in St Lucia and $1,353 in Ubud, Bali. That's a gap of about 202%.

Groceries cost about 1435% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in St Lucia, where all-in costs run around $448, than in Ubud, Bali at $1,353. In St Lucia it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward St Lucia – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with St Lucia. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.