Cost of Living Comparison Between Ubud, Bali and St Lawrence Cost of Living Comparison Between Ubud, Bali and St Lawrence

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $3,194 in St Lawrence.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $5,208 in St Lawrence.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $7,222 in St Lawrence.

Living in Ubud, Bali costs roughly 57% less than in St Lawrence, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, St Lawrence 133% above.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$40.02 JEP 29.69

-91.40%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$120 JEP 88.8

-69.65%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$10.85 JEP 8.05

-47.37%

Cappuccino

$2.67 Rp 47.3K

$5.05 JEP 3.74

-47.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$3.31 JEP 2.46

-47.13%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$2.50 JEP 1.86

-65.20%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$8.02 JEP 5.95

-63.22%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$6.51 JEP 4.83

-30.57%

Milk (1 liter)

$1.62 Rp 28.7K

$2.26 JEP 1.67

-28.32%

White Bread (500g)

$2.33 Rp 41.3K

$2.78 JEP 2.06

-16.19%

Rice (white) (1kg)

$1.11 Rp 19.6K

$2.68 JEP 1.99

-58.58%

Eggs

$2.20 Rp 39.0K

$5.78 JEP 4.29

-61.94%

Local Cheese (1kg)

$17.69 Rp 313.3K

$7.27 JEP 5.39

143.33%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$11.92 JEP 8.84

-65.60%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$18.83 JEP 13.97

-35.32%

Apples (1kg)

$3.71 Rp 65.6K

$4.21 JEP 3.12

-11.88%

Banana (1kg)

$1.59 Rp 28.1K

$3.60 JEP 2.67

-55.83%

Oranges (1kg)

$2.28 Rp 40.4K

$4.14 JEP 3.07

-44.93%

Tomato (1kg)

$1.95 Rp 34.6K

$4.60 JEP 3.41

-57.61%

Potato (1kg)

$1.91 Rp 33.7K

$3.21 JEP 2.38

-40.50%

Onion (1kg)

$2.33 Rp 41.3K

$3.17 JEP 2.35

-26.50%

Lettuce (1 head)

$1.01 Rp 17.8K

$1.90 JEP 1.41

-46.84%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$2.48 JEP 1.84

-77.82%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$20.23 JEP 15.01

-88.98%

Wine (Bottle)

$23.07 Rp 408.6K

$10.89 JEP 8.08

111.85%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$4.59 JEP 3.41

-47.28%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$7.91 JEP 5.87

-62.07%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$5.34 JEP 3.96

-91.01%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$2.46 JEP 1.82

-82.52%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$54.7 JEP 40.61

-89.69%

Gasoline (1 liter)

$0.80 Rp 14.2K

$2.14 JEP 1.59

-62.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$26.9K JEP 20.0K

-7.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$37.2K JEP 27.6K

-14.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$330 JEP 245

-75.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$34.61 JEP 25.68

-81.25%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$73.0 JEP 54.1

-74.28%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$95.7 JEP 71.0

-40.57%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

Cinema Ticket

$4.54 Rp 80.4K

$20.15 JEP 14.95

-77.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$831 JEP 616

-42.15%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$12.2K JEP 9,074

-53.30%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$104 JEP 77.2

-56.24%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$73.2 JEP 54.3

-50.99%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$120 JEP 89.4

-33.26%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$208 JEP 154

-62.20%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$1,738 JEP 1,290

-35.89%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$1,511 JEP 1,121

-53.83%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$4,107 JEP 3,047

-11.44%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$3,323 JEP 2,466

-47.72%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.08

237.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for St Lawrence: September 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $1,738 in St Lawrence. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in Ubud, Bali vs $120 in St Lawrence for a mid-range dinner for two. Groceries echo the gap at $295 vs $418 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs St Lawrence: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 134% lower than in St Lawrence. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $2,052 in Ubud, Bali and $4,791 in St Lawrence to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,115 in Ubud, Bali versus $1,738 in St Lawrence. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $481 in Ubud, Bali versus $831 in St Lawrence. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36.00 versus $120 in St Lawrence. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,368 in Ubud, Bali versus $3,194 in St Lawrence, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in St Lawrence. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and St Lawrence are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 134% less than in St Lawrence. Beyond cost, consider language, visa policies, and how big the international community is in each city.